Table I.F.6(2004) Average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

18.6%

20.6%

19.2%

19.7%

18.5%

18.1%

20.2%

18.2%
 
Industry group **
Agric., fish., forest.

19.9%

.

.

.

.

.

20.6%

19.7%
Mining and manufacturing

17.9%

.

.

.

.

.

21.7%

17.6%
Construction

18.9%

.

.

.

.

.

19.3%

18.5%
Utilities and transp.

19.4%

.

.

.

.

.

17.6%

19.7%
Wholesale trade

18.6%

.

.

.

.

.

20.7%

18.0%
Fin. svs. and real estate

18.6%

.

.

.

.

.

21.1%

18.4%
Retail trade

19.3%

.

.

.

.

.

19.5%

19.3%
Professional services

18.7%

.

.

.

.

.

21.2%

18.0%
Other services

17.8%

.

.

.

.

.

18.8%

17.5%
 
Ownership
For profit, incorporated

18.6%

.

.

.

.

.

20.3%

18.3%
For profit, unincorporated

18.7%

.

.

.

.

.

20.5%

18.1%
Nonprofit

17.9%

.

.

.

.

.

19.2%

17.8%
 
Age of firm
Less than 5 years

20.3%

.

.

.

.

.

20.5%

19.1%
5-9 years

18.6%

.

.

.

.

.

19.2%

17.8%
10-19 years

19.9%

.

.

.

.

.

21.2%

18.8%
20 or more years

18.6%

.

.

.

.

.

20.0%

18.3%
Unknown

18.0%

.

.

.

.

.

20.1%

18.0%
 
Multi/single status
2 or more locations

18.1%

.

.

.

.

.

19.2%

18.1%
1 location only

20.0%

.

.

.

.

.

20.4%

19.4%
 
Percent full-time employees
Less than 25%

19.5%

.

.

.

.

.

20.9%

19.1%
25-49 %

19.4%

.

.

.

.

.

20.0%

19.3%
50-74 %

17.3%

.

.

.

.

.

20.3%

16.8%
75% or more

18.6%

.

.

.

.

.

20.2%

18.3%
 
Union presence
No union employees

18.9%

.

.

.

.

.

20.3%

18.5%
Has union employees

17.4%

.

.

.

.

.

19.7%

17.3%
Unknown

18.5%

.

.

.

.

.

19.5%

18.5%
 
Percent low wage employees **
50% or more low wage

19.0%

.

.

.

.

.

20.9%

18.7%
Less than 50% low wage

18.4%

.

.

.

.

.

20.1%

18.1%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.6(2004) Standard error for average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2004
 
Characteristics

Total

  

Less than 10 employees

  

10-24 employees

  

25-99 employees

  

100-999 employees

  

1000 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.21%

0.43%

0.56%

0.55%

0.46%

0.34%

0.21%

0.24%
 
Industry group **
Agric., fish., forest.

1.09%

.

.

.

.

.

0.84%

2.70%
Mining and manufacturing

0.40%

.

.

.

.

.

1.42%

0.33%
Construction

0.66%

.

.

.

.

.

0.80%

1.24%
Utilities and transp.

0.65%

.

.

.

.

.

1.66%

0.69%
Wholesale trade

0.40%

.

.

.

.

.

0.88%

0.45%
Fin. svs. and real estate

0.94%

.

.

.

.

.

1.09%

0.98%
Retail trade

0.40%

.

.

.

.

.

0.66%

0.43%
Professional services

0.22%

.

.

.

.

.

0.54%

0.24%
Other services

0.53%

.

.

.

.

.

0.39%

0.64%
 
Ownership
For profit, incorporated

0.21%

.

.

.

.

.

0.28%

0.25%
For profit, unincorporated

0.43%

.

.

.

.

.

0.63%

0.51%
Nonprofit

0.39%

.

.

.

.

.

0.70%

0.44%
 
Age of firm
Less than 5 years

1.15%

.

.

.

.

.

1.26%

1.30%
5-9 years

0.68%

.

.

.

.

.

0.53%

0.80%
10-19 years

0.64%

.

.

.

.

.

0.59%

0.78%
20 or more years

0.25%

.

.

.

.

.

0.40%

0.27%
Unknown

0.41%

.

.

.

.

.

4.40%

0.42%
 
Multi/single status
2 or more locations

0.27%

.

.

.

.

.

0.83%

0.28%
1 location only

0.30%

.

.

.

.

.

0.22%

0.56%
 
Percent full-time employees
Less than 25%

0.60%

.

.

.

.

.

1.00%

0.97%
25-49 %

0.64%

.

.

.

.

.

0.98%

0.66%
50-74 %

0.68%

.

.

.

.

.

0.39%

0.76%
75% or more

0.24%

.

.

.

.

.

0.27%

0.27%
 
Union presence
No union employees

0.16%

.

.

.

.

.

0.25%

0.18%
Has union employees

0.37%

.

.

.

.

.

1.24%

0.37%
Unknown

0.58%

.

.

.

.

.

0.51%

0.59%
 
Percent low wage employees **
50% or more low wage

0.37%

.

.

.

.

.

0.63%

0.39%
Less than 50% low wage

0.26%

.

.

.

.

.

0.31%

0.28%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.