| Table I.A.2.f(2003) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 74.8% |
57.5% |
83.7% |
86.6% |
90.6% |
82.3% |
67.0% |
85.6% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 49.9% |
36.8% |
64.4% |
95.1% |
94.3% |
89.3% |
44.6% |
94.2% |
||||||||
| Mining and manufacturing | 83.7% |
68.2% |
92.7% |
93.1% |
94.8% |
81.0% |
80.1% |
89.5% |
||||||||
| Construction | 73.5% |
63.5% |
81.7% |
91.3% |
95.3% |
95.3% |
71.5% |
89.8% |
||||||||
| Utilities and transp. | 75.2% |
66.0% |
93.3% |
97.9% |
78.7% |
67.0% |
77.1% |
73.5% |
||||||||
| Wholesale trade | 75.3% |
60.8% |
90.9% |
89.0% |
91.6% |
69.6% |
72.7% |
79.7% |
||||||||
| Fin. svs. and real estate | 75.8% |
61.7% |
87.3% |
91.2% |
87.4% |
76.3% |
68.9% |
80.6% |
||||||||
| Retail trade | 84.4% |
58.6% |
85.4% |
92.8% |
99.3% |
92.3% |
70.3% |
93.7% |
||||||||
| Professional services | 70.0% |
56.5% |
82.3% |
80.3% |
88.3% |
75.5% |
64.0% |
81.9% |
||||||||
| Other services | 71.3% |
51.1% |
78.1% |
80.4% |
89.3% |
84.6% |
61.2% |
86.1% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 77.8% |
60.3% |
86.2% |
88.7% |
92.0% |
82.9% |
70.8% |
86.1% |
||||||||
| For profit, unincorporated | 69.3% |
56.8% |
86.5% |
85.2% |
93.7% |
82.7% |
63.2% |
87.2% |
||||||||
| Nonprofit | 70.0% |
48.9% |
66.5% |
79.6% |
87.7% |
76.5% |
56.8% |
85.1% |
||||||||
| Unknown | 53.1% |
41.1% |
57.7% |
66.4% |
68.9% |
72.0% |
46.2% |
69.8% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 67.5% |
60.4% |
77.1% |
89.2% |
84.0% |
82.7% |
64.3% |
86.2% |
||||||||
| 5-9 years | 68.4% |
56.4% |
83.7% |
83.0% |
90.7% |
90.0% |
64.1% |
88.1% |
||||||||
| 10-19 years | 71.2% |
57.7% |
84.8% |
88.3% |
90.0% |
86.8% |
66.9% |
89.8% |
||||||||
| 20 or more years | 77.1% |
56.8% |
83.9% |
86.3% |
91.7% |
83.2% |
68.7% |
87.2% |
||||||||
| Unknown | 81.3% |
84.1% |
100.0% |
* | 93.7% |
86.0% |
80.9% |
96.2% |
81.3% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 85.1% |
69.9% |
86.1% |
87.8% |
90.9% |
82.3% |
83.4% |
85.3% |
||||||||
| 1 location only | 67.2% |
57.3% |
83.3% |
85.7% |
88.3% |
85.3% |
65.7% |
88.8% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 70.2% |
37.8% |
63.7% |
69.7% |
81.8% |
94.8% |
48.2% |
88.4% |
||||||||
| 25-49 % | 79.3% |
48.0% |
79.8% |
86.1% |
98.5% |
91.8% |
62.9% |
93.2% |
||||||||
| 50-74 % | 73.5% |
52.6% |
79.8% |
86.0% |
94.1% |
89.3% |
61.7% |
90.8% |
||||||||
| 75% or more | 74.9% |
60.1% |
85.8% |
87.9% |
90.2% |
78.0% |
69.4% |
83.1% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 74.8% |
57.9% |
84.6% |
86.6% |
90.9% |
85.6% |
67.4% |
88.2% |
||||||||
| Has union employees | 72.8% |
46.5% |
67.4% |
86.7% |
87.3% |
75.9% |
58.6% |
78.4% |
||||||||
| Unknown | 77.2% |
51.3% |
74.0% |
86.7% |
87.0% |
78.3% |
63.2% |
78.6% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 75.6% |
46.4% |
82.3% |
87.4% |
95.2% |
91.2% |
61.2% |
92.8% |
||||||||
| Less than 50% low wage | 73.5% |
59.9% |
84.4% |
86.5% |
88.8% |
81.7% |
68.6% |
86.4% |
||||||||
| Unknown | 78.7% |
54.2% |
70.6% |
82.6% |
87.3% |
80.4% |
59.6% |
80.9% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.A.2.f(2003) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.40% |
0.89% |
0.98% |
0.76% |
0.86% |
1.30% |
0.54% |
0.78% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 4.42% |
5.98% |
5.90% |
4.11% |
19.39% |
11.83% |
4.21% |
3.04% |
||||||||
| Mining and manufacturing | 1.25% |
3.48% |
2.60% |
1.76% |
1.64% |
2.62% |
1.84% |
1.46% |
||||||||
| Construction | 2.12% |
3.33% |
5.10% |
3.71% |
2.60% |
2.97% |
2.31% |
3.42% |
||||||||
| Utilities and transp. | 2.54% |
5.61% |
3.13% |
1.64% |
8.44% |
7.47% |
2.90% |
4.58% |
||||||||
| Wholesale trade | 1.65% |
4.43% |
2.46% |
2.54% |
3.34% |
6.03% |
3.32% |
4.08% |
||||||||
| Fin. svs. and real estate | 2.05% |
3.50% |
2.83% |
2.81% |
3.94% |
4.68% |
2.98% |
3.29% |
||||||||
| Retail trade | 1.05% |
1.73% |
3.67% |
2.57% |
0.37% |
2.40% |
1.78% |
1.66% |
||||||||
| Professional services | 1.79% |
1.86% |
2.35% |
3.40% |
2.02% |
3.08% |
1.99% |
1.82% |
||||||||
| Other services | 1.14% |
2.48% |
2.72% |
1.92% |
2.33% |
2.38% |
1.67% |
1.29% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.45% |
0.99% |
1.29% |
0.99% |
0.82% |
1.37% |
0.47% |
1.00% |
||||||||
| For profit, unincorporated | 1.24% |
1.30% |
2.75% |
1.60% |
2.79% |
6.60% |
1.10% |
2.51% |
||||||||
| Nonprofit | 1.26% |
3.30% |
6.33% |
3.50% |
2.59% |
5.30% |
2.02% |
1.43% |
||||||||
| Unknown | 2.43% |
3.21% |
5.32% |
6.15% |
9.50% |
7.98% |
3.22% |
6.06% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 1.48% |
2.08% |
4.32% |
2.84% |
5.55% |
6.98% |
2.07% |
3.92% |
||||||||
| 5-9 years | 1.33% |
2.38% |
2.84% |
3.42% |
3.34% |
6.15% |
1.81% |
3.13% |
||||||||
| 10-19 years | 0.87% |
0.88% |
1.58% |
1.36% |
4.15% |
3.68% |
0.92% |
2.32% |
||||||||
| 20 or more years | 0.53% |
1.66% |
1.23% |
1.18% |
1.20% |
1.69% |
1.07% |
1.02% |
||||||||
| Unknown | 1.80% |
25.18% |
31.62% |
* | 14.25% |
5.11% |
2.12% |
21.26% |
1.82% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.76% |
7.27% |
3.64% |
1.98% |
0.87% |
1.31% |
1.91% |
0.83% |
||||||||
| 1 location only | 0.50% |
0.93% |
1.11% |
0.80% |
1.87% |
3.24% |
0.54% |
1.00% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 1.77% |
3.91% |
3.50% |
5.99% |
6.11% |
3.80% |
3.15% |
2.71% |
||||||||
| 25-49 % | 1.48% |
2.81% |
3.46% |
2.55% |
0.83% |
2.68% |
1.58% |
1.73% |
||||||||
| 50-74 % | 1.37% |
2.35% |
2.08% |
2.24% |
2.01% |
2.33% |
1.79% |
1.61% |
||||||||
| 75% or more | 0.61% |
0.88% |
1.28% |
1.01% |
1.17% |
1.85% |
0.69% |
1.19% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.39% |
0.98% |
1.01% |
0.71% |
1.02% |
1.07% |
0.56% |
0.50% |
||||||||
| Has union employees | 1.91% |
6.37% |
6.13% |
4.41% |
4.67% |
2.73% |
3.03% |
2.18% |
||||||||
| Unknown | 3.04% |
5.94% |
11.27% |
12.25% |
7.47% |
3.29% |
5.59% |
3.36% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 1.26% |
2.73% |
1.85% |
1.80% |
1.33% |
2.98% |
1.85% |
1.35% |
||||||||
| Less than 50% low wage | 0.58% |
0.92% |
1.47% |
0.83% |
1.46% |
2.34% |
0.69% |
0.87% |
||||||||
| Unknown | 1.44% |
4.06% |
5.76% |
7.62% |
4.17% |
1.80% |
4.01% |
1.46% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||