Table I.C.2.a

Table I.C.2.a(2003) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003

Characteristics	Total		Less than 10 employees		10-24 employees		25-99 employees		100-999 employees		1000 or more employees		Less than 50 employees		50 or more employees

United States	612		500		613		739		573		612		603		615

Industry group **
Agric., fish., forest.	225	*	549		214	*	270	*	97	*	209	*	483		102	*
Mining and manufacturing	596		367		494		792		580		575		526		618
Construction	657		568		536		674		928		627		594		763
Utilities and transp.	551		224	*	955		480	*	577	*	549		574		544
Wholesale trade	684		419		544		635		1,037		680		547		804
Fin. svs. and real estate	577		519		578		840	*	395		615		698		548
Retail trade	600		494		888		604		486		622		666		580
Professional services	559		429		520		733		498		574		525		570
Other services	729		655		758		900		691		698		724		731

Ownership
For profit, incorporated	658		509		630		811		640		645		638		666
For profit, unincorporated	590		555		736		664		544		566		618		566
Nonprofit	456		288		361		457		410		523		334		476
Unknown	471		388		648		456	*	567		406		514		438

Age of firm
Less than 5 years	622		562		507	*	772		585	*	765		537		727
5-9 years	655		546		525		768		752		686		533		810
10-19 years	681		481		780		808		668		610		648		709
20 or more years	586		475		553		705		531		604		609		578
Unknown	612		640	*	.		489	*	499		615		605	*	612

Multi/single status
2 or more locations	618		398	*	773		763		563		617		777		610
1 location only	604		501		594		730		586		480		586		630

Percent full-time employees
Less than 25%	613		153	*	209	*	733	*	881		661		429	*	724
25-49 %	750		575		715		971		765	*	705		741		754
50-74 %	693		632		845		770		623		688		697		692
75% or more	592		482		579		723		546		597		586		595

Union presence
No union employees	631		509		643		753		555		667		615		639
Has union employees	559		159	*	150	*	475		708		551		326	*	581
Unknown	529		431	*	440	*	941		263	*	528		729		517

Percent low wage employees
50% or more low wage	745		494		1,050		849		740		614		798		721
Less than 50% low wage	593		510		558		711		534		629		577		602
Unknown	590		261	*	311	*	862	*	535		602		391		597

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.C.2.a(2003) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003

Characteristics	Total		Less than 10 employees		10-24 employees		25-99 employees		100-999 employees		1000 or more employees		Less than 50 employees		50 or more employees

United States	18.99		42.03		58.33		55.69		49.65		23.10		34.49		23.70

Industry group **
Agric., fish., forest.	98.66	*	164.13		184.66	*	90.28	*	275.54	*	95.10	*	132.35		101.94	*
Mining and manufacturing	31.06		95.24		125.03		76.55		72.25		45.11		60.06		33.20
Construction	61.12		90.53		99.97		121.50		205.15		113.72		68.89		113.46
Utilities and transp.	71.14		111.42	*	201.07		193.13	*	173.89	*	67.75		134.21		97.48
Wholesale trade	92.80		108.61		131.12		176.26		245.23		56.20		80.15		139.83
Fin. svs. and real estate	70.46		113.48		154.46		331.66	*	83.58		43.06		208.94		52.77
Retail trade	62.94		116.84		143.94		121.38		86.70		85.09		101.04		66.42
Professional services	17.40		68.40		121.02		108.12		48.70		37.08		57.20		21.01
Other services	59.84		79.69		104.37		123.55		95.40		65.69		71.88		73.34

Ownership
For profit, incorporated	25.31		46.58		70.87		64.44		73.79		25.75		40.92		32.51
For profit, unincorporated	28.34		53.49		150.56		105.76		71.45		68.99		46.08		43.74
Nonprofit	24.04		75.59		96.65		68.22		31.56		38.41		66.23		29.72
Unknown	48.57		83.80		181.12		532.43	*	120.57		75.66		68.87		69.54

Age of firm
Less than 5 years	77.37		112.76		196.12	*	228.81		208.92	*	118.34		92.67		98.97
5-9 years	54.26		110.65		112.71		161.67		110.75		88.51		74.51		58.05
10-19 years	64.46		80.10		143.75		65.27		159.63		68.60		55.58		121.37
20 or more years	26.40		67.96		76.46		74.15		32.09		32.71		52.78		24.11
Unknown	27.06		202.39	*	.		153.45	*	99.42		27.09		182.06	*	27.06

Multi/single status
2 or more locations	18.66		179.68	*	195.03		87.72		26.87		23.31		125.33		18.76
1 location only	41.25		42.26		60.44		59.92		82.44		95.37		36.39		68.30

Percent full-time employees
Less than 25%	121.60		70.48	*	279.16	*	274.36	*	184.47		138.95		158.21	*	137.38
25-49 %	65.48		172.20		122.23		187.57		239.59	*	62.52		121.27		58.41
50-74 %	49.30		162.88		161.14		152.67		64.77		88.08		90.42		73.40
75% or more	19.85		42.45		61.32		60.24		56.35		17.46		41.17		21.02

Union presence
No union employees	20.66		43.79		57.15		57.26		37.32		31.10		30.82		26.57
Has union employees	66.16		116.41	*	68.45	*	96.07		191.11		43.10		101.28	*	76.23
Unknown	38.97		430.13	*	165.94	*	255.37		164.79	*	36.07		166.57		38.64

Percent low wage employees
50% or more low wage	59.66		103.68		141.24		88.85		92.51		123.31		81.49		60.92
Less than 50% low wage	26.88		40.08		69.57		67.24		52.72		35.68		37.22		32.47
Unknown	21.44		94.70	*	144.51	*	363.23	*	88.15		22.70		114.80		21.63

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.