Table I.A.2.d(2004) Percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

33.8%

10.9%

20.4%

28.3%

42.0%

71.5%

15.1%

59.0%

 
Industry group **
Agric., fish., forest.

20.6%

9.3%

27.1%

*

36.8%

*

41.9%

*

82.0%

14.5%

52.9%

Mining and manufacturing

28.0%

9.2%

*

23.0%

31.6%

39.6%

59.9%

18.0%

46.7%

Construction

16.6%

10.0%

18.6%

36.3%

33.0%

32.3%

*

14.5%

36.6%

Utilities and transp.

41.8%

6.5%

*

26.4%

30.7%

46.9%

78.0%

14.0%

67.6%

Wholesale trade

26.2%

12.2%

19.0%

23.7%

38.7%

61.0%

16.0%

45.4%

Fin. svs. and real estate

44.1%

12.7%

19.1%

32.8%

50.8%

68.6%

16.2%

62.2%

Retail trade

42.7%

9.6%

13.5%

18.5%

34.5%

70.5%

11.7%

61.2%

Professional services

33.1%

11.9%

22.1%

35.8%

49.4%

78.9%

16.7%

62.2%

Other services

30.9%

10.3%

22.2%

20.9%

34.2%

74.5%

14.0%

57.3%

 
Ownership
For profit, incorporated

35.5%

10.8%

19.4%

27.5%

39.5%

72.1%

15.0%

60.4%

For profit, unincorporated

27.3%

10.7%

21.2%

30.4%

38.7%

72.6%

13.9%

59.3%

Nonprofit

30.8%

11.6%

26.3%

30.6%

51.9%

53.5%

18.6%

47.4%

 
Age of firm
Less than 5 years

14.4%

11.8%

17.3%

24.4%

19.0%

48.0%

13.3%

26.3%

5-9 years

17.3%

9.5%

22.0%

28.5%

26.4%

67.6%

13.6%

38.6%

10-19 years

18.3%

10.3%

18.3%

25.1%

36.4%

56.5%

13.2%

40.6%

20 or more years

37.1%

11.5%

21.4%

29.8%

44.3%

79.7%

17.0%

60.9%

Unknown

63.6%

58.9%

*

.

18.6%

*

52.1%

65.1%

25.1%

*

63.9%

 
Multi/single status
2 or more locations

56.9%

14.3%

22.0%

27.0%

41.9%

71.5%

23.0%

61.0%

1 location only

15.9%

10.8%

20.1%

29.2%

42.8%

70.8%

14.4%

37.5%

 
Percent full-time employees
Less than 25%

32.1%

6.8%

*

15.0%

*

15.4%

*

35.1%

72.1%

9.8%

*

53.6%

25-49 %

36.8%

8.3%

14.9%

*

22.8%

29.9%

70.9%

11.9%

58.3%

50-74 %

32.3%

8.7%

22.2%

25.9%

40.3%

66.4%

13.4%

56.1%

75% or more

33.9%

11.7%

20.8%

30.2%

44.4%

72.8%

16.0%

60.2%

 
Union presence
No union employees

27.4%

10.3%

19.5%

27.2%

40.8%

62.5%

14.4%

50.6%

Has union employees

67.7%

26.0%

35.2%

43.8%

52.4%

89.8%

31.9%

82.0%

Unknown

75.9%

18.0%

*

24.9%

*

32.4%

*

52.5%

83.3%

24.3%

80.4%

 
Percent low wage employees
50% or more low wage

38.7%

10.8%

17.4%

21.0%

34.5%

71.8%

13.6%

57.0%

Less than 50% low wage

32.0%

10.9%

21.1%

30.8%

46.5%

71.3%

15.5%

60.1%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.d(2004) Standard error for percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

0.56%

0.43%

0.89%

1.21%

0.92%

0.69%

0.51%

0.69%

 
Industry group **
Agric., fish., forest.

2.88%

2.62%

10.10%

*

11.16%

*

14.35%

*

18.05%

2.24%

11.78%

Mining and manufacturing

1.17%

2.98%

*

3.84%

2.40%

5.76%

3.81%

1.74%

2.01%

Construction

1.26%

1.42%

3.10%

3.12%

7.10%

11.36%

*

1.77%

5.28%

Utilities and transp.

3.48%

2.91%

*

7.11%

6.52%

8.22%

4.69%

2.57%

3.43%

Wholesale trade

2.18%

2.32%

3.72%

6.14%

5.53%

7.25%

2.60%

4.59%

Fin. svs. and real estate

1.72%

1.64%

4.08%

5.73%

3.19%

2.72%

0.98%

2.18%

Retail trade

0.86%

1.27%

1.92%

4.87%

4.08%

1.50%

0.96%

1.17%

Professional services

0.80%

1.08%

1.77%

1.16%

1.92%

1.75%

0.77%

1.46%

Other services

1.10%

1.17%

2.58%

2.58%

3.50%

2.20%

1.09%

2.04%

 
Ownership
For profit, incorporated

0.69%

0.62%

1.25%

1.50%

1.60%

0.60%

0.75%

0.66%

For profit, unincorporated

1.27%

0.71%

2.23%

3.69%

4.40%

4.44%

0.50%

2.85%

Nonprofit

1.34%

1.04%

4.05%

3.73%

3.35%

4.30%

1.22%

2.10%

 
Age of firm
Less than 5 years

1.19%

0.88%

4.38%

6.86%

4.43%

10.92%

1.10%

5.97%

5-9 years

0.83%

1.25%

2.78%

4.83%

3.45%

5.13%

0.58%

2.72%

10-19 years

0.66%

1.35%

2.25%

1.92%

3.34%

7.80%

0.91%

3.34%

20 or more years

1.00%

0.77%

1.18%

1.88%

0.77%

0.96%

0.81%

1.10%

Unknown

1.06%

19.11%

*

.

8.84%

*

8.08%

1.20%

13.24%

*

1.08%

 
Multi/single status
2 or more locations

0.53%

4.04%

4.33%

2.68%

1.06%

0.69%

2.97%

0.65%

1 location only

0.48%

0.43%

1.09%

1.78%

2.27%

6.79%

0.49%

1.41%

 
Percent full-time employees
Less than 25%

1.91%

2.72%

*

5.53%

*

5.12%

*

6.87%

5.32%

3.01%

*

4.00%

25-49 %

2.16%

1.64%

5.04%

*

2.80%

5.63%

3.79%

1.54%

2.54%

50-74 %

1.87%

1.64%

2.39%

3.26%

4.73%

3.03%

1.71%

1.87%

75% or more

0.57%

0.49%

1.18%

1.34%

1.14%

0.80%

0.58%

0.82%

 
Union presence
No union employees

0.54%

0.56%

1.13%

1.35%

1.17%

1.45%

0.61%

0.85%

Has union employees

1.34%

4.05%

5.48%

4.02%

5.87%

1.63%

3.49%

1.40%

Unknown

1.29%

8.00%

*

8.94%

*

14.02%

*

8.29%

1.01%

6.48%

0.73%

 
Percent low wage employees
50% or more low wage

0.79%

0.98%

2.44%

2.41%

1.73%

1.70%

0.99%

0.94%

Less than 50% low wage

0.53%

0.52%

1.16%

1.38%

1.57%

1.19%

0.50%

1.03%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.