Table I.D.2.a(2003) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 2,495 |
2,123 |
2,792 |
3,128 |
2,781 |
2,222 |
2,642 |
2,452 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1,113 |
* | 1,325 |
* | 483 |
* | 769 |
* | 1,541 |
* | 863 |
* | 835 |
* | 1,226 |
* |
Mining and manufacturing | 2,051 |
2,499 |
3,118 |
* | 2,503 |
2,088 |
1,755 |
2,741 |
1,910 |
|||||||
Construction | 2,818 |
1,667 |
2,678 |
3,433 |
3,426 |
2,278 |
2,819 |
2,815 |
||||||||
Utilities and transp. | 2,030 |
775 |
* | 3,632 |
3,367 |
2,879 |
1,709 |
1,427 |
* | 2,132 |
||||||
Wholesale trade | 2,973 |
1,522 |
* | 2,917 |
2,918 |
4,439 |
2,384 |
2,394 |
3,270 |
|||||||
Fin. svs. and real estate | 2,499 |
2,157 |
2,807 |
3,505 |
3,072 |
2,257 |
2,976 |
2,422 |
||||||||
Retail trade | 2,918 |
3,315 |
3,459 |
3,384 |
3,825 |
2,267 |
3,344 |
2,779 |
||||||||
Professional services | 2,489 |
2,716 |
3,079 |
3,231 |
2,558 |
2,239 |
2,764 |
2,428 |
||||||||
Other services | 2,617 |
1,371 |
2,052 |
3,339 |
2,528 |
2,939 |
2,075 |
2,804 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 2,570 |
2,201 |
2,925 |
3,234 |
2,986 |
2,209 |
2,759 |
2,511 |
||||||||
For profit, unincorporated | 2,332 |
2,372 |
2,166 |
2,541 |
* | 2,483 |
2,247 |
2,483 |
2,250 |
|||||||
Nonprofit | 2,214 |
1,075 |
* | 1,942 |
2,775 |
2,228 |
2,201 |
1,989 |
2,235 |
|||||||
Unknown | 2,521 |
1,743 |
1,619 |
* | 2,698 |
2,857 |
2,911 |
1,844 |
2,995 |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2,628 |
3,366 |
2,578 |
2,517 |
1,794 |
* | 2,316 |
2,855 |
2,249 |
|||||||
5-9 years | 2,751 |
2,508 |
2,724 |
2,969 |
2,832 |
2,646 |
2,610 |
2,846 |
||||||||
10-19 years | 3,099 |
1,830 |
3,226 |
3,507 |
4,295 |
2,289 |
2,566 |
3,581 |
||||||||
20 or more years | 2,461 |
1,882 |
2,625 |
3,110 |
2,507 |
2,266 |
2,654 |
2,408 |
||||||||
Unknown | 2,128 |
1,495 |
* | . |
1,121 |
* | 1,984 |
2,135 |
2,314 |
2,127 |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 2,305 |
3,343 |
3,647 |
2,885 |
2,438 |
2,218 |
3,430 |
2,275 |
||||||||
1 location only | 2,823 |
2,109 |
2,709 |
3,193 |
3,206 |
2,333 |
2,581 |
3,145 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 3,262 |
3,428 |
473 |
* | 2,569 |
* | 3,463 |
3,745 |
2,494 |
3,629 |
||||||
25-49 % | 2,831 |
2,553 |
* | 4,187 |
3,000 |
3,094 |
2,431 |
3,597 |
2,547 |
|||||||
50-74 % | 2,789 |
2,309 |
2,099 |
* | 3,258 |
3,148 |
2,678 |
2,229 |
2,936 |
|||||||
75% or more | 2,443 |
2,044 |
2,805 |
3,129 |
2,706 |
2,158 |
2,645 |
2,385 |
||||||||
Union presence | ||||||||||||||||
No union employees | 2,689 |
2,139 |
3,034 |
3,293 |
2,813 |
2,430 |
2,722 |
2,676 |
||||||||
Has union employees | 1,999 |
743 |
* | 804 |
* | 2,161 |
2,639 |
1,932 |
1,490 |
2,052 |
||||||
Unknown | 2,134 |
5,578 |
3,097 |
* | 2,173 |
* | 2,514 |
2,049 |
4,511 |
2,041 |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 2,614 |
1,810 |
2,452 |
3,284 |
2,491 |
2,840 |
2,512 |
2,649 |
||||||||
Less than 50% low wage | 2,626 |
2,207 |
2,718 |
3,115 |
2,917 |
2,188 |
2,643 |
2,618 |
||||||||
Unknown | 2,234 |
1,167 |
* | 3,726 |
3,020 |
2,203 |
2,203 |
2,830 |
2,212 |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.2.a(2003) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 53.06 |
131.96 |
281.14 |
110.23 |
188.81 |
69.63 |
105.59 |
77.99 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 393.30 |
* | 533.39 |
* | 589.22 |
* | 655.42 |
* | 985.70 |
* | 297.61 |
* | 508.61 |
* | 653.18 |
* |
Mining and manufacturing | 89.00 |
666.92 |
938.08 |
* | 299.24 |
151.85 |
92.34 |
431.60 |
86.01 |
|||||||
Construction | 219.77 |
296.26 |
486.24 |
495.40 |
909.40 |
257.85 |
274.03 |
320.09 |
||||||||
Utilities and transp. | 197.29 |
1,585.94 |
* | 1,026.31 |
655.42 |
592.69 |
246.13 |
1,189.06 |
* | 212.34 |
||||||
Wholesale trade | 407.32 |
718.21 |
* | 665.25 |
298.47 |
1,087.48 |
150.69 |
460.81 |
513.80 |
|||||||
Fin. svs. and real estate | 177.11 |
511.24 |
818.01 |
492.52 |
818.15 |
133.95 |
453.42 |
152.57 |
||||||||
Retail trade | 317.42 |
382.08 |
726.34 |
519.44 |
498.61 |
342.95 |
444.97 |
295.45 |
||||||||
Professional services | 85.96 |
260.36 |
464.46 |
532.67 |
203.88 |
103.72 |
249.49 |
81.37 |
||||||||
Other services | 141.17 |
323.97 |
388.05 |
422.09 |
296.09 |
186.68 |
200.61 |
182.27 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 55.16 |
213.27 |
312.52 |
143.08 |
235.02 |
60.94 |
128.47 |
77.47 |
||||||||
For profit, unincorporated | 144.93 |
332.47 |
458.40 |
774.33 |
* | 285.99 |
123.55 |
350.61 |
133.21 |
|||||||
Nonprofit | 140.22 |
619.24 |
* | 563.16 |
487.58 |
231.85 |
132.59 |
311.61 |
149.94 |
|||||||
Unknown | 187.05 |
379.09 |
563.20 |
* | 490.11 |
592.99 |
459.86 |
230.71 |
292.84 |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 396.77 |
430.69 |
707.40 |
625.46 |
648.90 |
* | 398.37 |
389.94 |
480.33 |
|||||||
5-9 years | 201.87 |
547.01 |
480.74 |
682.97 |
711.17 |
396.70 |
366.03 |
448.36 |
||||||||
10-19 years | 343.35 |
350.39 |
507.16 |
293.27 |
935.53 |
238.50 |
263.69 |
614.51 |
||||||||
20 or more years | 57.04 |
213.59 |
393.21 |
147.31 |
151.03 |
95.24 |
208.54 |
82.40 |
||||||||
Unknown | 104.82 |
473.79 |
* | . |
405.58 |
* | 389.54 |
102.99 |
692.75 |
104.85 |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 69.82 |
889.61 |
554.87 |
340.95 |
202.73 |
68.79 |
295.04 |
74.53 |
||||||||
1 location only | 75.15 |
130.95 |
334.41 |
158.75 |
269.30 |
241.35 |
117.31 |
167.08 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 400.37 |
918.48 |
1,396.13 |
* | 1,094.32 |
* | 742.29 |
612.72 |
635.50 |
509.22 |
||||||
25-49 % | 421.85 |
901.43 |
* | 840.04 |
696.06 |
842.48 |
107.68 |
781.79 |
186.84 |
|||||||
50-74 % | 190.16 |
368.08 |
636.73 |
* | 399.78 |
490.11 |
370.49 |
212.99 |
248.78 |
|||||||
75% or more | 65.99 |
133.50 |
322.72 |
138.80 |
214.53 |
76.60 |
139.62 |
90.76 |
||||||||
Union presence | ||||||||||||||||
No union employees | 42.12 |
149.62 |
258.18 |
163.37 |
185.29 |
100.38 |
106.44 |
82.03 |
||||||||
Has union employees | 175.33 |
463.22 |
* | 266.21 |
* | 545.81 |
500.07 |
131.40 |
307.35 |
215.27 |
||||||
Unknown | 126.63 |
1,548.16 |
1,050.39 |
* | 716.09 |
* | 529.12 |
114.83 |
923.32 |
109.38 |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 186.41 |
398.28 |
503.13 |
340.47 |
355.10 |
293.58 |
308.66 |
268.99 |
||||||||
Less than 50% low wage | 97.24 |
167.51 |
339.03 |
149.22 |
238.88 |
114.14 |
123.67 |
141.36 |
||||||||
Unknown | 69.30 |
493.37 |
* | 1,033.41 |
570.91 |
230.43 |
75.72 |
607.91 |
71.07 |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |