| Table I.A.2(2005) Percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 56.3% |
35.7% |
64.0% |
82.6% |
94.2% |
98.9% |
43.4% |
95.7% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 26.6% |
19.6% |
45.8% |
86.4% |
58.4% |
100.0% |
24.3% |
80.1% |
||||||||
| Mining and manufacturing | 70.0% |
44.3% |
77.0% |
91.1% |
99.2% |
100.0% |
58.9% |
98.5% |
||||||||
| Construction | 44.2% |
34.1% |
68.0% |
84.6% |
90.6% |
100.0% |
41.6% |
94.4% |
||||||||
| Utilities and transp. | 59.3% |
29.9% |
72.9% |
83.0% |
90.6% |
99.3% |
41.1% |
96.3% |
||||||||
| Wholesale trade | 71.7% |
53.0% |
80.3% |
93.9% |
100.0% |
99.9% |
61.7% |
99.5% |
||||||||
| Fin. svs. and real estate | 67.8% |
38.9% |
83.1% |
93.7% |
97.0% |
98.3% |
46.0% |
98.0% |
||||||||
| Retail trade | 58.3% |
27.6% |
59.5% |
83.0% |
93.9% |
98.6% |
36.6% |
96.2% |
||||||||
| Professional services | 62.5% |
46.1% |
76.7% |
88.6% |
95.7% |
100.0% |
53.1% |
96.7% |
||||||||
| Other services | 45.8% |
28.3% |
46.4% |
68.7% |
89.2% |
98.5% |
34.7% |
90.4% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 62.3% |
39.9% |
67.3% |
82.6% |
94.0% |
99.0% |
48.5% |
96.0% |
||||||||
| For profit, unincorporated | 36.8% |
26.9% |
43.2% |
72.9% |
91.6% |
97.7% |
29.8% |
92.7% |
||||||||
| Nonprofit | 66.6% |
41.9% |
78.5% |
92.4% |
96.3% |
99.8% |
53.9% |
96.6% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 27.7% |
23.9% |
38.2% |
52.1% |
69.7% |
74.0% |
26.3% |
63.0% |
||||||||
| 5-9 years | 39.1% |
32.0% |
53.5% |
66.2% |
81.4% |
94.0% |
36.4% |
81.9% |
||||||||
| 10-19 years | 47.8% |
36.8% |
63.2% |
79.6% |
93.6% |
96.8% |
43.5% |
89.3% |
||||||||
| 20 or more years | 66.9% |
42.7% |
73.7% |
90.3% |
95.9% |
99.8% |
53.3% |
97.2% |
||||||||
| Unknown | 95.7% |
5.2% |
* | 32.1% |
* | 65.6% |
97.9% |
98.6% |
23.6% |
98.2% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 94.6% |
63.1% |
70.8% |
88.3% |
95.1% |
98.9% |
77.7% |
96.9% |
||||||||
| 1 location only | 43.4% |
35.5% |
63.3% |
79.1% |
88.8% |
98.8% |
41.9% |
84.9% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 20.8% |
9.6% |
19.4% |
54.7% |
73.9% |
97.9% |
12.8% |
82.0% |
||||||||
| 25-49 % | 52.3% |
28.8% |
51.7% |
74.8% |
89.0% |
98.8% |
37.3% |
91.9% |
||||||||
| 50-74 % | 53.3% |
35.3% |
57.3% |
76.9% |
94.6% |
99.9% |
41.2% |
96.3% |
||||||||
| 75% or more | 64.0% |
43.1% |
74.4% |
88.3% |
96.8% |
98.7% |
51.6% |
97.1% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 54.3% |
36.2% |
64.0% |
82.7% |
94.4% |
98.7% |
43.7% |
95.1% |
||||||||
| Has union employees | 80.6% |
42.1% |
85.9% |
91.8% |
95.1% |
99.9% |
56.1% |
98.8% |
||||||||
| Unknown | 61.4% |
12.9% |
28.7% |
55.7% |
87.8% |
98.3% |
18.1% |
95.8% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 41.5% |
18.8% |
37.5% |
63.3% |
88.0% |
98.3% |
25.0% |
90.8% |
||||||||
| Less than 50% low wage | 62.8% |
42.9% |
76.5% |
91.6% |
97.3% |
99.1% |
51.4% |
97.9% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.A.2(2005) Standard error for percent of private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.50% |
0.60% |
1.51% |
1.31% |
0.42% |
0.20% |
0.58% |
0.34% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 2.03% |
1.31% |
9.35% |
12.28% |
13.48% |
10.54% |
2.03% |
9.79% |
||||||||
| Mining and manufacturing | 1.07% |
1.70% |
2.59% |
2.04% |
0.72% |
0.01% |
1.32% |
0.51% |
||||||||
| Construction | 1.36% |
1.56% |
2.84% |
2.91% |
3.00% |
0.00% |
1.25% |
1.48% |
||||||||
| Utilities and transp. | 2.11% |
2.83% |
3.64% |
5.68% |
3.63% |
0.57% |
2.50% |
2.03% |
||||||||
| Wholesale trade | 1.25% |
1.94% |
4.10% |
1.57% |
0.00% |
0.08% |
1.46% |
0.33% |
||||||||
| Fin. svs. and real estate | 0.97% |
1.68% |
3.66% |
2.19% |
0.87% |
0.50% |
1.26% |
0.48% |
||||||||
| Retail trade | 1.17% |
1.56% |
2.55% |
3.08% |
1.51% |
0.23% |
1.33% |
0.60% |
||||||||
| Professional services | 0.89% |
1.17% |
0.82% |
1.62% |
0.71% |
0.02% |
0.95% |
0.35% |
||||||||
| Other services | 0.62% |
0.85% |
2.06% |
2.91% |
1.50% |
0.69% |
0.59% |
0.86% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.55% |
0.66% |
1.43% |
1.29% |
0.61% |
0.24% |
0.70% |
0.38% |
||||||||
| For profit, unincorporated | 1.02% |
1.20% |
2.93% |
3.08% |
2.87% |
1.35% |
1.15% |
1.40% |
||||||||
| Nonprofit | 1.82% |
2.33% |
3.10% |
2.16% |
1.20% |
0.13% |
2.37% |
0.84% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 1.28% |
1.03% |
3.29% |
6.60% |
7.62% |
9.24% |
1.17% |
6.23% |
||||||||
| 5-9 years | 0.72% |
1.01% |
2.31% |
2.79% |
4.70% |
7.24% |
0.71% |
3.47% |
||||||||
| 10-19 years | 0.74% |
0.88% |
2.29% |
2.26% |
1.92% |
2.36% |
0.67% |
1.53% |
||||||||
| 20 or more years | 0.67% |
0.99% |
1.30% |
1.08% |
0.51% |
0.11% |
0.86% |
0.33% |
||||||||
| Unknown | 0.53% |
11.10% |
* | 10.15% |
* | 8.84% |
0.82% |
0.28% |
6.45% |
0.35% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.23% |
6.04% |
2.83% |
1.44% |
0.40% |
0.20% |
1.68% |
0.29% |
||||||||
| 1 location only | 0.54% |
0.60% |
1.48% |
1.52% |
2.18% |
0.60% |
0.55% |
1.63% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 0.92% |
0.91% |
3.34% |
3.86% |
3.78% |
1.07% |
0.86% |
2.79% |
||||||||
| 25-49 % | 1.04% |
1.08% |
3.06% |
4.27% |
2.06% |
0.57% |
1.28% |
1.28% |
||||||||
| 50-74 % | 1.37% |
2.02% |
2.95% |
2.55% |
1.07% |
0.12% |
1.65% |
0.81% |
||||||||
| 75% or more | 0.64% |
0.81% |
1.33% |
1.34% |
0.46% |
0.27% |
0.69% |
0.39% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.55% |
0.64% |
1.52% |
1.36% |
0.36% |
0.36% |
0.61% |
0.43% |
||||||||
| Has union employees | 1.39% |
2.29% |
3.78% |
3.56% |
2.54% |
0.08% |
2.60% |
0.41% |
||||||||
| Unknown | 1.73% |
2.18% |
8.38% |
6.90% |
3.13% |
0.51% |
2.61% |
0.86% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 0.73% |
0.89% |
2.05% |
2.52% |
1.06% |
0.42% |
0.90% |
0.58% |
||||||||
| Less than 50% low wage | 0.65% |
0.79% |
1.30% |
0.99% |
0.58% |
0.30% |
0.72% |
0.39% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||