Table I.D.3(2004) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

24.4%

19.7%

26.8%

29.3%

29.0%

22.4%

24.8%

24.3%
 
Industry group **
Agric., fish., forest.

21.1%

12.6%

 *

15.0%

 *

16.3%

 *

21.4%

 *

27.1%

12.7%

 *

23.4%
Mining and manufacturing

21.0%

19.3%

28.7%

28.2%

21.8%

19.3%

24.8%

20.6%
Construction

22.2%

18.8%

20.1%

24.9%

25.2%

19.1%

22.9%

21.4%
Utilities and transp.

22.6%

23.2%

17.2%

 *

27.2%

24.1%

22.2%

22.1%

22.7%
Wholesale trade

25.5%

10.8%

28.4%

32.2%

31.2%

22.6%

24.0%

26.1%
Fin. svs. and real estate

24.1%

20.7%

28.4%

27.1%

29.3%

22.9%

23.8%

24.2%
Retail trade

31.8%

24.0%

26.2%

42.2%

43.8%

28.2%

28.8%

32.6%
Professional services

25.1%

21.9%

32.2%

31.3%

33.2%

21.9%

27.5%

24.7%
Other services

24.9%

18.2%

27.1%

26.0%

27.9%

24.9%

22.8%

25.6%
 
Ownership
For profit, incorporated

24.7%

20.0%

27.2%

29.0%

29.3%

22.9%

25.2%

24.6%
For profit, unincorporated

24.8%

21.1%

26.4%

37.1%

25.5%

22.4%

25.5%

24.5%
Nonprofit

22.5%

13.5%

24.3%

24.2%

30.1%

20.0%

20.8%

22.7%
 
Age of firm
Less than 5 years

30.3%

24.9%

26.5%

32.9%

37.1%

33.4%

25.9%

38.4%
5-9 years

29.7%

18.8%

31.3%

33.2%

37.8%

28.4%

26.7%

32.1%
10-19 years

27.0%

21.6%

32.3%

32.4%

25.4%

24.3%

27.6%

26.5%
20 or more years

23.7%

17.7%

23.6%

27.5%

28.8%

21.0%

22.9%

23.8%
Unknown

23.6%

.

47.9%

 *

41.6%

27.4%

23.4%

47.4%

23.5%
 
Multi/single status
2 or more locations

23.7%

25.6%

31.0%

27.0%

28.5%

22.4%

27.0%

23.6%
1 location only

26.2%

19.6%

26.4%

30.4%

29.9%

20.4%

24.5%

28.4%
 
Percent full-time employees
Less than 25%

15.1%

 *

19.2%

20.8%

 *

15.3%

 *

36.2%

10.9%

 *

20.3%

14.2%

 *
25-49 %

24.7%

20.2%

24.0%

34.3%

30.5%

22.7%

24.9%

24.7%
50-74 %

27.6%

14.6%

31.0%

34.7%

33.3%

26.8%

24.1%

28.4%
75% or more

24.2%

20.5%

26.5%

29.2%

28.4%

22.1%

25.0%

24.0%
 
Union presence
No union employees

26.8%

20.1%

29.3%

32.2%

30.6%

24.2%

26.3%

26.9%
Has union employees

18.1%

15.2%

 *

11.1%

14.1%

20.4%

18.4%

12.0%

18.6%
Unknown

24.2%

16.1%

33.8%

15.9%

 *

36.5%

23.8%

22.2%

24.3%
 
Percent low wage employees
50% or more low wage

27.9%

18.0%

28.4%

32.7%

31.3%

27.0%

25.1%

28.4%
Less than 50% low wage

23.8%

19.9%

26.7%

28.9%

28.6%

21.6%

24.8%

23.6%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.3(2004) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.41%

1.12%

1.83%

1.48%

0.88%

0.59%

0.75%

0.51%
 
Industry group **
Agric., fish., forest.

3.36%

5.72%

 *

5.22%

 *

5.17%

 *

7.03%

 *

2.87%

4.39%

 *

3.45%
Mining and manufacturing

0.51%

2.70%

3.74%

2.42%

1.20%

0.55%

1.81%

0.57%
Construction

1.40%

1.97%

3.64%

3.65%

3.82%

2.88%

1.22%

1.94%
Utilities and transp.

1.31%

6.06%

5.64%

 *

2.21%

2.16%

1.62%

4.46%

1.45%
Wholesale trade

1.58%

2.59%

3.19%

1.20%

3.40%

1.70%

1.76%

1.87%
Fin. svs. and real estate

0.60%

2.21%

4.62%

4.12%

1.75%

0.78%

2.55%

0.65%
Retail trade

0.88%

3.46%

4.54%

3.33%

3.27%

0.72%

1.86%

0.97%
Professional services

0.78%

2.67%

2.68%

2.51%

0.98%

0.99%

1.66%

0.94%
Other services

1.40%

2.17%

3.29%

3.74%

3.19%

2.24%

1.76%

1.79%
 
Ownership
For profit, incorporated

0.46%

1.19%

2.30%

1.42%

1.20%

0.58%

0.70%

0.52%
For profit, unincorporated

1.28%

3.30%

3.94%

2.81%

2.65%

1.64%

2.11%

1.64%
Nonprofit

1.46%

2.46%

3.63%

3.74%

2.17%

1.37%

2.14%

1.62%
 
Age of firm
Less than 5 years

2.21%

3.77%

5.33%

5.90%

4.00%

5.00%

2.52%

2.15%
5-9 years

2.09%

2.58%

5.30%

3.78%

2.83%

3.27%

2.81%

2.23%
10-19 years

0.48%

1.64%

2.75%

1.47%

1.70%

2.01%

1.04%

0.76%
20 or more years

0.43%

1.37%

1.71%

1.93%

0.91%

0.80%

1.21%

0.62%
Unknown

0.77%

.

15.15%

 *

8.07%

2.95%

0.77%

11.69%

0.75%
 
Multi/single status
2 or more locations

0.38%

6.81%

5.37%

1.59%

1.12%

0.45%

2.23%

0.42%
1 location only

0.87%

1.10%

1.94%

1.88%

1.01%

5.01%

0.88%

1.71%
 
Percent full-time employees
Less than 25%

5.33%

 *

4.59%

9.21%

 *

10.18%

 *

4.23%

7.04%

 *

3.22%

6.72%

 *
25-49 %

2.70%

4.77%

4.10%

4.78%

3.65%

3.71%

4.20%

3.18%
50-74 %

1.00%

1.82%

4.20%

4.76%

5.22%

1.05%

2.86%

1.43%
75% or more

0.36%

1.29%

1.87%

1.47%

0.96%

0.57%

0.59%

0.43%
 
Union presence
No union employees

0.32%

1.17%

1.93%

1.51%

0.99%

0.59%

0.80%

0.44%
Has union employees

1.11%

5.41%

 *

3.34%

3.19%

1.77%

1.20%

1.67%

1.14%
Unknown

0.90%

4.44%

8.36%

12.71%

 *

2.92%

0.85%

6.02%

0.92%
 
Percent low wage employees
50% or more low wage

1.06%

2.89%

1.96%

2.69%

2.40%

1.02%

1.86%

1.28%
Less than 50% low wage

0.37%

1.25%

2.01%

1.49%

0.77%

0.59%

0.92%

0.49%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.