Table I.D.3.a(2004) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 24.8% |
20.2% |
30.0% |
32.1% |
31.6% |
21.2% |
27.4% |
24.2% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 38.4% |
7.7% |
* | 6.5% |
* | 29.8% |
* | 56.7% |
33.3% |
12.1% |
* | 44.9% |
||||
Mining and manufacturing | 22.8% |
22.2% |
* | 36.9% |
31.3% |
22.2% |
20.1% |
30.5% |
21.6% |
|||||||
Construction | 28.4% |
16.6% |
23.7% |
30.8% |
38.2% |
27.0% |
27.4% |
29.9% |
||||||||
Utilities and transp. | 17.3% |
11.9% |
* | 12.3% |
* | 33.1% |
19.5% |
* | 15.5% |
15.3% |
* | 17.5% |
||||
Wholesale trade | 29.1% |
12.3% |
* | 30.2% |
32.9% |
43.0% |
26.0% |
24.6% |
31.4% |
|||||||
Fin. svs. and real estate | 26.3% |
25.5% |
45.6% |
33.4% |
34.0% |
23.5% |
33.2% |
25.5% |
||||||||
Retail trade | 30.5% |
24.3% |
20.4% |
* | 39.4% |
45.8% |
26.8% |
27.0% |
31.8% |
|||||||
Professional services | 23.7% |
21.9% |
34.7% |
37.6% |
35.6% |
19.1% |
29.6% |
22.8% |
||||||||
Other services | 24.0% |
20.6% |
29.9% |
22.6% |
24.4% |
23.9% |
24.1% |
23.9% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 25.7% |
21.1% |
30.6% |
33.6% |
34.0% |
21.6% |
28.2% |
24.9% |
||||||||
For profit, unincorporated | 21.7% |
21.0% |
27.1% |
33.2% |
23.7% |
17.9% |
25.9% |
20.6% |
||||||||
Nonprofit | 23.6% |
10.2% |
* | 27.9% |
20.2% |
31.5% |
21.6% |
22.4% |
23.8% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 34.2% |
26.2% |
50.7% |
27.6% |
* | 44.0% |
32.9% |
27.8% |
42.4% |
|||||||
5-9 years | 28.6% |
18.2% |
30.3% |
33.3% |
38.8% |
24.0% |
26.9% |
29.5% |
||||||||
10-19 years | 27.7% |
22.0% |
37.5% |
35.5% |
22.9% |
23.1% |
31.8% |
24.2% |
||||||||
20 or more years | 24.5% |
18.6% |
25.9% |
31.1% |
32.5% |
20.5% |
25.2% |
24.4% |
||||||||
Unknown | 21.9% |
. |
. |
52.4% |
26.6% |
21.7% |
64.7% |
* | 21.9% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 23.0% |
30.1% |
28.3% |
29.9% |
30.7% |
20.9% |
29.2% |
22.8% |
||||||||
1 location only | 29.1% |
19.6% |
30.1% |
32.9% |
33.1% |
31.1% |
27.2% |
31.8% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 18.8% |
26.3% |
20.4% |
24.5% |
25.1% |
11.3% |
* | 22.3% |
17.4% |
|||||||
25-49 % | 19.1% |
24.5% |
22.7% |
24.2% |
28.1% |
10.6% |
* | 23.4% |
17.7% |
|||||||
50-74 % | 25.5% |
13.3% |
* | 32.7% |
30.8% |
27.9% |
25.2% |
23.0% |
26.2% |
|||||||
75% or more | 25.0% |
21.1% |
30.1% |
32.7% |
32.6% |
21.1% |
28.3% |
24.2% |
||||||||
Union presence | ||||||||||||||||
No union employees | 27.1% |
20.7% |
31.6% |
34.3% |
33.2% |
22.3% |
28.3% |
26.7% |
||||||||
Has union employees | 18.7% |
8.6% |
* | 9.9% |
* | 17.6% |
* | 20.9% |
18.7% |
16.9% |
* | 18.7% |
||||
Unknown | 24.2% |
14.2% |
* | 32.1% |
2.9% |
* | 42.1% |
23.0% |
9.8% |
* | 24.6% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 26.4% |
16.2% |
* | 25.1% |
26.9% |
30.5% |
25.3% |
21.8% |
27.5% |
|||||||
Less than 50% low wage | 24.6% |
20.8% |
30.6% |
32.9% |
31.9% |
20.7% |
28.2% |
23.7% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3.a(2004) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.67% |
1.11% |
2.63% |
1.40% |
1.61% |
0.63% |
0.95% |
0.79% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 8.56% |
2.38% |
* | 5.03% |
* | 8.98% |
* | 16.80% |
9.97% |
3.68% |
* | 12.32% |
||||
Mining and manufacturing | 0.74% |
9.79% |
* | 6.92% |
3.44% |
1.95% |
1.12% |
4.05% |
0.82% |
|||||||
Construction | 2.64% |
3.24% |
5.07% |
5.75% |
8.16% |
3.71% |
3.26% |
4.68% |
||||||||
Utilities and transp. | 3.06% |
11.20% |
* | 7.77% |
* | 8.72% |
6.89% |
* | 3.39% |
10.63% |
* | 3.23% |
||||
Wholesale trade | 2.46% |
6.80% |
* | 7.65% |
8.20% |
3.55% |
3.36% |
6.19% |
2.53% |
|||||||
Fin. svs. and real estate | 1.39% |
5.27% |
9.71% |
7.50% |
3.45% |
1.43% |
4.69% |
1.63% |
||||||||
Retail trade | 0.72% |
3.65% |
6.54% |
* | 5.06% |
3.17% |
1.00% |
3.45% |
1.34% |
|||||||
Professional services | 1.32% |
3.76% |
4.28% |
3.21% |
2.67% |
1.51% |
2.60% |
1.57% |
||||||||
Other services | 2.01% |
3.12% |
4.15% |
4.56% |
5.18% |
3.15% |
2.09% |
3.10% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.59% |
1.30% |
2.83% |
1.74% |
1.64% |
0.54% |
1.35% |
0.84% |
||||||||
For profit, unincorporated | 2.30% |
4.22% |
6.09% |
6.26% |
4.68% |
3.39% |
2.23% |
2.95% |
||||||||
Nonprofit | 1.17% |
4.39% |
* | 4.95% |
3.02% |
1.76% |
2.09% |
2.87% |
1.46% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 3.96% |
4.69% |
11.32% |
9.43% |
* | 7.11% |
8.23% |
4.55% |
6.08% |
|||||||
5-9 years | 2.03% |
3.31% |
4.55% |
5.96% |
5.70% |
0.69% |
3.80% |
2.41% |
||||||||
10-19 years | 2.37% |
3.61% |
5.05% |
3.89% |
4.00% |
4.56% |
3.24% |
2.58% |
||||||||
20 or more years | 0.69% |
2.53% |
2.82% |
2.72% |
1.55% |
0.75% |
1.65% |
0.76% |
||||||||
Unknown | 1.00% |
. |
. |
15.00% |
6.31% |
1.06% |
20.47% |
* | 0.99% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.57% |
8.60% |
7.13% |
4.33% |
1.53% |
0.47% |
3.44% |
0.59% |
||||||||
1 location only | 1.11% |
1.03% |
3.04% |
2.56% |
3.64% |
6.43% |
1.08% |
3.21% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 3.88% |
7.73% |
5.54% |
7.26% |
6.10% |
8.01% |
* | 6.50% |
4.54% |
|||||||
25-49 % | 4.13% |
6.98% |
6.65% |
3.73% |
7.33% |
6.62% |
* | 4.64% |
4.89% |
|||||||
50-74 % | 2.38% |
4.38% |
* | 6.45% |
6.54% |
5.75% |
2.13% |
3.31% |
2.89% |
|||||||
75% or more | 0.59% |
1.58% |
2.80% |
1.44% |
1.63% |
0.67% |
1.01% |
0.74% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.59% |
1.26% |
2.60% |
2.07% |
1.77% |
0.73% |
1.03% |
0.86% |
||||||||
Has union employees | 1.39% |
2.62% |
* | 5.88% |
* | 6.96% |
* | 4.04% |
1.70% |
7.09% |
* | 1.41% |
||||
Unknown | 1.23% |
7.05% |
* | 9.55% |
5.05% |
* | 5.44% |
1.21% |
8.08% |
* | 1.34% |
|||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.44% |
5.99% |
* | 4.93% |
5.11% |
4.31% |
2.36% |
2.12% |
1.99% |
|||||||
Less than 50% low wage | 0.73% |
1.02% |
2.70% |
1.99% |
1.88% |
0.72% |
1.19% |
0.81% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |