Table I.A.2.g(2004) Average length of waiting period (in weeks) before new employees were eligible for health insurance at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 8.1 |
6.2 |
9.2 |
8.9 |
9.2 |
9.3 |
7.3 |
9.2 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 6.1 |
4.0 |
7.7 |
* | 10.3 |
14.5 |
5.8 |
* | 5.3 |
10.3 |
||||||
Mining and manufacturing | 9.0 |
8.3 |
10.3 |
9.8 |
9.6 |
6.8 |
9.3 |
8.4 |
||||||||
Construction | 8.8 |
7.1 |
11.3 |
11.3 |
12.8 |
8.3 |
8.7 |
10.3 |
||||||||
Utilities and transp. | 8.9 |
9.3 |
9.9 |
9.6 |
9.7 |
7.8 |
9.5 |
8.4 |
||||||||
Wholesale trade | 6.9 |
5.7 |
8.5 |
7.7 |
7.6 |
6.6 |
6.9 |
7.0 |
||||||||
Fin. svs. and real estate | 7.3 |
5.9 |
7.7 |
8.1 |
7.4 |
8.0 |
6.4 |
7.9 |
||||||||
Retail trade | 10.7 |
6.9 |
10.8 |
10.3 |
11.9 |
12.3 |
8.5 |
12.1 |
||||||||
Professional services | 6.5 |
5.5 |
8.1 |
6.8 |
8.3 |
6.0 |
6.3 |
6.9 |
||||||||
Other services | 8.0 |
5.8 |
8.4 |
9.6 |
9.2 |
9.8 |
6.8 |
9.7 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 8.6 |
6.6 |
9.9 |
9.5 |
9.3 |
9.4 |
7.9 |
9.4 |
||||||||
For profit, unincorporated | 7.4 |
6.0 |
8.3 |
8.6 |
9.6 |
9.1 |
6.6 |
9.1 |
||||||||
Nonprofit | 5.5 |
3.2 |
4.8 |
5.6 |
8.5 |
7.1 |
4.0 |
7.5 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 7.2 |
6.4 |
8.7 |
9.0 |
9.3 |
8.0 |
* | 7.0 |
9.1 |
|||||||
5-9 years | 7.0 |
5.8 |
8.7 |
8.9 |
8.1 |
10.0 |
6.6 |
9.1 |
||||||||
10-19 years | 8.0 |
6.4 |
10.1 |
9.0 |
10.6 |
9.3 |
7.6 |
9.7 |
||||||||
20 or more years | 8.1 |
6.1 |
8.9 |
8.9 |
9.2 |
8.9 |
7.4 |
9.0 |
||||||||
Unknown | 9.4 |
0.4 |
* | 5.1 |
5.5 |
7.4 |
9.6 |
6.9 |
9.4 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 9.2 |
6.9 |
9.8 |
8.7 |
9.1 |
9.3 |
9.1 |
9.2 |
||||||||
1 location only | 7.2 |
6.2 |
9.1 |
9.0 |
9.9 |
6.1 |
7.1 |
9.3 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 8.3 |
4.0 |
9.9 |
10.2 |
10.7 |
9.6 |
6.6 |
9.9 |
||||||||
25-49 % | 10.0 |
4.7 |
8.8 |
9.9 |
10.0 |
14.2 |
6.8 |
12.9 |
||||||||
50-74 % | 8.3 |
6.8 |
8.3 |
8.2 |
9.5 |
9.9 |
7.3 |
9.6 |
||||||||
75% or more | 7.8 |
6.3 |
9.3 |
8.8 |
8.9 |
8.3 |
7.4 |
8.5 |
||||||||
Union presence | ||||||||||||||||
No union employees | 8.1 |
6.2 |
9.2 |
8.8 |
9.4 |
10.0 |
7.3 |
9.6 |
||||||||
Has union employees | 7.6 |
5.2 |
8.0 |
9.2 |
8.2 |
7.7 |
7.2 |
7.8 |
||||||||
Unknown | 8.1 |
5.5 |
8.2 |
* | 9.5 |
6.4 |
8.3 |
7.0 |
8.2 |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 9.6 |
5.5 |
9.6 |
11.0 |
10.7 |
11.5 |
7.4 |
11.2 |
||||||||
Less than 50% low wage | 7.5 |
6.3 |
9.1 |
8.1 |
8.3 |
8.0 |
7.2 |
8.1 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.A.2.g(2004) Standard error for average length of waiting period (in weeks) before new employees were eligible for health insurance at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.12 |
0.14 |
0.16 |
0.10 |
0.15 |
0.30 |
0.09 |
0.19 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 0.65 |
0.71 |
2.46 |
* | 2.74 |
2.98 |
3.11 |
* | 0.71 |
1.37 |
||||||
Mining and manufacturing | 0.27 |
0.63 |
0.58 |
0.39 |
0.57 |
0.50 |
0.41 |
0.35 |
||||||||
Construction | 0.35 |
0.46 |
0.37 |
0.72 |
1.28 |
1.70 |
0.40 |
0.83 |
||||||||
Utilities and transp. | 0.54 |
1.22 |
1.10 |
1.07 |
1.06 |
0.75 |
0.73 |
0.51 |
||||||||
Wholesale trade | 0.27 |
0.38 |
0.79 |
0.35 |
0.79 |
0.55 |
0.39 |
0.47 |
||||||||
Fin. svs. and real estate | 0.24 |
0.34 |
0.54 |
0.62 |
0.33 |
0.31 |
0.27 |
0.29 |
||||||||
Retail trade | 0.32 |
0.50 |
0.57 |
0.29 |
0.69 |
0.58 |
0.39 |
0.43 |
||||||||
Professional services | 0.21 |
0.31 |
0.50 |
0.26 |
0.37 |
0.54 |
0.23 |
0.25 |
||||||||
Other services | 0.20 |
0.21 |
0.59 |
0.44 |
0.38 |
0.60 |
0.21 |
0.37 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.12 |
0.18 |
0.17 |
0.21 |
0.27 |
0.29 |
0.12 |
0.18 |
||||||||
For profit, unincorporated | 0.29 |
0.33 |
0.48 |
0.56 |
0.62 |
0.80 |
0.27 |
0.56 |
||||||||
Nonprofit | 0.21 |
0.34 |
0.39 |
0.29 |
0.70 |
0.59 |
0.22 |
0.39 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 0.44 |
0.67 |
0.86 |
0.61 |
1.24 |
3.03 |
* | 0.48 |
0.75 |
|||||||
5-9 years | 0.33 |
0.38 |
0.83 |
0.50 |
0.99 |
1.06 |
0.35 |
0.66 |
||||||||
10-19 years | 0.16 |
0.24 |
0.44 |
0.35 |
0.71 |
0.58 |
0.20 |
0.33 |
||||||||
20 or more years | 0.16 |
0.26 |
0.25 |
0.18 |
0.28 |
0.51 |
0.14 |
0.31 |
||||||||
Unknown | 0.22 |
0.21 |
* | 1.48 |
1.08 |
0.99 |
0.23 |
0.95 |
0.22 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.20 |
1.42 |
0.77 |
0.22 |
0.15 |
0.30 |
0.37 |
0.22 |
||||||||
1 location only | 0.09 |
0.14 |
0.13 |
0.20 |
0.55 |
1.10 |
0.11 |
0.34 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 0.41 |
0.79 |
1.71 |
1.00 |
0.93 |
0.81 |
0.68 |
0.34 |
||||||||
25-49 % | 0.23 |
0.58 |
0.67 |
0.61 |
0.73 |
0.35 |
0.38 |
0.32 |
||||||||
50-74 % | 0.15 |
0.38 |
0.38 |
0.47 |
0.57 |
0.32 |
0.18 |
0.30 |
||||||||
75% or more | 0.14 |
0.19 |
0.15 |
0.14 |
0.29 |
0.36 |
0.12 |
0.24 |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.11 |
0.14 |
0.17 |
0.10 |
0.18 |
0.36 |
0.09 |
0.22 |
||||||||
Has union employees | 0.47 |
1.48 |
0.68 |
0.62 |
0.70 |
0.66 |
0.82 |
0.51 |
||||||||
Unknown | 0.54 |
1.01 |
2.61 |
* | 0.85 |
0.82 |
0.62 |
1.51 |
0.59 |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.18 |
0.31 |
0.55 |
0.36 |
0.26 |
0.47 |
0.22 |
0.30 |
||||||||
Less than 50% low wage | 0.11 |
0.21 |
0.13 |
0.12 |
0.23 |
0.23 |
0.13 |
0.16 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |