Table I.C.3(2004) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.1% |
11.8% |
15.0% |
18.6% |
19.8% |
19.1% |
14.5% |
19.3% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 8.4% |
8.8% |
* | 8.2% |
* | 7.5% |
* | 7.2% |
* | 9.9% |
* | 8.2% |
8.4% |
* | ||
Mining and manufacturing | 17.4% |
12.4% |
16.8% |
18.1% |
19.1% |
17.0% |
15.7% |
17.8% |
||||||||
Construction | 16.7% |
12.9% |
16.0% |
20.1% |
18.1% |
15.1% |
16.9% |
16.4% |
||||||||
Utilities and transp. | 19.7% |
10.4% |
* | 8.5% |
20.8% |
20.2% |
20.6% |
15.7% |
20.3% |
|||||||
Wholesale trade | 17.4% |
10.1% |
17.3% |
16.3% |
23.3% |
16.8% |
14.6% |
18.9% |
||||||||
Fin. svs. and real estate | 16.8% |
10.7% |
13.8% |
15.2% |
16.8% |
18.2% |
12.1% |
17.8% |
||||||||
Retail trade | 24.3% |
14.8% |
17.9% |
27.0% |
26.8% |
25.4% |
19.3% |
25.9% |
||||||||
Professional services | 16.1% |
11.9% |
13.5% |
15.2% |
17.9% |
16.8% |
12.7% |
17.2% |
||||||||
Other services | 20.1% |
11.2% |
14.2% |
22.1% |
24.2% |
21.7% |
14.2% |
22.6% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18.9% |
12.1% |
16.5% |
19.4% |
21.4% |
19.6% |
15.5% |
20.0% |
||||||||
For profit, unincorporated | 18.8% |
12.8% |
13.7% |
21.1% |
19.2% |
21.4% |
14.0% |
21.2% |
||||||||
Nonprofit | 14.6% |
7.7% |
7.9% |
12.6% |
16.4% |
15.4% |
9.0% |
15.6% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 19.6% |
16.9% |
18.1% |
21.9% |
21.9% |
21.0% |
18.6% |
21.4% |
||||||||
5-9 years | 17.5% |
14.7% |
16.2% |
19.3% |
21.5% |
15.9% |
16.2% |
18.8% |
||||||||
10-19 years | 18.5% |
13.0% |
16.3% |
23.6% |
20.5% |
17.7% |
16.0% |
21.2% |
||||||||
20 or more years | 17.6% |
9.6% |
13.9% |
16.6% |
19.5% |
19.0% |
13.1% |
18.9% |
||||||||
Unknown | 19.4% |
4.7% |
* | 1.3% |
* | 15.1% |
19.7% |
19.4% |
13.1% |
* | 19.4% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 19.2% |
10.9% |
13.9% |
17.3% |
19.7% |
19.4% |
15.4% |
19.4% |
||||||||
1 location only | 16.1% |
11.9% |
15.2% |
19.2% |
20.0% |
10.3% |
14.4% |
18.8% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 20.4% |
13.9% |
13.1% |
29.2% |
25.8% |
17.7% |
17.1% |
21.7% |
||||||||
25-49 % | 21.3% |
12.7% |
11.5% |
* | 22.3% |
18.3% |
25.2% |
14.7% |
23.1% |
|||||||
50-74 % | 18.0% |
10.8% |
16.8% |
20.0% |
20.0% |
18.4% |
14.8% |
18.9% |
||||||||
75% or more | 17.9% |
11.9% |
15.0% |
18.0% |
19.8% |
18.8% |
14.5% |
19.1% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.4% |
12.0% |
15.1% |
19.0% |
20.0% |
20.2% |
14.7% |
20.1% |
||||||||
Has union employees | 15.7% |
6.6% |
* | 11.3% |
* | 12.1% |
16.9% |
16.2% |
10.7% |
16.1% |
||||||
Unknown | 19.9% |
11.5% |
* | 25.2% |
26.1% |
24.7% |
19.6% |
21.7% |
19.9% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 22.8% |
13.1% |
18.5% |
23.7% |
21.7% |
25.5% |
17.3% |
24.3% |
||||||||
Less than 50% low wage | 17.1% |
11.6% |
14.4% |
17.5% |
19.3% |
17.6% |
14.0% |
18.1% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3(2004) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.23% |
0.82% |
1.04% |
0.70% |
0.68% |
0.38% |
0.52% |
0.35% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1.47% |
2.98% |
* | 2.59% |
* | 4.76% |
* | 3.73% |
* | 5.57% |
* | 1.56% |
3.54% |
* | ||
Mining and manufacturing | 0.52% |
2.05% |
1.76% |
2.14% |
0.71% |
0.70% |
0.86% |
0.64% |
||||||||
Construction | 1.57% |
1.52% |
1.61% |
2.89% |
3.06% |
2.49% |
1.53% |
2.40% |
||||||||
Utilities and transp. | 2.04% |
4.33% |
* | 1.73% |
4.12% |
2.33% |
2.38% |
2.10% |
2.19% |
|||||||
Wholesale trade | 0.51% |
1.67% |
2.27% |
1.62% |
2.12% |
0.88% |
0.95% |
0.80% |
||||||||
Fin. svs. and real estate | 0.45% |
1.27% |
3.63% |
2.48% |
2.05% |
0.71% |
0.95% |
0.68% |
||||||||
Retail trade | 1.05% |
1.94% |
1.65% |
2.62% |
1.35% |
1.64% |
1.23% |
1.25% |
||||||||
Professional services | 0.35% |
1.86% |
1.40% |
1.07% |
1.05% |
0.57% |
1.07% |
0.32% |
||||||||
Other services | 1.01% |
0.58% |
1.95% |
2.88% |
2.70% |
1.98% |
1.14% |
1.58% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.30% |
0.88% |
1.15% |
0.76% |
0.81% |
0.51% |
0.61% |
0.49% |
||||||||
For profit, unincorporated | 0.88% |
1.41% |
2.01% |
2.32% |
1.10% |
1.88% |
1.13% |
1.07% |
||||||||
Nonprofit | 0.58% |
0.95% |
1.31% |
1.47% |
0.79% |
1.02% |
0.81% |
0.58% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.30% |
2.61% |
2.60% |
3.27% |
2.11% |
4.42% |
1.64% |
1.84% |
||||||||
5-9 years | 1.03% |
1.82% |
2.66% |
2.58% |
3.14% |
2.99% |
1.10% |
1.68% |
||||||||
10-19 years | 0.77% |
0.76% |
2.32% |
1.66% |
1.70% |
1.41% |
1.15% |
1.18% |
||||||||
20 or more years | 0.30% |
1.20% |
0.90% |
0.69% |
0.69% |
0.64% |
0.75% |
0.45% |
||||||||
Unknown | 0.50% |
1.64% |
* | 4.59% |
* | 4.25% |
2.28% |
0.51% |
5.23% |
* | 0.48% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.27% |
2.34% |
2.78% |
1.27% |
0.52% |
0.42% |
1.54% |
0.30% |
||||||||
1 location only | 0.39% |
0.84% |
1.01% |
0.87% |
1.31% |
2.44% |
0.56% |
0.81% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.88% |
3.25% |
2.44% |
5.70% |
3.33% |
3.82% |
2.50% |
2.64% |
||||||||
25-49 % | 1.25% |
1.88% |
3.77% |
* | 2.18% |
2.18% |
1.63% |
2.76% |
1.16% |
|||||||
50-74 % | 1.03% |
1.41% |
2.06% |
1.81% |
1.90% |
1.57% |
1.14% |
1.26% |
||||||||
75% or more | 0.21% |
1.00% |
0.89% |
0.72% |
0.83% |
0.37% |
0.49% |
0.32% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.26% |
0.86% |
1.14% |
0.77% |
0.74% |
0.54% |
0.51% |
0.31% |
||||||||
Has union employees | 0.82% |
2.66% |
* | 4.31% |
* | 1.98% |
1.29% |
1.02% |
1.82% |
0.84% |
||||||
Unknown | 0.66% |
4.56% |
* | 6.59% |
7.55% |
3.12% |
0.57% |
3.62% |
0.66% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.77% |
1.91% |
2.81% |
1.92% |
1.35% |
0.45% |
1.58% |
0.64% |
||||||||
Less than 50% low wage | 0.24% |
0.77% |
1.08% |
0.83% |
0.83% |
0.44% |
0.47% |
0.37% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |