Table I.C.3(2002) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 17.7% |
12.0% |
13.8% |
18.0% |
18.5% |
19.1% |
14.2% |
18.9% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 14.5% |
9.2% |
* | 27.4% |
13.4% |
* | 11.7% |
* | 15.5% |
14.1% |
14.8% |
|||||
Mining and manufacturing | 15.5% |
12.6% |
12.0% |
19.1% |
15.2% |
15.1% |
14.6% |
15.6% |
||||||||
Construction | 17.5% |
14.0% |
15.9% |
19.8% |
17.5% |
22.0% |
16.7% |
18.8% |
||||||||
Utilities and transp. | 16.5% |
10.1% |
18.2% |
* | 20.6% |
19.1% |
15.4% |
15.5% |
16.7% |
|||||||
Wholesale trade | 15.4% |
11.1% |
13.9% |
16.2% |
17.1% |
15.8% |
12.7% |
16.8% |
||||||||
Fin. svs. and real estate | 17.5% |
6.4% |
12.4% |
13.1% |
17.7% |
19.9% |
10.2% |
19.0% |
||||||||
Retail trade | 22.7% |
18.9% |
16.3% |
23.7% |
27.8% |
22.9% |
18.8% |
24.3% |
||||||||
Professional services | 16.1% |
9.3% |
9.5% |
15.2% |
17.3% |
18.2% |
11.3% |
17.6% |
||||||||
Other services | 21.1% |
15.4% |
17.6% |
18.9% |
21.1% |
24.0% |
16.4% |
22.7% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18.5% |
12.0% |
14.5% |
19.8% |
19.3% |
19.8% |
14.8% |
19.8% |
||||||||
For profit, unincorporated | 17.6% |
13.0% |
16.7% |
20.0% |
18.8% |
20.1% |
15.3% |
19.3% |
||||||||
Nonprofit | 14.4% |
8.9% |
8.3% |
10.1% |
16.0% |
16.9% |
9.7% |
15.6% |
||||||||
Unknown | 17.1% |
32.1% |
* | . |
9.0% |
* | 26.9% |
16.4% |
20.9% |
17.1% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 18.1% |
14.8% |
12.0% |
21.7% |
23.9% |
19.2% |
14.9% |
23.0% |
||||||||
5-9 years | 17.4% |
12.6% |
15.0% |
21.5% |
16.9% |
20.2% |
14.7% |
19.9% |
||||||||
10-19 years | 18.5% |
13.3% |
16.1% |
18.4% |
21.4% |
23.4% |
15.2% |
21.7% |
||||||||
20 or more years | 17.2% |
10.3% |
12.6% |
17.0% |
17.6% |
19.2% |
13.4% |
18.4% |
||||||||
Unknown | 18.5% |
17.1% |
* | . |
12.8% |
* | 19.3% |
18.5% |
18.3% |
* | 18.5% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 18.7% |
11.0% |
11.8% |
17.2% |
18.1% |
19.2% |
15.9% |
18.8% |
||||||||
1 location only | 15.9% |
12.0% |
14.0% |
18.2% |
19.3% |
16.4% |
14.0% |
19.0% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 22.4% |
13.0% |
* | 12.9% |
* | 21.7% |
24.3% |
25.1% |
14.3% |
25.2% |
||||||
25-49 % | 23.7% |
15.6% |
25.9% |
25.9% |
20.7% |
25.2% |
22.6% |
24.1% |
||||||||
50-74 % | 18.6% |
12.3% |
14.8% |
16.4% |
21.4% |
20.3% |
14.6% |
20.1% |
||||||||
75% or more | 17.2% |
11.8% |
13.2% |
17.7% |
17.9% |
18.5% |
13.7% |
18.3% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.1% |
12.2% |
13.7% |
18.4% |
18.6% |
20.7% |
14.2% |
19.8% |
||||||||
Has union employees | 15.3% |
8.5% |
* | 11.6% |
* | 13.7% |
16.3% |
15.4% |
13.1% |
15.4% |
||||||
Unknown | 18.9% |
7.7% |
* | 28.3% |
* | 17.7% |
* | 26.1% |
18.4% |
14.8% |
* | 19.1% |
||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 21.4% |
16.5% |
16.3% |
23.0% |
20.9% |
25.0% |
17.5% |
23.1% |
||||||||
Less than 50% low wage | 16.4% |
11.2% |
13.3% |
16.6% |
17.7% |
18.9% |
13.6% |
18.0% |
||||||||
Unknown | 18.6% |
11.7% |
17.7% |
20.4% |
19.8% |
18.6% |
13.7% |
18.7% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3(2002) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.23% |
0.62% |
0.49% |
0.65% |
0.25% |
0.39% |
0.29% |
0.29% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2.29% |
3.87% |
* | 7.23% |
4.87% |
* | 4.77% |
* | 2.86% |
2.65% |
3.21% |
|||||
Mining and manufacturing | 0.62% |
2.68% |
1.41% |
0.92% |
0.98% |
1.00% |
1.36% |
0.74% |
||||||||
Construction | 0.83% |
1.21% |
2.02% |
1.35% |
2.89% |
1.59% |
1.09% |
1.83% |
||||||||
Utilities and transp. | 1.18% |
2.06% |
6.63% |
* | 2.25% |
2.60% |
1.14% |
2.66% |
1.06% |
|||||||
Wholesale trade | 0.67% |
1.83% |
1.74% |
2.21% |
1.21% |
1.12% |
1.54% |
0.79% |
||||||||
Fin. svs. and real estate | 0.66% |
0.78% |
2.05% |
1.40% |
2.40% |
0.98% |
0.90% |
0.75% |
||||||||
Retail trade | 0.49% |
1.86% |
1.95% |
2.02% |
1.70% |
0.77% |
1.00% |
0.44% |
||||||||
Professional services | 0.56% |
0.77% |
1.47% |
1.05% |
0.59% |
0.98% |
0.76% |
0.70% |
||||||||
Other services | 0.66% |
2.45% |
1.75% |
2.03% |
1.19% |
0.73% |
0.94% |
0.74% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.39% |
0.62% |
0.49% |
0.92% |
0.63% |
0.62% |
0.28% |
0.52% |
||||||||
For profit, unincorporated | 1.30% |
1.16% |
1.84% |
4.32% |
2.75% |
1.89% |
0.74% |
2.13% |
||||||||
Nonprofit | 0.60% |
1.83% |
1.50% |
1.19% |
0.66% |
1.05% |
0.79% |
0.69% |
||||||||
Unknown | 0.93% |
11.97% |
* | . |
3.59% |
* | 5.39% |
0.96% |
6.04% |
0.94% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.18% |
1.71% |
3.37% |
3.12% |
2.20% |
4.24% |
1.53% |
1.96% |
||||||||
5-9 years | 0.96% |
0.96% |
2.58% |
1.83% |
1.88% |
3.47% |
1.19% |
1.53% |
||||||||
10-19 years | 0.95% |
1.32% |
1.21% |
1.30% |
1.34% |
2.02% |
0.81% |
1.26% |
||||||||
20 or more years | 0.22% |
1.15% |
1.05% |
0.69% |
0.46% |
0.43% |
0.52% |
0.22% |
||||||||
Unknown | 0.59% |
5.40% |
* | . |
6.58% |
* | 3.21% |
0.65% |
8.01% |
* | 0.60% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.27% |
2.47% |
1.71% |
0.93% |
0.58% |
0.39% |
1.28% |
0.27% |
||||||||
1 location only | 0.28% |
0.67% |
0.48% |
0.75% |
0.61% |
2.09% |
0.30% |
0.57% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.59% |
3.99% |
* | 4.76% |
* | 2.09% |
4.34% |
3.33% |
1.80% |
2.49% |
||||||
25-49 % | 1.13% |
2.58% |
3.88% |
2.67% |
1.07% |
1.25% |
2.15% |
1.14% |
||||||||
50-74 % | 0.81% |
1.84% |
2.87% |
1.62% |
2.20% |
0.63% |
1.14% |
0.73% |
||||||||
75% or more | 0.28% |
0.59% |
0.65% |
0.71% |
0.48% |
0.40% |
0.34% |
0.37% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.26% |
0.65% |
0.58% |
0.65% |
0.37% |
0.51% |
0.29% |
0.35% |
||||||||
Has union employees | 0.47% |
6.95% |
* | 3.49% |
* | 1.86% |
1.81% |
0.74% |
2.96% |
0.49% |
||||||
Unknown | 0.68% |
4.00% |
* | 9.34% |
* | 6.00% |
* | 4.17% |
0.68% |
4.85% |
* | 0.67% |
||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.54% |
1.95% |
1.71% |
1.65% |
1.20% |
0.95% |
1.06% |
0.69% |
||||||||
Less than 50% low wage | 0.26% |
0.47% |
0.79% |
0.76% |
0.58% |
0.65% |
0.37% |
0.43% |
||||||||
Unknown | 0.48% |
2.41% |
4.14% |
3.17% |
2.01% |
0.58% |
2.12% |
0.49% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |