Table I.A.2.a(2002) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

32.1%

13.0%

28.6%

77.5%

12.9%

59.8%
 
Industry group **
Agric., fish., forest.

14.3%

11.4%

36.0%

80.4%

11.2%

43.4%
Mining and manufacturing

26.6%

11.0%

41.7%

80.5%

9.9%

54.2%
Construction

15.3%

13.8%

23.5%

61.4%

13.5%

30.7%
Utilities and transp.

41.1%

15.5%

42.9%

87.0%

15.3%

69.0%
Wholesale trade

30.4%

11.7%

50.4%

88.2%

11.3%

64.9%
Fin. svs. and real estate

44.8%

11.9%

29.3%

82.1%

12.2%

69.5%
Retail trade

43.3%

11.7%

24.4%

84.1%

11.4%

69.9%
Professional services

23.1%

11.2%

30.3%

63.8%

11.0%

49.3%
Other services

32.9%

17.5%

18.1%

70.6%

18.0%

50.9%
 
Ownership
For profit, incorporated

33.2%

11.3%

30.1%

79.3%

11.1%

62.4%
For profit, unincorporated

19.9%

14.0%

28.5%

72.6%

13.8%

49.5%
Nonprofit

26.0%

22.4%

22.9%

48.1%

23.2%

30.6%
Unknown

76.8%

19.2%

 *

36.3%

80.0%

26.0%

 *

77.9%
 
Age of firm
Less than 5 years

12.9%

10.8%

23.1%

43.7%

10.6%

29.8%
5-9 years

17.0%

13.3%

31.0%

67.6%

13.4%

39.1%
10-19 years

16.9%

12.4%

27.1%

63.6%

12.3%

36.7%
20 or more years

31.5%

13.8%

27.9%

74.2%

13.6%

53.5%
Unknown

81.8%

15.9%

 *

42.1%

83.9%

22.0%

 *

82.0%
 
Multi/single status
2 or more locations

59.0%

13.7%

29.9%

77.7%

13.9%

64.2%
1 location only

13.4%

13.0%

21.4%

61.5%

12.8%

20.8%
 
Percent full-time employees
Less than 25%

29.7%

13.4%

18.7%

 *

69.1%

13.7%

47.9%
25-49 %

40.1%

13.6%

20.3%

79.5%

13.5%

62.7%
50-74 %

31.1%

14.2%

26.3%

78.3%

14.2%

58.8%
75% or more

31.7%

12.7%

31.0%

77.6%

12.5%

60.4%
 
Union presence
No union employees

27.5%

12.2%

27.6%

74.5%

12.1%

54.5%
Has union employees

63.6%

33.2%

38.0%

81.4%

33.8%

74.5%
Unknown

72.6%

15.8%

 *

40.6%

90.0%

17.2%

 *

85.2%
 
Percent low wage employees
50% or more low wage

24.4%

12.7%

19.4%

63.8%

12.9%

40.4%
Less than 50% low wage

21.9%

13.0%

32.2%

76.7%

12.8%

49.0%
Unknown

72.8%

14.8%

39.2%

81.4%

14.3%

78.9%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2002) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.43%

0.37%

0.82%

1.42%

0.37%

0.89%
 
Industry group **
Agric., fish., forest.

1.84%

1.97%

10.35%

13.84%

2.02%

8.02%
Mining and manufacturing

1.47%

0.82%

1.71%

3.08%

0.87%

1.72%
Construction

1.41%

1.45%

5.55%

7.83%

1.58%

3.80%
Utilities and transp.

2.99%

3.75%

8.99%

3.48%

4.22%

3.16%
Wholesale trade

1.63%

1.71%

4.81%

1.86%

1.82%

2.10%
Fin. svs. and real estate

1.60%

0.69%

4.76%

2.00%

0.66%

2.15%
Retail trade

1.41%

1.26%

3.08%

1.86%

1.47%

1.39%
Professional services

0.61%

0.48%

2.24%

2.74%

0.50%

1.74%
Other services

1.48%

0.92%

2.82%

2.06%

0.99%

1.96%
 
Ownership
For profit, incorporated

0.44%

0.40%

0.82%

1.38%

0.41%

0.90%
For profit, unincorporated

0.99%

0.62%

7.35%

4.74%

0.73%

4.49%
Nonprofit

1.16%

1.49%

2.98%

4.21%

1.56%

1.66%
Unknown

2.69%

13.20%

 *

8.25%

2.37%

13.21%

 *

2.45%
 
Age of firm
Less than 5 years

1.22%

1.22%

6.89%

8.34%

1.35%

4.33%
5-9 years

1.50%

1.31%

4.52%

4.96%

1.34%

3.61%
10-19 years

0.86%

0.88%

3.42%

3.03%

0.90%

1.91%
20 or more years

0.69%

0.74%

0.84%

1.65%

0.79%

1.11%
Unknown

1.36%

7.40%

 *

8.31%

1.34%

13.17%

 *

1.31%
 
Multi/single status
2 or more locations

0.88%

1.54%

0.84%

1.42%

1.57%

1.06%
1 location only

0.38%

0.41%

1.48%

5.12%

0.41%

1.07%
 
Percent full-time employees
Less than 25%

1.75%

1.71%

5.71%

 *

4.40%

1.68%

2.98%
25-49 %

0.80%

1.59%

4.48%

1.49%

1.84%

1.36%
50-74 %

1.06%

0.91%

2.50%

2.41%

1.03%

2.09%
75% or more

0.57%

0.34%

1.11%

1.75%

0.27%

1.33%
 
Union presence
No union employees

0.37%

0.33%

0.85%

1.40%

0.30%

0.93%
Has union employees

2.24%

3.42%

4.82%

3.40%

3.93%

2.90%
Unknown

2.13%

4.90%

 *

12.09%

1.71%

5.42%

 *

1.47%
 
Percent low wage employees
50% or more low wage

1.19%

0.84%

1.67%

2.78%

0.96%

1.64%
Less than 50% low wage

0.55%

0.41%

1.53%

1.58%

0.36%

1.33%
Unknown

1.89%

2.78%

4.20%

2.03%

2.75%

1.80%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.