Table I.D.3(2002) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 23.5% |
20.8% |
26.4% |
31.3% |
26.4% |
21.3% |
25.3% |
23.1% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 22.5% |
12.9% |
* | 39.6% |
28.3% |
21.3% |
* | 23.3% |
22.2% |
22.6% |
||||||
Mining and manufacturing | 17.0% |
22.8% |
21.3% |
27.3% |
17.9% |
14.6% |
24.2% |
16.3% |
||||||||
Construction | 27.8% |
20.7% |
30.1% |
31.9% |
27.2% |
24.3% |
26.2% |
29.8% |
||||||||
Utilities and transp. | 17.5% |
21.2% |
18.6% |
* | 21.6% |
17.3% |
16.8% |
17.3% |
17.5% |
|||||||
Wholesale trade | 20.7% |
15.4% |
17.7% |
24.9% |
25.8% |
18.5% |
18.6% |
21.3% |
||||||||
Fin. svs. and real estate | 25.2% |
18.8% |
31.6% |
33.3% |
31.5% |
23.9% |
26.3% |
25.1% |
||||||||
Retail trade | 29.6% |
22.2% |
30.9% |
46.9% |
37.4% |
24.4% |
33.6% |
28.5% |
||||||||
Professional services | 24.9% |
21.9% |
27.3% |
32.0% |
28.4% |
23.0% |
25.3% |
24.8% |
||||||||
Other services | 29.0% |
23.4% |
25.5% |
30.4% |
35.8% |
27.7% |
25.3% |
29.9% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 23.1% |
19.9% |
26.9% |
32.5% |
25.8% |
20.7% |
25.6% |
22.6% |
||||||||
For profit, unincorporated | 27.8% |
24.0% |
34.3% |
29.7% |
30.2% |
24.8% |
28.3% |
27.5% |
||||||||
Nonprofit | 23.9% |
20.7% |
15.7% |
26.2% |
26.7% |
23.0% |
20.9% |
24.4% |
||||||||
Unknown | 23.2% |
68.7% |
. |
14.4% |
* | 27.8% |
22.9% |
22.3% |
* | 23.2% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 24.9% |
20.4% |
27.2% |
26.1% |
26.8% |
25.5% |
23.8% |
26.3% |
||||||||
5-9 years | 27.5% |
26.6% |
26.1% |
33.7% |
27.3% |
24.9% |
27.6% |
27.4% |
||||||||
10-19 years | 29.7% |
20.2% |
29.8% |
36.4% |
29.4% |
29.6% |
26.7% |
32.1% |
||||||||
20 or more years | 23.1% |
19.2% |
24.6% |
29.6% |
25.9% |
20.6% |
24.4% |
22.9% |
||||||||
Unknown | 21.4% |
. |
. |
32.9% |
24.4% |
21.3% |
43.8% |
21.4% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 22.3% |
18.9% |
31.9% |
29.1% |
26.1% |
21.2% |
27.5% |
22.2% |
||||||||
1 location only | 26.7% |
20.9% |
26.0% |
32.1% |
27.1% |
23.0% |
25.1% |
28.7% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 30.3% |
27.3% |
26.0% |
27.1% |
28.5% |
32.7% |
26.5% |
31.9% |
||||||||
25-49 % | 29.8% |
16.2% |
29.2% |
39.7% |
35.1% |
28.5% |
25.3% |
30.7% |
||||||||
50-74 % | 26.5% |
17.8% |
29.1% |
25.7% |
32.0% |
26.0% |
23.2% |
27.3% |
||||||||
75% or more | 22.9% |
21.3% |
26.0% |
31.8% |
25.5% |
20.5% |
25.6% |
22.4% |
||||||||
Union presence | ||||||||||||||||
No union employees | 25.2% |
21.1% |
27.2% |
34.4% |
28.5% |
22.3% |
26.5% |
24.9% |
||||||||
Has union employees | 17.7% |
18.1% |
* | 18.3% |
18.6% |
17.0% |
17.6% |
16.7% |
17.7% |
|||||||
Unknown | 24.9% |
12.7% |
* | 23.7% |
* | 33.2% |
28.8% |
24.7% |
24.2% |
25.0% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 31.7% |
24.0% |
29.2% |
31.4% |
35.0% |
32.8% |
27.4% |
33.4% |
||||||||
Less than 50% low wage | 24.1% |
20.4% |
26.1% |
31.0% |
25.4% |
20.6% |
25.1% |
23.7% |
||||||||
Unknown | 21.5% |
18.3% |
* | 26.4% |
38.6% |
26.1% |
21.1% |
25.5% |
21.4% |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3(2002) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2002 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.28% |
1.07% |
0.61% |
1.35% |
0.98% |
0.35% |
0.29% |
0.35% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2.54% |
5.09% |
* | 11.11% |
6.44% |
7.06% |
* | 5.50% |
5.41% |
5.43% |
||||||
Mining and manufacturing | 0.57% |
3.46% |
3.34% |
1.13% |
0.82% |
0.64% |
1.49% |
0.61% |
||||||||
Construction | 2.11% |
3.60% |
4.51% |
4.67% |
3.05% |
4.24% |
1.64% |
3.53% |
||||||||
Utilities and transp. | 0.66% |
4.48% |
7.27% |
* | 3.96% |
2.67% |
0.70% |
2.20% |
0.69% |
|||||||
Wholesale trade | 0.94% |
2.23% |
2.35% |
3.66% |
3.27% |
1.39% |
1.65% |
1.23% |
||||||||
Fin. svs. and real estate | 0.78% |
1.92% |
4.01% |
3.11% |
2.04% |
0.98% |
1.92% |
0.87% |
||||||||
Retail trade | 0.96% |
4.11% |
1.71% |
1.52% |
3.18% |
1.59% |
1.77% |
1.36% |
||||||||
Professional services | 0.65% |
1.39% |
2.02% |
2.90% |
1.98% |
0.78% |
0.70% |
0.77% |
||||||||
Other services | 1.32% |
3.45% |
2.89% |
2.19% |
2.48% |
1.52% |
1.59% |
1.53% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.33% |
1.20% |
0.57% |
1.53% |
1.15% |
0.37% |
0.34% |
0.38% |
||||||||
For profit, unincorporated | 1.41% |
3.42% |
3.43% |
3.37% |
3.62% |
2.47% |
2.56% |
1.33% |
||||||||
Nonprofit | 0.79% |
3.51% |
2.21% |
2.16% |
1.57% |
1.75% |
1.37% |
0.89% |
||||||||
Unknown | 1.71% |
20.60% |
. |
4.87% |
* | 5.66% |
1.60% |
8.66% |
* | 1.63% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.29% |
3.12% |
6.11% |
3.23% |
5.22% |
5.35% |
3.22% |
3.54% |
||||||||
5-9 years | 2.02% |
1.76% |
4.48% |
3.20% |
3.51% |
4.65% |
1.96% |
2.72% |
||||||||
10-19 years | 1.59% |
2.16% |
1.91% |
3.71% |
2.49% |
2.91% |
1.38% |
2.17% |
||||||||
20 or more years | 0.59% |
1.82% |
1.08% |
1.40% |
1.41% |
0.81% |
0.74% |
0.70% |
||||||||
Unknown | 0.63% |
. |
. |
7.44% |
4.03% |
0.60% |
10.70% |
0.64% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.39% |
3.31% |
6.45% |
2.89% |
1.33% |
0.39% |
2.68% |
0.41% |
||||||||
1 location only | 0.46% |
1.15% |
0.68% |
1.21% |
1.75% |
3.84% |
0.38% |
1.08% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.54% |
6.31% |
7.15% |
5.70% |
3.74% |
2.12% |
4.69% |
1.80% |
||||||||
25-49 % | 1.28% |
4.54% |
4.38% |
5.43% |
3.70% |
1.44% |
2.49% |
1.64% |
||||||||
50-74 % | 1.08% |
3.91% |
3.75% |
4.14% |
1.63% |
2.32% |
2.12% |
1.47% |
||||||||
75% or more | 0.34% |
0.94% |
0.93% |
1.31% |
1.00% |
0.39% |
0.45% |
0.39% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.35% |
0.86% |
0.87% |
0.82% |
0.97% |
0.49% |
0.37% |
0.45% |
||||||||
Has union employees | 0.67% |
7.36% |
* | 4.14% |
5.13% |
1.41% |
0.97% |
3.12% |
0.68% |
|||||||
Unknown | 1.37% |
4.16% |
* | 10.36% |
* | 6.58% |
5.00% |
1.54% |
5.39% |
1.56% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.14% |
3.35% |
3.37% |
2.88% |
3.06% |
1.94% |
1.52% |
1.74% |
||||||||
Less than 50% low wage | 0.51% |
0.97% |
0.57% |
1.35% |
1.23% |
0.79% |
0.31% |
0.67% |
||||||||
Unknown | 0.42% |
6.88% |
* | 7.14% |
3.70% |
3.61% |
0.34% |
4.23% |
0.42% |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |