Table I.C.2.c

Table I.C.2.c(2004) Average total employee contribution (in dollars) for any-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004

Characteristics	Total		Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees		50 or more employees

United States	660		609	619	703	753	653	608		705

Industry group **
Agric., fish., forest.	343	*	.	.	.	.	.	344	*	301	*
Mining and manufacturing	504		.	.	.	.	.	586		435
Construction	492		.	.	.	.	.	403		681
Utilities and transp.	726		.	.	.	.	.	852		685
Wholesale trade	569		.	.	.	.	.	400		686
Fin. svs. and real estate	763		.	.	.	.	.	823		736
Retail trade	747		.	.	.	.	.	728		763
Professional services	616		.	.	.	.	.	588		645
Other services	791		.	.	.	.	.	667		903

Ownership
For profit, incorporated	671		.	.	.	.	.	656		683
For profit, unincorporated	575		.	.	.	.	.	458		808
Nonprofit	663		.	.	.	.	.	449		776

Age of firm
Less than 5 years	466		.	.	.	.	.	426		614
5-9 years	677		.	.	.	.	.	643		884	*
10-19 years	807		.	.	.	.	.	758		918
20 or more years	629		.	.	.	.	.	581		666
Unknown	669		.	.	.	.	.	21	*	708

Multi/single status
2 or more locations	682		.	.	.	.	.	593		691
1 location only	639		.	.	.	.	.	610		767

Percent full-time employees
Less than 25%	1,066		.	.	.	.	.	556		1,347
25-49 %	512		.	.	.	.	.	377		663
50-74 %	653		.	.	.	.	.	638		660
75% or more	659		.	.	.	.	.	617		701

Union presence
No union employees	679		.	.	.	.	.	623		761
Has union employees	529		.	.	.	.	.	250	*	556
Unknown	753		.	.	.	.	.	200	*	779

Percent low wage employees
50% or more low wage	782		.	.	.	.	.	692		842
Less than 50% low wage	628		.	.	.	.	.	590		663

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

Table I.C.2.c(2004) Standard error for average total employee contribution (in dollars) for any-provider plans per enrolled employee for single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004

Characteristics	Total		Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees		50 or more employees

United States	29.04		90.14	78.72	86.21	65.22	43.73	46.96		32.09

Industry group **
Agric., fish., forest.	140.76	*	.	.	.	.	.	140.77	*	95.18	*
Mining and manufacturing	63.92		.	.	.	.	.	117.25		60.21
Construction	78.14		.	.	.	.	.	93.34		199.93
Utilities and transp.	122.20		.	.	.	.	.	215.86		115.09
Wholesale trade	88.61		.	.	.	.	.	111.99		87.86
Fin. svs. and real estate	100.28		.	.	.	.	.	195.45		81.86
Retail trade	58.66		.	.	.	.	.	84.58		60.59
Professional services	70.78		.	.	.	.	.	93.82		116.94
Other services	89.16		.	.	.	.	.	120.27		104.78

Ownership
For profit, incorporated	36.44		.	.	.	.	.	53.70		40.81
For profit, unincorporated	71.98		.	.	.	.	.	80.98		121.41
Nonprofit	118.32		.	.	.	.	.	93.67		150.15

Age of firm
Less than 5 years	83.74		.	.	.	.	.	89.19		119.87
5-9 years	132.16		.	.	.	.	.	130.07		338.58	*
10-19 years	102.62		.	.	.	.	.	120.66		173.59
20 or more years	34.64		.	.	.	.	.	54.13		48.00
Unknown	57.19		.	.	.	.	.	196.99	*	49.34

Multi/single status
2 or more locations	39.66		.	.	.	.	.	150.37		34.12
1 location only	33.62		.	.	.	.	.	44.46		74.72

Percent full-time employees
Less than 25%	235.13		.	.	.	.	.	158.34		389.05
25-49 %	80.92		.	.	.	.	.	93.80		113.93
50-74 %	41.42		.	.	.	.	.	89.69		45.33
75% or more	35.61		.	.	.	.	.	49.20		39.36

Union presence
No union employees	40.16		.	.	.	.	.	51.60		47.28
Has union employees	59.48		.	.	.	.	.	175.70	*	56.89
Unknown	79.11		.	.	.	.	.	85.49	*	85.26

Percent low wage employees
50% or more low wage	65.34		.	.	.	.	.	139.36		82.21
Less than 50% low wage	38.57		.	.	.	.	.	53.06		44.35

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.