Table I.D.2(2005) Average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 2,585 |
2,103 |
3,158 |
3,521 |
2,837 |
2,328 |
2,930 |
2,521 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 2,571 |
3,390 |
* | 2,203 |
3,529 |
1,931 |
1,588 |
3,064 |
2,023 |
|||||||
Mining and manufacturing | 2,048 |
2,244 |
3,316 |
2,930 |
2,017 |
1,903 |
3,016 |
1,975 |
||||||||
Construction | 2,402 |
1,884 |
2,314 |
3,454 |
1,700 |
2,544 |
2,534 |
2,305 |
||||||||
Utilities and transp. | 2,263 |
2,803 |
4,968 |
3,422 |
3,148 |
1,863 |
4,276 |
2,030 |
||||||||
Wholesale trade | 2,506 |
1,666 |
3,159 |
3,489 |
2,742 |
2,019 |
2,556 |
2,491 |
||||||||
Fin. svs. and real estate | 2,517 |
1,916 |
2,874 |
3,135 |
2,818 |
2,417 |
2,459 |
2,523 |
||||||||
Retail trade | 3,030 |
2,378 |
3,471 |
3,413 |
4,264 |
2,602 |
3,098 |
3,015 |
||||||||
Professional services | 2,811 |
2,243 |
3,504 |
4,404 |
3,514 |
2,352 |
3,345 |
2,722 |
||||||||
Other services | 3,087 |
1,961 |
3,105 |
3,251 |
3,021 |
3,213 |
2,735 |
3,184 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 2,524 |
2,023 |
3,083 |
3,579 |
2,670 |
2,287 |
2,944 |
2,448 |
||||||||
For profit, unincorporated | 2,776 |
2,579 |
3,710 |
3,447 |
3,178 |
2,354 |
3,109 |
2,663 |
||||||||
Nonprofit | 2,804 |
1,380 |
2,916 |
3,210 |
3,356 |
2,556 |
2,511 |
2,839 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2,343 |
2,292 |
3,624 |
3,554 |
1,643 |
* | 1,971 |
2,873 |
1,957 |
|||||||
5-9 years | 2,986 |
2,181 |
2,774 |
3,431 |
3,527 |
3,124 |
2,430 |
3,561 |
||||||||
10-19 years | 3,089 |
2,042 |
3,312 |
3,819 |
3,396 |
2,549 |
3,020 |
3,135 |
||||||||
20 or more years | 2,609 |
2,060 |
3,127 |
3,434 |
2,751 |
2,312 |
2,996 |
2,535 |
||||||||
Unknown | 2,351 |
. |
676 |
* | 5,145 |
3,111 |
2,318 |
5,455 |
2,345 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 2,421 |
2,225 |
2,308 |
3,548 |
2,662 |
2,315 |
3,176 |
2,406 |
||||||||
1 location only | 3,060 |
2,101 |
3,219 |
3,511 |
3,192 |
2,876 |
2,905 |
3,251 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 3,141 |
2,994 |
2,073 |
3,691 |
3,987 |
2,757 |
2,758 |
3,301 |
||||||||
25-49 % | 2,857 |
1,233 |
* | 2,735 |
3,095 |
3,578 |
2,853 |
2,411 |
2,967 |
|||||||
50-74 % | 2,827 |
2,617 |
2,473 |
3,799 |
3,321 |
2,652 |
2,718 |
2,848 |
||||||||
75% or more | 2,546 |
2,042 |
3,255 |
3,513 |
2,770 |
2,271 |
2,977 |
2,468 |
||||||||
Union presence | ||||||||||||||||
No union employees | 2,834 |
2,167 |
3,415 |
3,705 |
2,967 |
2,522 |
3,092 |
2,764 |
||||||||
Has union employees | 1,904 |
1,417 |
1,241 |
* | 2,378 |
1,966 |
1,893 |
1,428 |
1,938 |
|||||||
Unknown | 2,678 |
855 |
* | 5,972 |
4,053 |
4,058 |
2,578 |
4,140 |
2,644 |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 3,049 |
2,315 |
3,621 |
4,068 |
3,203 |
2,879 |
3,292 |
3,006 |
||||||||
Less than 50% low wage | 2,530 |
2,075 |
3,109 |
3,464 |
2,798 |
2,258 |
2,889 |
2,463 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.2(2005) Standard error for average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 37.56 |
74.14 |
114.64 |
69.61 |
79.02 |
51.50 |
62.43 |
50.69 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 475.01 |
1,468.50 |
* | 646.32 |
830.28 |
501.71 |
301.83 |
571.96 |
420.55 |
|||||||
Mining and manufacturing | 59.28 |
560.34 |
384.62 |
197.53 |
106.60 |
68.41 |
261.32 |
64.41 |
||||||||
Construction | 165.07 |
251.15 |
206.99 |
391.91 |
376.07 |
232.01 |
182.74 |
273.34 |
||||||||
Utilities and transp. | 151.93 |
661.52 |
828.41 |
295.83 |
350.45 |
124.85 |
332.64 |
140.99 |
||||||||
Wholesale trade | 159.90 |
184.98 |
347.48 |
566.48 |
177.97 |
148.50 |
169.93 |
180.47 |
||||||||
Fin. svs. and real estate | 40.09 |
276.12 |
406.46 |
298.30 |
171.96 |
35.04 |
248.22 |
49.00 |
||||||||
Retail trade | 101.95 |
501.53 |
236.22 |
296.62 |
286.13 |
137.80 |
205.33 |
119.15 |
||||||||
Professional services | 56.47 |
92.57 |
443.38 |
221.76 |
86.77 |
124.42 |
138.47 |
76.88 |
||||||||
Other services | 111.13 |
307.44 |
436.98 |
202.25 |
272.18 |
211.67 |
195.23 |
134.99 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 46.83 |
77.54 |
124.97 |
93.70 |
95.05 |
50.42 |
93.83 |
54.12 |
||||||||
For profit, unincorporated | 99.67 |
283.60 |
241.45 |
286.88 |
310.12 |
150.72 |
222.86 |
81.65 |
||||||||
Nonprofit | 128.48 |
267.94 |
413.19 |
375.60 |
169.40 |
190.08 |
217.77 |
142.80 |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 326.24 |
260.62 |
417.02 |
537.08 |
571.64 |
* | 224.18 |
192.46 |
461.98 |
|||||||
5-9 years | 99.52 |
256.49 |
344.09 |
276.54 |
315.03 |
228.76 |
190.77 |
171.51 |
||||||||
10-19 years | 112.98 |
204.10 |
356.68 |
228.58 |
172.54 |
224.23 |
181.71 |
135.30 |
||||||||
20 or more years | 34.33 |
159.12 |
113.09 |
89.29 |
80.97 |
46.38 |
106.89 |
48.34 |
||||||||
Unknown | 77.27 |
. |
207.40 |
* | 889.11 |
371.88 |
82.53 |
1,503.59 |
77.43 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 53.51 |
592.85 |
595.56 |
167.15 |
119.07 |
55.73 |
253.26 |
57.56 |
||||||||
1 location only | 58.07 |
76.08 |
96.06 |
69.89 |
148.86 |
326.56 |
60.56 |
104.70 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 259.78 |
757.54 |
549.70 |
612.93 |
684.04 |
378.27 |
638.52 |
265.27 |
||||||||
25-49 % | 175.40 |
527.09 |
* | 337.73 |
665.25 |
538.94 |
183.33 |
275.46 |
208.43 |
|||||||
50-74 % | 118.01 |
439.54 |
536.95 |
507.45 |
249.63 |
145.01 |
192.74 |
137.56 |
||||||||
75% or more | 34.05 |
90.69 |
122.30 |
74.31 |
74.09 |
44.75 |
73.07 |
44.78 |
||||||||
Union presence | ||||||||||||||||
No union employees | 42.18 |
77.96 |
151.50 |
81.47 |
116.83 |
63.33 |
58.17 |
52.73 |
||||||||
Has union employees | 87.88 |
301.81 |
466.32 |
* | 476.57 |
245.68 |
91.88 |
304.62 |
94.45 |
|||||||
Unknown | 118.21 |
451.56 |
* | 1,404.07 |
796.69 |
567.67 |
115.18 |
1,014.72 |
112.13 |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 117.56 |
296.93 |
575.15 |
282.39 |
186.92 |
208.63 |
194.83 |
141.64 |
||||||||
Less than 50% low wage | 44.56 |
66.18 |
110.20 |
72.43 |
82.57 |
64.98 |
57.22 |
60.20 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |