Table I.F.5

Table I.F.5(2002) Average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2002

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	15	17	17	16	15	15	17	15

Industry group **
Agric., fish., forest.	17	.	.	.	.	.	18	16
Mining and manufacturing	15	.	.	.	.	.	17	15
Construction	16	.	.	.	.	.	17	15
Utilities and transp.	16	.	.	.	.	.	17	16
Wholesale trade	16	.	.	.	.	.	16	16
Fin. svs. and real estate	15	.	.	.	.	.	16	15
Retail trade	16	.	.	.	.	.	18	16
Professional services	15	.	.	.	.	.	16	15
Other services	15	.	.	.	.	.	16	15

Ownership
For profit, incorporated	15	.	.	.	.	.	17	15
For profit, unincorporated	16	.	.	.	.	.	18	15
Nonprofit	14	.	.	.	.	.	15	14
Unknown	16	.	.	.	.	.	12	16

Age of firm
Less than 5 years	16	.	.	.	.	.	16	15
5-9 years	15	.	.	.	.	.	16	15
10-19 years	16	.	.	.	.	.	16	15
20 or more years	15	.	.	.	.	.	17	15
Unknown	15	.	.	.	.	.	18	15

Multi/single status
2 or more locations	15	.	.	.	.	.	17	15
1 location only	16	.	.	.	.	.	17	15

Percent full-time employees
Less than 25%	16	.	.	.	.	.	16	17
25-49 %	16	.	.	.	.	.	17	15
50-74 %	16	.	.	.	.	.	17	15
75% or more	15	.	.	.	.	.	17	15

Union presence
No union employees	16	.	.	.	.	.	17	15
Has union employees	14	.	.	.	.	.	15	14
Unknown	16	.	.	.	.	.	16	16

Percent low wage employees **
50% or more low wage	17	.	.	.	.	.	17	16
Less than 50% low wage	15	.	.	.	.	.	17	15
Unknown	15	.	.	.	.	.	15	15

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.F.5(2002) Standard error for average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2002

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	0.08	0.14	0.17	0.14	0.24	0.12	0.12	0.10

Industry group **
Agric., fish., forest.	0.68	.	.	.	.	.	0.93	0.97
Mining and manufacturing	0.21	.	.	.	.	.	0.27	0.22
Construction	0.33	.	.	.	.	.	0.31	0.67
Utilities and transp.	0.32	.	.	.	.	.	0.65	0.35
Wholesale trade	0.47	.	.	.	.	.	0.52	0.56
Fin. svs. and real estate	0.22	.	.	.	.	.	0.47	0.21
Retail trade	0.12	.	.	.	.	.	0.37	0.15
Professional services	0.19	.	.	.	.	.	0.30	0.23
Other services	0.24	.	.	.	.	.	0.25	0.29

Ownership
For profit, incorporated	0.08	.	.	.	.	.	0.14	0.08
For profit, unincorporated	0.24	.	.	.	.	.	0.27	0.36
Nonprofit	0.21	.	.	.	.	.	0.31	0.25
Unknown	0.47	.	.	.	.	.	2.66	0.45

Age of firm
Less than 5 years	0.32	.	.	.	.	.	0.52	0.53
5-9 years	0.25	.	.	.	.	.	0.35	0.40
10-19 years	0.11	.	.	.	.	.	0.22	0.20
20 or more years	0.07	.	.	.	.	.	0.16	0.10
Unknown	0.20	.	.	.	.	.	4.27	0.20

Multi/single status
2 or more locations	0.11	.	.	.	.	.	0.39	0.11
1 location only	0.09	.	.	.	.	.	0.12	0.22

Percent full-time employees
Less than 25%	0.45	.	.	.	.	.	0.64	0.74
25-49 %	0.33	.	.	.	.	.	0.71	0.39
50-74 %	0.18	.	.	.	.	.	0.28	0.26
75% or more	0.08	.	.	.	.	.	0.12	0.10

Union presence
No union employees	0.09	.	.	.	.	.	0.11	0.12
Has union employees	0.16	.	.	.	.	.	0.52	0.18
Unknown	0.39	.	.	.	.	.	0.84	0.40

Percent low wage employees **
50% or more low wage	0.14	.	.	.	.	.	0.28	0.16
Less than 50% low wage	0.08	.	.	.	.	.	0.11	0.12
Unknown	0.18	.	.	.	.	.	0.30	0.18

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2002 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.