| Table I.C.3(2005) Percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 18.1% |
13.3% |
16.3% |
19.1% |
18.8% |
18.6% |
15.5% |
18.9% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 9.5% |
7.3% |
* | 15.5% |
* | 8.1% |
* | 6.9% |
* | 13.3% |
8.6% |
11.4% |
||||
| Mining and manufacturing | 17.0% |
13.1% |
20.5% |
19.7% |
17.5% |
15.9% |
18.1% |
16.8% |
||||||||
| Construction | 19.3% |
17.8% |
15.9% |
22.2% |
15.0% |
25.7% |
18.0% |
20.7% |
||||||||
| Utilities and transp. | 18.6% |
13.9% |
18.6% |
30.8% |
21.2% |
16.9% |
24.8% |
17.7% |
||||||||
| Wholesale trade | 16.2% |
13.0% |
15.5% |
18.0% |
15.7% |
16.5% |
13.4% |
17.8% |
||||||||
| Fin. svs. and real estate | 17.5% |
12.0% |
13.2% |
14.5% |
16.4% |
19.2% |
11.8% |
18.6% |
||||||||
| Retail trade | 23.3% |
15.7% |
23.4% |
22.5% |
29.0% |
22.8% |
19.6% |
24.4% |
||||||||
| Professional services | 15.6% |
11.6% |
11.4% |
18.5% |
16.2% |
15.8% |
13.1% |
16.4% |
||||||||
| Other services | 21.5% |
13.7% |
18.4% |
20.3% |
23.6% |
23.3% |
17.2% |
23.2% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 19.0% |
13.8% |
17.4% |
20.4% |
19.7% |
19.4% |
16.4% |
19.9% |
||||||||
| For profit, unincorporated | 17.9% |
14.0% |
15.5% |
17.8% |
21.4% |
18.2% |
14.5% |
19.5% |
||||||||
| Nonprofit | 14.6% |
6.9% |
8.6% |
14.6% |
15.6% |
15.1% |
11.3% |
15.2% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 19.2% |
16.9% |
19.3% |
19.6% |
13.4% |
39.5% |
18.6% |
20.3% |
||||||||
| 5-9 years | 19.7% |
16.9% |
13.9% |
23.7% |
23.8% |
19.4% |
16.0% |
24.5% |
||||||||
| 10-19 years | 17.9% |
13.6% |
16.9% |
18.4% |
21.2% |
17.5% |
15.7% |
20.0% |
||||||||
| 20 or more years | 17.7% |
11.1% |
16.1% |
18.8% |
18.3% |
18.3% |
15.0% |
18.6% |
||||||||
| Unknown | 18.7% |
. |
17.5% |
* | 19.3% |
* | 16.6% |
18.8% |
22.2% |
18.7% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 18.4% |
9.5% |
18.1% |
18.1% |
17.7% |
18.7% |
16.6% |
18.5% |
||||||||
| 1 location only | 17.6% |
13.3% |
16.2% |
19.5% |
20.5% |
16.6% |
15.4% |
20.8% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 18.4% |
15.1% |
15.0% |
* | 19.4% |
27.7% |
14.0% |
17.9% |
18.6% |
|||||||
| 25-49 % | 20.8% |
16.6% |
23.0% |
21.8% |
21.2% |
20.5% |
22.4% |
20.3% |
||||||||
| 50-74 % | 18.8% |
11.5% |
13.5% |
21.3% |
19.1% |
20.1% |
14.6% |
20.0% |
||||||||
| 75% or more | 17.9% |
13.3% |
16.3% |
18.8% |
18.3% |
18.4% |
15.3% |
18.7% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 18.3% |
13.2% |
16.4% |
18.5% |
19.5% |
19.5% |
15.5% |
19.6% |
||||||||
| Has union employees | 16.7% |
11.9% |
13.9% |
* | 26.9% |
14.3% |
16.5% |
16.0% |
16.7% |
|||||||
| Unknown | 19.1% |
22.8% |
* | 19.7% |
* | 16.8% |
* | 18.3% |
19.1% |
19.1% |
19.1% |
|||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 22.5% |
14.0% |
19.1% |
24.1% |
20.9% |
24.2% |
17.2% |
23.9% |
||||||||
| Less than 50% low wage | 17.3% |
13.1% |
15.8% |
18.0% |
18.3% |
17.6% |
15.3% |
18.0% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| . Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||
| Table I.C.3(2005) Standard error for percent of total premiums contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
| Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
| United States | 0.37% |
0.78% |
0.73% |
1.31% |
0.79% |
0.46% |
0.58% |
0.39% |
||||||||
| Industry group ** | ||||||||||||||||
| Agric., fish., forest. | 1.92% |
2.96% |
* | 5.24% |
* | 5.18% |
* | 6.89% |
* | 3.60% |
2.37% |
2.91% |
||||
| Mining and manufacturing | 0.45% |
1.79% |
1.87% |
1.77% |
1.12% |
0.69% |
1.25% |
0.45% |
||||||||
| Construction | 1.45% |
2.70% |
1.20% |
2.64% |
1.81% |
2.68% |
1.54% |
1.69% |
||||||||
| Utilities and transp. | 1.28% |
3.09% |
3.38% |
4.62% |
1.80% |
1.39% |
2.30% |
1.17% |
||||||||
| Wholesale trade | 1.04% |
2.22% |
2.42% |
2.67% |
1.24% |
1.22% |
1.54% |
0.99% |
||||||||
| Fin. svs. and real estate | 0.27% |
3.21% |
2.51% |
2.38% |
0.81% |
0.23% |
1.69% |
0.35% |
||||||||
| Retail trade | 0.51% |
1.71% |
2.21% |
2.93% |
2.94% |
0.73% |
0.89% |
0.62% |
||||||||
| Professional services | 0.69% |
0.79% |
1.42% |
2.63% |
1.17% |
0.52% |
0.89% |
0.73% |
||||||||
| Other services | 1.11% |
1.41% |
3.16% |
1.97% |
2.10% |
1.89% |
1.28% |
1.33% |
||||||||
| Ownership | ||||||||||||||||
| For profit, incorporated | 0.39% |
1.16% |
0.81% |
1.57% |
0.76% |
0.42% |
0.64% |
0.36% |
||||||||
| For profit, unincorporated | 1.12% |
0.77% |
2.16% |
2.33% |
2.32% |
1.69% |
0.88% |
1.56% |
||||||||
| Nonprofit | 0.82% |
1.10% |
2.01% |
2.42% |
1.56% |
0.89% |
1.47% |
0.89% |
||||||||
| Age of firm | ||||||||||||||||
| Less than 5 years | 2.79% |
3.25% |
4.53% |
4.12% |
3.88% |
8.29% |
2.02% |
5.08% |
||||||||
| 5-9 years | 1.39% |
2.50% |
2.71% |
3.30% |
2.30% |
2.07% |
1.49% |
2.24% |
||||||||
| 10-19 years | 0.62% |
1.12% |
1.13% |
1.07% |
1.16% |
2.23% |
0.55% |
1.08% |
||||||||
| 20 or more years | 0.28% |
0.90% |
0.94% |
1.46% |
0.78% |
0.55% |
0.74% |
0.28% |
||||||||
| Unknown | 0.48% |
. |
5.35% |
* | 6.07% |
* | 1.72% |
0.48% |
6.10% |
0.48% |
||||||
| Multi/single status | ||||||||||||||||
| 2 or more locations | 0.30% |
2.17% |
3.09% |
1.29% |
0.78% |
0.45% |
2.01% |
0.32% |
||||||||
| 1 location only | 0.77% |
0.79% |
0.57% |
1.78% |
1.40% |
1.17% |
0.58% |
1.25% |
||||||||
| Percent full-time employees | ||||||||||||||||
| Less than 25% | 2.10% |
4.35% |
6.77% |
* | 4.34% |
4.57% |
3.53% |
2.83% |
2.79% |
|||||||
| 25-49 % | 1.08% |
2.02% |
3.96% |
2.41% |
3.33% |
1.09% |
2.47% |
1.38% |
||||||||
| 50-74 % | 0.79% |
0.93% |
2.25% |
1.47% |
2.10% |
1.16% |
1.13% |
1.00% |
||||||||
| 75% or more | 0.38% |
0.93% |
0.73% |
1.39% |
0.67% |
0.43% |
0.65% |
0.43% |
||||||||
| Union presence | ||||||||||||||||
| No union employees | 0.34% |
0.71% |
0.80% |
0.91% |
0.90% |
0.56% |
0.54% |
0.42% |
||||||||
| Has union employees | 1.18% |
2.46% |
5.02% |
* | 6.23% |
1.96% |
0.92% |
3.05% |
1.11% |
|||||||
| Unknown | 1.10% |
8.28% |
* | 6.89% |
* | 7.25% |
* | 2.85% |
1.11% |
5.34% |
1.07% |
|||||
| Percent low wage employees | ||||||||||||||||
| 50% or more low wage | 1.03% |
2.95% |
2.32% |
3.93% |
2.07% |
1.02% |
0.78% |
1.30% |
||||||||
| Less than 50% low wage | 0.31% |
1.01% |
0.65% |
0.74% |
0.74% |
0.44% |
0.67% |
0.36% |
||||||||
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
| * Figure does not meet standard of reliability or precision. | ||||||||||||||||
| . Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
| ** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. | ||||||||||||||||