| Table I.A.2.f(2004) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 75.0% |
55.5% |
82.0% |
87.6% |
90.4% |
85.6% |
66.1% |
87.0% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 44.8% |
28.9% |
71.8% |
67.3% |
86.7% |
48.4% |
* | 40.1% |
70.3% |
|||||||
| Mining and manufacturing | 86.4% |
74.5% |
95.4% |
98.3% |
95.4% |
74.7% |
86.3% |
86.6% |
||||||||
| Construction | 71.7% |
58.8% |
86.9% |
92.1% |
98.6% |
86.8% |
69.4% |
92.4% |
||||||||
| Utilities and transp. | 79.5% |
69.1% |
95.0% |
89.5% |
93.3% |
75.5% |
77.9% |
81.1% |
||||||||
| Wholesale trade | 72.0% |
50.9% |
80.3% |
90.9% |
88.9% |
77.7% |
65.8% |
83.6% |
||||||||
| Fin. svs. and real estate | 77.9% |
62.0% |
79.1% |
89.5% |
88.7% |
82.5% |
68.7% |
83.9% |
||||||||
| Retail trade | 85.1% |
54.0% |
85.3% |
91.2% |
94.0% |
95.9% |
68.4% |
95.2% |
||||||||
| Professional services | 68.1% |
54.0% |
79.3% |
81.4% |
89.2% |
69.0% |
62.7% |
77.8% |
||||||||
| Other services | 72.4% |
51.5% |
75.2% |
83.7% |
87.9% |
92.5% |
60.7% |
90.8% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 77.4% |
57.9% |
86.2% |
90.5% |
91.9% |
84.7% |
69.6% |
86.9% |
||||||||
| For profit, unincorporated | 69.9% |
55.4% |
74.4% |
87.1% |
87.3% |
93.1% |
61.3% |
90.5% |
||||||||
| Nonprofit | 63.9% |
37.6% |
61.5% |
73.0% |
86.8% |
85.9% |
48.7% |
84.6% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 66.2% |
58.9% |
74.2% |
95.2% |
91.2% |
86.9% |
63.9% |
91.8% |
||||||||
| 5-9 years | 65.5% |
53.6% |
81.5% |
85.2% |
88.5% |
87.2% |
61.9% |
86.2% |
||||||||
| 10-19 years | 72.1% |
57.9% |
85.5% |
88.5% |
91.8% |
94.5% |
67.8% |
91.4% |
||||||||
| 20 or more years | 76.1% |
53.9% |
81.3% |
86.9% |
90.8% |
85.2% |
66.8% |
87.3% |
||||||||
| Unknown | 85.4% |
18.4% |
* | 100.0% |
95.4% |
84.5% |
85.3% |
94.7% |
85.4% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 86.9% |
66.1% |
86.4% |
89.3% |
90.5% |
85.6% |
86.9% |
86.9% |
||||||||
| 1 location only | 65.7% |
55.4% |
81.4% |
86.3% |
89.7% |
85.1% |
64.2% |
88.3% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 70.7% |
33.9% |
66.4% |
77.1% |
92.5% |
94.1% |
49.0% |
91.5% |
||||||||
| 25-49 % | 77.4% |
38.9% |
78.1% |
87.5% |
88.8% |
96.9% |
57.7% |
94.5% |
||||||||
| 50-74 % | 77.4% |
58.6% |
75.6% |
80.9% |
92.2% |
94.9% |
64.9% |
93.0% |
||||||||
| 75% or more | 74.5% |
57.2% |
84.5% |
89.5% |
89.9% |
81.0% |
67.9% |
84.2% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 74.4% |
55.7% |
82.8% |
87.5% |
91.1% |
88.5% |
66.2% |
89.1% |
||||||||
| Has union employees | 74.9% |
50.0% |
69.7% |
86.5% |
83.1% |
78.3% |
64.2% |
79.2% |
||||||||
| Unknown | 81.8% |
51.3% |
65.7% |
99.5% |
86.5% |
82.9% |
63.6% |
83.4% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 79.0% |
45.3% |
78.6% |
86.7% |
92.2% |
94.1% |
59.8% |
93.0% |
||||||||
| Less than 50% low wage | 73.5% |
57.8% |
82.8% |
87.9% |
89.3% |
80.8% |
67.5% |
83.7% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.A.2.f(2004) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.47% |
0.82% |
1.26% |
0.95% |
0.85% |
0.58% |
0.56% |
0.47% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 2.76% |
3.92% |
11.83% |
14.22% |
13.77% |
16.12% |
* | 3.35% |
8.88% |
|||||||
| Mining and manufacturing | 1.31% |
2.65% |
1.48% |
1.09% |
1.92% |
2.92% |
1.75% |
1.53% |
||||||||
| Construction | 1.37% |
1.81% |
2.12% |
2.09% |
0.86% |
8.38% |
1.53% |
2.38% |
||||||||
| Utilities and transp. | 1.60% |
4.92% |
6.08% |
3.39% |
5.78% |
4.16% |
1.97% |
3.37% |
||||||||
| Wholesale trade | 1.49% |
3.13% |
3.37% |
2.50% |
4.46% |
4.44% |
2.26% |
2.57% |
||||||||
| Fin. svs. and real estate | 0.90% |
2.68% |
2.44% |
2.96% |
2.74% |
2.09% |
1.56% |
1.48% |
||||||||
| Retail trade | 1.00% |
3.02% |
1.12% |
1.48% |
2.18% |
0.98% |
1.98% |
1.00% |
||||||||
| Professional services | 1.25% |
2.59% |
2.68% |
2.13% |
1.51% |
3.37% |
1.74% |
1.52% |
||||||||
| Other services | 0.73% |
1.50% |
2.91% |
2.59% |
2.72% |
1.05% |
1.40% |
1.02% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.42% |
0.95% |
1.30% |
0.84% |
0.77% |
0.74% |
0.69% |
0.43% |
||||||||
| For profit, unincorporated | 1.08% |
1.94% |
3.51% |
3.12% |
2.82% |
3.56% |
1.21% |
2.55% |
||||||||
| Nonprofit | 1.78% |
2.65% |
3.87% |
2.73% |
2.50% |
2.36% |
1.95% |
2.21% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 2.06% |
2.47% |
5.07% |
2.08% |
4.60% |
13.04% |
2.26% |
3.44% |
||||||||
| 5-9 years | 2.13% |
2.70% |
2.91% |
3.15% |
5.02% |
4.84% |
2.25% |
2.83% |
||||||||
| 10-19 years | 0.80% |
1.67% |
1.67% |
2.09% |
2.51% |
1.61% |
1.14% |
1.75% |
||||||||
| 20 or more years | 0.68% |
1.32% |
1.30% |
1.34% |
0.96% |
1.19% |
0.88% |
0.61% |
||||||||
| Unknown | 1.03% |
10.38% |
* | 25.82% |
10.40% |
5.57% |
0.94% |
10.17% |
1.04% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.44% |
8.31% |
1.97% |
1.15% |
0.95% |
0.58% |
1.60% |
0.43% |
||||||||
| 1 location only | 0.53% |
0.83% |
1.25% |
1.38% |
1.71% |
5.50% |
0.57% |
1.49% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 0.88% |
4.96% |
7.78% |
4.81% |
1.73% |
2.02% |
2.29% |
1.28% |
||||||||
| 25-49 % | 1.91% |
3.30% |
3.99% |
3.54% |
3.36% |
1.11% |
2.96% |
1.52% |
||||||||
| 50-74 % | 1.25% |
2.80% |
2.81% |
2.98% |
2.24% |
0.95% |
1.49% |
1.07% |
||||||||
| 75% or more | 0.48% |
1.01% |
1.29% |
1.20% |
0.90% |
0.73% |
0.61% |
0.51% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.49% |
0.88% |
1.20% |
0.91% |
0.96% |
0.70% |
0.51% |
0.63% |
||||||||
| Has union employees | 1.76% |
6.35% |
5.84% |
6.78% |
4.11% |
2.78% |
4.99% |
2.72% |
||||||||
| Unknown | 1.77% |
7.48% |
14.22% |
0.21% |
9.01% |
2.03% |
7.08% |
2.07% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 0.81% |
1.86% |
3.60% |
1.18% |
1.60% |
0.61% |
1.41% |
0.86% |
||||||||
| Less than 50% low wage | 0.53% |
1.13% |
0.79% |
1.07% |
1.00% |
0.78% |
0.75% |
0.62% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||