Table I.D.2.a(2004) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

2,386

1,983

2,818

3,088

2,999

2,046

2,664

2,319
 
Industry group **
Agric., fish., forest.

2,884

864

 *

143

 *

2,719

 *

4,965

1,958

 *

937

 *

3,353
Mining and manufacturing

2,097

2,204

 *

3,207

2,930

2,134

1,817

2,884

1,985
Construction

2,558

1,572

2,304

2,787

3,082

2,499

2,678

2,415
Utilities and transp.

1,716

1,220

 *

1,206

 *

2,872

1,776

 *

1,598

1,503

 *

1,737
Wholesale trade

2,769

1,152

 *

3,261

3,076

3,681

2,509

2,446

2,926
Fin. svs. and real estate

2,591

2,608

4,208

3,533

3,306

2,311

3,261

2,518
Retail trade

2,867

2,192

1,966

 *

4,169

4,744

2,391

2,600

2,963
Professional services

2,425

2,258

3,131

3,719

3,681

1,969

2,902

2,345
Other services

2,165

1,973

2,799

2,212

2,078

2,112

2,355

2,087
 
Ownership
For profit, incorporated

2,388

2,045

2,848

3,185

3,041

2,008

2,716

2,299
For profit, unincorporated

2,181

2,128

2,488

3,274

2,448

1,789

2,625

2,068
Nonprofit

2,516

1,034

 *

2,863

2,115

3,288

2,331

2,238

2,547
 
Age of firm
Less than 5 years

3,272

2,450

3,733

3,182

 *

3,903

3,426

2,797

3,815
5-9 years

2,683

1,571

2,334

3,255

3,936

2,321

2,314

2,907
10-19 years

2,646

2,181

3,597

3,428

2,102

2,194

3,149

2,242
20 or more years

2,351

1,888

2,523

2,927

3,113

1,959

2,480

2,323
Unknown

2,151

.

.

5,461

2,436

2,137

6,408

 *

2,149
 
Multi/single status
2 or more locations

2,209

2,899

 *

2,494

3,097

2,863

2,018

2,992

2,187
1 location only

2,795

1,927

2,844

3,084

3,224

3,073

2,628

3,027
 
Percent full-time employees
Less than 25%

1,738

2,086

 *

1,862

 *

2,437

2,412

1,060

 *

1,931

1,652

 *
25-49 %

1,972

2,548

2,346

2,465

2,978

1,082

 *

2,342

1,853
50-74 %

2,498

1,396

 *

2,943

2,824

2,580

2,551

2,257

2,563
75% or more

2,395

2,050

2,840

3,140

3,086

2,026

2,753

2,312
 
Union presence
No union employees

2,582

2,019

2,923

3,285

3,091

2,138

2,735

2,525
Has union employees

1,848

859

 *

1,140

 *

1,684

2,196

1,833

1,735

 *

1,853
Unknown

2,322

1,739

 *

3,478

 *

312

 *

3,913

2,206

1,086

 *

2,354
 
Percent low wage employees
50% or more low wage

2,427

1,577

 *

2,536

2,586

2,838

2,253

2,234

2,470
Less than 50% low wage

2,379

2,039

2,848

3,162

3,042

2,019

2,725

2,295
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2.a(2004) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

54.81

94.25

207.90

143.50

164.03

42.81

79.00

67.25
 
Industry group **
Agric., fish., forest.

583.17

280.38

 *

619.01

 *

822.95

 *

1,458.47

627.13

 *

312.97

 *

902.36
Mining and manufacturing

72.06

729.90

 *

666.91

395.66

156.35

94.82

374.08

67.09
Construction

250.63

290.73

388.53

475.68

729.40

435.69

311.18

452.34
Utilities and transp.

284.61

944.00

 *

869.26

 *

652.19

626.58

 *

315.98

991.68

 *

293.23
Wholesale trade

217.33

537.29

 *

760.81

720.23

259.12

228.64

499.14

179.73
Fin. svs. and real estate

141.28

604.63

1,117.70

873.20

352.70

140.48

497.43

160.89
Retail trade

90.46

338.12

740.53

 *

536.45

238.27

124.51

286.41

156.72
Professional services

115.66

326.29

368.90

288.10

268.20

133.28

228.06

132.97
Other services

199.33

292.67

351.55

340.27

502.36

300.39

185.69

287.52
 
Ownership
For profit, incorporated

48.98

111.78

236.85

194.70

171.30

50.29

108.57

76.30
For profit, unincorporated

227.55

414.90

529.25

522.49

461.13

326.61

178.38

293.78
Nonprofit

106.15

412.17

 *

461.76

311.35

198.73

184.67

264.92

137.62
 
Age of firm
Less than 5 years

306.70

422.93

838.80

1,053.77

 *

646.62

839.96

255.84

546.36
5-9 years

198.00

254.40

387.50

608.67

568.99

71.26

308.68

255.19
10-19 years

232.86

329.80

449.05

364.40

473.22

309.92

292.90

304.83
20 or more years

56.73

242.93

246.36

268.27

95.36

49.58

134.02

59.16
Unknown

66.75

.

.

1,558.40

589.31

76.28

2,026.39

 *

66.66
 
Multi/single status
2 or more locations

45.80

1,152.72

 *

666.98

381.55

171.44

29.86

350.93

48.23
1 location only

109.31

81.01

248.81

236.15

331.90

628.37

89.71

309.92
 
Percent full-time employees
Less than 25%

440.12

700.51

 *

568.46

 *

499.96

580.18

857.36

 *

576.70

536.38

 *
25-49 %

382.15

611.04

684.54

371.70

890.70

479.64

 *

438.25

483.10
50-74 %

243.54

453.21

 *

804.16

556.86

582.82

193.61

247.47

289.81
75% or more

46.35

154.07

223.79

145.56

123.94

43.74

96.50

63.35
 
Union presence
No union employees

60.22

110.99

212.43

215.87

186.15

77.07

90.26

90.23
Has union employees

120.00

299.95

 *

518.37

 *

498.85

426.63

150.65

754.87

 *

122.64
Unknown

121.26

954.85

 *

1,078.79

 *

460.99

 *

508.76

120.25

982.31

 *

130.75
 
Percent low wage employees
50% or more low wage

173.37

578.33

 *

408.55

357.52

444.15

220.37

188.82

208.61
Less than 50% low wage

61.18

95.24

219.06

192.40

180.58

58.93

99.15

72.30
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.