Table I.D.3.b(2004) Percent of total premiums for mixed-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 24.3% |
18.7% |
26.6% |
28.4% |
28.4% |
22.7% |
23.9% |
24.4% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 18.0% |
24.5% |
* | 7.8% |
* | 19.0% |
* | 15.2% |
* | 25.1% |
14.2% |
* | 18.6% |
|||
Mining and manufacturing | 20.7% |
18.0% |
28.5% |
25.7% |
22.4% |
19.3% |
21.8% |
20.6% |
||||||||
Construction | 19.8% |
13.1% |
20.0% |
22.6% |
20.8% |
18.1% |
20.7% |
19.0% |
||||||||
Utilities and transp. | 23.8% |
35.8% |
21.6% |
* | 26.0% |
26.1% |
23.2% |
24.3% |
23.7% |
|||||||
Wholesale trade | 25.0% |
11.0% |
* | 30.6% |
34.0% |
28.1% |
22.0% |
25.8% |
24.8% |
|||||||
Fin. svs. and real estate | 23.6% |
20.2% |
23.3% |
25.9% |
28.6% |
22.6% |
21.5% |
23.9% |
||||||||
Retail trade | 32.7% |
26.3% |
29.0% |
44.2% |
43.2% |
28.9% |
30.6% |
33.1% |
||||||||
Professional services | 25.7% |
20.9% |
31.1% |
29.6% |
32.5% |
23.2% |
26.5% |
25.6% |
||||||||
Other services | 24.7% |
15.3% |
26.9% |
25.7% |
30.2% |
24.4% |
21.0% |
25.5% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 24.6% |
18.5% |
27.4% |
27.3% |
28.2% |
23.4% |
24.2% |
24.6% |
||||||||
For profit, unincorporated | 25.6% |
21.4% |
25.1% |
37.8% |
27.0% |
23.3% |
25.2% |
25.8% |
||||||||
Nonprofit | 21.9% |
13.2% |
* | 21.7% |
25.2% |
29.9% |
19.2% |
19.4% |
22.2% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 29.5% |
23.8% |
26.8% |
39.1% |
28.8% |
33.2% |
26.8% |
35.4% |
||||||||
5-9 years | 30.4% |
18.6% |
31.0% |
33.1% |
37.4% |
30.9% |
26.4% |
33.7% |
||||||||
10-19 years | 27.1% |
18.7% |
33.9% |
32.3% |
28.7% |
23.9% |
26.2% |
27.8% |
||||||||
20 or more years | 23.5% |
17.4% |
22.6% |
25.9% |
27.9% |
21.3% |
21.8% |
23.8% |
||||||||
Unknown | 23.9% |
. |
47.9% |
* | 45.5% |
27.7% |
23.7% |
57.5% |
23.8% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 24.0% |
22.8% |
* | 32.4% |
26.2% |
28.0% |
22.9% |
26.2% |
23.9% |
|||||||
1 location only | 25.3% |
18.6% |
25.9% |
29.5% |
29.2% |
17.5% |
* | 23.6% |
27.2% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 13.2% |
* | 15.6% |
20.2% |
* | 12.1% |
* | 42.8% |
9.7% |
* | 19.1% |
12.5% |
* | |||
25-49 % | 26.6% |
20.6% |
* | 24.6% |
39.5% |
35.2% |
25.0% |
26.5% |
26.6% |
|||||||
50-74 % | 28.0% |
13.8% |
26.9% |
35.7% |
36.7% |
27.1% |
22.5% |
28.9% |
||||||||
75% or more | 24.1% |
19.3% |
26.7% |
28.2% |
27.5% |
22.4% |
24.0% |
24.1% |
||||||||
Union presence | ||||||||||||||||
No union employees | 26.8% |
19.3% |
29.3% |
31.6% |
30.1% |
24.8% |
25.8% |
27.1% |
||||||||
Has union employees | 17.8% |
12.1% |
* | 12.6% |
13.3% |
20.2% |
18.2% |
10.8% |
18.4% |
|||||||
Unknown | 24.3% |
16.9% |
32.6% |
* | 19.5% |
* | 33.9% |
24.0% |
29.6% |
24.2% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 28.3% |
20.4% |
27.3% |
34.9% |
31.5% |
27.1% |
26.3% |
28.5% |
||||||||
Less than 50% low wage | 23.7% |
18.5% |
26.5% |
27.5% |
28.0% |
22.0% |
23.7% |
23.7% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3.b(2004) Standard error for percent of total premiums for mixed-provider plans contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.46% |
2.00% |
2.46% |
1.76% |
1.10% |
0.65% |
1.15% |
0.56% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 3.19% |
9.82% |
* | 8.55% |
* | 7.19% |
* | 5.90% |
* | 2.79% |
10.24% |
* | 3.01% |
|||
Mining and manufacturing | 0.60% |
4.54% |
4.47% |
2.60% |
1.36% |
0.54% |
2.67% |
0.62% |
||||||||
Construction | 1.50% |
2.32% |
3.91% |
4.20% |
4.04% |
4.18% |
2.11% |
2.18% |
||||||||
Utilities and transp. | 1.29% |
5.43% |
7.51% |
* | 6.58% |
3.80% |
1.51% |
5.18% |
1.47% |
|||||||
Wholesale trade | 1.65% |
3.35% |
* | 3.97% |
2.77% |
3.70% |
1.86% |
2.48% |
1.95% |
|||||||
Fin. svs. and real estate | 0.70% |
3.48% |
5.42% |
4.73% |
1.90% |
0.98% |
2.53% |
0.80% |
||||||||
Retail trade | 1.16% |
5.23% |
4.50% |
3.64% |
3.86% |
1.06% |
2.37% |
1.12% |
||||||||
Professional services | 0.67% |
3.46% |
3.82% |
3.14% |
1.49% |
1.09% |
2.83% |
0.94% |
||||||||
Other services | 1.72% |
2.13% |
4.69% |
4.14% |
2.93% |
2.44% |
2.03% |
2.15% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.47% |
1.64% |
3.16% |
1.46% |
1.43% |
0.57% |
1.11% |
0.46% |
||||||||
For profit, unincorporated | 1.33% |
4.02% |
5.25% |
3.07% |
2.96% |
1.76% |
3.27% |
1.53% |
||||||||
Nonprofit | 1.97% |
5.06% |
* | 3.44% |
4.52% |
3.06% |
1.94% |
3.11% |
2.25% |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 3.22% |
6.57% |
7.22% |
6.13% |
5.44% |
5.50% |
4.00% |
3.97% |
||||||||
5-9 years | 2.72% |
2.93% |
7.15% |
5.29% |
4.47% |
4.53% |
3.46% |
2.94% |
||||||||
10-19 years | 0.87% |
1.11% |
4.82% |
2.91% |
1.69% |
1.75% |
1.90% |
0.83% |
||||||||
20 or more years | 0.58% |
1.87% |
2.00% |
2.03% |
1.17% |
0.88% |
1.23% |
0.70% |
||||||||
Unknown | 0.76% |
. |
15.15% |
* | 9.83% |
3.15% |
0.76% |
14.31% |
0.75% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.40% |
9.98% |
* | 6.05% |
2.14% |
1.25% |
0.47% |
3.04% |
0.45% |
|||||||
1 location only | 1.21% |
1.99% |
2.45% |
2.14% |
1.52% |
6.03% |
* | 1.37% |
2.26% |
|||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 5.41% |
* | 3.96% |
9.58% |
* | 11.81% |
* | 7.60% |
6.78% |
* | 3.52% |
6.68% |
* | |||
25-49 % | 2.64% |
6.31% |
* | 4.52% |
7.10% |
4.11% |
3.61% |
5.77% |
2.98% |
|||||||
50-74 % | 1.38% |
2.50% |
3.79% |
4.94% |
5.28% |
1.55% |
3.06% |
1.56% |
||||||||
75% or more | 0.37% |
2.18% |
2.52% |
1.86% |
1.16% |
0.62% |
1.10% |
0.44% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.49% |
2.11% |
2.68% |
1.62% |
0.97% |
0.76% |
1.17% |
0.53% |
||||||||
Has union employees | 1.25% |
4.98% |
* | 3.20% |
3.52% |
2.17% |
1.29% |
1.31% |
1.35% |
|||||||
Unknown | 1.08% |
4.99% |
10.02% |
* | 9.26% |
* | 5.45% |
1.02% |
8.12% |
1.07% |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 1.39% |
3.25% |
2.94% |
4.76% |
2.72% |
1.14% |
2.86% |
1.53% |
||||||||
Less than 50% low wage | 0.45% |
2.15% |
2.67% |
1.70% |
1.02% |
0.69% |
1.36% |
0.57% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |