Table I.D.2(2004) Average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

2,438

1,966

2,622

2,953

2,859

2,251

2,456

2,434
 
Industry group **
Agric., fish., forest.

1,756

997

 *

1,441

 *

1,522

 *

2,056

1,700

1,114

 *

1,927
Mining and manufacturing

1,954

1,863

2,466

2,658

2,022

1,801

2,297

1,919
Construction

2,175

1,797

1,924

2,491

2,392

1,969

2,255

2,091
Utilities and transp.

2,222

2,259

1,690

 *

2,636

2,191

2,205

2,142

2,231
Wholesale trade

2,520

1,135

2,957

3,311

2,778

2,251

2,496

2,528
Fin. svs. and real estate

2,485

2,174

2,952

2,968

3,137

2,321

2,465

2,488
Retail trade

2,950

2,184

2,409

4,011

4,247

2,576

2,662

3,024
Professional services

2,721

2,275

3,254

3,256

3,658

2,393

2,807

2,705
Other services

2,489

1,788

2,725

2,642

2,568

2,535

2,249

2,560
 
Ownership
For profit, incorporated

2,408

1,951

2,613

2,883

2,781

2,245

2,453

2,399
For profit, unincorporated

2,524

2,208

2,649

3,624

2,616

2,286

2,586

2,505
Nonprofit

2,530

1,458

2,665

2,722

3,353

2,259

2,256

2,564
 
Age of firm
Less than 5 years

2,926

2,363

2,443

3,473

3,472

3,241

2,514

3,675
5-9 years

2,880

1,803

2,946

3,271

3,678

2,781

2,569

3,128
10-19 years

2,699

2,142

3,206

3,341

2,487

2,440

2,754

2,653
20 or more years

2,365

1,808

2,325

2,753

2,856

2,103

2,281

2,382
Unknown

2,386

.

5,123

 *

3,831

2,645

2,374

3,765

2,383
 
Multi/single status
2 or more locations

2,377

2,417

 *

3,216

2,898

2,823

2,249

2,774

2,367
1 location only

2,601

1,953

2,566

2,975

2,931

2,285

2,417

2,849
 
Percent full-time employees
Less than 25%

1,630

1,708

1,992

1,761

 *

3,388

1,233

 *

1,858

1,581

 *
25-49 %

2,442

1,999

2,412

3,587

3,077

2,222

2,520

2,427
50-74 %

2,790

1,479

3,111

3,372

3,313

2,735

2,405

2,875
75% or more

2,413

2,044

2,583

2,932

2,803

2,213

2,470

2,401
 
Union presence
No union employees

2,657

2,000

2,820

3,229

2,989

2,419

2,602

2,675
Has union employees

1,823

1,548

1,193

1,413

2,137

1,837

1,197

1,873
Unknown

2,494

1,588

3,430

1,827

 *

3,350

2,464

2,227

2,498
 
Percent low wage employees
50% or more low wage

2,639

1,633

2,789

3,080

2,850

2,579

2,353

2,685
Less than 50% low wage

2,405

2,010

2,605

2,934

2,861

2,195

2,469

2,391
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2(2004) Standard error for average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

39.27

103.41

180.40

158.77

99.06

51.90

67.54

45.56
 
Industry group **
Agric., fish., forest.

199.43

479.01

 *

514.03

 *

457.58

 *

585.45

344.37

381.86

 *

247.41
Mining and manufacturing

44.41

287.94

360.19

227.59

87.45

52.51

122.17

49.40
Construction

164.29

183.84

288.05

398.55

349.70

320.27

150.63

202.84
Utilities and transp.

127.25

518.38

587.72

 *

168.21

250.46

164.20

359.60

146.22
Wholesale trade

156.18

289.47

410.24

136.07

325.47

130.44

171.48

177.46
Fin. svs. and real estate

60.16

265.14

497.81

447.27

162.92

83.15

235.89

63.91
Retail trade

82.70

301.54

423.00

338.51

259.95

58.21

182.97

89.37
Professional services

68.20

232.65

299.47

228.15

104.63

84.74

156.80

80.35
Other services

136.96

225.91

326.41

428.19

311.02

192.80

194.96

168.81
 
Ownership
For profit, incorporated

45.99

94.74

220.13

164.87

111.74

55.75

59.52

50.21
For profit, unincorporated

114.03

366.43

329.77

283.25

261.78

154.62

209.43

153.83
Nonprofit

139.49

293.79

356.53

427.06

227.11

134.85

222.50

155.72
 
Age of firm
Less than 5 years

194.87

347.74

545.03

487.60

416.13

401.96

253.44

275.32
5-9 years

218.15

255.38

558.90

324.28

345.64

288.74

269.25

248.55
10-19 years

72.04

189.96

264.31

191.56

226.85

213.82

148.37

106.64
20 or more years

45.86

122.27

174.28

182.90

104.31

70.39

105.06

58.39
Unknown

78.24

.

1,622.53

 *

808.66

313.28

79.13

984.91

77.39
 
Multi/single status
2 or more locations

34.95

944.39

 *

628.61

132.14

135.71

38.69

239.23

38.48
1 location only

82.55

103.83

193.06

198.16

72.02

645.21

82.44

157.86
 
Percent full-time employees
Less than 25%

442.26

466.20

428.46

954.91

 *

458.28

532.87

 *

340.62

524.09

 *
25-49 %

219.79

514.92

364.83

458.31

352.90

266.69

440.25

256.53
50-74 %

120.78

160.83

474.50

463.03

497.22

132.02

263.78

164.65
75% or more

33.18

118.91

181.09

154.82

98.77

46.81

51.06

34.63
 
Union presence
No union employees

32.48

105.61

183.22

164.36

109.39

66.56

69.01

46.86
Has union employees

109.50

421.81

356.49

335.30

170.49

114.70

181.58

109.36
Unknown

104.42

457.96

913.25

917.41

 *

274.95

98.21

512.50

106.21
 
Percent low wage employees
50% or more low wage

104.42

260.24

220.72

239.25

243.53

92.34

198.68

122.03
Less than 50% low wage

36.28

121.82

194.17

154.84

84.10

51.63

83.79

42.62
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.