Table I.C.3.a(2005) Percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 18.3% |
15.6% |
19.8% |
22.5% |
17.5% |
17.1% |
18.0% |
18.4% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 9.5% |
* | 3.0% |
* | 11.8% |
* | 12.1% |
* | 2.7% |
* | 24.9% |
8.5% |
* | 11.6% |
* | |
Mining and manufacturing | 18.1% |
13.4% |
22.6% |
23.0% |
17.0% |
15.8% |
18.7% |
18.0% |
||||||||
Construction | 21.7% |
19.7% |
17.0% |
28.4% |
18.4% |
25.2% |
22.2% |
20.7% |
||||||||
Utilities and transp. | 15.9% |
7.6% |
* | 18.2% |
* | 33.8% |
17.0% |
12.7% |
23.5% |
14.2% |
||||||
Wholesale trade | 16.8% |
17.7% |
* | 18.1% |
15.9% |
15.8% |
17.2% |
16.2% |
17.2% |
|||||||
Fin. svs. and real estate | 19.0% |
24.0% |
21.1% |
15.1% |
19.6% |
18.5% |
20.9% |
18.6% |
||||||||
Retail trade | 25.3% |
17.1% |
30.7% |
28.3% |
26.5% |
23.4% |
24.4% |
25.8% |
||||||||
Professional services | 16.1% |
11.1% |
12.9% |
25.4% |
14.9% |
14.2% |
14.1% |
16.5% |
||||||||
Other services | 19.5% |
14.5% |
21.3% |
18.0% |
19.1% |
21.5% |
17.2% |
20.6% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 20.5% |
17.4% |
21.7% |
26.4% |
19.1% |
18.5% |
20.5% |
20.4% |
||||||||
For profit, unincorporated | 16.6% |
13.4% |
17.3% |
17.3% |
20.1% |
16.1% |
14.2% |
18.5% |
||||||||
Nonprofit | 13.3% |
6.8% |
* | 8.1% |
* | 11.6% |
14.3% |
14.0% |
8.4% |
14.1% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 20.3% |
27.5% |
14.0% |
* | 18.8% |
16.7% |
* | 15.7% |
* | 22.4% |
16.2% |
|||||
5-9 years | 22.9% |
17.3% |
20.8% |
* | 31.1% |
21.9% |
14.7% |
19.6% |
28.5% |
|||||||
10-19 years | 19.9% |
16.0% |
20.4% |
23.0% |
21.8% |
15.7% |
18.6% |
21.0% |
||||||||
20 or more years | 18.2% |
11.8% |
20.1% |
21.7% |
16.2% |
18.6% |
17.0% |
18.7% |
||||||||
Unknown | 15.8% |
. |
. |
14.8% |
* | 16.3% |
* | 15.8% |
8.4% |
* | 15.9% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 17.2% |
6.9% |
* | 36.4% |
20.2% |
15.3% |
17.2% |
22.8% |
17.0% |
|||||||
1 location only | 19.8% |
15.6% |
18.8% |
23.4% |
20.4% |
14.9% |
17.6% |
23.1% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 15.9% |
12.8% |
* | 3.9% |
* | 17.1% |
* | 19.0% |
17.6% |
* | 14.9% |
16.6% |
||||
25-49 % | 22.6% |
22.8% |
30.5% |
29.6% |
17.4% |
17.0% |
29.3% |
17.7% |
||||||||
50-74 % | 16.2% |
15.2% |
14.9% |
18.9% |
16.5% |
15.7% |
17.1% |
15.9% |
||||||||
75% or more | 18.5% |
15.3% |
20.1% |
22.7% |
17.7% |
17.3% |
17.5% |
18.9% |
||||||||
Union presence | ||||||||||||||||
No union employees | 18.9% |
15.0% |
20.0% |
20.0% |
19.2% |
19.1% |
18.0% |
19.5% |
||||||||
Has union employees | 16.7% |
17.3% |
* | 17.0% |
* | 55.7% |
10.1% |
14.6% |
18.4% |
16.6% |
||||||
Unknown | 16.3% |
43.3% |
* | 24.2% |
* | 7.6% |
* | 17.8% |
* | 15.7% |
21.4% |
* | 16.0% |
|||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 23.9% |
16.1% |
20.7% |
33.6% |
15.4% |
24.7% |
18.6% |
26.0% |
||||||||
Less than 50% low wage | 17.3% |
15.5% |
19.7% |
19.5% |
17.9% |
16.0% |
17.9% |
17.1% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.C.3.a(2005) Standard error for percent of total premiums for exclusive-provider plans contributed by employees enrolled in single coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.68% |
1.77% |
1.41% |
1.99% |
1.41% |
0.52% |
0.74% |
0.75% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 5.76% |
* | 1.31% |
* | 4.58% |
* | 4.66% |
* | 6.77% |
* | 7.08% |
3.52% |
* | 7.09% |
* | |
Mining and manufacturing | 1.52% |
3.23% |
5.85% |
3.87% |
2.55% |
1.77% |
3.73% |
1.54% |
||||||||
Construction | 2.22% |
4.17% |
3.27% |
5.50% |
5.16% |
5.99% |
2.41% |
3.54% |
||||||||
Utilities and transp. | 2.91% |
6.17% |
* | 6.41% |
* | 7.52% |
4.81% |
2.69% |
5.46% |
2.79% |
||||||
Wholesale trade | 1.88% |
6.18% |
* | 4.74% |
2.70% |
3.06% |
1.14% |
3.44% |
1.24% |
|||||||
Fin. svs. and real estate | 0.92% |
4.92% |
6.02% |
2.68% |
2.31% |
0.68% |
3.54% |
0.63% |
||||||||
Retail trade | 0.71% |
3.57% |
3.46% |
2.56% |
2.81% |
1.28% |
1.81% |
0.98% |
||||||||
Professional services | 1.45% |
1.08% |
1.47% |
3.94% |
1.38% |
1.01% |
1.14% |
1.61% |
||||||||
Other services | 1.23% |
3.56% |
6.09% |
2.99% |
3.89% |
1.15% |
2.16% |
1.29% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 1.09% |
2.94% |
1.76% |
3.27% |
1.43% |
0.64% |
1.06% |
1.19% |
||||||||
For profit, unincorporated | 1.20% |
2.15% |
3.92% |
4.80% |
3.46% |
1.64% |
1.23% |
1.78% |
||||||||
Nonprofit | 1.23% |
2.45% |
* | 3.69% |
* | 3.41% |
2.31% |
1.58% |
1.33% |
1.43% |
||||||
Age of firm | ||||||||||||||||
Less than 5 years | 3.20% |
6.71% |
7.99% |
* | 4.65% |
6.23% |
* | 6.14% |
* | 4.60% |
3.33% |
|||||
5-9 years | 2.00% |
2.45% |
7.26% |
* | 4.47% |
3.41% |
2.81% |
2.75% |
4.95% |
|||||||
10-19 years | 1.21% |
2.71% |
3.65% |
2.46% |
2.38% |
1.29% |
2.02% |
1.59% |
||||||||
20 or more years | 0.78% |
1.77% |
1.88% |
2.28% |
1.56% |
0.66% |
1.20% |
0.85% |
||||||||
Unknown | 0.78% |
. |
. |
5.98% |
* | 5.30% |
* | 0.85% |
4.68% |
* | 0.82% |
|||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.46% |
2.63% |
* | 6.37% |
1.75% |
1.41% |
0.53% |
2.71% |
0.51% |
|||||||
1 location only | 1.66% |
1.78% |
1.71% |
3.08% |
1.88% |
2.82% |
0.97% |
3.19% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.55% |
5.29% |
* | 7.68% |
* | 5.30% |
* | 4.34% |
5.85% |
* | 3.43% |
3.62% |
||||
25-49 % | 2.53% |
5.06% |
7.26% |
5.34% |
4.97% |
2.06% |
4.65% |
2.31% |
||||||||
50-74 % | 0.89% |
2.37% |
2.70% |
3.60% |
3.49% |
0.92% |
2.05% |
1.68% |
||||||||
75% or more | 0.86% |
2.06% |
1.72% |
2.19% |
1.64% |
0.61% |
0.83% |
1.02% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.74% |
1.59% |
1.45% |
1.77% |
1.67% |
0.76% |
0.67% |
1.03% |
||||||||
Has union employees | 3.19% |
5.46% |
* | 7.33% |
* | 12.92% |
1.38% |
1.18% |
3.15% |
3.27% |
||||||
Unknown | 1.50% |
13.78% |
* | 7.73% |
* | 6.49% |
* | 7.43% |
* | 1.21% |
6.84% |
* | 0.97% |
|||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 2.61% |
3.26% |
5.10% |
5.67% |
2.20% |
1.89% |
2.47% |
3.31% |
||||||||
Less than 50% low wage | 0.74% |
2.17% |
1.62% |
2.14% |
1.56% |
0.56% |
0.89% |
0.80% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |