Table I.D.2(2005) Average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

2,585

2,103

3,158

3,521

2,837

2,328

2,930

2,521

 
Industry group **
Agric., fish., forest.

2,571

3,390

*

2,203

3,529

1,931

1,588

3,064

2,023

Mining and manufacturing

2,048

2,244

3,316

2,930

2,017

1,903

3,016

1,975

Construction

2,402

1,884

2,314

3,454

1,700

2,544

2,534

2,305

Utilities and transp.

2,263

2,803

4,968

3,422

3,148

1,863

4,276

2,030

Wholesale trade

2,506

1,666

3,159

3,489

2,742

2,019

2,556

2,491

Fin. svs. and real estate

2,517

1,916

2,874

3,135

2,818

2,417

2,459

2,523

Retail trade

3,030

2,378

3,471

3,413

4,264

2,602

3,098

3,015

Professional services

2,811

2,243

3,504

4,404

3,514

2,352

3,345

2,722

Other services

3,087

1,961

3,105

3,251

3,021

3,213

2,735

3,184

 
Ownership
For profit, incorporated

2,524

2,023

3,083

3,579

2,670

2,287

2,944

2,448

For profit, unincorporated

2,776

2,579

3,710

3,447

3,178

2,354

3,109

2,663

Nonprofit

2,804

1,380

2,916

3,210

3,356

2,556

2,511

2,839

 
Age of firm
Less than 5 years

2,343

2,292

3,624

3,554

1,643

*

1,971

2,873

1,957

5-9 years

2,986

2,181

2,774

3,431

3,527

3,124

2,430

3,561

10-19 years

3,089

2,042

3,312

3,819

3,396

2,549

3,020

3,135

20 or more years

2,609

2,060

3,127

3,434

2,751

2,312

2,996

2,535

Unknown

2,351

.

676

*

5,145

3,111

2,318

5,455

2,345

 
Multi/single status
2 or more locations

2,421

2,225

2,308

3,548

2,662

2,315

3,176

2,406

1 location only

3,060

2,101

3,219

3,511

3,192

2,876

2,905

3,251

 
Percent full-time employees
Less than 25%

3,141

2,994

2,073

3,691

3,987

2,757

2,758

3,301

25-49 %

2,857

1,233

*

2,735

3,095

3,578

2,853

2,411

2,967

50-74 %

2,827

2,617

2,473

3,799

3,321

2,652

2,718

2,848

75% or more

2,546

2,042

3,255

3,513

2,770

2,271

2,977

2,468

 
Union presence
No union employees

2,834

2,167

3,415

3,705

2,967

2,522

3,092

2,764

Has union employees

1,904

1,417

1,241

*

2,378

1,966

1,893

1,428

1,938

Unknown

2,678

855

*

5,972

4,053

4,058

2,578

4,140

2,644

 
Percent low wage employees
50% or more low wage

3,049

2,315

3,621

4,068

3,203

2,879

3,292

3,006

Less than 50% low wage

2,530

2,075

3,109

3,464

2,798

2,258

2,889

2,463

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.D.2(2005) Standard error for average total employee contribution (in dollars) per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005
 
Characteristics

Total

 

Less than 10 employees

 

10-24 employees

 

25-99 employees

 

100-999 employees

 

1000 or more employees

 

Less than 50 employees

 

50 or more employees

 
 
United States

37.56

74.14

114.64

69.61

79.02

51.50

62.43

50.69

 
Industry group **
Agric., fish., forest.

475.01

1,468.50

*

646.32

830.28

501.71

301.83

571.96

420.55

Mining and manufacturing

59.28

560.34

384.62

197.53

106.60

68.41

261.32

64.41

Construction

165.07

251.15

206.99

391.91

376.07

232.01

182.74

273.34

Utilities and transp.

151.93

661.52

828.41

295.83

350.45

124.85

332.64

140.99

Wholesale trade

159.90

184.98

347.48

566.48

177.97

148.50

169.93

180.47

Fin. svs. and real estate

40.09

276.12

406.46

298.30

171.96

35.04

248.22

49.00

Retail trade

101.95

501.53

236.22

296.62

286.13

137.80

205.33

119.15

Professional services

56.47

92.57

443.38

221.76

86.77

124.42

138.47

76.88

Other services

111.13

307.44

436.98

202.25

272.18

211.67

195.23

134.99

 
Ownership
For profit, incorporated

46.83

77.54

124.97

93.70

95.05

50.42

93.83

54.12

For profit, unincorporated

99.67

283.60

241.45

286.88

310.12

150.72

222.86

81.65

Nonprofit

128.48

267.94

413.19

375.60

169.40

190.08

217.77

142.80

 
Age of firm
Less than 5 years

326.24

260.62

417.02

537.08

571.64

*

224.18

192.46

461.98

5-9 years

99.52

256.49

344.09

276.54

315.03

228.76

190.77

171.51

10-19 years

112.98

204.10

356.68

228.58

172.54

224.23

181.71

135.30

20 or more years

34.33

159.12

113.09

89.29

80.97

46.38

106.89

48.34

Unknown

77.27

.

207.40

*

889.11

371.88

82.53

1,503.59

77.43

 
Multi/single status
2 or more locations

53.51

592.85

595.56

167.15

119.07

55.73

253.26

57.56

1 location only

58.07

76.08

96.06

69.89

148.86

326.56

60.56

104.70

 
Percent full-time employees
Less than 25%

259.78

757.54

549.70

612.93

684.04

378.27

638.52

265.27

25-49 %

175.40

527.09

*

337.73

665.25

538.94

183.33

275.46

208.43

50-74 %

118.01

439.54

536.95

507.45

249.63

145.01

192.74

137.56

75% or more

34.05

90.69

122.30

74.31

74.09

44.75

73.07

44.78

 
Union presence
No union employees

42.18

77.96

151.50

81.47

116.83

63.33

58.17

52.73

Has union employees

87.88

301.81

466.32

*

476.57

245.68

91.88

304.62

94.45

Unknown

118.21

451.56

*

1,404.07

796.69

567.67

115.18

1,014.72

112.13

 
Percent low wage employees
50% or more low wage

117.56

296.93

575.15

282.39

186.92

208.63

194.83

141.64

Less than 50% low wage

44.56

66.18

110.20

72.43

82.57

64.98

57.22

60.20

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.