Table I.A.2.a(2002) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2002 | ||||||||||||
Characteristics | Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
||||||
United States | 32.1% |
13.0% |
28.6% |
77.5% |
12.9% |
59.8% |
||||||
Industry group ** | ||||||||||||
Agric., fish., forest. | 14.3% |
11.4% |
36.0% |
80.4% |
11.2% |
43.4% |
||||||
Mining and manufacturing | 26.6% |
11.0% |
41.7% |
80.5% |
9.9% |
54.2% |
||||||
Construction | 15.3% |
13.8% |
23.5% |
61.4% |
13.5% |
30.7% |
||||||
Utilities and transp. | 41.1% |
15.5% |
42.9% |
87.0% |
15.3% |
69.0% |
||||||
Wholesale trade | 30.4% |
11.7% |
50.4% |
88.2% |
11.3% |
64.9% |
||||||
Fin. svs. and real estate | 44.8% |
11.9% |
29.3% |
82.1% |
12.2% |
69.5% |
||||||
Retail trade | 43.3% |
11.7% |
24.4% |
84.1% |
11.4% |
69.9% |
||||||
Professional services | 23.1% |
11.2% |
30.3% |
63.8% |
11.0% |
49.3% |
||||||
Other services | 32.9% |
17.5% |
18.1% |
70.6% |
18.0% |
50.9% |
||||||
Ownership | ||||||||||||
For profit, incorporated | 33.2% |
11.3% |
30.1% |
79.3% |
11.1% |
62.4% |
||||||
For profit, unincorporated | 19.9% |
14.0% |
28.5% |
72.6% |
13.8% |
49.5% |
||||||
Nonprofit | 26.0% |
22.4% |
22.9% |
48.1% |
23.2% |
30.6% |
||||||
Unknown | 76.8% |
19.2% |
* | 36.3% |
80.0% |
26.0% |
* | 77.9% |
||||
Age of firm | ||||||||||||
Less than 5 years | 12.9% |
10.8% |
23.1% |
43.7% |
10.6% |
29.8% |
||||||
5-9 years | 17.0% |
13.3% |
31.0% |
67.6% |
13.4% |
39.1% |
||||||
10-19 years | 16.9% |
12.4% |
27.1% |
63.6% |
12.3% |
36.7% |
||||||
20 or more years | 31.5% |
13.8% |
27.9% |
74.2% |
13.6% |
53.5% |
||||||
Unknown | 81.8% |
15.9% |
* | 42.1% |
83.9% |
22.0% |
* | 82.0% |
||||
Multi/single status | ||||||||||||
2 or more locations | 59.0% |
13.7% |
29.9% |
77.7% |
13.9% |
64.2% |
||||||
1 location only | 13.4% |
13.0% |
21.4% |
61.5% |
12.8% |
20.8% |
||||||
Percent full-time employees | ||||||||||||
Less than 25% | 29.7% |
13.4% |
18.7% |
* | 69.1% |
13.7% |
47.9% |
|||||
25-49 % | 40.1% |
13.6% |
20.3% |
79.5% |
13.5% |
62.7% |
||||||
50-74 % | 31.1% |
14.2% |
26.3% |
78.3% |
14.2% |
58.8% |
||||||
75% or more | 31.7% |
12.7% |
31.0% |
77.6% |
12.5% |
60.4% |
||||||
Union presence | ||||||||||||
No union employees | 27.5% |
12.2% |
27.6% |
74.5% |
12.1% |
54.5% |
||||||
Has union employees | 63.6% |
33.2% |
38.0% |
81.4% |
33.8% |
74.5% |
||||||
Unknown | 72.6% |
15.8% |
* | 40.6% |
90.0% |
17.2% |
* | 85.2% |
||||
Percent low wage employees | ||||||||||||
50% or more low wage | 24.4% |
12.7% |
19.4% |
63.8% |
12.9% |
40.4% |
||||||
Less than 50% low wage | 21.9% |
13.0% |
32.2% |
76.7% |
12.8% |
49.0% |
||||||
Unknown | 72.8% |
14.8% |
39.2% |
81.4% |
14.3% |
78.9% |
||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.a(2002) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2002 | ||||||||||||
Characteristics | Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
||||||
United States | 0.43% |
0.37% |
0.82% |
1.42% |
0.37% |
0.89% |
||||||
Industry group ** | ||||||||||||
Agric., fish., forest. | 1.84% |
1.97% |
10.35% |
13.84% |
2.02% |
8.02% |
||||||
Mining and manufacturing | 1.47% |
0.82% |
1.71% |
3.08% |
0.87% |
1.72% |
||||||
Construction | 1.41% |
1.45% |
5.55% |
7.83% |
1.58% |
3.80% |
||||||
Utilities and transp. | 2.99% |
3.75% |
8.99% |
3.48% |
4.22% |
3.16% |
||||||
Wholesale trade | 1.63% |
1.71% |
4.81% |
1.86% |
1.82% |
2.10% |
||||||
Fin. svs. and real estate | 1.60% |
0.69% |
4.76% |
2.00% |
0.66% |
2.15% |
||||||
Retail trade | 1.41% |
1.26% |
3.08% |
1.86% |
1.47% |
1.39% |
||||||
Professional services | 0.61% |
0.48% |
2.24% |
2.74% |
0.50% |
1.74% |
||||||
Other services | 1.48% |
0.92% |
2.82% |
2.06% |
0.99% |
1.96% |
||||||
Ownership | ||||||||||||
For profit, incorporated | 0.44% |
0.40% |
0.82% |
1.38% |
0.41% |
0.90% |
||||||
For profit, unincorporated | 0.99% |
0.62% |
7.35% |
4.74% |
0.73% |
4.49% |
||||||
Nonprofit | 1.16% |
1.49% |
2.98% |
4.21% |
1.56% |
1.66% |
||||||
Unknown | 2.69% |
13.20% |
* | 8.25% |
2.37% |
13.21% |
* | 2.45% |
||||
Age of firm | ||||||||||||
Less than 5 years | 1.22% |
1.22% |
6.89% |
8.34% |
1.35% |
4.33% |
||||||
5-9 years | 1.50% |
1.31% |
4.52% |
4.96% |
1.34% |
3.61% |
||||||
10-19 years | 0.86% |
0.88% |
3.42% |
3.03% |
0.90% |
1.91% |
||||||
20 or more years | 0.69% |
0.74% |
0.84% |
1.65% |
0.79% |
1.11% |
||||||
Unknown | 1.36% |
7.40% |
* | 8.31% |
1.34% |
13.17% |
* | 1.31% |
||||
Multi/single status | ||||||||||||
2 or more locations | 0.88% |
1.54% |
0.84% |
1.42% |
1.57% |
1.06% |
||||||
1 location only | 0.38% |
0.41% |
1.48% |
5.12% |
0.41% |
1.07% |
||||||
Percent full-time employees | ||||||||||||
Less than 25% | 1.75% |
1.71% |
5.71% |
* | 4.40% |
1.68% |
2.98% |
|||||
25-49 % | 0.80% |
1.59% |
4.48% |
1.49% |
1.84% |
1.36% |
||||||
50-74 % | 1.06% |
0.91% |
2.50% |
2.41% |
1.03% |
2.09% |
||||||
75% or more | 0.57% |
0.34% |
1.11% |
1.75% |
0.27% |
1.33% |
||||||
Union presence | ||||||||||||
No union employees | 0.37% |
0.33% |
0.85% |
1.40% |
0.30% |
0.93% |
||||||
Has union employees | 2.24% |
3.42% |
4.82% |
3.40% |
3.93% |
2.90% |
||||||
Unknown | 2.13% |
4.90% |
* | 12.09% |
1.71% |
5.42% |
* | 1.47% |
||||
Percent low wage employees | ||||||||||||
50% or more low wage | 1.19% |
0.84% |
1.67% |
2.78% |
0.96% |
1.64% |
||||||
Less than 50% low wage | 0.55% |
0.41% |
1.53% |
1.58% |
0.36% |
1.33% |
||||||
Unknown | 1.89% |
2.78% |
4.20% |
2.03% |
2.75% |
1.80% |
||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |