Table I.D.2.a(2005) Average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 2,621 |
2,196 |
3,801 |
3,482 |
3,153 |
2,158 |
3,175 |
2,489 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 3,084 |
4,209 |
3,018 |
2,888 |
* | 4,680 |
* | 1,909 |
3,286 |
2,150 |
||||||
Mining and manufacturing | 2,199 |
1,479 |
* | 2,845 |
3,314 |
2,352 |
1,913 |
2,682 |
2,145 |
|||||||
Construction | 3,461 |
2,265 |
4,532 |
3,739 |
3,140 |
2,730 |
3,804 |
2,911 |
||||||||
Utilities and transp. | 1,791 |
1,505 |
* | 3,848 |
2,945 |
3,046 |
1,471 |
2,722 |
1,674 |
|||||||
Wholesale trade | 2,784 |
2,277 |
* | 3,354 |
3,394 |
2,617 |
2,384 |
3,137 |
2,615 |
|||||||
Fin. svs. and real estate | 2,531 |
2,259 |
4,034 |
3,728 |
2,948 |
2,284 |
3,398 |
2,427 |
||||||||
Retail trade | 3,243 |
2,489 |
3,482 |
3,417 |
4,707 |
2,517 |
3,133 |
3,294 |
||||||||
Professional services | 2,461 |
2,868 |
2,909 |
3,869 |
3,637 |
1,927 |
3,143 |
2,378 |
||||||||
Other services | 3,196 |
1,476 |
4,719 |
3,065 |
3,192 |
3,329 |
2,870 |
3,355 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 2,596 |
2,413 |
3,834 |
3,632 |
2,951 |
2,093 |
3,428 |
2,392 |
||||||||
For profit, unincorporated | 2,536 |
2,038 |
3,323 |
3,101 |
2,959 |
2,269 |
2,638 |
2,489 |
||||||||
Nonprofit | 2,748 |
706 |
* | 4,185 |
2,957 |
3,758 |
2,327 |
2,351 |
2,801 |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 2,648 |
1,612 |
3,197 |
2,685 |
3,693 |
* | 1,735 |
* | 2,285 |
3,180 |
||||||
5-9 years | 3,063 |
2,401 |
2,975 |
3,976 |
3,239 |
2,803 |
2,837 |
3,432 |
||||||||
10-19 years | 3,213 |
2,367 |
3,764 |
3,694 |
3,413 |
2,751 |
3,277 |
3,168 |
||||||||
20 or more years | 2,658 |
2,138 |
4,095 |
3,443 |
2,999 |
2,149 |
3,354 |
2,507 |
||||||||
Unknown | 2,184 |
. |
. |
3,764 |
5,085 |
2,100 |
3,750 |
* | 2,180 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 2,317 |
2,477 |
3,300 |
3,253 |
3,037 |
2,113 |
3,418 |
2,287 |
||||||||
1 location only | 3,277 |
2,192 |
3,827 |
3,562 |
3,301 |
3,563 |
3,150 |
3,433 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 3,685 |
3,427 |
* | 1,525 |
* | 5,656 |
4,753 |
2,864 |
* | 3,201 |
* | 4,137 |
||||
25-49 % | 2,750 |
811 |
* | 3,589 |
2,961 |
5,257 |
2,515 |
2,645 |
2,809 |
|||||||
50-74 % | 2,562 |
2,683 |
3,485 |
2,354 |
* | 3,116 |
2,285 |
2,663 |
2,541 |
|||||||
75% or more | 2,614 |
2,179 |
3,896 |
3,563 |
3,115 |
2,131 |
3,259 |
2,466 |
||||||||
Union presence | ||||||||||||||||
No union employees | 3,053 |
2,291 |
3,870 |
3,698 |
3,271 |
2,663 |
3,271 |
2,973 |
||||||||
Has union employees | 1,674 |
865 |
* | 2,037 |
* | 2,244 |
2,262 |
1,536 |
2,010 |
1,653 |
||||||
Unknown | 2,496 |
495 |
* | 9,151 |
2,156 |
* | 5,631 |
2,192 |
4,268 |
2,430 |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 3,194 |
2,242 |
4,223 |
3,063 |
3,528 |
3,111 |
3,121 |
3,212 |
||||||||
Less than 50% low wage | 2,561 |
2,191 |
3,759 |
3,525 |
3,116 |
2,053 |
3,181 |
2,413 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.2.a(2005) Standard error for average total employee contribution (in dollars) for exclusive-provider plans per enrolled employee for family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 64.38 |
184.87 |
261.93 |
87.15 |
159.06 |
46.25 |
147.84 |
78.13 |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 923.92 |
1,252.95 |
889.03 |
894.28 |
* | 1,479.95 |
* | 537.70 |
975.11 |
620.72 |
||||||
Mining and manufacturing | 195.30 |
567.11 |
* | 702.19 |
421.90 |
233.81 |
241.41 |
470.16 |
211.14 |
|||||||
Construction | 136.14 |
515.03 |
813.81 |
552.48 |
524.64 |
702.95 |
248.52 |
460.73 |
||||||||
Utilities and transp. | 331.44 |
786.75 |
* | 962.17 |
850.87 |
703.28 |
393.13 |
597.72 |
411.37 |
|||||||
Wholesale trade | 136.26 |
803.28 |
* | 722.27 |
381.97 |
381.77 |
163.24 |
500.63 |
201.51 |
|||||||
Fin. svs. and real estate | 107.53 |
418.08 |
722.09 |
598.29 |
307.68 |
102.45 |
390.58 |
114.20 |
||||||||
Retail trade | 123.99 |
626.58 |
462.14 |
341.39 |
333.66 |
102.45 |
485.83 |
156.71 |
||||||||
Professional services | 122.17 |
364.70 |
332.64 |
299.36 |
293.15 |
76.47 |
267.65 |
136.29 |
||||||||
Other services | 260.65 |
273.69 |
580.71 |
560.34 |
693.08 |
389.82 |
391.73 |
310.34 |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 78.91 |
253.52 |
273.28 |
137.40 |
100.32 |
86.15 |
188.78 |
86.23 |
||||||||
For profit, unincorporated | 188.28 |
370.79 |
517.10 |
873.75 |
353.00 |
246.09 |
255.89 |
217.43 |
||||||||
Nonprofit | 222.82 |
304.42 |
* | 845.14 |
458.90 |
313.18 |
212.49 |
446.19 |
224.56 |
|||||||
Age of firm | ||||||||||||||||
Less than 5 years | 398.25 |
371.40 |
805.70 |
704.57 |
1,209.87 |
* | 864.77 |
* | 475.30 |
308.28 |
||||||
5-9 years | 191.40 |
640.98 |
527.58 |
601.46 |
531.74 |
704.98 |
332.15 |
436.99 |
||||||||
10-19 years | 173.95 |
292.90 |
529.78 |
249.25 |
365.18 |
251.72 |
338.88 |
152.04 |
||||||||
20 or more years | 99.64 |
346.25 |
435.16 |
156.83 |
141.32 |
82.76 |
184.63 |
101.86 |
||||||||
Unknown | 89.30 |
. |
. |
1,005.41 |
953.61 |
79.78 |
1,182.60 |
* | 87.41 |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 64.41 |
708.21 |
818.07 |
280.35 |
160.95 |
45.50 |
440.19 |
58.05 |
||||||||
1 location only | 126.08 |
190.55 |
257.52 |
127.38 |
266.29 |
488.76 |
128.09 |
244.01 |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 852.17 |
1,204.80 |
* | 594.38 |
* | 1,129.91 |
906.72 |
883.73 |
* | 1,110.82 |
* | 698.48 |
||||
25-49 % | 182.42 |
449.33 |
* | 830.14 |
692.75 |
1,299.33 |
145.71 |
401.35 |
232.26 |
|||||||
50-74 % | 208.09 |
439.60 |
659.02 |
787.89 |
* | 334.99 |
266.15 |
417.69 |
264.63 |
|||||||
75% or more | 87.99 |
203.22 |
313.18 |
126.23 |
189.05 |
65.23 |
150.79 |
94.69 |
||||||||
Union presence | ||||||||||||||||
No union employees | 77.45 |
206.64 |
306.83 |
92.24 |
136.73 |
94.44 |
157.59 |
72.14 |
||||||||
Has union employees | 118.36 |
341.08 |
* | 707.11 |
* | 461.75 |
365.19 |
86.48 |
487.86 |
111.90 |
||||||
Unknown | 481.31 |
387.50 |
* | 2,671.90 |
716.73 |
* | 1,115.64 |
300.79 |
1,271.94 |
423.49 |
||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 320.58 |
480.57 |
798.54 |
462.38 |
471.70 |
505.80 |
306.77 |
390.84 |
||||||||
Less than 50% low wage | 73.99 |
208.26 |
296.94 |
80.71 |
178.46 |
71.00 |
176.50 |
94.79 |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |