Table I.A.2.a(2005) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

32.7%

12.3%

30.3%

79.4%

12.3%

61.1%
 
Industry group **
Agric., fish., forest.

17.8%

15.2%

15.9%

 *

61.2%

15.5%

34.3%
Mining and manufacturing

27.3%

8.6%

44.1%

83.9%

8.1%

57.0%
Construction

18.2%

15.8%

33.3%

75.6%

15.6%

39.8%
Utilities and transp.

45.0%

12.1%

34.1%

85.3%

11.9%

73.7%
Wholesale trade

29.8%

12.0%

48.7%

83.1%

11.0%

62.2%
Fin. svs. and real estate

47.2%

7.2%

29.8%

88.9%

7.0%

73.5%
Retail trade

46.6%

11.2%

24.5%

82.4%

11.2%

70.1%
Professional services

24.7%

12.5%

26.4%

70.7%

12.8%

48.6%
Other services

28.4%

13.8%

26.9%

67.5%

14.0%

50.6%
 
Ownership
For profit, incorporated

35.8%

12.0%

32.5%

81.4%

12.0%

65.2%
For profit, unincorporated

25.2%

12.3%

27.4%

78.7%

11.9%

59.4%
Nonprofit

21.1%

14.4%

25.0%

45.7%

15.3%

28.8%
 
Age of firm
Less than 5 years

12.6%

10.6%

43.8%

43.1%

10.6%

33.6%
5-9 years

15.1%

12.6%

21.1%

 *

64.2%

12.7%

32.1%
10-19 years

15.1%

11.6%

25.2%

59.4%

11.7%

31.0%
20 or more years

33.1%

12.8%

30.2%

81.8%

12.8%

58.0%
Unknown

76.6%

10.5%

 *

42.7%

79.3%

13.5%

 *

77.1%
 
Multi/single status
2 or more locations

60.2%

12.6%

31.6%

79.7%

12.7%

65.4%
1 location only

12.6%

12.2%

23.2%

43.8%

12.2%

17.5%
 
Percent full-time employees
Less than 25%

30.5%

15.4%

23.1%

 *

66.6%

14.1%

50.3%
25-49 %

34.7%

10.0%

24.5%

78.4%

10.5%

60.6%
50-74 %

32.6%

13.6%

26.2%

78.6%

14.0%

60.6%
75% or more

32.7%

12.0%

32.2%

80.4%

12.0%

61.9%
 
Union presence
No union employees

26.7%

11.3%

29.2%

74.6%

11.4%

53.7%
Has union employees

66.0%

28.6%

41.8%

91.2%

28.6%

81.7%
Unknown

74.8%

19.7%

34.0%

86.0%

20.1%

83.0%
 
Percent low wage employees
50% or more low wage

37.7%

12.7%

27.6%

73.4%

13.2%

57.6%
Less than 50% low wage

31.3%

12.2%

31.4%

82.0%

12.1%

62.5%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.A.2.a(2005) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

  

Less than 100 employees

  

100-499 employees

  

500 or more employees

  

Less than 50 employees

  

50 or more employees

  
 
United States

0.46%

0.50%

1.27%

0.60%

0.50%

0.49%
 
Industry group **
Agric., fish., forest.

3.22%

2.83%

10.19%

 *

14.71%

3.04%

9.55%
Mining and manufacturing

1.70%

1.35%

5.53%

3.04%

1.36%

3.09%
Construction

1.44%

1.23%

8.48%

7.32%

1.19%

4.86%
Utilities and transp.

2.27%

2.63%

9.18%

2.95%

2.20%

2.83%
Wholesale trade

1.55%

1.70%

5.86%

1.83%

1.58%

1.99%
Fin. svs. and real estate

0.83%

1.19%

1.93%

0.89%

1.30%

1.22%
Retail trade

1.11%

1.03%

2.96%

1.57%

0.97%

1.40%
Professional services

0.75%

1.04%

2.54%

1.85%

1.13%

0.96%
Other services

0.46%

0.93%

4.50%

2.00%

1.01%

1.77%
 
Ownership
For profit, incorporated

0.44%

0.43%

1.43%

0.82%

0.44%

0.66%
For profit, unincorporated

0.89%

1.03%

4.74%

1.97%

0.96%

1.40%
Nonprofit

1.29%

1.18%

2.50%

3.17%

1.44%

1.93%
 
Age of firm
Less than 5 years

1.58%

1.57%

10.44%

11.30%

1.62%

4.91%
5-9 years

1.10%

1.32%

7.09%

 *

7.60%

1.29%

3.74%
10-19 years

1.05%

1.12%

4.14%

4.83%

1.14%

2.63%
20 or more years

0.70%

0.64%

1.57%

0.82%

0.60%

0.85%
Unknown

0.94%

3.55%

 *

6.77%

0.71%

9.84%

 *

0.90%
 
Multi/single status
2 or more locations

0.48%

1.07%

1.59%

0.60%

1.81%

0.46%
1 location only

0.62%

0.61%

1.91%

6.71%

0.59%

1.66%
 
Percent full-time employees
Less than 25%

3.01%

2.88%

7.70%

 *

4.96%

3.11%

4.70%
25-49 %

2.05%

1.37%

5.97%

3.48%

1.46%

3.07%
50-74 %

1.60%

1.33%

3.00%

1.93%

1.50%

2.26%
75% or more

0.54%

0.52%

1.46%

0.72%

0.52%

0.72%
 
Union presence
No union employees

0.59%

0.50%

1.40%

0.99%

0.55%

0.72%
Has union employees

1.51%

2.73%

5.30%

1.04%

2.90%

1.07%
Unknown

2.06%

4.64%

9.65%

1.03%

4.90%

1.17%
 
Percent low wage employees
50% or more low wage

0.96%

0.89%

2.71%

1.65%

1.00%

1.32%
Less than 50% low wage

0.44%

0.47%

1.55%

0.67%

0.45%

0.83%
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.