Table I.F.3(2003) Average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

1,079

1,724

1,502

1,390

1,051

897

1,575

969
 
Industry group **
Agric., fish., forest.

1,365

.

.

.

.

.

1,982

901
Mining and manufacturing

943

.

.

.

.

.

1,376

897
Construction

1,460

.

.

.

.

.

1,602

1,326
Utilities and transp.

1,072

.

.

.

.

.

1,626

996
Wholesale trade

1,135

.

.

.

.

.

1,404

1,058
Fin. svs. and real estate

922

.

.

.

.

.

1,356

861
Retail trade

1,144

.

.

.

.

.

1,833

1,004
Professional services

1,117

.

.

.

.

.

1,716

974
Other services

1,139

.

.

.

.

.

1,462

1,035
 
Ownership
For profit, incorporated

1,079

.

.

.

.

.

1,588

966
For profit, unincorporated

1,156

.

.

.

.

.

1,591

1,004
Nonprofit

1,017

.

.

.

.

.

1,407

974
Unknown

1,067

.

.

.

.

.

1,515

939
 
Age of firm
Less than 5 years

1,245

.

.

.

.

.

1,435

1,050
5-9 years

1,317

.

.

.

.

.

1,649

1,026
10-19 years

1,269

.

.

.

.

.

1,665

975
20 or more years

1,083

.

.

.

.

.

1,540

989
Unknown

915

.

.

.

.

.

1,470

914
 
Multi/single status
2 or more locations

935

.

.

.

.

.

1,417

924
1 location only

1,439

.

.

.

.

.

1,591

1,230
 
Percent full-time employees
Less than 25%

1,405

.

.

.

.

.

2,113

1,313
25-49 %

1,169

.

.

.

.

.

1,764

1,022
50-74 %

1,078

.

.

.

.

.

1,731

942
75% or more

1,065

.

.

.

.

.

1,543

958
 
Union presence
No union employees

1,155

.

.

.

.

.

1,612

999
Has union employees

923

.

.

.

.

.

1,103

912
Unknown

935

.

.

.

.

.

830

937
 
Percent low wage employees **
50% or more low wage

1,323

.

.

.

.

.

1,945

1,103
Less than 50% low wage

1,121

.

.

.

.

.

1,544

966
Unknown

963

.

.

.

.

.

1,423

955
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.3(2003) Standard error for average family deductible (in dollars) per employee enrolled with family coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2003
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

14.84

57.75

78.97

47.92

29.18

18.95

38.67

11.16
 
Industry group **
Agric., fish., forest.

154.77

.

.

.

.

.

189.21

170.97
Mining and manufacturing

25.23

.

.

.

.

.

65.89

28.41
Construction

81.76

.

.

.

.

.

92.27

125.65
Utilities and transp.

69.31

.

.

.

.

.

92.38

65.84
Wholesale trade

57.19

.

.

.

.

.

66.51

75.72
Fin. svs. and real estate

47.12

.

.

.

.

.

133.44

48.96
Retail trade

104.25

.

.

.

.

.

165.82

95.22
Professional services

29.93

.

.

.

.

.

79.39

27.89
Other services

42.03

.

.

.

.

.

47.46

53.37
 
Ownership
For profit, incorporated

18.59

.

.

.

.

.

50.60

13.14
For profit, unincorporated

39.52

.

.

.

.

.

62.80

47.46
Nonprofit

45.95

.

.

.

.

.

168.70

45.21
Unknown

61.70

.

.

.

.

.

137.46

62.06
 
Age of firm
Less than 5 years

81.91

.

.

.

.

.

86.50

107.36
5-9 years

47.20

.

.

.

.

.

92.41

66.51
10-19 years

54.12

.

.

.

.

.

109.66

52.71
20 or more years

13.59

.

.

.

.

.

52.83

11.71
Unknown

20.94

.

.

.

.

.

370.14

20.72
 
Multi/single status
2 or more locations

16.33

.

.

.

.

.

61.20

17.34
1 location only

32.03

.

.

.

.

.

42.23

43.86
 
Percent full-time employees
Less than 25%

244.98

.

.

.

.

.

414.85

119.42
25-49 %

88.04

.

.

.

.

.

169.14

103.23
50-74 %

84.13

.

.

.

.

.

134.65

83.27
75% or more

18.72

.

.

.

.

.

39.40

15.13
 
Union presence
No union employees

21.60

.

.

.

.

.

34.12

18.06
Has union employees

63.02

.

.

.

.

.

173.18

63.19
Unknown

65.13

.

.

.

.

.

209.47

65.38
 
Percent low wage employees **
50% or more low wage

45.55

.

.

.

.

.

113.56

60.71
Less than 50% low wage

22.84

.

.

.

.

.

32.48

20.62
Unknown

27.29

.

.

.

.

.

270.25

29.45
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.