Table I.A.2.b(2004) Percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for single coverage by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

42.4%

70.1%

54.5%

38.0%

21.4%

8.8%

62.8%

14.8%

 
Industry group **
Agric., fish., forest.

68.4%

73.3%

72.1%

58.3%

45.6%

*

44.8%

72.0%

49.1%

Mining and manufacturing

40.0%

62.7%

51.1%

29.4%

16.8%

10.1%

52.8%

16.3%

Construction

60.7%

69.2%

54.3%

42.2%

39.8%

41.4%

62.9%

40.7%

Utilities and transp.

42.4%

72.3%

66.1%

36.1%

36.3%

14.4%

65.0%

21.4%

Wholesale trade

45.5%

77.5%

45.0%

31.4%

19.2%

6.5%

*

62.5%

13.5%

Fin. svs. and real estate

36.2%

71.4%

66.4%

40.8%

26.1%

10.6%

68.2%

15.2%

Retail trade

24.7%

65.7%

47.9%

31.8%

12.6%

2.6%

56.4%

5.7%

Professional services

50.6%

73.8%

51.4%

43.0%

23.1%

19.0%

66.2%

22.8%

Other services

43.2%

66.4%

61.3%

39.9%

20.0%

5.7%

62.1%

13.6%

 
Ownership
For profit, incorporated

40.2%

70.6%

52.8%

37.4%

19.1%

9.0%

62.1%

13.6%

For profit, unincorporated

49.1%

68.7%

57.0%

34.3%

27.6%

3.6%

*

64.5%

12.2%

Nonprofit

48.9%

69.5%

63.1%

43.8%

26.0%

20.2%

64.8%

27.4%

 
Age of firm
Less than 5 years

55.9%

64.2%

47.0%

32.0%

16.7%

*

1.5%

*

59.1%

22.0%

*
5-9 years

57.7%

69.8%

54.5%

33.0%

26.6%

6.6%

*

64.0%

21.6%

10-19 years

53.9%

69.1%

49.4%

34.5%

20.8%

14.0%

*

61.1%

21.9%

20 or more years

43.0%

72.5%

57.9%

40.4%

21.6%

11.4%

64.2%

17.8%

Unknown

7.2%

81.6%

*

74.6%

33.0%

17.8%

6.0%

54.2%

6.8%

 
Multi/single status
2 or more locations

17.0%

63.8%

49.4%

36.4%

20.6%

8.7%

48.3%

13.2%

1 location only

62.1%

70.2%

55.2%

39.1%

27.3%

53.2%

64.1%

31.8%

 
Percent full-time employees
Less than 25%

37.8%

65.3%

63.6%

40.4%

24.8%

4.8%

*

61.6%

14.8%

25-49 %

32.0%

62.5%

64.3%

38.9%

15.6%

*

2.1%

*

60.0%

7.8%

50-74 %

39.5%

69.8%

53.2%

35.5%

19.0%

3.9%

*

63.2%

9.8%

75% or more

44.4%

70.9%

53.3%

38.1%

22.2%

11.3%

63.0%

16.9%

 
Union presence
No union employees

44.9%

70.1%

54.1%

36.7%

18.9%

5.2%

62.7%

13.4%

Has union employees

38.9%

70.4%

59.7%

58.5%

44.5%

23.4%

66.1%

27.9%

Unknown

14.7%

71.2%

65.0%

31.7%

*

39.2%

8.1%

63.5%

10.4%

 
Percent low wage employees
50% or more low wage

30.6%

67.6%

52.6%

34.8%

16.2%

3.4%

59.7%

9.4%

Less than 50% low wage

46.6%

70.7%

54.9%

39.0%

24.5%

11.8%

63.6%

17.8%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.b(2004) Standard error for percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for single coverage by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

0.46%

0.48%

2.05%

1.61%

1.63%

0.71%

0.78%

0.71%

 
Industry group **
Agric., fish., forest.

4.97%

6.52%

12.11%

15.58%

14.99%

*

12.99%

5.51%

11.22%

Mining and manufacturing

1.95%

4.45%

4.16%

3.74%

4.67%

1.57%

2.11%

2.11%

Construction

1.63%

1.94%

2.74%

3.82%

5.72%

12.08%

1.69%

3.80%

Utilities and transp.

2.65%

5.29%

6.56%

6.49%

6.55%

4.18%

4.77%

2.49%

Wholesale trade

1.80%

2.83%

5.93%

4.43%

3.93%

2.76%

*

1.72%

1.91%

Fin. svs. and real estate

1.13%

2.70%

6.26%

6.22%

3.19%

2.68%

1.81%

2.01%

Retail trade

0.99%

2.32%

3.07%

3.59%

3.17%

0.55%

1.77%

0.78%

Professional services

1.32%

1.91%

1.74%

2.20%

2.94%

2.18%

1.56%

1.90%

Other services

0.68%

1.12%

3.65%

2.31%

2.70%

1.15%

1.04%

1.11%

 
Ownership
For profit, incorporated

0.61%

0.73%

2.14%

1.74%

1.79%

0.90%

0.91%

0.77%

For profit, unincorporated

1.08%

1.47%

3.03%

4.79%

4.01%

1.57%

*

1.13%

1.28%

Nonprofit

1.13%

1.89%

4.14%

2.62%

2.58%

3.69%

1.85%

2.27%

 
Age of firm
Less than 5 years

1.78%

2.23%

4.99%

6.36%

7.42%

*

6.42%

*

2.08%

6.73%

*
5-9 years

1.91%

2.12%

3.54%

4.27%

6.41%

2.76%

*

2.00%

3.14%

10-19 years

1.28%

1.13%

3.10%

2.71%

2.61%

5.28%

*

1.43%

1.90%

20 or more years

0.64%

0.67%

2.35%

1.93%

1.78%

1.30%

0.69%

1.18%

Unknown

0.81%

24.49%

*

21.15%

9.48%

4.34%

0.78%

14.06%

0.71%

 
Multi/single status
2 or more locations

0.81%

7.19%

5.44%

2.83%

1.92%

0.74%

2.78%

0.76%

1 location only

0.51%

0.46%

1.84%

1.28%

2.09%

7.53%

0.63%

2.01%

 
Percent full-time employees
Less than 25%

2.10%

5.62%

6.55%

7.04%

5.64%

3.00%

*

3.45%

2.47%

25-49 %

1.45%

4.11%

4.40%

3.06%

5.74%

*

0.81%

*

2.72%

1.25%

50-74 %

1.28%

1.23%

2.80%

2.23%

3.84%

1.27%

*

1.04%

1.73%

75% or more

0.57%

0.63%

1.82%

1.86%

2.01%

1.20%

0.84%

0.97%

 
Union presence
No union employees

0.51%

0.51%

1.97%

1.65%

1.40%

0.73%

0.75%

0.75%

Has union employees

2.47%

6.05%

7.29%

5.10%

5.62%

2.48%

4.50%

2.31%

Unknown

1.16%

9.02%

13.62%

9.85%

*

10.93%

1.21%

5.19%

1.00%

 
Percent low wage employees
50% or more low wage

0.81%

2.45%

3.78%

3.01%

2.69%

0.97%

2.03%

1.03%

Less than 50% low wage

0.61%

0.66%

2.16%

1.85%

1.68%

1.19%

0.93%

0.72%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.