Table I.F.2(2003) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

518

757

663

666

520

379

703

452
 
Industry group **
Agric., fish., forest.

652

.

.

.

.

.

669

639
Mining and manufacturing

472

.

.

.

.

.

754

419
Construction

650

.

.

.

.

.

725

549
Utilities and transp.

486

.

.

.

.

.

785

438
Wholesale trade

551

.

.

.

.

.

705

464
Fin. svs. and real estate

449

.

.

.

.

.

600

413
Retail trade

521

.

.

.

.

.

799

450
Professional services

514

.

.

.

.

.

694

444
Other services

558

.

.

.

.

.

655

516
 
Ownership
For profit, incorporated

519

.

.

.

.

.

720

447
For profit, unincorporated

559

.

.

.

.

.

672

492
Nonprofit

472

.

.

.

.

.

630

446
Unknown

521

.

.

.

.

.

600

482
 
Age of firm
Less than 5 years

625

.

.

.

.

.

744

487
5-9 years

589

.

.

.

.

.

661

500
10-19 years

626

.

.

.

.

.

690

559
20 or more years

525

.

.

.

.

.

715

466
Unknown

370

.

.

.

.

.

770

370
 
Multi/single status
2 or more locations

424

.

.

.

.

.

608

416
1 location only

670

.

.

.

.

.

714

600
 
Percent full-time employees
Less than 25%

591

.

.

.

.

.

850

557
25-49 %

481

.

.

.

.

.

545

462
50-74 %

477

.

.

.

.

.

688

412
75% or more

522

.

.

.

.

.

710

452
 
Union presence
No union employees

558

.

.

.

.

.

707

483
Has union employees

388

.

.

.

.

.

596

375
Unknown

409

.

.

.

.

.

666

403
 
Percent low wage employees **
50% or more low wage

585

.

.

.

.

.

715

527
Less than 50% low wage

556

.

.

.

.

.

706

473
Unknown

403

.

.

.

.

.

585

397
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2003) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

9.65

33.26

20.87

19.35

21.99

8.00

13.94

9.64
 
Industry group **
Agric., fish., forest.

50.97

.

.

.

.

.

57.54

92.57
Mining and manufacturing

16.18

.

.

.

.

.

32.10

16.07
Construction

26.91

.

.

.

.

.

37.15

65.57
Utilities and transp.

35.78

.

.

.

.

.

28.22

40.65
Wholesale trade

27.23

.

.

.

.

.

48.64

28.13
Fin. svs. and real estate

29.73

.

.

.

.

.

33.76

32.05
Retail trade

37.21

.

.

.

.

.

58.96

37.96
Professional services

15.74

.

.

.

.

.

37.21

11.86
Other services

29.82

.

.

.

.

.

50.01

35.57
 
Ownership
For profit, incorporated

12.68

.

.

.

.

.

15.99

12.23
For profit, unincorporated

21.12

.

.

.

.

.

36.54

28.53
Nonprofit

24.92

.

.

.

.

.

92.71

18.65
Unknown

42.04

.

.

.

.

.

84.51

42.15
 
Age of firm
Less than 5 years

40.28

.

.

.

.

.

54.28

46.24
5-9 years

37.15

.

.

.

.

.

35.71

48.24
10-19 years

30.34

.

.

.

.

.

29.17

47.51
20 or more years

11.84

.

.

.

.

.

20.87

11.71
Unknown

10.37

.

.

.

.

.

201.86

10.12
 
Multi/single status
2 or more locations

8.77

.

.

.

.

.

28.84

9.05
1 location only

14.17

.

.

.

.

.

15.13

24.05
 
Percent full-time employees
Less than 25%

66.54

.

.

.

.

.

121.64

59.80
25-49 %

27.97

.

.

.

.

.

30.01

33.49
50-74 %

22.28

.

.

.

.

.

23.00

20.82
75% or more

8.92

.

.

.

.

.

13.69

10.36
 
Union presence
No union employees

13.70

.

.

.

.

.

12.90

14.82
Has union employees

26.62

.

.

.

.

.

116.27

23.35
Unknown

32.37

.

.

.

.

.

91.73

33.64
 
Percent low wage employees **
50% or more low wage

19.57

.

.

.

.

.

27.06

22.45
Less than 50% low wage

15.00

.

.

.

.

.

18.84

15.92
Unknown

11.12

.

.

.

.

.

68.37

11.63
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.