Table I.F.2(2004) Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

573

842

843

796

587

403

849

484
 
Industry group **
Agric., fish., forest.

552

.

.

.

.

.

915

415
Mining and manufacturing

537

.

.

.

.

.

996

448
Construction

762

.

.

.

.

.

834

663
Utilities and transp.

527

.

.

.

.

.

814

475
Wholesale trade

642

.

.

.

.

.

933

484
Fin. svs. and real estate

552

.

.

.

.

.

778

503
Retail trade

579

.

.

.

.

.

850

512
Professional services

556

.

.

.

.

.

775

477
Other services

572

.

.

.

.

.

892

467
 
Ownership
For profit, incorporated

579

.

.

.

.

.

869

486
For profit, unincorporated

598

.

.

.

.

.

779

511
Nonprofit

511

.

.

.

.

.

798

459
 
Age of firm
Less than 5 years

838

.

.

.

.

.

879

759
5-9 years

655

.

.

.

.

.

844

461
10-19 years

703

.

.

.

.

.

812

597
20 or more years

581

.

.

.

.

.

856

503
Unknown

408

.

.

.

.

.

1,270

398
 
Multi/single status
2 or more locations

466

.

.

.

.

.

801

449
1 location only

779

.

.

.

.

.

857

654
 
Percent full-time employees
Less than 25%

557

.

.

.

.

.

788

503
25-49 %

559

.

.

.

.

.

794

503
50-74 %

530

.

.

.

.

.

866

444
75% or more

580

.

.

.

.

.

851

489
 
Union presence
No union employees

618

.

.

.

.

.

854

514
Has union employees

414

.

.

.

.

.

622

399
Unknown

468

.

.

.

.

.

1,165

444
 
Percent low wage employees **
50% or more low wage

580

.

.

.

.

.

888

508
Less than 50% low wage

571

.

.

.

.

.

841

477
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2(2004) Standard error for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

9.62

23.54

48.73

29.79

21.19

11.28

21.34

8.88
 
Industry group **
Agric., fish., forest.

90.75

.

.

.

.

.

77.66

56.92
Mining and manufacturing

19.44

.

.

.

.

.

66.76

14.88
Construction

53.08

.

.

.

.

.

58.60

94.54
Utilities and transp.

40.45

.

.

.

.

.

54.85

48.26
Wholesale trade

25.44

.

.

.

.

.

68.53

33.21
Fin. svs. and real estate

19.23

.

.

.

.

.

35.54

24.94
Retail trade

28.10

.

.

.

.

.

34.25

31.85
Professional services

11.10

.

.

.

.

.

26.86

9.82
Other services

26.67

.

.

.

.

.

66.49

22.59
 
Ownership
For profit, incorporated

9.42

.

.

.

.

.

24.16

9.78
For profit, unincorporated

28.43

.

.

.

.

.

43.37

34.54
Nonprofit

28.56

.

.

.

.

.

98.76

19.43
 
Age of firm
Less than 5 years

48.50

.

.

.

.

.

55.92

74.28
5-9 years

48.13

.

.

.

.

.

77.78

35.40
10-19 years

16.05

.

.

.

.

.

30.18

22.63
20 or more years

11.40

.

.

.

.

.

21.52

9.84
Unknown

17.06

.

.

.

.

.

307.99

13.34
 
Multi/single status
2 or more locations

12.49

.

.

.

.

.

58.75

12.59
1 location only

15.45

.

.

.

.

.

20.51

31.69
 
Percent full-time employees
Less than 25%

35.74

.

.

.

.

.

104.81

38.10
25-49 %

32.72

.

.

.

.

.

47.24

26.78
50-74 %

28.73

.

.

.

.

.

50.23

23.17
75% or more

11.97

.

.

.

.

.

24.38

10.04
 
Union presence
No union employees

9.42

.

.

.

.

.

18.03

8.30
Has union employees

19.14

.

.

.

.

.

76.85

23.09
Unknown

31.80

.

.

.

.

.

224.23

21.05
 
Percent low wage employees **
50% or more low wage

17.73

.

.

.

.

.

50.81

17.25
Less than 50% low wage

10.96

.

.

.

.

.

19.95

10.31
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.