| Table I.B.2(2004) Percent of private-sector employees in establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 86.7% |
45.5% |
68.4% |
84.2% |
94.8% |
99.5% |
61.0% |
97.2% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 64.0% |
19.0% |
48.8% |
78.0% |
88.0% |
95.4% |
32.4% |
90.4% |
||||||||
| Mining and manufacturing | 96.4% |
59.2% |
85.5% |
94.5% |
98.9% |
99.9% |
81.6% |
99.3% |
||||||||
| Construction | 75.3% |
42.3% |
76.9% |
87.3% |
99.0% |
100.0% |
62.2% |
98.5% |
||||||||
| Utilities and transp. | 92.5% |
48.1% |
64.2% |
83.8% |
97.0% |
100.0% |
64.9% |
98.4% |
||||||||
| Wholesale trade | 92.4% |
58.8% |
89.0% |
95.3% |
99.8% |
100.0% |
79.4% |
99.6% |
||||||||
| Fin. svs. and real estate | 94.6% |
57.7% |
85.6% |
96.4% |
97.8% |
100.0% |
72.5% |
99.3% |
||||||||
| Retail trade | 85.4% |
35.4% |
65.0% |
83.1% |
93.9% |
99.5% |
54.1% |
97.4% |
||||||||
| Professional services | 91.0% |
58.8% |
75.7% |
93.3% |
96.5% |
99.2% |
70.2% |
98.2% |
||||||||
| Other services | 75.2% |
35.3% |
50.3% |
66.5% |
87.1% |
98.9% |
46.7% |
92.3% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 87.8% |
49.8% |
69.8% |
83.3% |
93.4% |
99.6% |
64.2% |
97.0% |
||||||||
| For profit, unincorporated | 73.9% |
33.9% |
57.1% |
81.9% |
96.1% |
99.2% |
46.2% |
96.6% |
||||||||
| Nonprofit | 93.3% |
52.7% |
76.6% |
93.5% |
98.6% |
99.0% |
70.8% |
98.7% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 47.3% |
27.0% |
44.8% |
64.5% |
82.5% |
68.8% |
37.2% |
74.6% |
||||||||
| 5-9 years | 66.3% |
37.9% |
57.7% |
76.7% |
82.4% |
97.9% |
50.0% |
89.0% |
||||||||
| 10-19 years | 76.1% |
49.2% |
69.3% |
79.7% |
94.7% |
99.1% |
61.3% |
93.8% |
||||||||
| 20 or more years | 91.4% |
54.3% |
76.4% |
90.0% |
97.3% |
99.8% |
71.0% |
98.2% |
||||||||
| Unknown | 99.0% |
6.1% |
* | 41.6% |
* | 92.2% |
83.0% |
99.6% |
76.3% |
99.2% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 98.0% |
71.8% |
82.0% |
90.6% |
95.6% |
99.5% |
86.0% |
98.5% |
||||||||
| 1 location only | 69.2% |
45.1% |
67.3% |
82.2% |
93.3% |
98.5% |
58.9% |
91.4% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 54.7% |
11.1% |
30.1% |
58.7% |
75.7% |
93.3% |
26.0% |
82.3% |
||||||||
| 25-49 % | 78.5% |
35.6% |
52.4% |
70.8% |
90.2% |
98.4% |
50.0% |
92.6% |
||||||||
| 50-74 % | 82.1% |
40.0% |
63.0% |
71.0% |
96.4% |
99.7% |
50.9% |
97.0% |
||||||||
| 75% or more | 91.9% |
56.4% |
79.6% |
92.1% |
97.4% |
99.8% |
72.1% |
98.8% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 83.2% |
46.5% |
68.3% |
83.6% |
94.6% |
99.4% |
61.1% |
96.3% |
||||||||
| Has union employees | 98.8% |
61.9% |
89.2% |
97.8% |
99.6% |
100.0% |
84.6% |
99.9% |
||||||||
| Unknown | 92.0% |
8.6% |
26.2% |
61.1% |
82.5% |
98.9% |
21.4% |
97.6% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 74.9% |
24.2% |
43.0% |
66.7% |
86.9% |
98.8% |
38.5% |
92.5% |
||||||||
| Less than 50% low wage | 91.7% |
56.6% |
81.0% |
92.9% |
98.6% |
99.7% |
72.4% |
99.1% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.B.2(2004) Standard error for percent of private-sector employees in establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.30% |
0.97% |
0.73% |
0.76% |
0.86% |
0.14% |
0.49% |
0.31% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 5.78% |
3.13% |
8.57% |
14.03% |
12.46% |
6.31% |
4.40% |
6.92% |
||||||||
| Mining and manufacturing | 0.22% |
2.76% |
1.41% |
1.39% |
0.53% |
0.04% |
0.98% |
0.24% |
||||||||
| Construction | 0.80% |
1.74% |
3.53% |
3.36% |
0.71% |
0.00% |
1.81% |
0.50% |
||||||||
| Utilities and transp. | 1.14% |
3.02% |
7.85% |
4.72% |
1.53% |
0.00% |
2.19% |
0.85% |
||||||||
| Wholesale trade | 0.43% |
2.68% |
1.58% |
1.33% |
0.09% |
0.00% |
1.23% |
0.27% |
||||||||
| Fin. svs. and real estate | 0.37% |
2.83% |
2.95% |
1.22% |
1.28% |
0.03% |
1.30% |
0.37% |
||||||||
| Retail trade | 0.82% |
2.26% |
2.51% |
2.99% |
2.40% |
0.14% |
1.80% |
0.63% |
||||||||
| Professional services | 0.35% |
2.57% |
2.44% |
1.00% |
0.93% |
0.40% |
0.86% |
0.41% |
||||||||
| Other services | 1.01% |
1.05% |
1.60% |
1.71% |
3.09% |
0.53% |
0.59% |
1.29% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.45% |
1.41% |
1.00% |
1.01% |
1.30% |
0.12% |
0.83% |
0.39% |
||||||||
| For profit, unincorporated | 1.17% |
1.81% |
1.91% |
2.60% |
1.16% |
0.56% |
1.33% |
0.97% |
||||||||
| Nonprofit | 0.59% |
3.64% |
3.48% |
1.10% |
0.64% |
0.70% |
1.40% |
0.57% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 2.10% |
2.44% |
3.83% |
5.76% |
4.51% |
7.93% |
2.25% |
5.54% |
||||||||
| 5-9 years | 1.48% |
2.16% |
2.17% |
2.90% |
5.20% |
1.82% |
0.86% |
2.87% |
||||||||
| 10-19 years | 0.80% |
1.52% |
2.46% |
3.48% |
1.35% |
1.01% |
1.69% |
0.90% |
||||||||
| 20 or more years | 0.23% |
1.55% |
1.24% |
1.22% |
0.78% |
0.08% |
0.75% |
0.31% |
||||||||
| Unknown | 0.26% |
3.90% |
* | 14.52% |
* | 12.08% |
6.21% |
0.22% |
12.34% |
0.28% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.20% |
4.50% |
2.74% |
1.61% |
0.80% |
0.14% |
1.19% |
0.22% |
||||||||
| 1 location only | 0.52% |
0.92% |
0.69% |
1.05% |
1.39% |
1.17% |
0.54% |
1.15% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 2.45% |
1.55% |
4.24% |
4.13% |
5.86% |
2.17% |
1.94% |
3.17% |
||||||||
| 25-49 % | 1.14% |
1.92% |
4.12% |
3.47% |
2.84% |
0.89% |
2.03% |
1.28% |
||||||||
| 50-74 % | 0.63% |
2.19% |
3.12% |
2.56% |
1.35% |
0.17% |
1.24% |
0.53% |
||||||||
| 75% or more | 0.24% |
0.74% |
0.91% |
0.88% |
0.80% |
0.05% |
0.50% |
0.25% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.47% |
1.08% |
0.73% |
0.75% |
0.83% |
0.18% |
0.53% |
0.40% |
||||||||
| Has union employees | 0.17% |
4.03% |
2.45% |
0.86% |
0.19% |
0.00% |
1.90% |
0.03% |
||||||||
| Unknown | 0.43% |
2.03% |
6.64% |
8.36% |
5.73% |
0.41% |
3.30% |
0.50% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 1.05% |
1.13% |
1.59% |
1.36% |
2.17% |
0.40% |
0.78% |
1.07% |
||||||||
| Less than 50% low wage | 0.22% |
1.19% |
1.09% |
0.83% |
0.36% |
0.12% |
0.48% |
0.17% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||