Table I.C.3.a(2003) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.5% |
13.4% |
17.7% |
22.3% |
18.7% |
18.4% |
17.2% |
19.0% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 9.1% |
* | 18.3% |
* | 7.2% |
* | 9.4% |
* | 4.7% |
* | 8.9% |
* | 16.6% |
4.5% |
* | |
Mining and manufacturing | 18.7% |
10.6% |
14.7% |
25.0% |
19.9% |
17.5% |
15.5% |
19.8% |
||||||||
Construction | 20.1% |
16.4% |
15.6% |
20.5% |
32.4% |
20.3% |
17.9% |
23.9% |
||||||||
Utilities and transp. | 16.9% |
6.2% |
* | 32.4% |
14.7% |
* | 16.3% |
* | 17.2% |
17.9% |
16.7% |
|||||
Wholesale trade | 20.8% |
12.0% |
16.0% |
19.2% |
31.7% |
22.0% |
16.4% |
24.8% |
||||||||
Fin. svs. and real estate | 17.1% |
12.5% |
15.4% |
23.7% |
12.9% |
18.5% |
18.1% |
16.8% |
||||||||
Retail trade | 19.5% |
13.8% |
23.7% |
20.9% |
18.4% |
20.2% |
19.1% |
19.7% |
||||||||
Professional services | 16.1% |
11.0% |
14.7% |
21.6% |
15.0% |
16.5% |
14.3% |
16.8% |
||||||||
Other services | 22.0% |
17.8% |
22.5% |
26.0% |
23.6% |
20.6% |
20.6% |
22.7% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 20.3% |
13.8% |
18.3% |
24.7% |
22.1% |
19.8% |
18.4% |
21.1% |
||||||||
For profit, unincorporated | 17.9% |
15.2% |
22.1% |
22.7% |
18.3% |
17.0% |
17.9% |
18.0% |
||||||||
Nonprofit | 13.0% |
6.9% |
9.7% |
13.4% |
11.9% |
15.0% |
9.0% |
13.7% |
||||||||
Unknown | 12.6% |
10.3% |
18.2% |
11.2% |
* | 16.7% |
10.9% |
13.1% |
12.2% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 19.5% |
16.3% |
14.9% |
* | 25.6% |
20.1% |
* | 23.8% |
16.1% |
24.0% |
||||||
5-9 years | 20.7% |
15.3% |
16.7% |
23.0% |
28.0% |
23.4% |
16.4% |
26.4% |
||||||||
10-19 years | 20.6% |
13.0% |
23.3% |
25.3% |
22.2% |
17.4% |
18.6% |
22.6% |
||||||||
20 or more years | 17.6% |
12.3% |
15.4% |
20.9% |
17.1% |
18.3% |
16.8% |
17.9% |
||||||||
Unknown | 18.3% |
22.2% |
* | . |
15.2% |
* | 16.9% |
18.3% |
20.3% |
* | 18.3% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 18.8% |
11.2% |
* | 22.7% |
22.7% |
17.8% |
18.7% |
22.2% |
18.7% |
|||||||
1 location only | 18.0% |
13.5% |
17.1% |
22.2% |
20.0% |
13.1% |
16.7% |
20.1% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 20.3% |
4.6% |
* | 6.3% |
* | 22.6% |
* | 30.7% |
24.8% |
12.6% |
* | 25.9% |
||||
25-49 % | 22.1% |
15.5% |
19.3% |
28.8% |
24.8% |
20.4% |
20.7% |
22.8% |
||||||||
50-74 % | 20.8% |
17.6% |
23.7% |
20.5% |
20.9% |
21.0% |
19.7% |
21.2% |
||||||||
75% or more | 17.9% |
12.8% |
16.9% |
22.2% |
17.8% |
17.9% |
16.7% |
18.4% |
||||||||
Union presence | ||||||||||||||||
No union employees | 19.0% |
13.7% |
18.5% |
22.8% |
18.6% |
19.7% |
17.5% |
19.9% |
||||||||
Has union employees | 16.5% |
4.1% |
* | 4.4% |
* | 13.9% |
20.3% |
16.6% |
9.4% |
17.2% |
||||||
Unknown | 17.2% |
13.0% |
* | 14.7% |
* | 32.1% |
8.5% |
* | 17.1% |
22.8% |
16.8% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 22.9% |
13.4% |
31.1% |
23.5% |
24.8% |
20.2% |
22.3% |
23.2% |
||||||||
Less than 50% low wage | 17.8% |
13.6% |
16.0% |
22.0% |
17.3% |
18.7% |
16.5% |
18.7% |
||||||||
Unknown | 17.8% |
8.3% |
* | 9.4% |
* | 22.1% |
* | 17.9% |
18.1% |
11.8% |
18.1% |
|||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3.a(2003) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.56% |
1.09% |
1.41% |
1.69% |
1.47% |
0.58% |
0.88% |
0.70% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 3.60% |
* | 5.83% |
* | 5.40% |
* | 3.34% |
* | 4.97% |
* | 3.97% |
* | 4.68% |
4.00% |
* | |
Mining and manufacturing | 0.88% |
2.86% |
3.26% |
3.32% |
1.90% |
1.13% |
1.79% |
0.79% |
||||||||
Construction | 2.31% |
2.75% |
4.29% |
5.49% |
5.42% |
3.73% |
2.26% |
4.16% |
||||||||
Utilities and transp. | 2.15% |
3.06% |
* | 6.92% |
5.39% |
* | 6.20% |
* | 2.18% |
3.98% |
2.90% |
|||||
Wholesale trade | 2.13% |
2.88% |
4.29% |
4.88% |
5.20% |
1.80% |
2.65% |
2.89% |
||||||||
Fin. svs. and real estate | 1.91% |
2.91% |
4.23% |
6.83% |
2.74% |
1.34% |
3.86% |
1.57% |
||||||||
Retail trade | 1.75% |
3.49% |
2.89% |
4.25% |
3.13% |
2.22% |
2.34% |
1.95% |
||||||||
Professional services | 0.54% |
1.81% |
2.88% |
3.09% |
1.46% |
1.14% |
1.34% |
0.71% |
||||||||
Other services | 1.55% |
1.94% |
3.36% |
3.82% |
3.83% |
1.41% |
1.99% |
1.91% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.70% |
1.27% |
1.75% |
1.84% |
2.20% |
0.66% |
1.07% |
0.90% |
||||||||
For profit, unincorporated | 0.82% |
1.56% |
5.61% |
4.04% |
2.69% |
2.35% |
1.55% |
1.47% |
||||||||
Nonprofit | 0.77% |
1.77% |
2.34% |
2.69% |
0.84% |
0.98% |
1.57% |
0.88% |
||||||||
Unknown | 1.31% |
2.07% |
4.54% |
9.16% |
* | 3.63% |
2.72% |
1.63% |
2.07% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2.28% |
2.80% |
6.46% |
* | 5.47% |
7.59% |
* | 4.04% |
2.74% |
5.06% |
||||||
5-9 years | 1.97% |
3.12% |
3.47% |
5.89% |
3.19% |
3.18% |
2.39% |
2.47% |
||||||||
10-19 years | 1.74% |
2.13% |
3.78% |
2.03% |
4.42% |
1.79% |
1.44% |
3.48% |
||||||||
20 or more years | 0.90% |
1.73% |
1.85% |
2.22% |
1.08% |
1.01% |
1.44% |
0.82% |
||||||||
Unknown | 0.81% |
7.03% |
* | . |
5.11% |
* | 3.55% |
0.81% |
6.14% |
* | 0.81% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.60% |
5.85% |
* | 5.08% |
2.60% |
1.02% |
0.58% |
3.11% |
0.61% |
|||||||
1 location only | 1.15% |
1.10% |
1.54% |
1.89% |
2.41% |
2.90% |
0.93% |
2.04% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 3.92% |
2.42% |
* | 7.45% |
* | 6.95% |
* | 6.22% |
5.74% |
4.82% |
* | 4.50% |
||||
25-49 % | 1.82% |
4.32% |
4.03% |
5.71% |
7.01% |
2.56% |
3.27% |
1.93% |
||||||||
50-74 % | 1.55% |
4.16% |
4.01% |
4.04% |
2.74% |
2.30% |
2.73% |
2.06% |
||||||||
75% or more | 0.60% |
1.09% |
1.34% |
1.84% |
1.63% |
0.44% |
1.04% |
0.64% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.64% |
1.16% |
1.34% |
1.80% |
1.14% |
0.74% |
0.78% |
0.85% |
||||||||
Has union employees | 1.63% |
3.09% |
* | 1.87% |
* | 2.83% |
4.98% |
1.28% |
2.80% |
1.93% |
||||||
Unknown | 1.01% |
8.38% |
* | 5.48% |
* | 8.72% |
5.49% |
* | 0.87% |
5.68% |
0.97% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.88% |
2.73% |
4.60% |
2.55% |
3.14% |
3.30% |
2.68% |
2.02% |
||||||||
Less than 50% low wage | 0.79% |
1.03% |
1.74% |
2.17% |
1.55% |
0.90% |
0.97% |
1.07% |
||||||||
Unknown | 0.53% |
2.59% |
* | 4.62% |
* | 7.26% |
* | 2.91% |
0.58% |
3.44% |
0.53% |
|||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |