Table I.B.2.b.(1)(2004) Percent of private-sector enrollees that are enrolled in self-insured plans at establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 53.7% |
18.8% |
13.2% |
16.3% |
35.8% |
77.7% |
15.7% |
63.4% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 56.1% |
17.1% |
4.8% |
* | 1.4% |
* | 64.7% |
82.5% |
9.3% |
* | 69.1% |
|||||
Mining and manufacturing | 62.0% |
8.0% |
* | 9.1% |
19.4% |
49.7% |
81.1% |
13.0% |
69.1% |
|||||||
Construction | 28.4% |
15.7% |
21.5% |
21.1% |
38.6% |
58.2% |
19.0% |
39.9% |
||||||||
Utilities and transp. | 64.1% |
18.2% |
* | 17.9% |
* | 9.3% |
33.9% |
80.8% |
14.9% |
70.3% |
||||||
Wholesale trade | 49.1% |
8.9% |
6.0% |
* | 18.0% |
47.8% |
85.0% |
10.7% |
64.9% |
|||||||
Fin. svs. and real estate | 64.1% |
30.6% |
12.3% |
* | 26.0% |
36.4% |
78.9% |
23.0% |
70.0% |
|||||||
Retail trade | 52.5% |
14.0% |
* | 22.3% |
13.4% |
21.0% |
76.7% |
15.5% |
61.9% |
|||||||
Professional services | 52.0% |
23.9% |
8.0% |
11.0% |
28.2% |
79.2% |
15.3% |
61.2% |
||||||||
Other services | 43.8% |
14.7% |
15.3% |
15.0% |
27.7% |
66.3% |
15.0% |
53.7% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 55.3% |
18.0% |
13.3% |
16.4% |
38.6% |
78.7% |
15.3% |
65.6% |
||||||||
For profit, unincorporated | 47.9% |
22.2% |
13.2% |
16.4% |
36.0% |
76.6% |
17.1% |
60.0% |
||||||||
Nonprofit | 50.1% |
17.5% |
12.7% |
15.9% |
27.0% |
73.2% |
15.7% |
55.3% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 14.8% |
12.7% |
11.6% |
* | 6.0% |
* | 20.2% |
* | 50.9% |
10.2% |
* | 22.6% |
||||
5-9 years | 24.1% |
11.3% |
17.1% |
14.2% |
14.9% |
53.8% |
14.7% |
32.5% |
||||||||
10-19 years | 25.7% |
21.5% |
9.8% |
16.6% |
25.3% |
59.6% |
14.7% |
35.6% |
||||||||
20 or more years | 52.3% |
20.7% |
14.1% |
17.2% |
39.4% |
77.4% |
17.2% |
60.7% |
||||||||
Unknown | 79.8% |
24.9% |
* | 9.4% |
* | 17.6% |
* | 45.9% |
81.1% |
4.6% |
* | 80.2% |
||||
Multi/single status | ||||||||||||||||
2 or more locations | 67.9% |
37.9% |
* | 10.7% |
18.3% |
38.7% |
78.7% |
16.3% |
69.7% |
|||||||
1 location only | 20.8% |
18.3% |
13.5% |
15.5% |
30.3% |
49.2% |
15.6% |
28.5% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 33.6% |
15.0% |
29.1% |
20.3% |
7.2% |
* | 49.6% |
18.8% |
37.4% |
|||||||
25-49 % | 50.5% |
31.9% |
14.1% |
* | 14.3% |
* | 16.3% |
74.7% |
22.7% |
56.8% |
||||||
50-74 % | 56.5% |
19.2% |
10.7% |
13.4% |
28.4% |
81.9% |
14.9% |
67.0% |
||||||||
75% or more | 53.9% |
18.2% |
13.2% |
16.6% |
38.0% |
77.8% |
15.4% |
63.8% |
||||||||
Union presence | ||||||||||||||||
No union employees | 44.2% |
17.8% |
11.8% |
14.0% |
33.9% |
74.7% |
14.0% |
55.6% |
||||||||
Has union employees | 68.2% |
42.7% |
28.1% |
* | 36.0% |
47.1% |
76.3% |
38.2% |
70.4% |
|||||||
Unknown | 83.4% |
15.0% |
* | 22.7% |
* | 21.9% |
* | 38.2% |
87.1% |
20.3% |
* | 84.5% |
||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 54.3% |
16.2% |
10.8% |
13.8% |
31.4% |
79.2% |
14.5% |
62.5% |
||||||||
Less than 50% low wage | 53.6% |
19.2% |
13.6% |
16.8% |
36.9% |
77.4% |
15.9% |
63.6% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.B.2.b.(1)(2004) Standard error for percent of private-sector enrollees that are enrolled in self-insured plans at establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.92% |
2.39% |
1.24% |
0.89% |
1.61% |
1.37% |
1.05% |
1.18% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 6.70% |
3.24% |
3.34% |
* | 2.54% |
* | 15.96% |
5.46% |
2.98% |
* | 8.46% |
|||||
Mining and manufacturing | 1.45% |
2.73% |
* | 2.26% |
3.77% |
2.64% |
1.86% |
2.74% |
1.57% |
|||||||
Construction | 1.94% |
1.59% |
5.34% |
3.91% |
5.46% |
8.81% |
2.52% |
4.35% |
||||||||
Utilities and transp. | 3.76% |
6.70% |
* | 7.07% |
* | 2.79% |
7.21% |
5.33% |
4.15% |
4.53% |
||||||
Wholesale trade | 3.33% |
2.36% |
2.75% |
* | 4.21% |
6.08% |
3.04% |
1.59% |
3.67% |
|||||||
Fin. svs. and real estate | 1.47% |
6.92% |
3.78% |
* | 6.08% |
5.30% |
3.00% |
3.88% |
1.76% |
|||||||
Retail trade | 1.84% |
5.03% |
* | 4.28% |
2.47% |
2.68% |
2.68% |
2.39% |
2.25% |
|||||||
Professional services | 1.69% |
5.81% |
0.98% |
2.16% |
2.18% |
1.93% |
2.90% |
1.85% |
||||||||
Other services | 2.97% |
1.50% |
2.24% |
3.17% |
4.66% |
5.08% |
1.19% |
3.98% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.79% |
2.93% |
1.53% |
1.07% |
1.48% |
1.18% |
1.01% |
0.95% |
||||||||
For profit, unincorporated | 2.61% |
4.05% |
2.89% |
3.92% |
5.84% |
3.25% |
2.26% |
3.26% |
||||||||
Nonprofit | 2.05% |
2.82% |
3.55% |
2.72% |
2.99% |
4.03% |
1.61% |
2.49% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2.63% |
1.78% |
6.57% |
* | 2.51% |
* | 8.43% |
* | 11.77% |
3.16% |
* | 5.69% |
||||
5-9 years | 2.98% |
2.11% |
4.39% |
3.63% |
2.67% |
7.50% |
2.05% |
4.17% |
||||||||
10-19 years | 1.75% |
4.69% |
1.42% |
3.14% |
2.80% |
4.37% |
2.40% |
2.08% |
||||||||
20 or more years | 1.30% |
3.25% |
1.62% |
1.62% |
1.95% |
1.92% |
1.10% |
1.63% |
||||||||
Unknown | 1.73% |
11.16% |
* | 9.95% |
* | 10.95% |
* | 6.88% |
1.73% |
12.65% |
* | 1.74% |
||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.89% |
11.60% |
* | 2.54% |
3.08% |
1.26% |
1.09% |
2.67% |
0.96% |
|||||||
1 location only | 1.06% |
2.51% |
1.43% |
1.31% |
3.22% |
9.01% |
1.37% |
2.22% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 5.13% |
4.06% |
7.59% |
5.97% |
3.54% |
* | 10.47% |
2.74% |
6.79% |
|||||||
25-49 % | 3.93% |
7.25% |
4.39% |
* | 4.91% |
* | 3.80% |
6.34% |
5.25% |
4.99% |
||||||
50-74 % | 1.92% |
4.65% |
3.10% |
3.39% |
3.20% |
1.42% |
2.70% |
2.30% |
||||||||
75% or more | 0.88% |
2.08% |
1.49% |
1.20% |
1.80% |
1.20% |
0.93% |
1.04% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.81% |
2.60% |
1.21% |
1.22% |
1.45% |
1.50% |
0.96% |
0.92% |
||||||||
Has union employees | 2.38% |
6.76% |
10.01% |
* | 4.76% |
5.40% |
3.08% |
4.27% |
2.71% |
|||||||
Unknown | 1.10% |
9.58% |
* | 7.08% |
* | 13.31% |
* | 6.70% |
1.21% |
7.54% |
* | 1.05% |
||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 1.64% |
3.76% |
2.29% |
2.88% |
2.03% |
2.31% |
1.69% |
1.41% |
||||||||
Less than 50% low wage | 1.16% |
2.57% |
1.35% |
0.89% |
2.00% |
1.74% |
1.22% |
1.47% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |