Table I.A.2.a(2004) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

35.0%

13.5%

27.6%

83.4%

13.4%

64.1%
 
Industry group **
Agric., fish., forest.

20.4%

15.2%

37.3%

 *

86.8%

15.2%

48.1%
Mining and manufacturing

26.0%

10.1%

40.9%

84.0%

9.2%

57.3%
Construction

19.0%

17.6%

26.0%

60.7%

17.5%

33.0%
Utilities and transp.

42.9%

15.7%

39.1%

82.4%

16.4%

67.6%
Wholesale trade

27.0%

10.2%

41.6%

87.6%

9.5%

60.0%
Fin. svs. and real estate

48.5%

12.3%

36.2%

84.5%

11.9%

72.4%
Retail trade

51.5%

11.7%

25.4%

88.2%

11.4%

75.5%
Professional services

27.3%

12.6%

23.3%

79.0%

12.5%

53.6%
Other services

32.3%

15.8%

17.7%

78.4%

16.2%

57.6%
 
Ownership
For profit, incorporated

37.6%

12.7%

30.9%

84.7%

12.6%

68.0%
For profit, unincorporated

29.4%

13.6%

30.0%

86.0%

13.4%

67.5%
Nonprofit

23.2%

18.8%

16.2%

54.5%

19.4%

28.4%
 
Age of firm
Less than 5 years

11.7%

11.1%

17.3%

 *

36.4%

11.1%

18.7%
5-9 years

15.7%

13.4%

17.2%

48.3%

13.4%

28.9%
10-19 years

16.3%

12.7%

25.7%

55.1%

12.5%

33.0%
20 or more years

34.7%

14.3%

27.8%

82.8%

14.4%

58.7%
Unknown

86.3%

33.3%

 *

45.9%

88.7%

24.3%

 *

86.8%
 
Multi/single status
2 or more locations

62.4%

13.5%

28.5%

83.6%

13.0%

68.4%
1 location only

13.8%

13.5%

22.0%

38.7%

13.5%

18.1%
 
Percent full-time employees
Less than 25%

35.3%

18.2%

10.0%

74.2%

17.8%

52.1%
25-49 %

42.0%

12.4%

19.5%

 *

85.4%

12.9%

67.2%
50-74 %

36.0%

13.1%

21.1%

83.4%

13.3%

64.4%
75% or more

34.0%

13.4%

31.6%

83.9%

13.3%

64.6%
 
Union presence
No union employees

27.9%

12.2%

26.1%

78.9%

12.1%

56.1%
Has union employees

71.7%

42.1%

39.9%

91.9%

45.7%

82.1%
Unknown

82.7%

24.2%

 *

42.9%

91.2%

22.7%

 *

88.0%
 
Percent low wage employees
50% or more low wage

42.2%

13.1%

21.0%

83.1%

13.6%

63.0%
Less than 50% low wage

32.4%

13.6%

31.4%

83.7%

13.4%

64.8%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2004) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.70%

0.47%

1.36%

0.73%

0.47%

1.14%
 
Industry group **
Agric., fish., forest.

1.98%

2.90%

13.23%

 *

10.85%

3.08%

9.73%
Mining and manufacturing

1.56%

1.60%

4.43%

1.97%

1.60%

2.57%
Construction

1.59%

1.78%

5.94%

10.22%

1.81%

4.79%
Utilities and transp.

2.52%

3.84%

9.33%

4.49%

4.88%

3.27%
Wholesale trade

1.96%

1.26%

6.09%

3.35%

1.38%

3.53%
Fin. svs. and real estate

1.71%

1.43%

4.56%

1.11%

1.47%

1.56%
Retail trade

1.19%

1.70%

3.22%

0.75%

1.76%

1.21%
Professional services

1.24%

0.92%

1.26%

2.52%

0.98%

2.20%
Other services

0.96%

0.89%

2.69%

1.78%

1.09%

2.24%
 
Ownership
For profit, incorporated

0.81%

0.46%

1.66%

0.61%

0.45%

1.23%
For profit, unincorporated

0.95%

0.64%

3.86%

1.94%

0.64%

2.33%
Nonprofit

1.35%

1.28%

2.52%

5.66%

1.29%

2.28%
 
Age of firm
Less than 5 years

1.10%

1.18%

6.93%

 *

9.97%

1.24%

4.39%
5-9 years

1.11%

1.05%

4.95%

8.62%

1.02%

4.54%
10-19 years

0.70%

0.67%

2.82%

4.35%

0.83%

2.82%
20 or more years

0.99%

0.56%

1.71%

1.40%

0.63%

1.51%
Unknown

0.74%

12.12%

 *

7.58%

0.61%

11.96%

 *

0.74%
 
Multi/single status
2 or more locations

1.06%

1.60%

1.77%

0.71%

1.95%

1.01%
1 location only

0.38%

0.39%

2.25%

5.22%

0.40%

1.44%
 
Percent full-time employees
Less than 25%

2.39%

2.37%

2.76%

5.01%

2.10%

4.80%
25-49 %

2.16%

1.60%

6.56%

 *

2.56%

1.84%

2.59%
50-74 %

2.09%

1.06%

4.08%

3.01%

1.24%

3.28%
75% or more

0.61%

0.52%

2.00%

0.93%

0.50%

1.00%
 
Union presence
No union employees

0.62%

0.54%

1.50%

1.12%

0.56%

1.26%
Has union employees

1.29%

2.14%

3.46%

0.94%

2.78%

1.44%
Unknown

1.09%

7.49%

 *

8.50%

1.06%

7.72%

 *

1.07%
 
Percent low wage employees
50% or more low wage

1.16%

1.17%

2.28%

0.91%

1.23%

1.39%
Less than 50% low wage

0.61%

0.50%

1.46%

0.84%

0.54%

1.10%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.