Table I.A.2.f(2001) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2001

 

 Characteristics  Total  

 

Less than 10 employees

 

 

10 - 24 employees

 

 

25 - 99 employees

 

 

100-999 employees

 

 

1000 or more employees

 

 

Less than 50 employees

 

 

50 or more employees

   
   
     

United States                 

73.3%

 

   55.3%

 

   79.8%

 

   86.4%

 

   91.0%

 

   84.0%

 

   64.5%

 

   86.4%

   
       

Industry group ** 

   

Agric., fish., forest.          

45.9%

 

   32.9%

 

   78.4%

 

   78.9%

 

   87.1%

 

   65.0%

 

   41.8%

 

   79.5%

   

Mining and manufacturing 

85.1%

 

   74.2%

 

   90.9%

 

   96.1%

 

   91.8%

 

   75.4%

 

   84.4%

 

   86.2%

   

Construction                    

71.3%

 

   61.3%

 

   81.7%

 

   90.5%

 

   91.1%

 

   92.6%

 

   68.9%

 

   91.3%

   

Utilities and transp.

72.4%

 

   53.5%

 

   84.9%

 

   90.4%

 

   94.6%

 

   71.3%

 

   65.3%

 

   79.8%

   

Wholesale trade

74.9%

 

   54.7%

 

   89.5%

 

   96.4%

 

   94.5%

 

   81.9%

 

   67.4%

 

   88.2%

   

Fin. svs. and real est.

70.3%

 

   55.9%

 

   74.0%

 

   81.1%

 

   88.6%

 

   71.9%

 

   61.5%

 

   75.8%

   

Retail trade                  

83.2%

 

   63.4%

 

   87.5%

 

   91.3%

 

   95.8%

 

   90.4%

 

   73.1%

 

   91.6%

   

Professional services

67.2%

 

   53.3%

 

   77.5%

 

   80.7%

 

   88.9%

 

   82.3%

 

   60.6%

 

   84.3%

   

Other Services                      

71.2%

 

   47.6%

 

   68.8%

 

   79.9%

 

   88.6%

 

   92.5%

 

   57.1%

 

   90.0%

   
     
Ownership    

For profit, incorporated      

76.3%

 

   57.7%

 

   82.2%

 

   89.8%

 

   93.5%

 

   83.0%

 

   68.3%

 

   86.3%

   

For profit, unincorporated    

62.3%

 

   53.9%

 

   83.0%

 

   81.4%

 

   82.0%

 

   79.8%

 

   59.0%

 

   81.3%

   

Nonprofit                       

63.2%

 

   44.1%

 

   62.3%

 

   71.9%

 

   86.8%

 

   86.9%

 

   51.4%

 

   85.3%

   

Unknown                         

92.5%

 

 ***** 

 

   100.0%

   95.7%

 

   84.0%

 

   94.3%

 

   60.1%

*  

   93.2%

   
     
Age of firm    

Less than 5 years             

61.2%

 

   53.1%

 

   76.9%

 

   85.1%

 

   76.9%

 

   85.7%

 

   58.6%

 

   81.6%

   

5-9 years                     

66.5%

 

   55.2%

 

   81.3%

 

   85.7%

 

   87.2%

 

   85.9%

 

   63.0%

 

   85.7%

   

10-19 years                   

69.9%

 

   56.1%

 

   81.7%

 

   88.0%

 

   91.0%

 

   93.7%

 

   65.2%

 

   91.1%

   

20 or more years              

75.2%

 

   55.5%

 

   78.8%

 

   86.3%

 

   91.7%

 

   81.9%

 

   66.1%

 

   86.2%

   

Unknown                           

85.6%

 

   63.0%

 

   100.0%

 

   71.4%

 

   95.3%

 

   85.2%

 

   78.8%

 

   85.7%

   
     
Multi/single status    

2 or more locations           

85.8%

 

   73.4%

 

   79.4%

 

   88.1%

 

   91.4%

 

   84.0%

 

   81.8%

 

   86.2%

   

1 location only               

64.8%

 

   54.9%

 

   79.9%

 

   85.4%

 

   88.5%

 

   68.9%

 

   63.1%

 

   87.7%

   
     
Percent full-time employees    

Less than 25%                   

65.9%

 

   28.4%

 

   60.4%

 

   77.3%

 

   80.9%

 

   92.0%

 

   45.7%

 

   87.1%

   

25-49%                          

74.2%

 

   43.1%

 

   68.7%

 

   81.8%

 

   94.5%

 

   89.4%

 

   56.1%

 

   89.7%

   

50-74%                          

75.6%

 

   57.1%

 

   79.7%

 

   85.6%

 

   91.4%

 

   93.1%

 

   64.6%

 

   92.2%

   

75% or more                   

73.3%

 

   56.9%

 

   82.0%

 

   87.9%

 

   91.5%

 

   80.7%

 

   66.2%

 

   84.6%

   
     
Union presence    

No union employees            

72.4%

 

   55.1%

 

   80.2%

 

   86.8%

 

   91.2%

 

   83.3%

 

   64.4%

 

   86.4%

   

Has union employees             

81.3%

 

   67.1%

 

   73.0%

 

   80.4%

 

   88.8%

 

   84.0%

 

   71.1%

 

   84.6%

   

Unknown                         

82.3%

 

   43.5%

 

   71.7%

 

   80.4%

 

   90.2%

 

   90.5%

 

   54.7%

 

   90.2%

   
     
Percent low-wage employees **    

50% or more low wage          

72.9%

 

   45.6%

 

   77.4%

 

   87.1%

 

   92.8%

 

   90.0%

 

   58.8%

 

   91.3%

   

Less than 50% low wage        

70.5%

 

   57.8%

 

   80.9%

 

   86.0%

 

   89.7%

 

   76.1%

 

   66.2%

 

   83.7%

   

Unknown                         

83.7%

 

   54.3%

 

   63.2%

 

   87.9%

 

   92.1%

 

   85.4%

 

   60.9%

 

   85.8%

   
 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

 Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

 *Figure does not meet standard of reliability or precision.

 ** Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

 ***** No estimate available.  No reported values in cell.

 
 

 

 

Table I.A.2.f(2001) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2001

  
Characteristics  Total  

Less than 10 employees

 

10 - 24 employees

 

25 - 99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

   
  

United States                    

0.40%

 

   0.58%

 

   0.88%

 

   0.47%

 

   0.37%

 

   0.74%

 

   0.44%

 

   0.45%

   
  

Industry group **

                                 

Agric., fish., forest.          

3.18%

 

   3.84%

 

   10.76%

 

   11.46%

 

   13.82%

 

   11.57%

 

   3.01%

 

   9.91%

   

Mining and manufacturing 

1.35%

 

   4.68%

 

   1.87%

 

   1.23%

 

   2.30%

 

   1.64%

 

   2.26%

 

   0.84%

   

Construction                    

1.24%

 

   2.24%

 

   4.37%

 

   2.17%

 

   3.12%

 

   4.82%

 

   1.34%

 

   2.65%

   

Utilities and transp.

3.01%

 

   6.63%

 

   5.25%

 

   3.63%

 

   3.52%

 

   5.29%

 

   5.50%

 

   2.97%

   

Wholesale trade

1.80%

 

   4.20%

 

   4.75%

 

   1.55%

 

   2.06%

 

   3.42%

 

   1.98%

 

   2.12%

   

Fin. svs. and real est.

2.36%

 

   2.73%

 

   3.27%

 

   3.18%

 

   1.69%

 

   3.81%

 

   2.52%

 

   3.06%

   

Retail trade                  

1.29%

 

   2.68%

 

   2.52%

 

   1.75%

 

   1.24%

 

   1.40%

 

   2.16%

 

   0.96%

   

Professional services

1.22%

 

   2.00%

 

   1.71%

 

   1.58%

 

   1.77%

 

   3.04%

 

   1.56%

 

   1.97%

   

Other Services                      

1.19%

 

   1.90%

 

   3.27%

 

   2.01%

 

   0.94%

 

   1.65%

 

   1.50%

 

   1.17%

   
  
Ownership

For profit, incorporated      

0.55%

 

   0.88%

 

   1.21%

 

   0.88%

 

   0.51%

 

   0.93%

 

   0.47%

 

   0.60%

   

For profit, unincorporated    

1.39%

 

   1.40%

 

   2.91%

 

   4.86%

 

   2.20%

 

   6.33%

 

   1.65%

 

   2.91%

   

Nonprofit                       

1.21%

 

   2.25%

 

   2.31%

 

   1.40%

 

   1.86%

 

   3.24%

 

   1.44%

 

   1.31%

   

Unknown                         

1.55%

 

 ***** 

 

   31.62%

*

   18.81%

 

   5.29%

 

   1.11%

 

   18.27%

*  

   1.52%

   
  
Age of firm

Less than 5 years             

2.22%

 

   2.99%

 

   2.62%

 

   2.59%

 

   5.23%

 

   7.40%

 

   2.52%

 

   2.98%

   

5-9 years                     

0.88%

 

   1.92%

 

   1.24%

 

   2.96%

 

   3.01%

 

   5.29%

 

   1.13%

 

   2.50%

   

10-19 years                   

0.94%

 

   1.70%

 

   1.96%

 

   2.11%

 

   2.15%

 

   1.98%

 

   1.20%

 

   1.07%

   

20 or more years              

0.49%

 

   1.21%

 

   1.07%

 

   0.68%

 

   0.66%

 

   1.09%

 

   0.80%

 

   0.72%

   

Unknown                           

1.21%

 

   18.82%

 

   27.89%

 

   13.27%

 

   2.40%

 

   1.29%

 

   15.51%

 

   1.23%

   
  
Multi/single status

2 or more locations           

0.52%

 

   5.91%

 

   3.81%

 

   1.51%

 

   0.44%

 

   0.75%

 

   1.93%

 

   0.54%

   

1 location only               

0.48%

 

   0.59%

 

   1.14%

 

   0.82%

 

   1.77%

 

   7.24%

 

   0.53%

 

   1.15%

   
  
Percent full-time employees

Less than 25%                   

1.45%

 

   5.32%

 

   6.21%

 

   4.17%

 

   3.74%

 

   2.82%

 

   1.76%

 

   2.13%

   

25-49%                          

0.86%

 

   4.33%

 

   4.88%

 

   3.51%

 

   1.49%

 

   1.64%

 

   1.93%

 

   1.15%

   

50-74%                          

1.31%

 

   1.64%

 

   3.31%

 

   2.37%

 

   1.70%

 

   2.30%

 

   1.74%

 

   1.50%

   

75% or more                   

0.51%

 

   0.58%

 

   1.20%

 

   0.49%

 

   0.61%

 

   1.19%

 

   0.61%

 

   0.76%

   
  
Union presence

No union employees            

0.40%

 

   0.62%

 

   0.82%

 

   0.59%

 

   0.46%

 

   0.84%

 

   0.42%

 

   0.38%

   

Has union employees             

1.59%

 

   4.98%

 

   6.22%

 

   3.83%

 

   3.10%

 

   2.34%

 

   3.28%

 

   2.10%

   

Unknown                         

1.51%

 

   10.34%

 

   9.80%

 

   6.40%

 

   4.46%

 

   2.11%

 

   7.81%

 

   1.79%

   
  
Percent low-wage employees **

50% or more low wage          

1.19%

 

   2.40%

 

   2.51%

 

   1.53%

 

   1.26%

 

   0.82%

 

   1.58%

 

   0.80%

   

Less than 50% low wage        

0.25%

 

   0.42%

 

   1.31%

 

   0.67%

 

   0.76%

 

   2.10%

 

   0.34%

 

   0.79%

   

Unknown                         

0.80%

 

   5.23%

 

   7.95%

 

   3.72%

 

   2.61%

 

   1.07%

 

   4.06%

 

   0.90%

   
 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2001 Medical Expenditure Panel Survey-Insurance Component

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

*Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000.  These data are not comparable to IC data prior to 2000.  See Technical Appendix

***** No estimate available.  No reported values in cell.