Table I.C.3.b(2004) Percent of total premiums for mixed-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.0% |
11.1% |
14.8% |
17.7% |
19.4% |
18.9% |
14.0% |
19.0% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 8.1% |
10.4% |
* | 7.4% |
* | 3.2% |
* | 7.7% |
* | 8.8% |
* | 8.6% |
* | 8.0% |
* | |
Mining and manufacturing | 17.5% |
14.1% |
15.1% |
18.1% |
18.8% |
17.2% |
15.1% |
17.8% |
||||||||
Construction | 16.1% |
12.4% |
15.8% |
18.8% |
17.7% |
14.3% |
16.9% |
15.2% |
||||||||
Utilities and transp. | 19.5% |
9.5% |
* | 7.0% |
17.4% |
21.1% |
20.4% |
15.1% |
20.1% |
|||||||
Wholesale trade | 17.8% |
13.0% |
18.4% |
15.1% |
24.5% |
16.5% |
14.8% |
19.1% |
||||||||
Fin. svs. and real estate | 16.4% |
9.5% |
13.4% |
* | 14.9% |
16.2% |
17.7% |
10.5% |
17.4% |
|||||||
Retail trade | 24.7% |
15.0% |
17.6% |
29.0% |
25.8% |
25.3% |
19.6% |
25.8% |
||||||||
Professional services | 16.0% |
9.9% |
12.7% |
15.2% |
17.5% |
16.9% |
11.7% |
17.1% |
||||||||
Other services | 19.3% |
10.7% |
15.7% |
16.3% |
23.5% |
20.8% |
13.6% |
21.1% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18.8% |
10.8% |
16.1% |
18.6% |
21.1% |
19.5% |
14.7% |
19.8% |
||||||||
For profit, unincorporated | 18.6% |
13.6% |
13.6% |
19.4% |
17.3% |
21.4% |
14.2% |
20.4% |
||||||||
Nonprofit | 14.0% |
7.9% |
7.5% |
11.3% |
16.0% |
14.6% |
8.6% |
14.9% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 19.3% |
18.9% |
14.0% |
25.6% |
17.4% |
* | 19.8% |
19.7% |
18.3% |
|||||||
5-9 years | 16.8% |
11.9% |
18.5% |
17.7% |
21.3% |
15.3% |
* | 15.1% |
18.4% |
|||||||
10-19 years | 17.9% |
12.2% |
16.1% |
20.9% |
20.9% |
18.0% |
15.2% |
20.3% |
||||||||
20 or more years | 17.5% |
8.9% |
13.5% |
16.0% |
19.2% |
18.9% |
12.3% |
18.8% |
||||||||
Unknown | 19.2% |
7.3% |
* | . |
22.8% |
18.9% |
19.2% |
25.1% |
19.2% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 19.1% |
6.6% |
* | 12.4% |
17.3% |
19.6% |
19.3% |
14.8% |
19.3% |
|||||||
1 location only | 15.3% |
11.2% |
15.1% |
17.9% |
19.1% |
8.0% |
* | 13.8% |
17.4% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 20.4% |
14.3% |
10.6% |
29.0% |
29.3% |
16.7% |
15.6% |
21.9% |
||||||||
25-49 % | 21.5% |
12.9% |
11.1% |
20.5% |
15.9% |
24.6% |
14.5% |
22.8% |
||||||||
50-74 % | 17.4% |
10.9% |
14.9% |
20.6% |
19.6% |
17.4% |
13.6% |
18.2% |
||||||||
75% or more | 17.8% |
11.0% |
15.1% |
17.1% |
19.4% |
18.8% |
13.9% |
18.8% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.3% |
11.2% |
14.4% |
18.0% |
19.7% |
20.2% |
13.8% |
19.9% |
||||||||
Has union employees | 14.9% |
8.4% |
* | 15.2% |
* | 12.6% |
16.5% |
15.0% |
12.8% |
15.1% |
||||||
Unknown | 20.2% |
16.4% |
* | 41.0% |
21.6% |
25.4% |
19.9% |
26.9% |
20.1% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 22.6% |
10.2% |
19.7% |
20.7% |
20.6% |
25.7% |
15.2% |
24.2% |
||||||||
Less than 50% low wage | 16.9% |
11.3% |
13.9% |
17.0% |
19.2% |
17.3% |
13.7% |
17.8% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3.b(2004) Standard error for percent of total premiums for mixed-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.24% |
1.04% |
1.43% |
0.76% |
0.92% |
0.46% |
0.65% |
0.38% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1.94% |
5.13% |
* | 5.29% |
* | 5.30% |
* | 2.64% |
* | 5.92% |
* | 4.96% |
* | 3.63% |
* | |
Mining and manufacturing | 0.65% |
3.60% |
2.47% |
2.83% |
0.82% |
0.81% |
1.02% |
0.68% |
||||||||
Construction | 1.64% |
1.89% |
2.58% |
2.62% |
4.17% |
2.86% |
1.39% |
2.79% |
||||||||
Utilities and transp. | 2.04% |
4.71% |
* | 1.67% |
5.08% |
3.29% |
2.31% |
3.04% |
2.22% |
|||||||
Wholesale trade | 0.77% |
3.13% |
2.57% |
1.86% |
3.35% |
1.33% |
2.03% |
1.19% |
||||||||
Fin. svs. and real estate | 0.56% |
1.45% |
5.23% |
* | 2.83% |
1.82% |
0.87% |
1.65% |
0.77% |
|||||||
Retail trade | 1.24% |
3.15% |
2.30% |
3.19% |
1.66% |
1.86% |
1.63% |
1.40% |
||||||||
Professional services | 0.44% |
1.36% |
1.65% |
1.34% |
0.95% |
0.73% |
1.12% |
0.46% |
||||||||
Other services | 1.05% |
0.84% |
2.38% |
1.86% |
3.53% |
2.27% |
1.41% |
1.61% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.33% |
1.06% |
1.48% |
0.76% |
1.07% |
0.62% |
0.76% |
0.49% |
||||||||
For profit, unincorporated | 0.71% |
1.75% |
2.10% |
2.73% |
1.67% |
1.51% |
1.31% |
0.94% |
||||||||
Nonprofit | 0.99% |
1.51% |
2.16% |
1.65% |
1.09% |
1.44% |
1.49% |
0.99% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.08% |
4.54% |
3.35% |
4.74% |
5.49% |
* | 4.61% |
2.67% |
3.03% |
|||||||
5-9 years | 1.43% |
1.61% |
3.43% |
2.75% |
3.49% |
4.80% |
* | 1.69% |
2.09% |
|||||||
10-19 years | 0.83% |
0.77% |
2.90% |
2.46% |
1.93% |
1.28% |
1.44% |
0.70% |
||||||||
20 or more years | 0.24% |
1.61% |
1.56% |
0.79% |
0.87% |
0.66% |
0.78% |
0.41% |
||||||||
Unknown | 0.49% |
2.34% |
* | . |
4.15% |
2.58% |
0.53% |
7.07% |
0.50% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.30% |
5.49% |
* | 3.34% |
1.42% |
0.83% |
0.49% |
2.20% |
0.33% |
|||||||
1 location only | 0.62% |
1.05% |
1.30% |
0.94% |
1.57% |
2.65% |
* | 0.68% |
1.10% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 1.72% |
4.16% |
2.68% |
6.82% |
3.73% |
3.72% |
2.33% |
2.48% |
||||||||
25-49 % | 1.32% |
3.40% |
3.17% |
3.13% |
2.67% |
2.22% |
2.96% |
1.65% |
||||||||
50-74 % | 1.04% |
1.79% |
2.74% |
2.56% |
2.42% |
1.46% |
1.63% |
1.28% |
||||||||
75% or more | 0.23% |
1.19% |
1.26% |
0.74% |
1.02% |
0.46% |
0.61% |
0.38% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.32% |
1.10% |
1.38% |
0.80% |
0.94% |
0.59% |
0.60% |
0.42% |
||||||||
Has union employees | 0.80% |
5.95% |
* | 4.93% |
* | 1.81% |
1.65% |
0.99% |
2.68% |
0.83% |
||||||
Unknown | 0.76% |
5.37% |
* | 10.90% |
3.89% |
3.89% |
0.74% |
4.29% |
0.78% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.58% |
2.96% |
2.23% |
1.29% |
1.69% |
0.51% |
1.42% |
0.63% |
||||||||
Less than 50% low wage | 0.30% |
0.82% |
1.56% |
1.04% |
0.91% |
0.57% |
0.65% |
0.43% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |