Table I.A.2.c(2004) Percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

24.1%

41.8%

32.0%

17.1%

7.3%

5.5%

36.6%

7.1%

 
Industry group **
Agric., fish., forest.

48.9%

54.7%

47.4%

43.7%

*

11.6%

*

42.7%

52.8%

28.3%

*
Mining and manufacturing

23.1%

40.9%

24.5%

14.1%

11.0%

6.4%

30.7%

9.0%

Construction

41.3%

48.2%

39.0%

22.3%

17.6%

*

25.5%

*

43.3%

22.3%

Utilities and transp.

23.8%

33.0%

51.5%

17.3%

20.9%

10.7%

*

35.2%

13.2%

Wholesale trade

27.6%

55.2%

26.3%

8.7%

5.6%

*

2.4%

*

39.6%

5.0%

Fin. svs. and real estate

14.6%

29.0%

34.2%

12.8%

5.3%

5.2%

*

28.4%

5.5%

Retail trade

13.5%

37.7%

33.2%

13.6%

3.8%

*

0.6%

*

33.1%

1.8%

Professional services

27.1%

41.7%

24.7%

15.6%

6.6%

16.1%

35.5%

12.1%

Other services

26.7%

42.2%

37.2%

25.3%

8.7%

3.4%

38.9%

7.5%

 
Ownership
For profit, incorporated

23.7%

43.8%

30.2%

17.9%

7.9%

5.9%

37.0%

7.4%

For profit, unincorporated

24.6%

34.9%

33.6%

12.1%

4.5%

3.1%

*

33.1%

4.3%

Nonprofit

26.2%

43.9%

42.8%

16.6%

6.6%

3.7%

*

39.8%

7.7%

 
Age of firm
Less than 5 years

35.4%

41.4%

32.2%

13.9%

*

3.5%

*

.

38.1%

6.7%

*
5-9 years

33.1%

40.6%

33.0%

15.9%

10.0%

*

2.6%

*

37.1%

10.1%

10-19 years

29.7%

40.6%

24.9%

15.4%

6.0%

9.8%

*

34.4%

9.1%

20 or more years

24.4%

43.3%

35.3%

18.3%

7.8%

8.1%

37.4%

9.0%

Unknown

3.2%

81.6%

*

33.5%

*

9.4%

*

4.6%

*

3.0%

25.4%

*

3.0%

 
Multi/single status
2 or more locations

8.0%

32.4%

27.7%

14.3%

6.7%

5.5%

22.7%

6.3%

1 location only

36.4%

42.0%

32.6%

19.3%

12.1%

40.5%

37.8%

16.1%

 
Percent full-time employees
Less than 25%

23.7%

39.7%

43.0%

28.3%

13.8%

*

2.6%

*

38.7%

9.3%

25-49 %

18.3%

35.9%

37.8%

18.6%

7.3%

*

2.3%

*

34.1%

4.6%

50-74 %

21.8%

40.9%

32.7%

17.7%

2.9%

*

0.9%

*

37.0%

2.6%

75% or more

25.2%

42.6%

30.7%

16.0%

7.6%

7.4%

36.6%

8.3%

 
Union presence
No union employees

24.4%

41.0%

30.4%

15.1%

5.5%

1.5%

35.5%

4.5%

Has union employees

34.6%

64.8%

60.4%

46.0%

30.2%

21.9%

61.1%

24.0%

Unknown

8.7%

57.1%

40.2%

19.8%

10.6%

*

4.8%

44.1%

5.5%

 
Percent low wage employees
50% or more low wage

17.3%

41.6%

32.3%

17.2%

5.5%

1.3%

35.9%

3.8%

Less than 50% low wage

26.4%

41.9%

31.9%

17.1%

8.4%

7.9%

36.7%

8.9%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.c(2004) Standard error for percent of private-sector establishments that offer health insurance that offer at least one health insurance plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

0.26%

0.80%

1.40%

0.78%

0.64%

0.48%

0.56%

0.39%

 
Industry group **
Agric., fish., forest.

4.13%

5.44%

12.87%

14.18%

*

11.91%

*

12.75%

5.57%

11.22%

*
Mining and manufacturing

1.58%

4.17%

3.12%

3.12%

2.87%

1.36%

1.96%

1.13%

Construction

1.65%

2.30%

5.96%

3.17%

5.32%

*

9.94%

*

1.64%

2.67%

Utilities and transp.

1.97%

3.89%

6.87%

4.76%

5.96%

3.48%

*

3.06%

2.79%

Wholesale trade

1.41%

2.51%

5.02%

2.03%

2.16%

*

1.10%

*

0.99%

1.47%

Fin. svs. and real estate

1.14%

2.28%

4.66%

2.89%

1.39%

1.68%

*

2.47%

1.25%

Retail trade

0.75%

2.26%

3.65%

2.81%

1.31%

*

0.22%

*

1.79%

0.33%

Professional services

0.81%

1.16%

2.07%

1.79%

1.39%

2.49%

0.75%

1.51%

Other services

0.91%

1.67%

3.41%

1.70%

1.55%

0.80%

1.45%

0.74%

 
Ownership
For profit, incorporated

0.27%

0.93%

2.09%

0.89%

0.75%

0.59%

0.60%

0.42%

For profit, unincorporated

0.90%

1.36%

2.93%

1.56%

1.22%

1.16%

*

1.10%

0.70%

Nonprofit

1.07%

3.25%

3.34%

2.53%

1.76%

1.21%

*

2.06%

1.23%

 
Age of firm
Less than 5 years

2.91%

3.73%

4.03%

5.48%

*

2.16%

*

.

3.18%

2.21%

*
5-9 years

1.51%

1.98%

4.15%

2.37%

4.02%

*

1.40%

*

1.78%

2.00%

10-19 years

0.81%

1.10%

1.66%

1.83%

1.11%

3.15%

*

0.73%

1.41%

20 or more years

0.48%

0.86%

1.85%

1.11%

0.82%

1.04%

0.45%

0.76%

Unknown

0.52%

24.49%

*

14.08%

*

4.87%

*

2.15%

*

0.49%

14.64%

*

0.51%

 
Multi/single status
2 or more locations

0.52%

9.26%

4.72%

1.33%

0.71%

0.51%

1.87%

0.46%

1 location only

0.64%

0.77%

1.61%

0.82%

1.45%

9.18%

0.68%

1.11%

 
Percent full-time employees
Less than 25%

2.13%

4.66%

7.91%

4.97%

4.88%

*

1.78%

*

3.29%

2.21%

25-49 %

1.78%

1.57%

5.57%

3.73%

3.97%

*

0.70%

*

2.48%

1.17%

50-74 %

1.08%

3.16%

2.47%

2.94%

0.92%

*

0.59%

*

2.11%

0.72%

75% or more

0.36%

0.98%

1.46%

0.99%

0.79%

0.75%

0.58%

0.57%

 
Union presence
No union employees

0.42%

0.90%

1.35%

0.76%

0.59%

0.33%

0.68%

0.29%

Has union employees

1.85%

6.36%

6.92%

6.34%

6.04%

2.30%

3.37%

2.34%

Unknown

0.88%

7.62%

11.89%

5.88%

8.76%

*

0.66%

6.09%

0.76%

 
Percent low wage employees
50% or more low wage

0.58%

1.72%

2.54%

1.80%

1.29%

0.32%

1.46%

0.54%

Less than 50% low wage

0.41%

1.04%

1.45%

1.23%

0.91%

0.76%

0.71%

0.45%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.