Table I.F.6(2004) Average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.6% |
20.6% |
19.2% |
19.7% |
18.5% |
18.1% |
20.2% |
18.2% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 19.9% |
. |
. |
. |
. |
. |
20.6% |
19.7% |
||||||||
Mining and manufacturing | 17.9% |
. |
. |
. |
. |
. |
21.7% |
17.6% |
||||||||
Construction | 18.9% |
. |
. |
. |
. |
. |
19.3% |
18.5% |
||||||||
Utilities and transp. | 19.4% |
. |
. |
. |
. |
. |
17.6% |
19.7% |
||||||||
Wholesale trade | 18.6% |
. |
. |
. |
. |
. |
20.7% |
18.0% |
||||||||
Fin. svs. and real estate | 18.6% |
. |
. |
. |
. |
. |
21.1% |
18.4% |
||||||||
Retail trade | 19.3% |
. |
. |
. |
. |
. |
19.5% |
19.3% |
||||||||
Professional services | 18.7% |
. |
. |
. |
. |
. |
21.2% |
18.0% |
||||||||
Other services | 17.8% |
. |
. |
. |
. |
. |
18.8% |
17.5% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 18.6% |
. |
. |
. |
. |
. |
20.3% |
18.3% |
||||||||
For profit, unincorporated | 18.7% |
. |
. |
. |
. |
. |
20.5% |
18.1% |
||||||||
Nonprofit | 17.9% |
. |
. |
. |
. |
. |
19.2% |
17.8% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 20.3% |
. |
. |
. |
. |
. |
20.5% |
19.1% |
||||||||
5-9 years | 18.6% |
. |
. |
. |
. |
. |
19.2% |
17.8% |
||||||||
10-19 years | 19.9% |
. |
. |
. |
. |
. |
21.2% |
18.8% |
||||||||
20 or more years | 18.6% |
. |
. |
. |
. |
. |
20.0% |
18.3% |
||||||||
Unknown | 18.0% |
. |
. |
. |
. |
. |
20.1% |
18.0% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 18.1% |
. |
. |
. |
. |
. |
19.2% |
18.1% |
||||||||
1 location only | 20.0% |
. |
. |
. |
. |
. |
20.4% |
19.4% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 19.5% |
. |
. |
. |
. |
. |
20.9% |
19.1% |
||||||||
25-49 % | 19.4% |
. |
. |
. |
. |
. |
20.0% |
19.3% |
||||||||
50-74 % | 17.3% |
. |
. |
. |
. |
. |
20.3% |
16.8% |
||||||||
75% or more | 18.6% |
. |
. |
. |
. |
. |
20.2% |
18.3% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.9% |
. |
. |
. |
. |
. |
20.3% |
18.5% |
||||||||
Has union employees | 17.4% |
. |
. |
. |
. |
. |
19.7% |
17.3% |
||||||||
Unknown | 18.5% |
. |
. |
. |
. |
. |
19.5% |
18.5% |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 19.0% |
. |
. |
. |
. |
. |
20.9% |
18.7% |
||||||||
Less than 50% low wage | 18.4% |
. |
. |
. |
. |
. |
20.1% |
18.1% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.F.6(2004) Standard error for average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and selected characteristics: United States, 2004 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.21% |
0.43% |
0.56% |
0.55% |
0.46% |
0.34% |
0.21% |
0.24% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 1.09% |
. |
. |
. |
. |
. |
0.84% |
2.70% |
||||||||
Mining and manufacturing | 0.40% |
. |
. |
. |
. |
. |
1.42% |
0.33% |
||||||||
Construction | 0.66% |
. |
. |
. |
. |
. |
0.80% |
1.24% |
||||||||
Utilities and transp. | 0.65% |
. |
. |
. |
. |
. |
1.66% |
0.69% |
||||||||
Wholesale trade | 0.40% |
. |
. |
. |
. |
. |
0.88% |
0.45% |
||||||||
Fin. svs. and real estate | 0.94% |
. |
. |
. |
. |
. |
1.09% |
0.98% |
||||||||
Retail trade | 0.40% |
. |
. |
. |
. |
. |
0.66% |
0.43% |
||||||||
Professional services | 0.22% |
. |
. |
. |
. |
. |
0.54% |
0.24% |
||||||||
Other services | 0.53% |
. |
. |
. |
. |
. |
0.39% |
0.64% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.21% |
. |
. |
. |
. |
. |
0.28% |
0.25% |
||||||||
For profit, unincorporated | 0.43% |
. |
. |
. |
. |
. |
0.63% |
0.51% |
||||||||
Nonprofit | 0.39% |
. |
. |
. |
. |
. |
0.70% |
0.44% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 1.15% |
. |
. |
. |
. |
. |
1.26% |
1.30% |
||||||||
5-9 years | 0.68% |
. |
. |
. |
. |
. |
0.53% |
0.80% |
||||||||
10-19 years | 0.64% |
. |
. |
. |
. |
. |
0.59% |
0.78% |
||||||||
20 or more years | 0.25% |
. |
. |
. |
. |
. |
0.40% |
0.27% |
||||||||
Unknown | 0.41% |
. |
. |
. |
. |
. |
4.40% |
0.42% |
||||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.27% |
. |
. |
. |
. |
. |
0.83% |
0.28% |
||||||||
1 location only | 0.30% |
. |
. |
. |
. |
. |
0.22% |
0.56% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 0.60% |
. |
. |
. |
. |
. |
1.00% |
0.97% |
||||||||
25-49 % | 0.64% |
. |
. |
. |
. |
. |
0.98% |
0.66% |
||||||||
50-74 % | 0.68% |
. |
. |
. |
. |
. |
0.39% |
0.76% |
||||||||
75% or more | 0.24% |
. |
. |
. |
. |
. |
0.27% |
0.27% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.16% |
. |
. |
. |
. |
. |
0.25% |
0.18% |
||||||||
Has union employees | 0.37% |
. |
. |
. |
. |
. |
1.24% |
0.37% |
||||||||
Unknown | 0.58% |
. |
. |
. |
. |
. |
0.51% |
0.59% |
||||||||
Percent low wage employees ** | ||||||||||||||||
50% or more low wage | 0.37% |
. |
. |
. |
. |
. |
0.63% |
0.39% |
||||||||
Less than 50% low wage | 0.26% |
. |
. |
. |
. |
. |
0.31% |
0.28% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |