Table I.A.2.a(2003) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2003 | ||||||||||||
Characteristics | Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
||||||
United States | 32.4% |
12.2% |
29.0% |
80.3% |
11.9% |
60.6% |
||||||
Industry group ** | ||||||||||||
Agric., fish., forest. | 14.8% |
13.1% |
41.7% |
* | 90.0% |
13.3% |
26.9% |
* | ||||
Mining and manufacturing | 28.5% |
12.4% |
33.3% |
84.9% |
11.2% |
55.9% |
||||||
Construction | 16.6% |
15.4% |
24.4% |
* | 54.5% |
14.7% |
32.3% |
|||||
Utilities and transp. | 43.0% |
9.9% |
45.3% |
91.4% |
9.7% |
73.8% |
||||||
Wholesale trade | 30.9% |
13.1% |
36.6% |
81.0% |
12.6% |
62.5% |
||||||
Fin. svs. and real estate | 44.2% |
10.2% |
34.0% |
83.9% |
9.0% |
68.2% |
||||||
Retail trade | 49.9% |
9.9% |
30.3% |
88.7% |
9.5% |
76.4% |
||||||
Professional services | 24.1% |
11.6% |
24.0% |
72.1% |
11.6% |
48.6% |
||||||
Other services | 27.6% |
13.3% |
24.7% |
67.3% |
13.6% |
47.9% |
||||||
Ownership | ||||||||||||
For profit, incorporated | 35.7% |
11.7% |
31.0% |
82.3% |
11.5% |
64.6% |
||||||
For profit, unincorporated | 21.3% |
11.9% |
24.6% |
67.9% |
11.7% |
49.3% |
||||||
Nonprofit | 19.9% |
12.8% |
22.1% |
48.7% |
12.5% |
28.6% |
||||||
Unknown | 31.9% |
18.0% |
34.4% |
* | 88.5% |
17.4% |
67.4% |
|||||
Age of firm | ||||||||||||
Less than 5 years | 13.4% |
12.1% |
13.4% |
* | 49.0% |
12.2% |
20.2% |
* | ||||
5-9 years | 15.1% |
11.4% |
17.7% |
* | 59.6% |
11.4% |
31.9% |
|||||
10-19 years | 16.4% |
12.7% |
25.5% |
57.9% |
12.6% |
33.4% |
||||||
20 or more years | 31.3% |
12.2% |
30.8% |
77.2% |
11.6% |
54.5% |
||||||
Unknown | 85.8% |
24.9% |
* | 59.3% |
87.1% |
26.1% |
* | 85.9% |
||||
Multi/single status | ||||||||||||
2 or more locations | 58.9% |
10.5% |
30.0% |
80.5% |
8.0% |
64.7% |
||||||
1 location only | 12.8% |
12.4% |
23.2% |
41.1% |
12.3% |
20.0% |
||||||
Percent full-time employees | ||||||||||||
Less than 25% | 32.4% |
11.1% |
21.3% |
70.6% |
10.6% |
50.6% |
||||||
25-49 % | 41.4% |
12.4% |
18.8% |
81.9% |
12.2% |
66.0% |
||||||
50-74 % | 32.5% |
12.7% |
22.7% |
79.8% |
12.8% |
61.2% |
||||||
75% or more | 31.4% |
12.2% |
32.3% |
80.9% |
11.8% |
60.6% |
||||||
Union presence | ||||||||||||
No union employees | 26.4% |
11.2% |
29.1% |
77.9% |
11.0% |
53.9% |
||||||
Has union employees | 61.2% |
34.5% |
26.4% |
80.8% |
34.0% |
71.8% |
||||||
Unknown | 79.5% |
25.1% |
37.2% |
* | 86.8% |
20.3% |
85.3% |
|||||
Percent low wage employees | ||||||||||||
50% or more low wage | 28.5% |
12.7% |
22.5% |
73.4% |
12.6% |
47.6% |
||||||
Less than 50% low wage | 21.7% |
12.1% |
31.0% |
78.0% |
11.8% |
47.9% |
||||||
Unknown | 73.7% |
12.1% |
41.4% |
83.3% |
10.6% |
81.0% |
||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.a(2003) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2003 | ||||||||||||
Characteristics | Total |
Less than 100 employees |
100-499 employees |
500 or more employees |
Less than 50 employees |
50 or more employees |
||||||
United States | 0.99% |
0.34% |
1.89% |
1.59% |
0.34% |
1.46% |
||||||
Industry group ** | ||||||||||||
Agric., fish., forest. | 1.86% |
2.19% |
13.79% |
* | 11.52% |
2.59% |
9.41% |
* | ||||
Mining and manufacturing | 2.09% |
1.38% |
4.44% |
1.13% |
1.78% |
2.98% |
||||||
Construction | 1.20% |
1.46% |
8.31% |
* | 9.96% |
1.67% |
5.09% |
|||||
Utilities and transp. | 3.43% |
1.93% |
8.22% |
4.54% |
2.20% |
4.79% |
||||||
Wholesale trade | 1.10% |
1.60% |
9.25% |
4.18% |
1.56% |
3.06% |
||||||
Fin. svs. and real estate | 2.12% |
1.54% |
5.02% |
2.88% |
1.63% |
2.72% |
||||||
Retail trade | 2.11% |
0.72% |
5.23% |
2.68% |
0.73% |
2.38% |
||||||
Professional services | 1.29% |
0.88% |
2.80% |
4.41% |
0.96% |
2.86% |
||||||
Other services | 1.71% |
0.63% |
4.75% |
3.69% |
0.64% |
3.01% |
||||||
Ownership | ||||||||||||
For profit, incorporated | 1.16% |
0.38% |
2.65% |
1.19% |
0.42% |
1.28% |
||||||
For profit, unincorporated | 2.34% |
1.23% |
4.84% |
6.22% |
1.34% |
5.58% |
||||||
Nonprofit | 1.59% |
1.85% |
2.45% |
4.30% |
1.76% |
2.15% |
||||||
Unknown | 3.72% |
1.58% |
12.06% |
* | 9.88% |
1.58% |
8.40% |
|||||
Age of firm | ||||||||||||
Less than 5 years | 1.39% |
1.43% |
8.95% |
* | 11.01% |
1.47% |
6.55% |
* | ||||
5-9 years | 1.30% |
1.02% |
6.12% |
* | 7.94% |
1.00% |
3.68% |
|||||
10-19 years | 1.04% |
0.82% |
4.17% |
5.39% |
0.94% |
3.23% |
||||||
20 or more years | 1.71% |
0.56% |
1.44% |
2.81% |
0.56% |
2.34% |
||||||
Unknown | 1.57% |
10.68% |
* | 12.62% |
1.57% |
14.85% |
* | 1.56% |
||||
Multi/single status | ||||||||||||
2 or more locations | 1.40% |
0.77% |
2.13% |
1.61% |
1.30% |
1.46% |
||||||
1 location only | 0.35% |
0.35% |
2.33% |
5.30% |
0.39% |
1.32% |
||||||
Percent full-time employees | ||||||||||||
Less than 25% | 3.68% |
1.72% |
6.04% |
8.00% |
1.89% |
4.74% |
||||||
25-49 % | 2.44% |
1.08% |
3.93% |
4.03% |
0.88% |
3.21% |
||||||
50-74 % | 2.14% |
0.55% |
4.35% |
3.54% |
0.70% |
3.38% |
||||||
75% or more | 0.73% |
0.44% |
2.56% |
1.57% |
0.46% |
1.45% |
||||||
Union presence | ||||||||||||
No union employees | 0.83% |
0.40% |
2.17% |
1.44% |
0.36% |
1.25% |
||||||
Has union employees | 4.74% |
2.63% |
4.64% |
5.96% |
2.54% |
5.98% |
||||||
Unknown | 2.14% |
6.70% |
11.98% |
* | 2.26% |
4.85% |
2.33% |
|||||
Percent low wage employees | ||||||||||||
50% or more low wage | 1.60% |
1.06% |
3.65% |
4.86% |
1.14% |
2.90% |
||||||
Less than 50% low wage | 0.66% |
0.62% |
2.59% |
1.87% |
0.66% |
1.30% |
||||||
Unknown | 2.28% |
2.32% |
8.37% |
2.02% |
2.01% |
2.09% |
||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |