Table I.A.2.c.(1)(2004) Percent of private-sector establishments that offer health insurance that offer an exclusive-provider plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 7.3% |
13.2% |
11.0% |
4.5% |
2.0% |
0.8% |
11.6% |
1.6% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 14.1% |
11.8% |
24.4% |
* | 7.3% |
* | . |
42.1% |
* | 13.6% |
16.8% |
* | ||||
Mining and manufacturing | 5.7% |
10.1% |
6.0% |
* | 3.9% |
* | 2.3% |
* | 0.9% |
* | 7.6% |
2.0% |
||||
Construction | 14.8% |
17.7% |
14.1% |
8.9% |
1.7% |
* | 0.3% |
* | 15.9% |
5.0% |
* | |||||
Utilities and transp. | 6.0% |
* | 10.0% |
* | 14.8% |
* | 3.9% |
* | 4.7% |
* | 1.1% |
* | 9.5% |
* | 2.8% |
* |
Wholesale trade | 10.1% |
18.3% |
14.3% |
2.7% |
* | 2.0% |
* | 0.7% |
* | 14.5% |
1.8% |
* | ||||
Fin. svs. and real estate | 3.4% |
7.8% |
10.6% |
2.7% |
* | 0.3% |
* | 0.5% |
* | 7.8% |
0.5% |
* | ||||
Retail trade | 4.7% |
11.2% |
14.1% |
5.2% |
* | 1.9% |
* | 0.4% |
* | 11.3% |
0.8% |
|||||
Professional services | 6.5% |
11.5% |
6.2% |
2.4% |
1.1% |
* | 1.5% |
* | 9.2% |
1.7% |
||||||
Other services | 9.4% |
15.8% |
12.3% |
6.7% |
4.3% |
* | 0.6% |
* | 13.9% |
2.3% |
||||||
Ownership | ||||||||||||||||
For profit, incorporated | 7.1% |
14.1% |
10.4% |
4.4% |
1.9% |
0.7% |
11.9% |
1.3% |
||||||||
For profit, unincorporated | 7.1% |
10.1% |
10.7% |
3.5% |
* | 0.1% |
* | 0.7% |
* | 9.7% |
1.0% |
* | ||||
Nonprofit | 9.2% |
14.2% |
15.0% |
5.6% |
3.5% |
* | 2.7% |
* | 12.9% |
4.1% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 12.0% |
14.5% |
9.6% |
* | 4.6% |
* | 0.0% |
* | . |
13.1% |
1.0% |
* | ||||
5-9 years | 10.2% |
12.8% |
8.8% |
* | 4.7% |
* | 5.2% |
* | 0.4% |
* | 11.1% |
4.9% |
* | |||
10-19 years | 9.5% |
12.8% |
10.1% |
4.4% |
1.3% |
* | . |
11.4% |
1.4% |
* | ||||||
20 or more years | 7.0% |
13.3% |
12.0% |
4.6% |
1.9% |
* | 0.7% |
* | 11.5% |
1.7% |
||||||
Unknown | 1.1% |
22.8% |
* | 21.8% |
* | 0.9% |
* | 3.6% |
* | 0.9% |
4.8% |
* | 1.0% |
|||
Multi/single status | ||||||||||||||||
2 or more locations | 1.6% |
8.1% |
* | 8.8% |
* | 2.1% |
* | 2.0% |
0.7% |
5.3% |
1.1% |
|||||
1 location only | 11.7% |
13.3% |
11.3% |
6.3% |
2.2% |
33.5% |
12.1% |
6.1% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 6.5% |
10.1% |
12.3% |
* | 6.5% |
* | 5.2% |
* | 1.1% |
* | 10.4% |
2.8% |
* | |||
25-49 % | 5.2% |
8.8% |
11.6% |
* | 6.7% |
* | 4.2% |
* | 0.1% |
* | 9.5% |
1.4% |
* | |||
50-74 % | 6.7% |
12.2% |
10.6% |
6.7% |
* | 0.4% |
* | 0.5% |
* | 11.3% |
1.0% |
* | ||||
75% or more | 7.7% |
13.9% |
10.9% |
3.8% |
1.9% |
0.9% |
11.8% |
1.6% |
||||||||
Union presence | ||||||||||||||||
No union employees | 7.7% |
13.2% |
10.6% |
3.7% |
1.3% |
0.2% |
* | 11.5% |
1.0% |
|||||||
Has union employees | 7.2% |
10.6% |
18.0% |
14.4% |
9.4% |
* | 2.9% |
13.0% |
4.8% |
|||||||
Unknown | 2.7% |
22.6% |
* | 4.1% |
* | 16.0% |
* | 6.6% |
* | 0.9% |
* | 15.5% |
* | 1.6% |
||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 5.6% |
14.0% |
8.9% |
4.7% |
2.1% |
* | 0.6% |
* | 11.3% |
1.4% |
||||||
Less than 50% low wage | 7.9% |
13.0% |
11.5% |
4.4% |
2.0% |
0.9% |
11.6% |
1.7% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.c.(1)(2004) Standard error for percent of private-sector establishments that offer health insurance that offer an exclusive-provider plan that required no contribution from the employee for family coverage by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.26% |
0.59% |
1.17% |
0.58% |
0.45% |
0.15% |
0.46% |
0.23% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2.72% |
2.98% |
12.36% |
* | 4.60% |
* | . |
13.04% |
* | 3.16% |
6.53% |
* | ||||
Mining and manufacturing | 0.83% |
2.41% |
2.39% |
* | 1.54% |
* | 1.06% |
* | 0.51% |
* | 1.26% |
0.51% |
||||
Construction | 1.62% |
1.96% |
3.85% |
2.26% |
1.04% |
* | 0.29% |
* | 1.79% |
1.96% |
* | |||||
Utilities and transp. | 1.92% |
* | 3.48% |
* | 6.14% |
* | 3.77% |
* | 2.62% |
* | 0.53% |
* | 2.99% |
* | 1.04% |
* |
Wholesale trade | 1.11% |
2.06% |
4.18% |
1.12% |
* | 1.23% |
* | 0.87% |
* | 1.56% |
0.70% |
* | ||||
Fin. svs. and real estate | 0.58% |
1.76% |
2.77% |
1.42% |
* | 0.19% |
* | 0.34% |
* | 1.52% |
0.29% |
* | ||||
Retail trade | 0.63% |
1.85% |
2.92% |
1.96% |
* | 1.07% |
* | 0.22% |
* | 1.72% |
0.21% |
|||||
Professional services | 0.57% |
1.28% |
1.12% |
0.52% |
0.73% |
* | 0.50% |
* | 0.98% |
0.43% |
||||||
Other services | 0.49% |
0.85% |
1.54% |
1.36% |
1.34% |
* | 0.29% |
* | 0.78% |
0.47% |
||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.32% |
0.86% |
1.31% |
0.62% |
0.46% |
0.13% |
0.55% |
0.14% |
||||||||
For profit, unincorporated | 0.78% |
1.42% |
2.29% |
1.37% |
* | 0.05% |
* | 0.46% |
* | 1.07% |
0.47% |
* | ||||
Nonprofit | 0.88% |
2.09% |
1.72% |
1.39% |
1.52% |
* | 1.22% |
* | 1.33% |
1.12% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.58% |
1.90% |
3.97% |
* | 4.60% |
* | 0.03% |
* | . |
1.66% |
0.68% |
* | ||||
5-9 years | 1.53% |
1.77% |
3.80% |
* | 1.57% |
* | 3.61% |
* | 0.33% |
* | 1.60% |
2.20% |
* | |||
10-19 years | 0.61% |
1.17% |
1.25% |
1.13% |
0.67% |
* | . |
0.74% |
0.42% |
* | ||||||
20 or more years | 0.30% |
0.59% |
1.25% |
0.62% |
0.58% |
* | 0.27% |
* | 0.51% |
0.33% |
||||||
Unknown | 0.23% |
10.87% |
* | 10.75% |
* | 0.97% |
* | 1.62% |
* | 0.24% |
10.22% |
* | 0.23% |
|||
Multi/single status | ||||||||||||||||
2 or more locations | 0.26% |
4.28% |
* | 3.24% |
* | 1.11% |
* | 0.49% |
0.15% |
1.37% |
0.17% |
|||||
1 location only | 0.52% |
0.57% |
1.45% |
0.85% |
0.65% |
9.76% |
0.54% |
1.01% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.75% |
2.64% |
6.14% |
* | 3.47% |
* | 3.20% |
* | 1.15% |
* | 2.94% |
0.98% |
* | |||
25-49 % | 0.81% |
1.53% |
3.65% |
* | 2.23% |
* | 2.18% |
* | 0.16% |
* | 1.20% |
0.60% |
* | |||
50-74 % | 0.72% |
2.00% |
2.01% |
2.11% |
* | 0.21% |
* | 0.56% |
* | 1.11% |
0.44% |
* | ||||
75% or more | 0.33% |
0.71% |
1.19% |
0.61% |
0.55% |
0.14% |
0.52% |
0.25% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.32% |
0.59% |
1.16% |
0.60% |
0.33% |
0.06% |
* | 0.46% |
0.16% |
|||||||
Has union employees | 0.93% |
2.41% |
4.28% |
3.82% |
4.41% |
* | 0.79% |
2.16% |
1.15% |
|||||||
Unknown | 0.56% |
9.93% |
* | 3.05% |
* | 5.64% |
* | 8.98% |
* | 0.32% |
* | 5.43% |
* | 0.43% |
||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.27% |
1.00% |
2.18% |
0.96% |
0.65% |
* | 0.22% |
* | 0.67% |
0.31% |
||||||
Less than 50% low wage | 0.36% |
0.62% |
1.35% |
0.68% |
0.59% |
0.20% |
0.54% |
0.25% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |