Table I.A.2.d(2004) Percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 33.8% |
10.9% |
20.4% |
28.3% |
42.0% |
71.5% |
15.1% |
59.0% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 20.6% |
9.3% |
27.1% |
* | 36.8% |
* | 41.9% |
* | 82.0% |
14.5% |
52.9% |
|||||
Mining and manufacturing | 28.0% |
9.2% |
* | 23.0% |
31.6% |
39.6% |
59.9% |
18.0% |
46.7% |
|||||||
Construction | 16.6% |
10.0% |
18.6% |
36.3% |
33.0% |
32.3% |
* | 14.5% |
36.6% |
|||||||
Utilities and transp. | 41.8% |
6.5% |
* | 26.4% |
30.7% |
46.9% |
78.0% |
14.0% |
67.6% |
|||||||
Wholesale trade | 26.2% |
12.2% |
19.0% |
23.7% |
38.7% |
61.0% |
16.0% |
45.4% |
||||||||
Fin. svs. and real estate | 44.1% |
12.7% |
19.1% |
32.8% |
50.8% |
68.6% |
16.2% |
62.2% |
||||||||
Retail trade | 42.7% |
9.6% |
13.5% |
18.5% |
34.5% |
70.5% |
11.7% |
61.2% |
||||||||
Professional services | 33.1% |
11.9% |
22.1% |
35.8% |
49.4% |
78.9% |
16.7% |
62.2% |
||||||||
Other services | 30.9% |
10.3% |
22.2% |
20.9% |
34.2% |
74.5% |
14.0% |
57.3% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 35.5% |
10.8% |
19.4% |
27.5% |
39.5% |
72.1% |
15.0% |
60.4% |
||||||||
For profit, unincorporated | 27.3% |
10.7% |
21.2% |
30.4% |
38.7% |
72.6% |
13.9% |
59.3% |
||||||||
Nonprofit | 30.8% |
11.6% |
26.3% |
30.6% |
51.9% |
53.5% |
18.6% |
47.4% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 14.4% |
11.8% |
17.3% |
24.4% |
19.0% |
48.0% |
13.3% |
26.3% |
||||||||
5-9 years | 17.3% |
9.5% |
22.0% |
28.5% |
26.4% |
67.6% |
13.6% |
38.6% |
||||||||
10-19 years | 18.3% |
10.3% |
18.3% |
25.1% |
36.4% |
56.5% |
13.2% |
40.6% |
||||||||
20 or more years | 37.1% |
11.5% |
21.4% |
29.8% |
44.3% |
79.7% |
17.0% |
60.9% |
||||||||
Unknown | 63.6% |
58.9% |
* | . |
18.6% |
* | 52.1% |
65.1% |
25.1% |
* | 63.9% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 56.9% |
14.3% |
22.0% |
27.0% |
41.9% |
71.5% |
23.0% |
61.0% |
||||||||
1 location only | 15.9% |
10.8% |
20.1% |
29.2% |
42.8% |
70.8% |
14.4% |
37.5% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 32.1% |
6.8% |
* | 15.0% |
* | 15.4% |
* | 35.1% |
72.1% |
9.8% |
* | 53.6% |
||||
25-49 % | 36.8% |
8.3% |
14.9% |
* | 22.8% |
29.9% |
70.9% |
11.9% |
58.3% |
|||||||
50-74 % | 32.3% |
8.7% |
22.2% |
25.9% |
40.3% |
66.4% |
13.4% |
56.1% |
||||||||
75% or more | 33.9% |
11.7% |
20.8% |
30.2% |
44.4% |
72.8% |
16.0% |
60.2% |
||||||||
Union presence | ||||||||||||||||
No union employees | 27.4% |
10.3% |
19.5% |
27.2% |
40.8% |
62.5% |
14.4% |
50.6% |
||||||||
Has union employees | 67.7% |
26.0% |
35.2% |
43.8% |
52.4% |
89.8% |
31.9% |
82.0% |
||||||||
Unknown | 75.9% |
18.0% |
* | 24.9% |
* | 32.4% |
* | 52.5% |
83.3% |
24.3% |
80.4% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 38.7% |
10.8% |
17.4% |
21.0% |
34.5% |
71.8% |
13.6% |
57.0% |
||||||||
Less than 50% low wage | 32.0% |
10.9% |
21.1% |
30.8% |
46.5% |
71.3% |
15.5% |
60.1% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.d(2004) Standard error for percent of private-sector establishments that offer health insurance that offer two or more health insurance plans by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.56% |
0.43% |
0.89% |
1.21% |
0.92% |
0.69% |
0.51% |
0.69% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2.88% |
2.62% |
10.10% |
* | 11.16% |
* | 14.35% |
* | 18.05% |
2.24% |
11.78% |
|||||
Mining and manufacturing | 1.17% |
2.98% |
* | 3.84% |
2.40% |
5.76% |
3.81% |
1.74% |
2.01% |
|||||||
Construction | 1.26% |
1.42% |
3.10% |
3.12% |
7.10% |
11.36% |
* | 1.77% |
5.28% |
|||||||
Utilities and transp. | 3.48% |
2.91% |
* | 7.11% |
6.52% |
8.22% |
4.69% |
2.57% |
3.43% |
|||||||
Wholesale trade | 2.18% |
2.32% |
3.72% |
6.14% |
5.53% |
7.25% |
2.60% |
4.59% |
||||||||
Fin. svs. and real estate | 1.72% |
1.64% |
4.08% |
5.73% |
3.19% |
2.72% |
0.98% |
2.18% |
||||||||
Retail trade | 0.86% |
1.27% |
1.92% |
4.87% |
4.08% |
1.50% |
0.96% |
1.17% |
||||||||
Professional services | 0.80% |
1.08% |
1.77% |
1.16% |
1.92% |
1.75% |
0.77% |
1.46% |
||||||||
Other services | 1.10% |
1.17% |
2.58% |
2.58% |
3.50% |
2.20% |
1.09% |
2.04% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.69% |
0.62% |
1.25% |
1.50% |
1.60% |
0.60% |
0.75% |
0.66% |
||||||||
For profit, unincorporated | 1.27% |
0.71% |
2.23% |
3.69% |
4.40% |
4.44% |
0.50% |
2.85% |
||||||||
Nonprofit | 1.34% |
1.04% |
4.05% |
3.73% |
3.35% |
4.30% |
1.22% |
2.10% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.19% |
0.88% |
4.38% |
6.86% |
4.43% |
10.92% |
1.10% |
5.97% |
||||||||
5-9 years | 0.83% |
1.25% |
2.78% |
4.83% |
3.45% |
5.13% |
0.58% |
2.72% |
||||||||
10-19 years | 0.66% |
1.35% |
2.25% |
1.92% |
3.34% |
7.80% |
0.91% |
3.34% |
||||||||
20 or more years | 1.00% |
0.77% |
1.18% |
1.88% |
0.77% |
0.96% |
0.81% |
1.10% |
||||||||
Unknown | 1.06% |
19.11% |
* | . |
8.84% |
* | 8.08% |
1.20% |
13.24% |
* | 1.08% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.53% |
4.04% |
4.33% |
2.68% |
1.06% |
0.69% |
2.97% |
0.65% |
||||||||
1 location only | 0.48% |
0.43% |
1.09% |
1.78% |
2.27% |
6.79% |
0.49% |
1.41% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.91% |
2.72% |
* | 5.53% |
* | 5.12% |
* | 6.87% |
5.32% |
3.01% |
* | 4.00% |
||||
25-49 % | 2.16% |
1.64% |
5.04% |
* | 2.80% |
5.63% |
3.79% |
1.54% |
2.54% |
|||||||
50-74 % | 1.87% |
1.64% |
2.39% |
3.26% |
4.73% |
3.03% |
1.71% |
1.87% |
||||||||
75% or more | 0.57% |
0.49% |
1.18% |
1.34% |
1.14% |
0.80% |
0.58% |
0.82% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.54% |
0.56% |
1.13% |
1.35% |
1.17% |
1.45% |
0.61% |
0.85% |
||||||||
Has union employees | 1.34% |
4.05% |
5.48% |
4.02% |
5.87% |
1.63% |
3.49% |
1.40% |
||||||||
Unknown | 1.29% |
8.00% |
* | 8.94% |
* | 14.02% |
* | 8.29% |
1.01% |
6.48% |
0.73% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.79% |
0.98% |
2.44% |
2.41% |
1.73% |
1.70% |
0.99% |
0.94% |
||||||||
Less than 50% low wage | 0.53% |
0.52% |
1.16% |
1.38% |
1.57% |
1.19% |
0.50% |
1.03% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |