Table I.C.2.a

Table I.C.2.a(2004) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004

Characteristics	Total		Less than 10 employees		10-24 employees		25-99 employees		100-999 employees		1000 or more employees		Less than 50 employees		50 or more employees

United States	649		439		543		689		714		678		547		691

Industry group **
Agric., fish., forest.	224	*	.		87	*	717	*	134	*	635		56	*	270	*
Mining and manufacturing	594		311	*	669		625		692		545		597		593
Construction	588		580		493		651		552		799		589		587
Utilities and transp.	684		352	*	408	*	651		556		851		391	*	729
Wholesale trade	578		214	*	770		590		613		601		585		574
Fin. svs. and real estate	621		516		423		501		652		670		499		658
Retail trade	839		624	*	588		870		956		886		698		902
Professional services	619		463		494		575		708		654		485		663
Other services	712		323		508		1,099		887		687		527		803

Ownership
For profit, incorporated	648		461		599		685		724		661		581		679
For profit, unincorporated	695		418		481		876	*	835		742		513		801
Nonprofit	620		282	*	302		567		653		706		354		672

Age of firm
Less than 5 years	759		502		939		748		961		808		622		912
5-9 years	624		631		467	*	702		716		569		610		637
10-19 years	630		363		539		892		628		548		548		723
20 or more years	636		410		523		605		718		677		527		676
Unknown	702		.		.		305	*	677		707		.		708

Multi/single status
2 or more locations	675		586		587		571		697		682		592		679
1 location only	613		434		540		727		739		544		542		728

Percent full-time employees
Less than 25%	658		615	*	919	*	1,073	*	574		518	*	866		566
25-49 %	831		601	*	472	*	900		850		1,008		636		905
50-74 %	729		380		727		756		764		809		608		779
75% or more	626		435		515		660		696		653		527		668

Union presence
No union employees	654		444		567		707		720		698		558		710
Has union employees	639		139	*	190	*	408	*	652		691		273	*	665
Unknown	619		182	*	275	*	1,350		751		598		456	*	624

Percent low wage employees
50% or more low wage	799		705		663		951		822		764		798		799
Less than 50% low wage	615		385		523		630		683		660		500		665

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.C.2.a(2004) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004

Characteristics	Total		Less than 10 employees		10-24 employees		25-99 employees		100-999 employees		1000 or more employees		Less than 50 employees		50 or more employees

United States	16.63		36.27		43.02		57.78		35.86		12.35		20.19		20.04

Industry group **
Agric., fish., forest.	134.56	*	.		126.43	*	216.03	*	233.89	*	189.59		128.71	*	137.41	*
Mining and manufacturing	39.65		106.06	*	144.94		103.69		60.23		22.51		81.11		35.17
Construction	80.93		88.46		69.46		125.42		160.96		136.22		69.75		112.36
Utilities and transp.	100.06		145.36	*	143.87	*	151.68		136.85		135.62		122.91	*	104.08
Wholesale trade	55.29		104.95	*	154.92		146.10		90.03		85.13		97.78		59.58
Fin. svs. and real estate	18.63		126.60		104.87		105.32		150.33		23.78		85.64		26.54
Retail trade	37.02		192.80	*	126.83		137.48		77.71		47.91		60.01		36.49
Professional services	21.33		110.12		59.53		67.06		55.15		24.50		70.18		20.66
Other services	47.07		53.01		126.71		224.93		77.68		49.42		50.06		65.72

Ownership
For profit, incorporated	16.99		43.13		53.75		53.86		46.28		15.61		20.38		24.72
For profit, unincorporated	74.04		54.94		128.39		299.52	*	65.53		128.85		57.01		96.83
Nonprofit	24.73		125.92	*	83.36		77.12		43.57		42.85		61.82		32.25

Age of firm
Less than 5 years	86.15		104.05		187.71		138.18		133.22		207.79		91.22		114.66
5-9 years	28.95		95.73		218.26	*	176.36		125.88		53.43		74.13		54.67
10-19 years	51.97		50.57		120.12		131.27		93.11		70.44		45.89		99.05
20 or more years	17.57		40.25		62.39		46.26		43.40		18.84		30.92		23.24
Unknown	36.07		.		.		203.56	*	101.69		37.36		.		35.25

Multi/single status
2 or more locations	11.68		155.44		96.59		57.49		45.68		14.28		69.71		13.00
1 location only	29.07		38.54		44.33		72.20		61.48		148.66		24.81		61.64

Percent full-time employees
Less than 25%	83.99		209.65	*	323.05	*	394.16	*	121.84		223.50	*	252.24		124.53
25-49 %	97.50		205.25	*	269.65	*	67.10		199.88		85.40		167.52		82.38
50-74 %	38.52		87.35		135.80		116.37		79.83		67.82		100.79		44.71
75% or more	16.01		49.03		37.50		68.07		38.83		17.44		21.66		17.63

Union presence
No union employees	18.37		36.81		47.42		60.01		41.59		29.75		19.01		25.54
Has union employees	40.23		56.40	*	102.95	*	247.06	*	157.16		32.78		168.39	*	37.41
Unknown	18.00		273.46	*	325.52	*	403.35		128.92		23.35		288.08	*	21.31

Percent low wage employees
50% or more low wage	58.22		90.40		171.43		180.30		60.89		43.71		86.11		58.93
Less than 50% low wage	13.65		27.55		46.66		54.47		43.95		19.02		12.96		18.38

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.