Table I.A.2.a(2003) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

32.4%

12.2%

29.0%

80.3%

11.9%

60.6%
 
Industry group **
Agric., fish., forest.

14.8%

13.1%

41.7%

 *

90.0%

13.3%

26.9%

 *
Mining and manufacturing

28.5%

12.4%

33.3%

84.9%

11.2%

55.9%
Construction

16.6%

15.4%

24.4%

 *

54.5%

14.7%

32.3%
Utilities and transp.

43.0%

9.9%

45.3%

91.4%

9.7%

73.8%
Wholesale trade

30.9%

13.1%

36.6%

81.0%

12.6%

62.5%
Fin. svs. and real estate

44.2%

10.2%

34.0%

83.9%

9.0%

68.2%
Retail trade

49.9%

9.9%

30.3%

88.7%

9.5%

76.4%
Professional services

24.1%

11.6%

24.0%

72.1%

11.6%

48.6%
Other services

27.6%

13.3%

24.7%

67.3%

13.6%

47.9%
 
Ownership
For profit, incorporated

35.7%

11.7%

31.0%

82.3%

11.5%

64.6%
For profit, unincorporated

21.3%

11.9%

24.6%

67.9%

11.7%

49.3%
Nonprofit

19.9%

12.8%

22.1%

48.7%

12.5%

28.6%
Unknown

31.9%

18.0%

34.4%

 *

88.5%

17.4%

67.4%
 
Age of firm
Less than 5 years

13.4%

12.1%

13.4%

 *

49.0%

12.2%

20.2%

 *
5-9 years

15.1%

11.4%

17.7%

 *

59.6%

11.4%

31.9%
10-19 years

16.4%

12.7%

25.5%

57.9%

12.6%

33.4%
20 or more years

31.3%

12.2%

30.8%

77.2%

11.6%

54.5%
Unknown

85.8%

24.9%

 *

59.3%

87.1%

26.1%

 *

85.9%
 
Multi/single status
2 or more locations

58.9%

10.5%

30.0%

80.5%

8.0%

64.7%
1 location only

12.8%

12.4%

23.2%

41.1%

12.3%

20.0%
 
Percent full-time employees
Less than 25%

32.4%

11.1%

21.3%

70.6%

10.6%

50.6%
25-49 %

41.4%

12.4%

18.8%

81.9%

12.2%

66.0%
50-74 %

32.5%

12.7%

22.7%

79.8%

12.8%

61.2%
75% or more

31.4%

12.2%

32.3%

80.9%

11.8%

60.6%
 
Union presence
No union employees

26.4%

11.2%

29.1%

77.9%

11.0%

53.9%
Has union employees

61.2%

34.5%

26.4%

80.8%

34.0%

71.8%
Unknown

79.5%

25.1%

37.2%

 *

86.8%

20.3%

85.3%
 
Percent low wage employees
50% or more low wage

28.5%

12.7%

22.5%

73.4%

12.6%

47.6%
Less than 50% low wage

21.7%

12.1%

31.0%

78.0%

11.8%

47.9%
Unknown

73.7%

12.1%

41.4%

83.3%

10.6%

81.0%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2003) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.99%

0.34%

1.89%

1.59%

0.34%

1.46%
 
Industry group **
Agric., fish., forest.

1.86%

2.19%

13.79%

 *

11.52%

2.59%

9.41%

 *
Mining and manufacturing

2.09%

1.38%

4.44%

1.13%

1.78%

2.98%
Construction

1.20%

1.46%

8.31%

 *

9.96%

1.67%

5.09%
Utilities and transp.

3.43%

1.93%

8.22%

4.54%

2.20%

4.79%
Wholesale trade

1.10%

1.60%

9.25%

4.18%

1.56%

3.06%
Fin. svs. and real estate

2.12%

1.54%

5.02%

2.88%

1.63%

2.72%
Retail trade

2.11%

0.72%

5.23%

2.68%

0.73%

2.38%
Professional services

1.29%

0.88%

2.80%

4.41%

0.96%

2.86%
Other services

1.71%

0.63%

4.75%

3.69%

0.64%

3.01%
 
Ownership
For profit, incorporated

1.16%

0.38%

2.65%

1.19%

0.42%

1.28%
For profit, unincorporated

2.34%

1.23%

4.84%

6.22%

1.34%

5.58%
Nonprofit

1.59%

1.85%

2.45%

4.30%

1.76%

2.15%
Unknown

3.72%

1.58%

12.06%

 *

9.88%

1.58%

8.40%
 
Age of firm
Less than 5 years

1.39%

1.43%

8.95%

 *

11.01%

1.47%

6.55%

 *
5-9 years

1.30%

1.02%

6.12%

 *

7.94%

1.00%

3.68%
10-19 years

1.04%

0.82%

4.17%

5.39%

0.94%

3.23%
20 or more years

1.71%

0.56%

1.44%

2.81%

0.56%

2.34%
Unknown

1.57%

10.68%

 *

12.62%

1.57%

14.85%

 *

1.56%
 
Multi/single status
2 or more locations

1.40%

0.77%

2.13%

1.61%

1.30%

1.46%
1 location only

0.35%

0.35%

2.33%

5.30%

0.39%

1.32%
 
Percent full-time employees
Less than 25%

3.68%

1.72%

6.04%

8.00%

1.89%

4.74%
25-49 %

2.44%

1.08%

3.93%

4.03%

0.88%

3.21%
50-74 %

2.14%

0.55%

4.35%

3.54%

0.70%

3.38%
75% or more

0.73%

0.44%

2.56%

1.57%

0.46%

1.45%
 
Union presence
No union employees

0.83%

0.40%

2.17%

1.44%

0.36%

1.25%
Has union employees

4.74%

2.63%

4.64%

5.96%

2.54%

5.98%
Unknown

2.14%

6.70%

11.98%

 *

2.26%

4.85%

2.33%
 
Percent low wage employees
50% or more low wage

1.60%

1.06%

3.65%

4.86%

1.14%

2.90%
Less than 50% low wage

0.66%

0.62%

2.59%

1.87%

0.66%

1.30%
Unknown

2.28%

2.32%

8.37%

2.02%

2.01%

2.09%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.