Table I.C.3.a(2004) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.6% |
11.4% |
15.2% |
20.0% |
20.8% |
19.8% |
15.1% |
20.1% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 8.3% |
* | . |
2.9% |
* | 21.2% |
* | 5.5% |
* | 22.8% |
1.8% |
* | 10.5% |
* | ||
Mining and manufacturing | 18.0% |
6.8% |
* | 19.9% |
18.4% |
22.5% |
16.8% |
16.3% |
18.6% |
|||||||
Construction | 18.8% |
15.2% |
16.1% |
22.6% |
19.1% |
26.1% |
18.3% |
19.9% |
||||||||
Utilities and transp. | 20.3% |
8.7% |
* | 12.2% |
* | 25.6% |
18.4% |
22.7% |
11.1% |
21.8% |
||||||
Wholesale trade | 17.3% |
5.5% |
* | 18.9% |
18.6% |
20.7% |
18.4% |
15.9% |
18.4% |
|||||||
Fin. svs. and real estate | 17.4% |
13.0% |
10.6% |
14.1% |
18.5% |
19.1% |
13.0% |
18.7% |
||||||||
Retail trade | 24.6% |
16.7% |
16.9% |
23.5% |
28.2% |
27.6% |
19.5% |
27.0% |
||||||||
Professional services | 16.6% |
12.4% |
13.9% |
16.0% |
18.4% |
17.4% |
13.3% |
17.6% |
||||||||
Other services | 21.1% |
8.4% |
13.5% |
30.4% |
27.2% |
22.5% |
14.2% |
25.2% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 19.3% |
12.0% |
17.0% |
20.6% |
22.6% |
20.2% |
16.2% |
20.9% |
||||||||
For profit, unincorporated | 19.8% |
11.4% |
13.9% |
24.5% |
* | 25.2% |
21.1% |
14.3% |
23.1% |
|||||||
Nonprofit | 15.5% |
6.4% |
* | 7.7% |
14.4% |
16.5% |
17.6% |
8.9% |
16.8% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 21.9% |
15.1% |
30.3% |
19.9% |
27.7% |
22.5% |
19.0% |
24.9% |
||||||||
5-9 years | 18.4% |
17.8% |
14.0% |
* | 20.1% |
21.6% |
17.4% |
17.7% |
19.1% |
|||||||
10-19 years | 18.8% |
9.8% |
15.8% |
27.7% |
19.9% |
16.5% |
15.6% |
22.7% |
||||||||
20 or more years | 18.0% |
10.0% |
14.0% |
17.3% |
20.4% |
20.2% |
14.0% |
19.7% |
||||||||
Unknown | 19.7% |
. |
. |
9.4% |
* | 20.9% |
19.7% |
. |
19.8% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 19.6% |
16.5% |
16.4% |
16.6% |
19.8% |
19.9% |
17.2% |
19.7% |
||||||||
1 location only | 17.3% |
11.3% |
15.1% |
21.1% |
22.3% |
15.4% |
14.9% |
21.5% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 18.3% |
13.3% |
* | 21.0% |
* | 27.6% |
16.3% |
16.7% |
* | 19.9% |
17.3% |
|||||
25-49 % | 22.0% |
15.6% |
12.0% |
* | 24.0% |
20.9% |
31.0% |
16.5% |
24.2% |
|||||||
50-74 % | 19.2% |
9.2% |
19.4% |
19.5% |
20.3% |
21.8% |
15.8% |
20.6% |
||||||||
75% or more | 18.3% |
11.6% |
14.7% |
19.6% |
21.0% |
19.2% |
14.8% |
19.8% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.7% |
11.7% |
16.0% |
20.7% |
20.8% |
20.3% |
15.5% |
20.6% |
||||||||
Has union employees | 18.0% |
2.4% |
* | 4.9% |
* | 10.9% |
* | 19.6% |
19.7% |
6.8% |
* | 18.9% |
||||
Unknown | 18.7% |
4.3% |
* | 7.5% |
* | 33.8% |
* | 23.7% |
18.2% |
10.9% |
* | 19.0% |
||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 23.1% |
17.8% |
18.0% |
27.5% |
23.2% |
23.6% |
20.9% |
24.0% |
||||||||
Less than 50% low wage | 17.6% |
10.1% |
14.7% |
18.3% |
20.1% |
19.0% |
13.9% |
19.2% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3.a(2004) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.49% |
1.17% |
1.25% |
1.46% |
1.08% |
0.45% |
0.65% |
0.59% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 4.21% |
* | . |
10.29% |
* | 6.39% |
* | 5.00% |
* | 6.80% |
10.39% |
* | 4.31% |
* | ||
Mining and manufacturing | 1.09% |
2.27% |
* | 3.27% |
3.01% |
1.91% |
0.69% |
2.00% |
1.07% |
|||||||
Construction | 2.36% |
2.55% |
2.61% |
3.65% |
3.98% |
3.67% |
2.26% |
3.18% |
||||||||
Utilities and transp. | 2.70% |
3.26% |
* | 4.67% |
* | 5.94% |
4.14% |
3.33% |
3.23% |
2.82% |
||||||
Wholesale trade | 1.72% |
2.12% |
* | 3.62% |
4.33% |
2.75% |
2.49% |
2.83% |
1.69% |
|||||||
Fin. svs. and real estate | 0.53% |
2.36% |
2.82% |
2.67% |
4.68% |
0.79% |
1.76% |
0.86% |
||||||||
Retail trade | 0.94% |
4.52% |
3.73% |
4.33% |
2.22% |
1.11% |
1.56% |
1.03% |
||||||||
Professional services | 0.66% |
3.22% |
1.84% |
1.79% |
1.65% |
0.81% |
1.92% |
0.61% |
||||||||
Other services | 1.55% |
1.35% |
3.59% |
4.78% |
2.00% |
1.87% |
1.77% |
2.15% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.52% |
1.24% |
1.65% |
1.41% |
1.49% |
0.47% |
0.61% |
0.80% |
||||||||
For profit, unincorporated | 1.95% |
1.77% |
3.97% |
7.70% |
* | 1.92% |
3.30% |
1.59% |
2.50% |
|||||||
Nonprofit | 0.56% |
2.78% |
* | 1.97% |
1.96% |
1.12% |
1.15% |
1.46% |
0.66% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2.54% |
3.00% |
6.10% |
4.13% |
3.91% |
5.99% |
2.81% |
3.29% |
||||||||
5-9 years | 0.91% |
2.84% |
5.26% |
* | 5.11% |
3.41% |
1.98% |
2.28% |
1.75% |
|||||||
10-19 years | 1.49% |
1.37% |
3.43% |
3.74% |
2.53% |
2.47% |
1.45% |
3.01% |
||||||||
20 or more years | 0.56% |
0.96% |
1.50% |
1.15% |
1.47% |
0.83% |
0.93% |
0.72% |
||||||||
Unknown | 0.86% |
. |
. |
5.63% |
* | 3.07% |
0.90% |
. |
0.86% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.37% |
4.33% |
3.04% |
1.85% |
1.18% |
0.49% |
1.75% |
0.41% |
||||||||
1 location only | 0.80% |
1.20% |
1.27% |
1.93% |
2.01% |
3.44% |
0.77% |
1.62% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.19% |
4.08% |
* | 8.43% |
* | 6.08% |
4.49% |
5.47% |
* | 3.77% |
3.27% |
|||||
25-49 % | 1.92% |
4.40% |
6.29% |
* | 2.63% |
4.68% |
4.05% |
4.82% |
1.51% |
|||||||
50-74 % | 1.13% |
2.09% |
3.93% |
2.73% |
2.42% |
1.97% |
2.41% |
1.42% |
||||||||
75% or more | 0.51% |
1.49% |
1.12% |
2.02% |
1.17% |
0.50% |
0.71% |
0.53% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.49% |
1.18% |
1.41% |
1.60% |
1.10% |
0.74% |
0.63% |
0.63% |
||||||||
Has union employees | 1.08% |
1.30% |
* | 3.67% |
* | 7.08% |
* | 4.07% |
0.92% |
3.75% |
* | 0.87% |
||||
Unknown | 0.63% |
5.59% |
* | 7.07% |
* | 10.21% |
* | 4.16% |
0.63% |
5.79% |
* | 0.66% |
||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.59% |
2.55% |
4.90% |
4.39% |
1.10% |
1.39% |
2.48% |
1.47% |
||||||||
Less than 50% low wage | 0.44% |
0.80% |
1.29% |
1.43% |
1.51% |
0.43% |
0.44% |
0.58% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |