Table I.A.2.f(2002) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 73.9% |
55.8% |
81.8% |
87.6% |
90.3% |
82.9% |
65.8% |
85.6% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 46.9% |
35.4% |
77.4% |
79.3% |
95.1% |
76.9% |
42.7% |
85.1% |
||||||||
Mining and manufacturing | 85.0% |
76.3% |
88.4% |
96.6% |
92.0% |
74.8% |
84.2% |
86.4% |
||||||||
Construction | 71.2% |
59.7% |
82.6% |
91.0% |
90.5% |
86.6% |
68.9% |
90.2% |
||||||||
Utilities and transp. | 72.3% |
58.9% |
93.9% |
86.8% |
88.1% |
59.6% |
74.2% |
70.2% |
||||||||
Wholesale trade | 75.0% |
61.2% |
88.7% |
91.9% |
90.1% |
69.1% |
72.3% |
79.8% |
||||||||
Fin. svs. and real estate | 73.0% |
54.8% |
80.4% |
86.5% |
89.3% |
78.3% |
62.2% |
81.1% |
||||||||
Retail trade | 85.2% |
60.9% |
87.2% |
94.0% |
97.6% |
95.0% |
72.8% |
95.5% |
||||||||
Professional services | 68.9% |
56.2% |
80.2% |
81.0% |
85.0% |
78.8% |
63.3% |
81.0% |
||||||||
Other services | 70.0% |
45.4% |
71.6% |
82.6% |
89.6% |
83.1% |
57.3% |
85.5% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 76.5% |
59.1% |
84.7% |
89.5% |
92.0% |
81.7% |
69.9% |
85.2% |
||||||||
For profit, unincorporated | 64.4% |
52.9% |
82.1% |
90.9% |
87.0% |
95.6% |
59.0% |
90.2% |
||||||||
Nonprofit | 62.0% |
40.7% |
61.0% |
75.6% |
85.3% |
74.5% |
50.1% |
81.5% |
||||||||
Unknown | 89.9% |
. |
100.0% |
* | 88.0% |
91.7% |
91.2% |
27.1% |
* | 91.3% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 63.4% |
53.6% |
81.4% |
91.0% |
79.1% |
87.6% |
60.6% |
84.1% |
||||||||
5-9 years | 64.7% |
52.8% |
78.0% |
86.3% |
87.8% |
87.9% |
61.0% |
87.1% |
||||||||
10-19 years | 71.8% |
58.4% |
84.1% |
89.7% |
91.1% |
85.5% |
67.7% |
89.3% |
||||||||
20 or more years | 76.7% |
55.9% |
81.7% |
86.7% |
90.7% |
86.9% |
67.4% |
88.2% |
||||||||
Unknown | 79.7% |
43.2% |
* | 100.0% |
* | 93.1% |
91.9% |
78.6% |
83.8% |
79.7% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 85.9% |
76.1% |
89.1% |
89.4% |
90.9% |
83.4% |
87.0% |
85.8% |
||||||||
1 location only | 65.5% |
55.4% |
80.9% |
86.6% |
86.2% |
23.7% |
* | 64.1% |
83.3% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 66.1% |
34.4% |
61.0% |
79.7% |
88.8% |
85.8% |
48.0% |
86.9% |
||||||||
25-49 % | 76.4% |
46.6% |
74.7% |
91.6% |
92.5% |
89.0% |
60.4% |
90.0% |
||||||||
50-74 % | 73.5% |
54.7% |
78.8% |
82.9% |
91.5% |
94.1% |
61.9% |
92.3% |
||||||||
75% or more | 74.2% |
57.8% |
83.9% |
88.6% |
89.9% |
79.7% |
67.9% |
83.5% |
||||||||
Union presence | ||||||||||||||||
No union employees | 73.1% |
55.9% |
82.8% |
87.6% |
90.3% |
82.1% |
66.0% |
85.5% |
||||||||
Has union employees | 81.1% |
49.7% |
66.1% |
86.7% |
91.6% |
87.6% |
61.9% |
88.2% |
||||||||
Unknown | 77.9% |
55.7% |
63.9% |
96.9% |
88.4% |
80.8% |
60.6% |
81.8% |
||||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 73.0% |
46.8% |
79.2% |
87.8% |
94.5% |
88.2% |
60.2% |
90.8% |
||||||||
Less than 50% low wage | 72.6% |
58.3% |
82.8% |
87.3% |
87.8% |
87.8% |
67.5% |
87.8% |
||||||||
Unknown | 78.9% |
50.2% |
71.4% |
94.3% |
90.2% |
80.1% |
58.7% |
81.0% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.f(2002) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.56% |
1.10% |
1.07% |
0.89% |
0.80% |
0.82% |
0.76% |
0.63% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 3.85% |
4.47% |
7.94% |
13.22% |
3.54% |
8.46% |
3.69% |
4.18% |
||||||||
Mining and manufacturing | 1.52% |
2.93% |
3.15% |
1.33% |
2.07% |
3.98% |
1.85% |
2.14% |
||||||||
Construction | 1.76% |
2.91% |
1.91% |
1.80% |
3.17% |
4.54% |
1.97% |
1.83% |
||||||||
Utilities and transp. | 2.76% |
4.31% |
2.11% |
4.87% |
6.58% |
5.48% |
3.35% |
4.78% |
||||||||
Wholesale trade | 1.53% |
2.78% |
1.74% |
2.31% |
3.58% |
4.77% |
2.04% |
2.87% |
||||||||
Fin. svs. and real estate | 1.15% |
2.76% |
2.45% |
2.70% |
2.23% |
1.95% |
2.17% |
1.63% |
||||||||
Retail trade | 1.11% |
2.98% |
2.82% |
2.23% |
1.07% |
0.83% |
2.35% |
0.62% |
||||||||
Professional services | 1.17% |
1.79% |
1.62% |
1.95% |
1.92% |
3.36% |
1.22% |
1.64% |
||||||||
Other services | 1.01% |
1.81% |
2.96% |
1.25% |
1.92% |
1.69% |
1.61% |
1.02% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.61% |
1.20% |
1.00% |
0.96% |
0.79% |
0.88% |
0.74% |
0.78% |
||||||||
For profit, unincorporated | 1.74% |
2.60% |
3.24% |
2.30% |
3.89% |
2.11% |
2.18% |
1.80% |
||||||||
Nonprofit | 1.71% |
2.48% |
2.59% |
2.13% |
1.68% |
4.44% |
1.78% |
1.31% |
||||||||
Unknown | 0.80% |
. |
31.62% |
* | 21.00% |
2.98% |
1.04% |
13.24% |
* | 1.09% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.67% |
2.81% |
3.06% |
2.19% |
4.49% |
3.85% |
1.78% |
2.93% |
||||||||
5-9 years | 2.02% |
2.56% |
2.59% |
4.29% |
3.01% |
5.32% |
2.17% |
2.16% |
||||||||
10-19 years | 0.95% |
1.43% |
1.48% |
1.77% |
1.19% |
3.46% |
1.15% |
1.38% |
||||||||
20 or more years | 0.47% |
0.90% |
1.24% |
0.64% |
1.10% |
0.64% |
0.76% |
0.44% |
||||||||
Unknown | 1.30% |
14.92% |
* | 31.62% |
* | 4.42% |
1.90% |
1.51% |
13.27% |
1.31% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.53% |
5.41% |
2.43% |
1.13% |
0.94% |
0.83% |
1.75% |
0.65% |
||||||||
1 location only | 0.81% |
1.18% |
1.06% |
1.19% |
1.11% |
9.39% |
* | 0.86% |
1.24% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.04% |
3.93% |
7.35% |
4.88% |
3.45% |
3.83% |
2.62% |
2.21% |
||||||||
25-49 % | 1.52% |
1.29% |
5.51% |
1.87% |
2.53% |
1.87% |
2.46% |
1.34% |
||||||||
50-74 % | 0.91% |
2.30% |
3.27% |
2.45% |
2.50% |
1.40% |
1.71% |
1.16% |
||||||||
75% or more | 0.77% |
1.40% |
1.00% |
0.82% |
1.01% |
1.30% |
0.93% |
1.01% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.56% |
1.10% |
1.13% |
1.03% |
0.84% |
0.87% |
0.81% |
0.63% |
||||||||
Has union employees | 0.66% |
4.17% |
5.16% |
2.70% |
2.64% |
1.53% |
3.10% |
1.32% |
||||||||
Unknown | 1.99% |
8.31% |
10.80% |
4.18% |
7.74% |
2.52% |
6.38% |
2.01% |
||||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.71% |
1.41% |
1.51% |
1.51% |
1.39% |
2.85% |
1.20% |
0.98% |
||||||||
Less than 50% low wage | 0.72% |
1.13% |
1.32% |
1.08% |
1.32% |
1.77% |
0.84% |
0.66% |
||||||||
Unknown | 1.48% |
4.22% |
10.08% |
2.43% |
2.62% |
1.50% |
3.18% |
1.39% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |