| Table I.A.2(2004) Percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 55.1% |
34.1% |
64.0% |
81.2% |
94.3% |
98.9% |
41.9% |
96.0% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 25.8% |
19.0% |
47.6% |
75.8% |
78.8% |
99.3% |
22.8% |
86.6% |
||||||||
| Mining and manufacturing | 70.1% |
46.4% |
82.1% |
91.3% |
97.2% |
100.0% |
60.9% |
97.4% |
||||||||
| Construction | 43.9% |
33.2% |
73.2% |
82.8% |
96.4% |
100.0% |
41.4% |
96.7% |
||||||||
| Utilities and transp. | 59.7% |
34.1% |
59.4% |
85.1% |
93.9% |
100.0% |
42.3% |
96.7% |
||||||||
| Wholesale trade | 66.7% |
44.8% |
84.1% |
95.3% |
97.4% |
100.0% |
56.9% |
98.9% |
||||||||
| Fin. svs. and real estate | 69.3% |
40.4% |
81.0% |
92.8% |
97.3% |
99.6% |
47.6% |
98.7% |
||||||||
| Retail trade | 56.4% |
24.6% |
57.9% |
79.2% |
93.8% |
98.4% |
33.3% |
96.5% |
||||||||
| Professional services | 60.5% |
42.4% |
72.5% |
91.4% |
95.5% |
99.2% |
49.9% |
97.2% |
||||||||
| Other services | 45.1% |
28.9% |
46.4% |
62.5% |
89.7% |
97.9% |
34.1% |
90.8% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 60.3% |
37.9% |
66.2% |
80.6% |
93.8% |
98.9% |
46.2% |
96.0% |
||||||||
| For profit, unincorporated | 35.7% |
24.4% |
49.2% |
73.7% |
92.4% |
99.2% |
28.3% |
94.9% |
||||||||
| Nonprofit | 66.3% |
43.6% |
74.3% |
92.0% |
97.0% |
98.9% |
53.7% |
97.5% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 25.2% |
21.1% |
38.8% |
56.6% |
70.4% |
38.6% |
23.9% |
61.0% |
||||||||
| 5-9 years | 39.7% |
32.0% |
52.6% |
69.2% |
88.4% |
96.7% |
36.3% |
87.9% |
||||||||
| 10-19 years | 48.1% |
36.7% |
65.0% |
75.6% |
94.3% |
96.1% |
43.4% |
90.9% |
||||||||
| 20 or more years | 65.2% |
40.4% |
73.2% |
88.1% |
96.4% |
99.3% |
51.1% |
97.0% |
||||||||
| Unknown | 97.7% |
4.2% |
* | 29.1% |
* | 85.4% |
91.1% |
99.5% |
38.6% |
98.9% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 94.5% |
61.6% |
76.7% |
86.8% |
94.6% |
98.9% |
78.0% |
97.0% |
||||||||
| 1 location only | 41.6% |
33.9% |
62.6% |
77.5% |
91.8% |
99.3% |
40.2% |
86.4% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 21.0% |
8.6% |
20.9% |
47.7% |
78.2% |
93.4% |
11.8% |
81.4% |
||||||||
| 25-49 % | 52.6% |
27.9% |
46.8% |
65.7% |
89.4% |
98.1% |
35.1% |
92.1% |
||||||||
| 50-74 % | 52.2% |
31.7% |
60.6% |
72.3% |
94.8% |
98.9% |
38.3% |
95.8% |
||||||||
| 75% or more | 62.9% |
41.8% |
76.2% |
90.1% |
96.9% |
99.5% |
50.6% |
98.1% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 53.1% |
35.0% |
64.3% |
81.1% |
94.5% |
98.7% |
42.5% |
95.2% |
||||||||
| Has union employees | 87.6% |
54.8% |
81.9% |
94.1% |
98.0% |
100.0% |
67.4% |
99.6% |
||||||||
| Unknown | 58.0% |
7.1% |
23.8% |
55.5% |
84.7% |
98.7% |
10.5% |
97.3% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 41.2% |
17.8% |
38.1% |
61.9% |
90.2% |
98.2% |
23.4% |
92.3% |
||||||||
| Less than 50% low wage | 62.5% |
42.7% |
77.2% |
91.0% |
96.9% |
99.3% |
51.5% |
98.2% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.A.2(2004) Standard error for percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.36% |
0.60% |
0.66% |
0.57% |
0.68% |
0.25% |
0.50% |
0.34% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 2.41% |
2.12% |
7.78% |
13.13% |
10.67% |
1.26% |
2.25% |
5.62% |
||||||||
| Mining and manufacturing | 0.99% |
2.00% |
1.74% |
1.82% |
2.06% |
0.03% |
1.29% |
0.82% |
||||||||
| Construction | 1.41% |
1.45% |
2.28% |
3.16% |
1.75% |
0.00% |
1.52% |
1.10% |
||||||||
| Utilities and transp. | 1.57% |
3.25% |
7.00% |
3.80% |
4.01% |
0.00% |
2.08% |
1.50% |
||||||||
| Wholesale trade | 1.67% |
2.42% |
2.46% |
1.84% |
1.52% |
0.00% |
1.94% |
0.55% |
||||||||
| Fin. svs. and real estate | 1.00% |
2.23% |
1.97% |
2.70% |
1.00% |
0.21% |
1.77% |
0.44% |
||||||||
| Retail trade | 0.84% |
1.20% |
2.23% |
2.57% |
1.48% |
0.39% |
1.27% |
0.33% |
||||||||
| Professional services | 0.62% |
1.14% |
2.00% |
0.73% |
1.52% |
0.86% |
0.91% |
0.65% |
||||||||
| Other services | 0.74% |
1.06% |
1.46% |
1.31% |
1.82% |
0.62% |
0.87% |
0.60% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.50% |
0.76% |
1.11% |
0.62% |
0.70% |
0.21% |
0.64% |
0.37% |
||||||||
| For profit, unincorporated | 0.39% |
0.53% |
1.53% |
2.47% |
1.82% |
0.97% |
0.46% |
0.70% |
||||||||
| Nonprofit | 1.23% |
1.88% |
2.86% |
1.47% |
1.39% |
1.13% |
1.33% |
0.88% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 0.84% |
1.20% |
3.44% |
4.84% |
7.49% |
11.21% |
0.96% |
4.57% |
||||||||
| 5-9 years | 0.60% |
0.90% |
2.26% |
2.74% |
2.96% |
1.84% |
0.81% |
2.51% |
||||||||
| 10-19 years | 0.85% |
0.76% |
1.55% |
3.41% |
1.64% |
2.80% |
0.87% |
1.05% |
||||||||
| 20 or more years | 0.43% |
0.86% |
0.81% |
1.36% |
0.67% |
0.27% |
0.60% |
0.41% |
||||||||
| Unknown | 0.38% |
2.59% |
* | 13.27% |
* | 10.99% |
3.01% |
0.18% |
8.17% |
0.24% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.25% |
2.42% |
3.00% |
0.82% |
0.70% |
0.25% |
1.34% |
0.30% |
||||||||
| 1 location only | 0.46% |
0.59% |
0.63% |
0.63% |
1.53% |
0.45% |
0.51% |
1.42% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 1.28% |
0.88% |
3.68% |
4.07% |
3.24% |
2.64% |
0.85% |
2.25% |
||||||||
| 25-49 % | 1.46% |
1.59% |
3.83% |
3.64% |
4.02% |
1.28% |
1.77% |
1.05% |
||||||||
| 50-74 % | 0.85% |
1.18% |
2.46% |
2.43% |
1.60% |
0.58% |
1.03% |
0.89% |
||||||||
| 75% or more | 0.42% |
0.68% |
0.96% |
0.90% |
0.67% |
0.12% |
0.60% |
0.32% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.41% |
0.61% |
0.66% |
0.55% |
0.76% |
0.30% |
0.54% |
0.44% |
||||||||
| Has union employees | 1.22% |
3.57% |
2.95% |
2.34% |
1.57% |
0.00% |
2.23% |
0.29% |
||||||||
| Unknown | 0.93% |
1.38% |
6.06% |
8.22% |
3.70% |
0.48% |
1.18% |
0.61% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 0.75% |
0.69% |
1.13% |
1.74% |
1.14% |
0.36% |
0.52% |
0.77% |
||||||||
| Less than 50% low wage | 0.35% |
0.66% |
0.88% |
0.49% |
0.66% |
0.24% |
0.54% |
0.24% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||