Table I.F.6(2003) Average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.0% |
19.3% |
19.4% |
19.8% |
18.3% |
17.3% |
19.7% |
17.6% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 19.1% |
. |
. |
. |
. |
. |
19.1% |
19.2% |
||||||||
Mining and manufacturing | 17.5% |
. |
. |
. |
. |
. |
20.0% |
17.2% |
||||||||
Construction | 19.6% |
. |
. |
. |
. |
. |
19.5% |
19.8% |
||||||||
Utilities and transp. | 18.4% |
. |
. |
. |
. |
. |
20.5% |
18.1% |
||||||||
Wholesale trade | 19.2% |
. |
. |
. |
. |
. |
20.6% |
18.9% |
||||||||
Fin. svs. and real estate | 17.1% |
. |
. |
. |
. |
. |
17.6% |
17.0% |
||||||||
Retail trade | 17.9% |
. |
. |
. |
. |
. |
19.2% |
17.7% |
||||||||
Professional services | 18.0% |
. |
. |
. |
. |
. |
20.2% |
17.5% |
||||||||
Other services | 18.1% |
. |
. |
. |
. |
. |
20.0% |
17.6% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 17.9% |
. |
. |
. |
. |
. |
19.6% |
17.6% |
||||||||
For profit, unincorporated | 18.4% |
. |
. |
. |
. |
. |
20.5% |
17.5% |
||||||||
Nonprofit | 18.2% |
. |
. |
. |
. |
. |
20.5% |
18.0% |
||||||||
Unknown | 18.1% |
. |
. |
. |
. |
. |
18.7% |
17.8% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 17.9% |
. |
. |
. |
. |
. |
17.2% |
18.7% |
||||||||
5-9 years | 18.1% |
. |
. |
. |
. |
. |
18.9% |
17.3% |
||||||||
10-19 years | 19.2% |
. |
. |
. |
. |
. |
19.9% |
18.6% |
||||||||
20 or more years | 18.4% |
. |
. |
. |
. |
. |
20.3% |
18.0% |
||||||||
Unknown | 16.8% |
. |
. |
. |
. |
. |
13.6% |
16.8% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 17.4% |
. |
. |
. |
. |
. |
19.0% |
17.4% |
||||||||
1 location only | 19.6% |
. |
. |
. |
. |
. |
19.8% |
19.4% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 19.4% |
. |
. |
. |
. |
. |
18.3% |
19.5% |
||||||||
25-49 % | 19.1% |
. |
. |
. |
. |
. |
20.1% |
18.9% |
||||||||
50-74 % | 16.7% |
. |
. |
. |
. |
. |
20.5% |
15.7% |
||||||||
75% or more | 18.0% |
. |
. |
. |
. |
. |
19.6% |
17.7% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.2% |
. |
. |
. |
. |
. |
19.7% |
17.8% |
||||||||
Has union employees | 17.3% |
. |
. |
. |
. |
. |
19.0% |
17.2% |
||||||||
Unknown | 17.8% |
. |
. |
. |
. |
. |
24.7% |
17.7% |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 20.1% |
. |
. |
. |
. |
. |
21.4% |
19.6% |
||||||||
Less than 50% low wage | 18.3% |
. |
. |
. |
. |
. |
19.4% |
18.0% |
||||||||
Unknown | 17.1% |
. |
. |
. |
. |
. |
21.9% |
17.0% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.6(2003) Standard error for average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2003 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.11% |
0.23% |
0.45% |
0.46% |
0.42% |
0.18% |
0.24% |
0.15% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1.42% |
. |
. |
. |
. |
. |
1.50% |
3.21% |
||||||||
Mining and manufacturing | 0.34% |
. |
. |
. |
. |
. |
1.24% |
0.36% |
||||||||
Construction | 0.65% |
. |
. |
. |
. |
. |
0.33% |
1.07% |
||||||||
Utilities and transp. | 0.53% |
. |
. |
. |
. |
. |
0.40% |
0.56% |
||||||||
Wholesale trade | 0.81% |
. |
. |
. |
. |
. |
1.46% |
1.10% |
||||||||
Fin. svs. and real estate | 0.27% |
. |
. |
. |
. |
. |
0.94% |
0.28% |
||||||||
Retail trade | 0.45% |
. |
. |
. |
. |
. |
0.78% |
0.49% |
||||||||
Professional services | 0.29% |
. |
. |
. |
. |
. |
0.45% |
0.32% |
||||||||
Other services | 0.74% |
. |
. |
. |
. |
. |
0.74% |
1.07% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.13% |
. |
. |
. |
. |
. |
0.33% |
0.17% |
||||||||
For profit, unincorporated | 0.59% |
. |
. |
. |
. |
. |
1.12% |
0.84% |
||||||||
Nonprofit | 0.41% |
. |
. |
. |
. |
. |
1.27% |
0.44% |
||||||||
Unknown | 0.85% |
. |
. |
. |
. |
. |
1.10% |
0.86% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.28% |
. |
. |
. |
. |
. |
0.94% |
1.86% |
||||||||
5-9 years | 0.47% |
. |
. |
. |
. |
. |
0.47% |
0.94% |
||||||||
10-19 years | 0.53% |
. |
. |
. |
. |
. |
0.56% |
0.73% |
||||||||
20 or more years | 0.21% |
. |
. |
. |
. |
. |
0.51% |
0.26% |
||||||||
Unknown | 0.24% |
. |
. |
. |
. |
. |
3.92% |
0.24% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.13% |
. |
. |
. |
. |
. |
0.47% |
0.13% |
||||||||
1 location only | 0.23% |
. |
. |
. |
. |
. |
0.25% |
0.49% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 0.95% |
. |
. |
. |
. |
. |
0.68% |
1.20% |
||||||||
25-49 % | 0.59% |
. |
. |
. |
. |
. |
0.83% |
0.64% |
||||||||
50-74 % | 0.61% |
. |
. |
. |
. |
. |
0.73% |
0.69% |
||||||||
75% or more | 0.12% |
. |
. |
. |
. |
. |
0.26% |
0.16% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.19% |
. |
. |
. |
. |
. |
0.22% |
0.25% |
||||||||
Has union employees | 0.36% |
. |
. |
. |
. |
. |
0.54% |
0.36% |
||||||||
Unknown | 0.56% |
. |
. |
. |
. |
. |
2.77% |
0.54% |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 0.65% |
. |
. |
. |
. |
. |
0.79% |
0.76% |
||||||||
Less than 50% low wage | 0.15% |
. |
. |
. |
. |
. |
0.21% |
0.20% |
||||||||
Unknown | 0.27% |
. |
. |
. |
. |
. |
0.92% |
0.28% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2003 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |