Table I.D.3.a(2003) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 27.7% |
22.4% |
31.5% |
33.9% |
34.1% |
24.0% |
28.8% |
27.4% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 16.4% |
* | 17.9% |
* | 6.3% |
* | 8.7% |
* | 29.6% |
* | 12.2% |
* | 11.3% |
* | 18.8% |
* |
Mining and manufacturing | 23.2% |
27.5% |
33.6% |
28.5% |
24.3% |
19.7% |
30.5% |
21.7% |
||||||||
Construction | 30.8% |
17.8% |
30.4% |
35.6% |
41.5% |
25.0% |
30.5% |
31.4% |
||||||||
Utilities and transp. | 22.8% |
7.6% |
* | 47.7% |
39.6% |
31.5% |
19.2% |
15.0% |
* | 24.2% |
||||||
Wholesale trade | 31.9% |
15.0% |
* | 34.2% |
32.4% |
46.4% |
25.3% |
26.4% |
34.6% |
|||||||
Fin. svs. and real estate | 27.1% |
20.0% |
34.7% |
35.4% |
30.5% |
25.4% |
31.5% |
26.4% |
||||||||
Retail trade | 33.7% |
36.0% |
36.5% |
44.2% |
50.8% |
24.7% |
38.6% |
32.2% |
||||||||
Professional services | 27.2% |
28.4% |
33.3% |
34.1% |
32.2% |
23.4% |
29.4% |
26.6% |
||||||||
Other services | 29.5% |
15.3% |
23.4% |
31.9% |
37.8% |
30.0% |
22.6% |
32.1% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 28.8% |
23.8% |
32.7% |
35.8% |
36.4% |
24.2% |
30.6% |
28.3% |
||||||||
For profit, unincorporated | 24.9% |
22.1% |
25.9% |
27.1% |
31.9% |
23.5% |
25.4% |
24.6% |
||||||||
Nonprofit | 24.2% |
12.9% |
* | 23.1% |
26.8% |
28.1% |
22.7% |
20.8% |
24.5% |
|||||||
Unknown | 25.3% |
17.4% |
17.8% |
* | 25.6% |
28.4% |
30.1% |
18.3% |
30.4% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 30.4% |
38.8% |
27.7% |
* | 29.7% |
22.1% |
* | 24.7% |
32.3% |
26.9% |
||||||
5-9 years | 33.7% |
26.0% |
33.0% |
31.0% |
45.6% |
29.9% |
28.9% |
37.5% |
||||||||
10-19 years | 34.3% |
19.7% |
37.0% |
43.5% |
45.1% |
24.1% |
28.7% |
39.2% |
||||||||
20 or more years | 27.3% |
19.2% |
29.2% |
32.3% |
30.9% |
24.5% |
28.3% |
27.0% |
||||||||
Unknown | 22.9% |
19.7% |
* | . |
14.0% |
* | 22.9% |
23.0% |
26.8% |
22.9% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 25.5% |
38.3% |
39.6% |
30.9% |
30.1% |
24.0% |
36.0% |
25.2% |
||||||||
1 location only | 31.5% |
22.3% |
30.7% |
34.7% |
39.0% |
23.7% |
28.2% |
36.0% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 37.7% |
48.8% |
4.6% |
* | 25.6% |
* | 40.4% |
43.4% |
28.7% |
41.9% |
||||||
25-49 % | 28.5% |
28.0% |
* | 45.1% |
24.8% |
34.6% |
23.6% |
36.0% |
25.7% |
|||||||
50-74 % | 31.5% |
22.3% |
22.7% |
32.5% |
47.2% |
28.0% |
23.1% |
34.0% |
||||||||
75% or more | 27.2% |
21.7% |
31.9% |
34.4% |
32.5% |
23.5% |
29.1% |
26.6% |
||||||||
Union presence | ||||||||||||||||
No union employees | 30.0% |
22.7% |
33.8% |
36.0% |
35.5% |
25.8% |
29.6% |
30.2% |
||||||||
Has union employees | 21.8% |
7.4% |
* | 10.0% |
21.5% |
28.4% |
21.2% |
16.3% |
22.3% |
|||||||
Unknown | 23.8% |
60.8% |
35.7% |
26.6% |
* | 29.1% |
22.8% |
50.4% |
22.8% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 31.9% |
18.2% |
24.4% |
32.5% |
40.0% |
31.0% |
25.5% |
34.7% |
||||||||
Less than 50% low wage | 29.2% |
23.2% |
31.1% |
34.2% |
34.3% |
23.6% |
28.9% |
29.3% |
||||||||
Unknown | 24.3% |
15.8% |
* | 40.5% |
28.3% |
26.3% |
23.8% |
32.4% |
24.0% |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3.a(2003) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.46% |
1.21% |
2.77% |
1.14% |
1.46% |
0.61% |
1.10% |
0.69% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 6.50% |
* | 7.26% |
* | 8.03% |
* | 9.00% |
* | 9.41% |
* | 9.88% |
* | 6.87% |
* | 11.18% |
* |
Mining and manufacturing | 0.92% |
6.56% |
8.33% |
2.80% |
1.44% |
0.87% |
4.33% |
0.62% |
||||||||
Construction | 2.65% |
3.70% |
5.39% |
6.79% |
5.14% |
3.94% |
3.13% |
3.80% |
||||||||
Utilities and transp. | 1.97% |
10.03% |
* | 9.48% |
8.25% |
6.59% |
2.57% |
10.71% |
* | 1.97% |
||||||
Wholesale trade | 3.12% |
10.78% |
* | 6.34% |
3.88% |
7.23% |
1.57% |
3.90% |
3.64% |
|||||||
Fin. svs. and real estate | 1.63% |
5.23% |
9.66% |
5.80% |
3.05% |
1.51% |
5.43% |
1.14% |
||||||||
Retail trade | 3.54% |
4.94% |
7.79% |
5.31% |
7.18% |
3.13% |
4.45% |
3.23% |
||||||||
Professional services | 0.86% |
3.05% |
4.68% |
4.65% |
1.96% |
1.10% |
2.61% |
0.63% |
||||||||
Other services | 2.01% |
3.47% |
4.59% |
4.53% |
5.86% |
1.55% |
2.64% |
2.74% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.55% |
2.38% |
2.99% |
1.45% |
1.88% |
0.58% |
1.34% |
0.69% |
||||||||
For profit, unincorporated | 1.39% |
3.95% |
5.51% |
7.87% |
3.47% |
1.15% |
4.17% |
1.32% |
||||||||
Nonprofit | 1.04% |
4.40% |
* | 6.01% |
4.32% |
2.22% |
1.16% |
2.66% |
1.21% |
|||||||
Unknown | 2.23% |
4.06% |
6.19% |
* | 4.79% |
6.64% |
6.36% |
2.47% |
4.45% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 4.52% |
4.75% |
8.66% |
* | 6.78% |
6.85% |
* | 4.49% |
4.55% |
4.68% |
||||||
5-9 years | 3.08% |
5.30% |
5.85% |
6.40% |
7.53% |
4.04% |
4.12% |
4.98% |
||||||||
10-19 years | 3.19% |
4.03% |
5.44% |
3.33% |
5.21% |
2.51% |
2.94% |
4.25% |
||||||||
20 or more years | 0.54% |
2.30% |
3.65% |
1.70% |
1.77% |
0.79% |
2.05% |
0.78% |
||||||||
Unknown | 0.89% |
6.24% |
* | . |
4.41% |
* | 4.30% |
0.88% |
8.01% |
0.89% |
||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.60% |
10.06% |
5.55% |
3.76% |
2.12% |
0.64% |
3.38% |
0.63% |
||||||||
1 location only | 0.77% |
1.18% |
3.26% |
1.60% |
2.24% |
2.60% |
1.21% |
1.14% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 4.55% |
11.80% |
13.73% |
* | 10.58% |
* | 10.10% |
7.09% |
7.37% |
7.25% |
||||||
25-49 % | 5.09% |
10.81% |
* | 8.06% |
5.84% |
6.84% |
3.72% |
7.63% |
2.66% |
|||||||
50-74 % | 2.35% |
3.41% |
6.77% |
4.24% |
6.32% |
3.06% |
2.52% |
2.89% |
||||||||
75% or more | 0.50% |
1.17% |
3.18% |
1.40% |
2.11% |
0.67% |
1.46% |
0.71% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.52% |
1.52% |
2.59% |
1.67% |
1.30% |
0.93% |
1.12% |
0.87% |
||||||||
Has union employees | 1.44% |
4.00% |
* | 2.81% |
5.99% |
4.40% |
1.25% |
3.44% |
1.79% |
|||||||
Unknown | 1.39% |
16.83% |
10.38% |
8.04% |
* | 6.00% |
1.23% |
10.14% |
1.15% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 2.65% |
4.43% |
6.12% |
3.95% |
6.09% |
3.25% |
3.71% |
3.82% |
||||||||
Less than 50% low wage | 0.91% |
1.53% |
3.38% |
1.58% |
2.29% |
1.15% |
1.22% |
1.30% |
||||||||
Unknown | 0.76% |
6.97% |
* | 10.72% |
6.42% |
2.84% |
0.81% |
6.52% |
0.77% |
|||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |