Table I.D.3.a(2004) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

24.8%

20.2%

30.0%

32.1%

31.6%

21.2%

27.4%

24.2%

 
Industry group **
Agric., fish., forest.

38.4%

7.7%

*

6.5%

*

29.8%

*

56.7%

33.3%

12.1%

*

44.9%

Mining and manufacturing

22.8%

22.2%

*

36.9%

31.3%

22.2%

20.1%

30.5%

21.6%

Construction

28.4%

16.6%

23.7%

30.8%

38.2%

27.0%

27.4%

29.9%

Utilities and transp.

17.3%

11.9%

*

12.3%

*

33.1%

19.5%

*

15.5%

15.3%

*

17.5%

Wholesale trade

29.1%

12.3%

*

30.2%

32.9%

43.0%

26.0%

24.6%

31.4%

Fin. svs. and real estate

26.3%

25.5%

45.6%

33.4%

34.0%

23.5%

33.2%

25.5%

Retail trade

30.5%

24.3%

20.4%

*

39.4%

45.8%

26.8%

27.0%

31.8%

Professional services

23.7%

21.9%

34.7%

37.6%

35.6%

19.1%

29.6%

22.8%

Other services

24.0%

20.6%

29.9%

22.6%

24.4%

23.9%

24.1%

23.9%

 
Ownership
For profit, incorporated

25.7%

21.1%

30.6%

33.6%

34.0%

21.6%

28.2%

24.9%

For profit, unincorporated

21.7%

21.0%

27.1%

33.2%

23.7%

17.9%

25.9%

20.6%

Nonprofit

23.6%

10.2%

*

27.9%

20.2%

31.5%

21.6%

22.4%

23.8%

 
Age of firm
Less than 5 years

34.2%

26.2%

50.7%

27.6%

*

44.0%

32.9%

27.8%

42.4%

5-9 years

28.6%

18.2%

30.3%

33.3%

38.8%

24.0%

26.9%

29.5%

10-19 years

27.7%

22.0%

37.5%

35.5%

22.9%

23.1%

31.8%

24.2%

20 or more years

24.5%

18.6%

25.9%

31.1%

32.5%

20.5%

25.2%

24.4%

Unknown

21.9%

.

.

52.4%

26.6%

21.7%

64.7%

*

21.9%

 
Multi/single status
2 or more locations

23.0%

30.1%

28.3%

29.9%

30.7%

20.9%

29.2%

22.8%

1 location only

29.1%

19.6%

30.1%

32.9%

33.1%

31.1%

27.2%

31.8%

 
Percent full-time employees
Less than 25%

18.8%

26.3%

20.4%

24.5%

25.1%

11.3%

*

22.3%

17.4%

25-49 %

19.1%

24.5%

22.7%

24.2%

28.1%

10.6%

*

23.4%

17.7%

50-74 %

25.5%

13.3%

*

32.7%

30.8%

27.9%

25.2%

23.0%

26.2%

75% or more

25.0%

21.1%

30.1%

32.7%

32.6%

21.1%

28.3%

24.2%

 
Union presence
No union employees

27.1%

20.7%

31.6%

34.3%

33.2%

22.3%

28.3%

26.7%

Has union employees

18.7%

8.6%

*

9.9%

*

17.6%

*

20.9%

18.7%

16.9%

*

18.7%

Unknown

24.2%

14.2%

*

32.1%

2.9%

*

42.1%

23.0%

9.8%

*

24.6%

 
Percent low wage employees
50% or more low wage

26.4%

16.2%

*

25.1%

26.9%

30.5%

25.3%

21.8%

27.5%

Less than 50% low wage

24.6%

20.8%

30.6%

32.9%

31.9%

20.7%

28.2%

23.7%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.3.a(2004) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

0.67%

1.11%

2.63%

1.40%

1.61%

0.63%

0.95%

0.79%

 
Industry group **
Agric., fish., forest.

8.56%

2.38%

*

5.03%

*

8.98%

*

16.80%

9.97%

3.68%

*

12.32%

Mining and manufacturing

0.74%

9.79%

*

6.92%

3.44%

1.95%

1.12%

4.05%

0.82%

Construction

2.64%

3.24%

5.07%

5.75%

8.16%

3.71%

3.26%

4.68%

Utilities and transp.

3.06%

11.20%

*

7.77%

*

8.72%

6.89%

*

3.39%

10.63%

*

3.23%

Wholesale trade

2.46%

6.80%

*

7.65%

8.20%

3.55%

3.36%

6.19%

2.53%

Fin. svs. and real estate

1.39%

5.27%

9.71%

7.50%

3.45%

1.43%

4.69%

1.63%

Retail trade

0.72%

3.65%

6.54%

*

5.06%

3.17%

1.00%

3.45%

1.34%

Professional services

1.32%

3.76%

4.28%

3.21%

2.67%

1.51%

2.60%

1.57%

Other services

2.01%

3.12%

4.15%

4.56%

5.18%

3.15%

2.09%

3.10%

 
Ownership
For profit, incorporated

0.59%

1.30%

2.83%

1.74%

1.64%

0.54%

1.35%

0.84%

For profit, unincorporated

2.30%

4.22%

6.09%

6.26%

4.68%

3.39%

2.23%

2.95%

Nonprofit

1.17%

4.39%

*

4.95%

3.02%

1.76%

2.09%

2.87%

1.46%

 
Age of firm
Less than 5 years

3.96%

4.69%

11.32%

9.43%

*

7.11%

8.23%

4.55%

6.08%

5-9 years

2.03%

3.31%

4.55%

5.96%

5.70%

0.69%

3.80%

2.41%

10-19 years

2.37%

3.61%

5.05%

3.89%

4.00%

4.56%

3.24%

2.58%

20 or more years

0.69%

2.53%

2.82%

2.72%

1.55%

0.75%

1.65%

0.76%

Unknown

1.00%

.

.

15.00%

6.31%

1.06%

20.47%

*

0.99%

 
Multi/single status
2 or more locations

0.57%

8.60%

7.13%

4.33%

1.53%

0.47%

3.44%

0.59%

1 location only

1.11%

1.03%

3.04%

2.56%

3.64%

6.43%

1.08%

3.21%

 
Percent full-time employees
Less than 25%

3.88%

7.73%

5.54%

7.26%

6.10%

8.01%

*

6.50%

4.54%

25-49 %

4.13%

6.98%

6.65%

3.73%

7.33%

6.62%

*

4.64%

4.89%

50-74 %

2.38%

4.38%

*

6.45%

6.54%

5.75%

2.13%

3.31%

2.89%

75% or more

0.59%

1.58%

2.80%

1.44%

1.63%

0.67%

1.01%

0.74%

 
Union presence
No union employees

0.59%

1.26%

2.60%

2.07%

1.77%

0.73%

1.03%

0.86%

Has union employees

1.39%

2.62%

*

5.88%

*

6.96%

*

4.04%

1.70%

7.09%

*

1.41%

Unknown

1.23%

7.05%

*

9.55%

5.05%

*

5.44%

1.21%

8.08%

*

1.34%

 
Percent low wage employees
50% or more low wage

1.44%

5.99%

*

4.93%

5.11%

4.31%

2.36%

2.12%

1.99%

Less than 50% low wage

0.73%

1.02%

2.70%

1.99%

1.88%

0.72%

1.19%

0.81%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.