| Table I.A.2.f(2005) Percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 74.6% |
56.9% |
82.9% |
88.2% |
91.5% |
81.5% |
67.0% |
85.1% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 45.0% |
22.8% |
64.9% |
93.3% |
91.4% |
81.4% |
38.4% |
91.0% |
||||||||
| Mining and manufacturing | 85.3% |
72.1% |
90.3% |
97.5% |
93.8% |
77.4% |
83.3% |
88.3% |
||||||||
| Construction | 72.6% |
60.1% |
89.5% |
89.2% |
96.9% |
91.1% |
70.3% |
91.8% |
||||||||
| Utilities and transp. | 77.5% |
66.9% |
91.8% |
96.0% |
88.1% |
71.0% |
79.2% |
75.9% |
||||||||
| Wholesale trade | 72.7% |
50.3% |
86.7% |
90.0% |
96.7% |
77.3% |
64.7% |
86.4% |
||||||||
| Fin. svs. and real estate | 74.9% |
61.2% |
86.5% |
87.6% |
88.9% |
75.4% |
68.3% |
79.3% |
||||||||
| Retail trade | 84.1% |
59.8% |
85.4% |
93.0% |
95.7% |
91.5% |
71.8% |
92.3% |
||||||||
| Professional services | 69.0% |
56.8% |
79.9% |
83.6% |
88.9% |
68.6% |
64.3% |
78.4% |
||||||||
| Other services | 73.5% |
53.6% |
75.6% |
84.8% |
90.5% |
88.3% |
63.6% |
88.8% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 76.8% |
58.7% |
84.9% |
91.0% |
92.6% |
81.6% |
69.9% |
85.4% |
||||||||
| For profit, unincorporated | 68.4% |
57.4% |
82.3% |
88.0% |
90.0% |
77.2% |
63.2% |
81.9% |
||||||||
| Nonprofit | 67.5% |
39.3% |
68.8% |
74.1% |
88.3% |
90.9% |
52.8% |
86.8% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 65.3% |
56.2% |
81.8% |
92.8% |
96.1% |
96.4% |
62.7% |
92.3% |
||||||||
| 5-9 years | 65.3% |
53.9% |
82.1% |
84.6% |
88.7% |
91.7% |
61.7% |
90.8% |
||||||||
| 10-19 years | 70.9% |
57.4% |
85.3% |
89.1% |
89.8% |
83.8% |
67.2% |
88.3% |
||||||||
| 20 or more years | 76.1% |
57.8% |
82.0% |
88.3% |
92.4% |
78.3% |
69.2% |
84.7% |
||||||||
| Unknown | 84.4% |
86.8% |
* | 98.4% |
84.3% |
88.1% |
84.0% |
97.9% |
84.3% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 84.6% |
68.0% |
81.6% |
88.7% |
91.9% |
81.5% |
83.7% |
84.7% |
||||||||
| 1 location only | 67.2% |
56.7% |
83.1% |
87.9% |
88.6% |
73.2% |
65.7% |
89.1% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 72.2% |
45.9% |
67.1% |
84.0% |
88.7% |
92.7% |
58.3% |
88.9% |
||||||||
| 25-49 % | 72.9% |
43.6% |
73.1% |
83.9% |
94.0% |
86.7% |
58.8% |
88.1% |
||||||||
| 50-74 % | 76.1% |
57.0% |
82.2% |
88.5% |
93.5% |
90.7% |
65.9% |
91.6% |
||||||||
| 75% or more | 74.6% |
58.4% |
84.7% |
89.0% |
91.1% |
78.4% |
68.4% |
83.4% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 74.5% |
56.8% |
83.5% |
88.8% |
91.2% |
85.0% |
67.0% |
87.7% |
||||||||
| Has union employees | 72.6% |
56.6% |
74.9% |
81.1% |
93.2% |
71.8% |
65.2% |
75.8% |
||||||||
| Unknown | 79.4% |
65.2% |
75.0% |
86.6% |
94.2% |
79.3% |
71.4% |
80.6% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 76.8% |
44.6% |
76.7% |
88.7% |
92.4% |
89.2% |
60.5% |
90.0% |
||||||||
| Less than 50% low wage | 74.0% |
59.2% |
84.3% |
88.1% |
91.0% |
78.2% |
68.4% |
83.1% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.A.2.f(2005) Standard error for percent of private-sector establishments that offer health insurance that required a waiting period before new employees were eligible for health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.54% |
0.87% |
0.91% |
0.80% |
1.11% |
0.95% |
0.74% |
0.68% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 2.71% |
3.89% |
8.86% |
10.16% |
15.22% |
10.57% |
4.01% |
4.27% |
||||||||
| Mining and manufacturing | 1.64% |
3.23% |
3.76% |
1.03% |
1.92% |
2.45% |
1.95% |
1.52% |
||||||||
| Construction | 1.08% |
1.27% |
1.90% |
2.83% |
1.03% |
3.08% |
1.16% |
2.18% |
||||||||
| Utilities and transp. | 2.69% |
8.12% |
3.40% |
4.24% |
5.88% |
5.04% |
5.07% |
3.38% |
||||||||
| Wholesale trade | 1.67% |
4.19% |
2.70% |
2.55% |
3.14% |
3.56% |
2.06% |
2.00% |
||||||||
| Fin. svs. and real estate | 1.44% |
3.27% |
2.31% |
4.38% |
2.89% |
1.75% |
2.58% |
1.12% |
||||||||
| Retail trade | 1.17% |
2.84% |
4.05% |
1.83% |
1.33% |
1.17% |
2.68% |
0.87% |
||||||||
| Professional services | 0.91% |
1.28% |
2.10% |
1.32% |
1.80% |
1.69% |
1.02% |
1.53% |
||||||||
| Other services | 1.17% |
2.66% |
2.58% |
1.78% |
2.26% |
1.71% |
1.93% |
1.28% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.66% |
1.00% |
0.99% |
0.84% |
0.76% |
1.09% |
0.78% |
0.80% |
||||||||
| For profit, unincorporated | 1.32% |
2.02% |
4.78% |
1.69% |
3.22% |
2.14% |
1.98% |
1.66% |
||||||||
| Nonprofit | 1.86% |
3.05% |
5.06% |
3.12% |
2.14% |
2.68% |
2.32% |
1.42% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 3.02% |
4.23% |
3.55% |
2.60% |
2.52% |
4.78% |
3.06% |
2.86% |
||||||||
| 5-9 years | 1.20% |
2.21% |
2.85% |
2.47% |
3.39% |
7.81% |
1.70% |
2.47% |
||||||||
| 10-19 years | 0.67% |
0.96% |
1.87% |
1.53% |
2.06% |
3.69% |
0.83% |
1.45% |
||||||||
| 20 or more years | 0.53% |
1.36% |
0.91% |
1.03% |
1.07% |
1.16% |
0.80% |
0.82% |
||||||||
| Unknown | 1.33% |
27.49% |
* | 27.45% |
8.51% |
4.79% |
1.31% |
17.88% |
1.35% |
|||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.64% |
7.48% |
2.18% |
0.70% |
1.09% |
0.97% |
1.65% |
0.75% |
||||||||
| 1 location only | 0.72% |
0.87% |
0.91% |
1.09% |
1.42% |
10.60% |
0.80% |
0.69% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 2.69% |
5.49% |
5.35% |
4.74% |
3.65% |
2.79% |
3.09% |
2.15% |
||||||||
| 25-49 % | 1.93% |
4.42% |
5.03% |
4.42% |
3.07% |
2.98% |
3.71% |
2.40% |
||||||||
| 50-74 % | 0.86% |
1.22% |
2.53% |
2.05% |
2.21% |
2.08% |
0.77% |
1.57% |
||||||||
| 75% or more | 0.57% |
0.77% |
0.95% |
0.53% |
1.45% |
0.90% |
0.77% |
0.75% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.56% |
0.91% |
0.92% |
0.84% |
1.22% |
1.03% |
0.77% |
0.60% |
||||||||
| Has union employees | 1.54% |
5.69% |
5.99% |
4.75% |
1.74% |
1.68% |
3.62% |
1.52% |
||||||||
| Unknown | 2.42% |
10.61% |
12.19% |
10.47% |
4.16% |
2.50% |
6.25% |
2.36% |
||||||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 1.07% |
3.00% |
1.51% |
2.99% |
1.43% |
1.69% |
1.83% |
0.99% |
||||||||
| Less than 50% low wage | 0.54% |
0.78% |
0.78% |
0.90% |
1.44% |
0.97% |
0.60% |
0.78% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||