Table I.D.3(2003) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 24.7% |
21.8% |
28.8% |
31.1% |
28.4% |
22.3% |
26.8% |
24.3% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 16.3% |
15.6% |
16.0% |
* | 18.8% |
* | 17.7% |
* | 11.6% |
* | 18.6% |
14.9% |
* | |||
Mining and manufacturing | 19.9% |
20.1% |
25.8% |
27.4% |
20.7% |
18.2% |
24.5% |
19.4% |
||||||||
Construction | 24.9% |
16.9% |
26.2% |
27.2% |
29.7% |
23.0% |
25.2% |
24.5% |
||||||||
Utilities and transp. | 23.0% |
15.6% |
33.2% |
27.2% |
26.5% |
21.8% |
19.3% |
23.4% |
||||||||
Wholesale trade | 23.8% |
15.7% |
28.3% |
28.7% |
34.3% |
19.0% |
24.2% |
23.7% |
||||||||
Fin. svs. and real estate | 24.9% |
26.3% |
35.7% |
34.6% |
27.9% |
22.8% |
32.1% |
24.0% |
||||||||
Retail trade | 30.8% |
23.6% |
34.9% |
45.0% |
45.6% |
25.8% |
34.2% |
30.0% |
||||||||
Professional services | 25.8% |
27.2% |
29.5% |
33.1% |
29.9% |
22.9% |
28.3% |
25.2% |
||||||||
Other services | 27.7% |
17.7% |
25.9% |
29.6% |
32.0% |
28.1% |
23.0% |
29.0% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 24.9% |
21.5% |
29.2% |
32.2% |
28.8% |
22.4% |
27.5% |
24.3% |
||||||||
For profit, unincorporated | 25.5% |
26.8% |
28.6% |
30.8% |
31.0% |
21.4% |
28.5% |
24.4% |
||||||||
Nonprofit | 23.7% |
16.1% |
25.5% |
23.4% |
26.3% |
22.9% |
20.4% |
24.0% |
||||||||
Unknown | 22.5% |
16.9% |
26.1% |
28.1% |
25.4% |
21.1% |
19.5% |
23.5% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 27.9% |
31.9% |
29.6% |
29.7% |
27.8% |
19.3% |
29.7% |
26.0% |
||||||||
5-9 years | 27.0% |
23.4% |
32.3% |
28.4% |
30.4% |
23.0% |
27.3% |
26.8% |
||||||||
10-19 years | 29.4% |
18.6% |
33.0% |
38.3% |
34.1% |
22.3% |
27.9% |
30.6% |
||||||||
20 or more years | 25.1% |
20.6% |
26.4% |
29.9% |
27.2% |
23.0% |
25.7% |
24.9% |
||||||||
Unknown | 21.9% |
7.9% |
* | 62.5% |
* | 22.7% |
* | 26.9% |
21.8% |
18.4% |
* | 21.9% |
||||
Multi/single status | ||||||||||||||||
2 or more locations | 23.6% |
33.8% |
37.8% |
32.0% |
27.2% |
22.4% |
33.9% |
23.5% |
||||||||
1 location only | 27.5% |
21.5% |
28.0% |
30.9% |
30.9% |
20.2% |
26.1% |
29.3% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 35.0% |
24.8% |
21.8% |
* | 22.5% |
35.6% |
38.5% |
22.8% |
37.5% |
|||||||
25-49 % | 27.6% |
20.0% |
* | 33.6% |
30.5% |
34.6% |
26.1% |
27.2% |
27.6% |
|||||||
50-74 % | 27.5% |
20.8% |
23.3% |
37.0% |
36.5% |
25.2% |
23.1% |
28.4% |
||||||||
75% or more | 24.1% |
21.9% |
29.2% |
30.9% |
27.5% |
21.6% |
27.2% |
23.5% |
||||||||
Union presence | ||||||||||||||||
No union employees | 27.3% |
23.0% |
31.4% |
33.3% |
30.1% |
24.3% |
28.3% |
27.0% |
||||||||
Has union employees | 17.2% |
6.1% |
* | 8.1% |
18.3% |
19.9% |
17.4% |
10.6% |
17.8% |
|||||||
Unknown | 24.0% |
39.6% |
38.3% |
23.6% |
* | 25.6% |
23.8% |
40.7% |
23.8% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 29.2% |
15.5% |
27.0% |
33.6% |
33.3% |
29.0% |
25.1% |
30.7% |
||||||||
Less than 50% low wage | 25.7% |
22.1% |
28.5% |
30.9% |
28.0% |
21.9% |
26.6% |
25.4% |
||||||||
Unknown | 22.7% |
28.8% |
38.7% |
31.7% |
27.4% |
22.2% |
33.7% |
22.5% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3(2003) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.36% |
1.16% |
0.98% |
1.12% |
0.62% |
0.49% |
0.85% |
0.36% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2.59% |
2.50% |
8.49% |
* | 9.21% |
* | 6.73% |
* | 7.34% |
* | 4.16% |
7.02% |
* | |||
Mining and manufacturing | 0.71% |
3.15% |
4.56% |
1.83% |
0.81% |
1.16% |
2.10% |
0.70% |
||||||||
Construction | 1.50% |
1.84% |
3.16% |
3.25% |
3.53% |
2.71% |
1.40% |
2.58% |
||||||||
Utilities and transp. | 1.74% |
3.31% |
4.93% |
5.47% |
6.19% |
2.36% |
2.64% |
1.73% |
||||||||
Wholesale trade | 1.14% |
2.42% |
3.12% |
1.72% |
2.59% |
0.93% |
1.59% |
1.21% |
||||||||
Fin. svs. and real estate | 0.66% |
2.42% |
4.83% |
3.98% |
1.59% |
0.88% |
2.91% |
0.83% |
||||||||
Retail trade | 1.31% |
3.72% |
4.11% |
3.09% |
2.24% |
1.52% |
2.33% |
1.31% |
||||||||
Professional services | 0.51% |
1.77% |
3.16% |
2.45% |
1.32% |
0.86% |
1.71% |
0.51% |
||||||||
Other services | 0.83% |
2.03% |
1.75% |
2.77% |
2.37% |
1.23% |
1.38% |
1.15% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.37% |
1.67% |
0.85% |
1.28% |
0.69% |
0.53% |
1.06% |
0.36% |
||||||||
For profit, unincorporated | 1.22% |
2.39% |
3.25% |
2.10% |
3.18% |
1.83% |
2.06% |
1.68% |
||||||||
Nonprofit | 0.78% |
2.18% |
5.24% |
2.94% |
1.67% |
1.10% |
2.48% |
0.88% |
||||||||
Unknown | 1.39% |
3.56% |
5.95% |
3.70% |
4.09% |
1.98% |
3.21% |
1.83% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2.41% |
4.15% |
2.73% |
3.99% |
4.96% |
3.56% |
2.92% |
4.01% |
||||||||
5-9 years | 1.97% |
3.40% |
3.03% |
4.28% |
3.39% |
2.40% |
2.67% |
2.47% |
||||||||
10-19 years | 1.30% |
2.08% |
2.64% |
2.50% |
1.78% |
2.21% |
1.39% |
2.18% |
||||||||
20 or more years | 0.60% |
1.59% |
1.84% |
1.13% |
0.68% |
1.10% |
0.94% |
0.72% |
||||||||
Unknown | 0.54% |
5.10% |
* | 19.75% |
* | 7.46% |
* | 1.71% |
0.55% |
7.42% |
* | 0.54% |
||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.43% |
8.68% |
3.32% |
2.26% |
0.81% |
0.50% |
2.83% |
0.42% |
||||||||
1 location only | 0.63% |
1.10% |
1.16% |
1.20% |
1.69% |
2.52% |
0.82% |
1.45% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.58% |
5.62% |
7.95% |
* | 4.78% |
7.51% |
3.82% |
3.28% |
2.81% |
|||||||
25-49 % | 1.14% |
6.11% |
* | 5.07% |
4.32% |
4.29% |
1.83% |
4.38% |
1.37% |
|||||||
50-74 % | 1.16% |
2.15% |
4.48% |
4.26% |
3.05% |
1.92% |
1.54% |
1.59% |
||||||||
75% or more | 0.35% |
1.10% |
1.04% |
1.20% |
0.71% |
0.38% |
0.98% |
0.33% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.31% |
1.18% |
1.00% |
1.18% |
0.75% |
0.37% |
0.75% |
0.32% |
||||||||
Has union employees | 0.92% |
3.77% |
* | 2.11% |
4.16% |
2.63% |
0.72% |
2.40% |
0.92% |
|||||||
Unknown | 1.47% |
9.95% |
8.01% |
7.90% |
* | 3.57% |
1.53% |
6.96% |
1.49% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.11% |
2.65% |
1.39% |
2.27% |
4.33% |
1.99% |
1.75% |
1.71% |
||||||||
Less than 50% low wage | 0.47% |
1.40% |
1.19% |
1.19% |
0.62% |
0.77% |
0.91% |
0.50% |
||||||||
Unknown | 0.44% |
5.35% |
7.46% |
7.37% |
1.76% |
0.50% |
4.10% |
0.46% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |