Table I.F.2(2002) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

446

629

588

561

436

335

602

391
 
Industry group **
Agric., fish., forest.

589

.

.

.

.

.

743

436
Mining and manufacturing

416

.

.

.

.

.

611

375
Construction

560

.

.

.

.

.

595

513
Utilities and transp.

391

.

.

.

.

.

610

345
Wholesale trade

501

.

.

.

.

.

697

413
Fin. svs. and real estate

419

.

.

.

.

.

602

374
Retail trade

459

.

.

.

.

.

608

392
Professional services

435

.

.

.

.

.

582

381
Other services

452

.

.

.

.

.

560

418
 
Ownership
For profit, incorporated

451

.

.

.

.

.

612

394
For profit, unincorporated

526

.

.

.

.

.

644

432
Nonprofit

399

.

.

.

.

.

453

385
Unknown

345

.

.

.

.

.

1,029

329
 
Age of firm
Less than 5 years

500

.

.

.

.

.

583

387
5-9 years

478

.

.

.

.

.

545

403
10-19 years

546

.

.

.

.

.

631

474
20 or more years

445

.

.

.

.

.

604

397
Unknown

333

.

.

.

.

.

341

333
 
Multi/single status
2 or more locations

371

.

.

.

.

.

580

361
1 location only

567

.

.

.

.

.

604

509
 
Percent full-time employees
Less than 25%

478

.

.

.

.

.

738

411
25-49 %

426

.

.

.

.

.

571

389
50-74 %

440

.

.

.

.

.

609

377
75% or more

447

.

.

.

.

.

599

393
 
Union presence
No union employees

470

.

.

.

.

.

604

408
Has union employees

349

.

.

.

.

.

522

335
Unknown

373

.

.

.

.

.

631

360
 
Percent low wage employees **
50% or more low wage

502

.

.

.

.

.

628

453
Less than 50% low wage

466

.

.

.

.

.

597

394
Unknown

368

.

.

.

.

.

587

361
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2002) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

7.16

17.32

17.33

20.04

12.00

9.35

11.48

8.81
 
Industry group **
Agric., fish., forest.

49.90

.

.

.

.

.

95.55

76.37
Mining and manufacturing

10.80

.

.

.

.

.

32.37

12.50
Construction

22.67

.

.

.

.

.

25.51

39.67
Utilities and transp.

28.66

.

.

.

.

.

67.42

23.82
Wholesale trade

14.52

.

.

.

.

.

35.88

25.14
Fin. svs. and real estate

14.91

.

.

.

.

.

35.22

12.33
Retail trade

11.94

.

.

.

.

.

25.65

10.86
Professional services

13.22

.

.

.

.

.

18.83

17.05
Other services

10.47

.

.

.

.

.

12.64

14.90
 
Ownership
For profit, incorporated

8.75

.

.

.

.

.

15.32

10.65
For profit, unincorporated

13.80

.

.

.

.

.

21.33

26.70
Nonprofit

24.19

.

.

.

.

.

21.64

27.50
Unknown

25.30

.

.

.

.

.

288.91

20.62
 
Age of firm
Less than 5 years

20.58

.

.

.

.

.

33.50

32.80
5-9 years

15.47

.

.

.

.

.

11.52

26.84
10-19 years

24.71

.

.

.

.

.

38.32

25.43
20 or more years

9.94

.

.

.

.

.

15.11

11.43
Unknown

9.56

.

.

.

.

.

78.57

9.59
 
Multi/single status
2 or more locations

9.87

.

.

.

.

.

34.58

10.76
1 location only

9.97

.

.

.

.

.

10.26

18.01
 
Percent full-time employees
Less than 25%

31.80

.

.

.

.

.

109.37

21.59
25-49 %

20.96

.

.

.

.

.

44.09

15.41
50-74 %

21.50

.

.

.

.

.

27.49

25.14
75% or more

8.74

.

.

.

.

.

15.04

9.92
 
Union presence
No union employees

8.31

.

.

.

.

.

10.66

10.54
Has union employees

18.76

.

.

.

.

.

87.49

19.95
Unknown

20.96

.

.

.

.

.

85.51

19.35
 
Percent low wage employees **
50% or more low wage

12.42

.

.

.

.

.

21.99

15.54
Less than 50% low wage

11.12

.

.

.

.

.

15.84

11.07
Unknown

11.25

.

.

.

.

.

40.87

10.94
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.