Table I.F.3(2002) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

958

1,379

1,387

1,269

928

789

1,371

865
 
Industry group **
Agric., fish., forest.

1,213

.

.

.

.

.

1,699

929
Mining and manufacturing

851

.

.

.

.

.

1,469

778
Construction

1,213

.

.

.

.

.

1,231

1,195
Utilities and transp.

782

.

.

.

.

.

1,075

746
Wholesale trade

1,026

.

.

.

.

.

1,533

850
Fin. svs. and real estate

957

.

.

.

.

.

1,350

900
Retail trade

1,051

.

.

.

.

.

1,386

953
Professional services

942

.

.

.

.

.

1,353

851
Other services

1,029

.

.

.

.

.

1,361

948
 
Ownership
For profit, incorporated

954

.

.

.

.

.

1,377

859
For profit, unincorporated

1,197

.

.

.

.

.

1,540

993
Nonprofit

901

.

.

.

.

.

1,078

872
Unknown

844

.

.

.

.

.

1,565

828
 
Age of firm
Less than 5 years

1,101

.

.

.

.

.

1,345

836
5-9 years

1,099

.

.

.

.

.

1,338

903
10-19 years

1,169

.

.

.

.

.

1,377

1,044
20 or more years

944

.

.

.

.

.

1,383

853
Unknown

829

.

.

.

.

.

446

 *

830
 
Multi/single status
2 or more locations

830

.

.

.

.

.

1,348

815
1 location only

1,269

.

.

.

.

.

1,374

1,134
 
Percent full-time employees
Less than 25%

1,185

.

.

.

.

.

1,286

1,162
25-49 %

957

.

.

.

.

.

1,465

865
50-74 %

975

.

.

.

.

.

1,513

823
75% or more

952

.

.

.

.

.

1,353

864
 
Union presence
No union employees

1,011

.

.

.

.

.

1,397

895
Has union employees

795

.

.

.

.

.

1,059

772
Unknown

911

.

.

.

.

.

1,750

883
 
Percent low wage employees **
50% or more low wage

1,136

.

.

.

.

.

1,484

1,022
Less than 50% low wage

992

.

.

.

.

.

1,353

866
Unknown

842

.

.

.

.

.

1,494

831
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2002) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2002
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

19.59

38.59

91.41

53.72

23.17

25.35

37.03

19.64
 
Industry group **
Agric., fish., forest.

85.60

.

.

.

.

.

129.17

133.08
Mining and manufacturing

20.56

.

.

.

.

.

134.04

15.08
Construction

72.52

.

.

.

.

.

46.67

120.62
Utilities and transp.

64.13

.

.

.

.

.

136.49

65.93
Wholesale trade

44.99

.

.

.

.

.

91.28

43.07
Fin. svs. and real estate

41.18

.

.

.

.

.

62.80

42.35
Retail trade

40.24

.

.

.

.

.

92.98

45.91
Professional services

47.46

.

.

.

.

.

53.90

51.18
Other services

37.93

.

.

.

.

.

153.54

44.55
 
Ownership
For profit, incorporated

17.34

.

.

.

.

.

37.99

18.15
For profit, unincorporated

63.80

.

.

.

.

.

63.33

69.09
Nonprofit

60.52

.

.

.

.

.

67.92

63.11
Unknown

61.31

.

.

.

.

.

383.86

57.57
 
Age of firm
Less than 5 years

85.72

.

.

.

.

.

109.70

62.06
5-9 years

74.98

.

.

.

.

.

81.64

103.44
10-19 years

56.71

.

.

.

.

.

62.36

69.27
20 or more years

21.02

.

.

.

.

.

36.11

22.33
Unknown

32.82

.

.

.

.

.

135.06

 *

32.96
 
Multi/single status
2 or more locations

23.00

.

.

.

.

.

81.77

21.68
1 location only

35.13

.

.

.

.

.

39.78

50.71
 
Percent full-time employees
Less than 25%

66.12

.

.

.

.

.

122.31

71.02
25-49 %

51.68

.

.

.

.

.

152.24

36.25
50-74 %

42.91

.

.

.

.

.

101.00

32.79
75% or more

20.97

.

.

.

.

.

36.46

20.96
 
Union presence
No union employees

19.63

.

.

.

.

.

30.66

21.19
Has union employees

37.26

.

.

.

.

.

118.99

34.00
Unknown

65.17

.

.

.

.

.

292.71

54.06
 
Percent low wage employees **
50% or more low wage

35.71

.

.

.

.

.

67.18

40.36
Less than 50% low wage

21.48

.

.

.

.

.

39.08

20.93
Unknown

32.55

.

.

.

.

.

140.63

32.66
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.