Table I.A.2.b(2004) Percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for single coverage by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 42.4% |
70.1% |
54.5% |
38.0% |
21.4% |
8.8% |
62.8% |
14.8% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 68.4% |
73.3% |
72.1% |
58.3% |
45.6% |
* | 44.8% |
72.0% |
49.1% |
|||||||
Mining and manufacturing | 40.0% |
62.7% |
51.1% |
29.4% |
16.8% |
10.1% |
52.8% |
16.3% |
||||||||
Construction | 60.7% |
69.2% |
54.3% |
42.2% |
39.8% |
41.4% |
62.9% |
40.7% |
||||||||
Utilities and transp. | 42.4% |
72.3% |
66.1% |
36.1% |
36.3% |
14.4% |
65.0% |
21.4% |
||||||||
Wholesale trade | 45.5% |
77.5% |
45.0% |
31.4% |
19.2% |
6.5% |
* | 62.5% |
13.5% |
|||||||
Fin. svs. and real estate | 36.2% |
71.4% |
66.4% |
40.8% |
26.1% |
10.6% |
68.2% |
15.2% |
||||||||
Retail trade | 24.7% |
65.7% |
47.9% |
31.8% |
12.6% |
2.6% |
56.4% |
5.7% |
||||||||
Professional services | 50.6% |
73.8% |
51.4% |
43.0% |
23.1% |
19.0% |
66.2% |
22.8% |
||||||||
Other services | 43.2% |
66.4% |
61.3% |
39.9% |
20.0% |
5.7% |
62.1% |
13.6% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 40.2% |
70.6% |
52.8% |
37.4% |
19.1% |
9.0% |
62.1% |
13.6% |
||||||||
For profit, unincorporated | 49.1% |
68.7% |
57.0% |
34.3% |
27.6% |
3.6% |
* | 64.5% |
12.2% |
|||||||
Nonprofit | 48.9% |
69.5% |
63.1% |
43.8% |
26.0% |
20.2% |
64.8% |
27.4% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 55.9% |
64.2% |
47.0% |
32.0% |
16.7% |
* | 1.5% |
* | 59.1% |
22.0% |
* | |||||
5-9 years | 57.7% |
69.8% |
54.5% |
33.0% |
26.6% |
6.6% |
* | 64.0% |
21.6% |
|||||||
10-19 years | 53.9% |
69.1% |
49.4% |
34.5% |
20.8% |
14.0% |
* | 61.1% |
21.9% |
|||||||
20 or more years | 43.0% |
72.5% |
57.9% |
40.4% |
21.6% |
11.4% |
64.2% |
17.8% |
||||||||
Unknown | 7.2% |
81.6% |
* | 74.6% |
33.0% |
17.8% |
6.0% |
54.2% |
6.8% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 17.0% |
63.8% |
49.4% |
36.4% |
20.6% |
8.7% |
48.3% |
13.2% |
||||||||
1 location only | 62.1% |
70.2% |
55.2% |
39.1% |
27.3% |
53.2% |
64.1% |
31.8% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 37.8% |
65.3% |
63.6% |
40.4% |
24.8% |
4.8% |
* | 61.6% |
14.8% |
|||||||
25-49 % | 32.0% |
62.5% |
64.3% |
38.9% |
15.6% |
* | 2.1% |
* | 60.0% |
7.8% |
||||||
50-74 % | 39.5% |
69.8% |
53.2% |
35.5% |
19.0% |
3.9% |
* | 63.2% |
9.8% |
|||||||
75% or more | 44.4% |
70.9% |
53.3% |
38.1% |
22.2% |
11.3% |
63.0% |
16.9% |
||||||||
Union presence | ||||||||||||||||
No union employees | 44.9% |
70.1% |
54.1% |
36.7% |
18.9% |
5.2% |
62.7% |
13.4% |
||||||||
Has union employees | 38.9% |
70.4% |
59.7% |
58.5% |
44.5% |
23.4% |
66.1% |
27.9% |
||||||||
Unknown | 14.7% |
71.2% |
65.0% |
31.7% |
* | 39.2% |
8.1% |
63.5% |
10.4% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 30.6% |
67.6% |
52.6% |
34.8% |
16.2% |
3.4% |
59.7% |
9.4% |
||||||||
Less than 50% low wage | 46.6% |
70.7% |
54.9% |
39.0% |
24.5% |
11.8% |
63.6% |
17.8% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.b(2004) Standard error for percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for single coverage by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.46% |
0.48% |
2.05% |
1.61% |
1.63% |
0.71% |
0.78% |
0.71% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 4.97% |
6.52% |
12.11% |
15.58% |
14.99% |
* | 12.99% |
5.51% |
11.22% |
|||||||
Mining and manufacturing | 1.95% |
4.45% |
4.16% |
3.74% |
4.67% |
1.57% |
2.11% |
2.11% |
||||||||
Construction | 1.63% |
1.94% |
2.74% |
3.82% |
5.72% |
12.08% |
1.69% |
3.80% |
||||||||
Utilities and transp. | 2.65% |
5.29% |
6.56% |
6.49% |
6.55% |
4.18% |
4.77% |
2.49% |
||||||||
Wholesale trade | 1.80% |
2.83% |
5.93% |
4.43% |
3.93% |
2.76% |
* | 1.72% |
1.91% |
|||||||
Fin. svs. and real estate | 1.13% |
2.70% |
6.26% |
6.22% |
3.19% |
2.68% |
1.81% |
2.01% |
||||||||
Retail trade | 0.99% |
2.32% |
3.07% |
3.59% |
3.17% |
0.55% |
1.77% |
0.78% |
||||||||
Professional services | 1.32% |
1.91% |
1.74% |
2.20% |
2.94% |
2.18% |
1.56% |
1.90% |
||||||||
Other services | 0.68% |
1.12% |
3.65% |
2.31% |
2.70% |
1.15% |
1.04% |
1.11% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.61% |
0.73% |
2.14% |
1.74% |
1.79% |
0.90% |
0.91% |
0.77% |
||||||||
For profit, unincorporated | 1.08% |
1.47% |
3.03% |
4.79% |
4.01% |
1.57% |
* | 1.13% |
1.28% |
|||||||
Nonprofit | 1.13% |
1.89% |
4.14% |
2.62% |
2.58% |
3.69% |
1.85% |
2.27% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.78% |
2.23% |
4.99% |
6.36% |
7.42% |
* | 6.42% |
* | 2.08% |
6.73% |
* | |||||
5-9 years | 1.91% |
2.12% |
3.54% |
4.27% |
6.41% |
2.76% |
* | 2.00% |
3.14% |
|||||||
10-19 years | 1.28% |
1.13% |
3.10% |
2.71% |
2.61% |
5.28% |
* | 1.43% |
1.90% |
|||||||
20 or more years | 0.64% |
0.67% |
2.35% |
1.93% |
1.78% |
1.30% |
0.69% |
1.18% |
||||||||
Unknown | 0.81% |
24.49% |
* | 21.15% |
9.48% |
4.34% |
0.78% |
14.06% |
0.71% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.81% |
7.19% |
5.44% |
2.83% |
1.92% |
0.74% |
2.78% |
0.76% |
||||||||
1 location only | 0.51% |
0.46% |
1.84% |
1.28% |
2.09% |
7.53% |
0.63% |
2.01% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.10% |
5.62% |
6.55% |
7.04% |
5.64% |
3.00% |
* | 3.45% |
2.47% |
|||||||
25-49 % | 1.45% |
4.11% |
4.40% |
3.06% |
5.74% |
* | 0.81% |
* | 2.72% |
1.25% |
||||||
50-74 % | 1.28% |
1.23% |
2.80% |
2.23% |
3.84% |
1.27% |
* | 1.04% |
1.73% |
|||||||
75% or more | 0.57% |
0.63% |
1.82% |
1.86% |
2.01% |
1.20% |
0.84% |
0.97% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.51% |
0.51% |
1.97% |
1.65% |
1.40% |
0.73% |
0.75% |
0.75% |
||||||||
Has union employees | 2.47% |
6.05% |
7.29% |
5.10% |
5.62% |
2.48% |
4.50% |
2.31% |
||||||||
Unknown | 1.16% |
9.02% |
13.62% |
9.85% |
* | 10.93% |
1.21% |
5.19% |
1.00% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.81% |
2.45% |
3.78% |
3.01% |
2.69% |
0.97% |
2.03% |
1.03% |
||||||||
Less than 50% low wage | 0.61% |
0.66% |
2.16% |
1.85% |
1.68% |
1.19% |
0.93% |
0.72% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |