Table I.F.5

Table I.F.5(2003) Average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2003

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	17	18	18	17	16	16	18	16

Industry group **
Agric., fish., forest.	19	.	.	.	.	.	19	19
Mining and manufacturing	16	.	.	.	.	.	18	16
Construction	17	.	.	.	.	.	18	16
Utilities and transp.	17	.	.	.	.	.	20	17
Wholesale trade	17	.	.	.	.	.	18	16
Fin. svs. and real estate	16	.	.	.	.	.	18	16
Retail trade	17	.	.	.	.	.	19	17
Professional services	16	.	.	.	.	.	18	16
Other services	16	.	.	.	.	.	18	16

Ownership
For profit, incorporated	17	.	.	.	.	.	18	16
For profit, unincorporated	17	.	.	.	.	.	19	16
Nonprofit	16	.	.	.	.	.	16	16
Unknown	16	.	.	.	.	.	18	16

Age of firm
Less than 5 years	17	.	.	.	.	.	17	17
5-9 years	17	.	.	.	.	.	19	15
10-19 years	17	.	.	.	.	.	18	17
20 or more years	17	.	.	.	.	.	18	16
Unknown	16	.	.	.	.	.	21	16

Multi/single status
2 or more locations	16	.	.	.	.	.	18	16
1 location only	17	.	.	.	.	.	18	16

Percent full-time employees
Less than 25%	16	.	.	.	.	.	17	16
25-49 %	16	.	.	.	.	.	18	16
50-74 %	16	.	.	.	.	.	18	16
75% or more	17	.	.	.	.	.	18	16

Union presence
No union employees	17	.	.	.	.	.	18	16
Has union employees	16	.	.	.	.	.	15	16
Unknown	17	.	.	.	.	.	17	17

Percent low wage employees **
50% or more low wage	18	.	.	.	.	.	19	17
Less than 50% low wage	17	.	.	.	.	.	18	16
Unknown	16	.	.	.	.	.	19	16

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.F.5(2003) Standard error for average copayment (in dollars) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2003

Characteristics	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees	50 or more employees

United States	0.06	0.20	0.24	0.11	0.12	0.11	0.13	0.08

Industry group **
Agric., fish., forest.	1.00	.	.	.	.	.	0.94	1.77
Mining and manufacturing	0.19	.	.	.	.	.	0.38	0.23
Construction	0.31	.	.	.	.	.	0.32	0.61
Utilities and transp.	0.52	.	.	.	.	.	1.32	0.45
Wholesale trade	0.15	.	.	.	.	.	0.28	0.23
Fin. svs. and real estate	0.20	.	.	.	.	.	0.67	0.21
Retail trade	0.18	.	.	.	.	.	0.55	0.28
Professional services	0.14	.	.	.	.	.	0.24	0.14
Other services	0.21	.	.	.	.	.	0.29	0.29

Ownership
For profit, incorporated	0.09	.	.	.	.	.	0.17	0.13
For profit, unincorporated	0.30	.	.	.	.	.	0.54	0.39
Nonprofit	0.19	.	.	.	.	.	0.39	0.20
Unknown	0.40	.	.	.	.	.	0.64	0.44

Age of firm
Less than 5 years	0.34	.	.	.	.	.	0.41	0.58
5-9 years	0.33	.	.	.	.	.	0.28	0.42
10-19 years	0.22	.	.	.	.	.	0.21	0.42
20 or more years	0.09	.	.	.	.	.	0.25	0.10
Unknown	0.13	.	.	.	.	.	5.65	0.13

Multi/single status
2 or more locations	0.10	.	.	.	.	.	0.33	0.10
1 location only	0.16	.	.	.	.	.	0.14	0.24

Percent full-time employees
Less than 25%	0.49	.	.	.	.	.	0.65	0.60
25-49 %	0.35	.	.	.	.	.	0.50	0.38
50-74 %	0.37	.	.	.	.	.	0.57	0.40
75% or more	0.09	.	.	.	.	.	0.12	0.12

Union presence
No union employees	0.10	.	.	.	.	.	0.12	0.13
Has union employees	0.22	.	.	.	.	.	0.44	0.22
Unknown	0.19	.	.	.	.	.	1.38	0.19

Percent low wage employees **
50% or more low wage	0.32	.	.	.	.	.	0.33	0.40
Less than 50% low wage	0.05	.	.	.	.	.	0.14	0.09
Unknown	0.15	.	.	.	.	.	1.31	0.13

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.