Table I.D.2(2003) Average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 2,283 |
2,034 |
2,663 |
2,920 |
2,569 |
2,075 |
2,494 |
2,242 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1,275 |
1,134 |
1,333 |
* | 1,944 |
* | 1,368 |
* | 703 |
* | 1,469 |
1,164 |
||||
Mining and manufacturing | 1,782 |
1,842 |
2,399 |
2,358 |
1,815 |
1,653 |
2,195 |
1,742 |
||||||||
Construction | 2,256 |
1,555 |
2,319 |
2,528 |
2,622 |
2,061 |
2,293 |
2,218 |
||||||||
Utilities and transp. | 2,017 |
1,490 |
2,715 |
2,556 |
2,185 |
1,915 |
1,781 |
2,041 |
||||||||
Wholesale trade | 2,160 |
1,522 |
2,504 |
2,499 |
3,152 |
1,730 |
2,202 |
2,149 |
||||||||
Fin. svs. and real estate | 2,447 |
2,634 |
3,439 |
3,256 |
2,896 |
2,228 |
3,139 |
2,368 |
||||||||
Retail trade | 2,681 |
2,118 |
3,312 |
4,055 |
3,806 |
2,220 |
3,091 |
2,594 |
||||||||
Professional services | 2,509 |
2,618 |
2,843 |
3,409 |
2,805 |
2,247 |
2,790 |
2,454 |
||||||||
Other services | 2,472 |
1,594 |
2,355 |
2,915 |
2,642 |
2,515 |
2,111 |
2,574 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 2,271 |
1,975 |
2,667 |
2,978 |
2,577 |
2,051 |
2,520 |
2,222 |
||||||||
For profit, unincorporated | 2,351 |
2,582 |
2,726 |
2,677 |
2,824 |
1,972 |
2,682 |
2,239 |
||||||||
Nonprofit | 2,350 |
1,536 |
2,498 |
2,568 |
2,449 |
2,321 |
2,114 |
2,373 |
||||||||
Unknown | 2,176 |
1,706 |
2,591 |
2,947 |
2,434 |
1,998 |
2,025 |
2,220 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2,499 |
2,682 |
2,703 |
2,833 |
2,456 |
1,782 |
2,612 |
2,373 |
||||||||
5-9 years | 2,433 |
2,148 |
2,897 |
2,798 |
2,427 |
2,140 |
2,506 |
2,384 |
||||||||
10-19 years | 2,715 |
1,736 |
3,061 |
3,390 |
3,237 |
2,034 |
2,576 |
2,820 |
||||||||
20 or more years | 2,304 |
1,993 |
2,447 |
2,823 |
2,449 |
2,109 |
2,435 |
2,277 |
||||||||
Unknown | 2,064 |
724 |
* | 4,391 |
* | 1,968 |
* | 2,745 |
2,049 |
1,915 |
2,064 |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 2,190 |
3,226 |
3,520 |
3,007 |
2,485 |
2,080 |
3,208 |
2,172 |
||||||||
1 location only | 2,534 |
2,008 |
2,582 |
2,892 |
2,725 |
1,892 |
2,433 |
2,662 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2,652 |
2,036 |
1,807 |
* | 2,167 |
3,354 |
2,687 |
1,971 |
2,774 |
|||||||
25-49 % | 2,622 |
1,841 |
3,111 |
2,868 |
3,120 |
2,526 |
2,525 |
2,643 |
||||||||
50-74 % | 2,556 |
2,053 |
2,289 |
3,772 |
3,088 |
2,352 |
2,253 |
2,616 |
||||||||
75% or more | 2,238 |
2,040 |
2,688 |
2,878 |
2,499 |
2,015 |
2,526 |
2,182 |
||||||||
Union presence | ||||||||||||||||
No union employees | 2,524 |
2,136 |
2,877 |
3,119 |
2,705 |
2,279 |
2,628 |
2,494 |
||||||||
Has union employees | 1,604 |
598 |
* | 816 |
1,729 |
1,848 |
1,607 |
1,030 |
1,646 |
|||||||
Unknown | 2,196 |
3,328 |
2,969 |
2,104 |
2,545 |
2,175 |
3,320 |
2,179 |
||||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 2,490 |
1,403 |
2,499 |
3,143 |
2,488 |
2,578 |
2,298 |
2,549 |
||||||||
Less than 50% low wage | 2,384 |
2,081 |
2,631 |
2,892 |
2,583 |
2,023 |
2,489 |
2,346 |
||||||||
Unknown | 2,115 |
2,534 |
3,559 |
3,192 |
* | 2,543 |
2,074 |
3,054 |
2,101 |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.2(2003) Standard error for average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 35.63 |
101.92 |
107.87 |
112.01 |
59.89 |
44.63 |
75.65 |
35.40 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 272.38 |
193.61 |
744.25 |
* | 1,132.85 |
* | 528.70 |
* | 318.33 |
* | 374.34 |
335.55 |
||||
Mining and manufacturing | 63.90 |
332.44 |
409.98 |
152.24 |
85.47 |
105.94 |
194.37 |
60.85 |
||||||||
Construction | 140.29 |
129.89 |
286.83 |
350.90 |
387.76 |
201.89 |
131.57 |
237.89 |
||||||||
Utilities and transp. | 151.98 |
303.07 |
369.79 |
465.94 |
338.15 |
213.82 |
244.55 |
156.44 |
||||||||
Wholesale trade | 120.96 |
208.03 |
315.37 |
148.18 |
241.80 |
135.73 |
154.19 |
127.00 |
||||||||
Fin. svs. and real estate | 63.41 |
264.45 |
616.06 |
387.55 |
198.79 |
61.59 |
278.77 |
76.02 |
||||||||
Retail trade | 101.57 |
320.11 |
509.25 |
270.87 |
167.03 |
118.44 |
201.51 |
88.38 |
||||||||
Professional services | 55.99 |
171.51 |
288.37 |
275.57 |
113.67 |
87.06 |
174.99 |
53.55 |
||||||||
Other services | 81.33 |
189.12 |
150.18 |
269.33 |
176.25 |
145.54 |
115.82 |
116.41 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 35.06 |
138.77 |
105.46 |
130.54 |
59.17 |
45.85 |
92.33 |
35.40 |
||||||||
For profit, unincorporated | 119.27 |
251.67 |
278.60 |
177.19 |
276.67 |
198.67 |
186.12 |
170.32 |
||||||||
Nonprofit | 86.30 |
224.86 |
526.68 |
313.68 |
156.15 |
114.31 |
234.15 |
90.93 |
||||||||
Unknown | 133.85 |
362.67 |
776.31 |
338.48 |
367.63 |
183.18 |
384.84 |
135.94 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 221.24 |
394.16 |
241.69 |
416.51 |
410.01 |
297.56 |
273.40 |
317.03 |
||||||||
5-9 years | 151.62 |
311.10 |
306.75 |
401.84 |
312.76 |
285.23 |
243.81 |
177.31 |
||||||||
10-19 years | 130.90 |
165.37 |
249.32 |
242.59 |
222.50 |
232.60 |
109.02 |
247.32 |
||||||||
20 or more years | 47.06 |
150.67 |
214.05 |
126.34 |
57.02 |
73.47 |
101.11 |
49.62 |
||||||||
Unknown | 53.24 |
277.70 |
* | 1,388.56 |
* | 718.55 |
* | 270.30 |
53.02 |
549.88 |
53.26 |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 39.21 |
815.89 |
368.46 |
206.93 |
82.59 |
45.15 |
278.92 |
37.89 |
||||||||
1 location only | 57.57 |
96.70 |
124.05 |
117.36 |
154.80 |
231.86 |
76.92 |
137.28 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 172.63 |
499.76 |
673.02 |
* | 395.78 |
516.00 |
302.74 |
301.70 |
230.21 |
|||||||
25-49 % | 82.60 |
523.11 |
500.66 |
404.09 |
251.25 |
139.12 |
379.37 |
112.87 |
||||||||
50-74 % | 116.19 |
191.99 |
391.22 |
456.38 |
246.59 |
187.85 |
135.89 |
151.80 |
||||||||
75% or more | 40.59 |
95.33 |
119.35 |
125.80 |
63.52 |
43.56 |
85.88 |
38.15 |
||||||||
Union presence | ||||||||||||||||
No union employees | 30.55 |
103.63 |
95.10 |
124.83 |
65.60 |
38.77 |
65.39 |
28.18 |
||||||||
Has union employees | 82.88 |
306.93 |
* | 232.51 |
404.05 |
277.66 |
60.96 |
228.94 |
83.88 |
|||||||
Unknown | 120.17 |
910.88 |
812.73 |
573.30 |
379.21 |
122.99 |
645.51 |
120.16 |
||||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 102.44 |
231.56 |
141.46 |
186.23 |
214.86 |
215.64 |
148.04 |
147.01 |
||||||||
Less than 50% low wage | 52.55 |
124.87 |
126.58 |
123.15 |
67.32 |
70.39 |
80.76 |
57.35 |
||||||||
Unknown | 37.58 |
534.20 |
788.35 |
965.73 |
* | 198.56 |
41.80 |
393.99 |
39.96 |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |