Table I.D.3(2005) Percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 24.1% |
19.7% |
29.7% |
33.2% |
26.3% |
21.7% |
27.6% |
23.5% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 26.7% |
37.8% |
19.9% |
* | 39.2% |
15.3% |
20.2% |
32.7% |
20.3% |
|||||||
Mining and manufacturing | 20.2% |
22.6% |
33.8% |
28.7% |
20.0% |
18.7% |
29.6% |
19.5% |
||||||||
Construction | 22.5% |
18.1% |
23.0% |
33.0% |
14.3% |
25.2% |
25.0% |
20.8% |
||||||||
Utilities and transp. | 20.6% |
25.4% |
43.0% |
29.0% |
26.0% |
17.4% |
35.0% |
18.7% |
||||||||
Wholesale trade | 23.3% |
15.1% |
30.4% |
33.4% |
25.1% |
18.6% |
24.2% |
23.0% |
||||||||
Fin. svs. and real estate | 22.7% |
16.6% |
24.2% |
27.8% |
25.5% |
22.0% |
21.1% |
22.9% |
||||||||
Retail trade | 30.4% |
22.9% |
33.3% |
35.5% |
42.3% |
26.3% |
30.3% |
30.4% |
||||||||
Professional services | 24.6% |
20.1% |
31.6% |
38.9% |
31.2% |
20.4% |
29.8% |
23.7% |
||||||||
Other services | 30.0% |
19.8% |
29.5% |
31.6% |
30.1% |
30.9% |
27.3% |
30.7% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 23.8% |
18.6% |
29.2% |
33.9% |
25.1% |
21.6% |
27.5% |
23.2% |
||||||||
For profit, unincorporated | 26.8% |
25.6% |
36.5% |
33.5% |
30.7% |
22.4% |
30.7% |
25.5% |
||||||||
Nonprofit | 23.8% |
12.9% |
24.1% |
28.5% |
29.0% |
21.3% |
22.8% |
23.9% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 21.4% |
23.7% |
33.4% |
36.5% |
13.1% |
* | 19.8% |
29.3% |
16.6% |
|||||||
5-9 years | 28.1% |
19.7% |
28.9% |
32.3% |
34.7% |
27.0% |
23.0% |
33.4% |
||||||||
10-19 years | 28.7% |
19.5% |
30.1% |
35.0% |
31.0% |
24.7% |
27.7% |
29.4% |
||||||||
20 or more years | 24.4% |
19.0% |
29.4% |
32.5% |
25.8% |
21.6% |
28.2% |
23.7% |
||||||||
Unknown | 21.7% |
. |
6.0% |
* | 46.3% |
29.0% |
21.4% |
46.5% |
21.7% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 22.5% |
17.1% |
* | 19.1% |
32.7% |
24.5% |
21.6% |
27.5% |
22.4% |
|||||||
1 location only | 28.8% |
19.8% |
30.6% |
33.4% |
30.1% |
24.6% |
27.6% |
30.3% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 30.2% |
31.0% |
19.2% |
* | 39.1% |
41.1% |
24.5% |
29.3% |
30.6% |
|||||||
25-49 % | 27.0% |
12.5% |
* | 23.6% |
30.5% |
38.8% |
26.1% |
22.9% |
28.0% |
|||||||
50-74 % | 26.3% |
24.3% |
22.7% |
38.4% |
31.2% |
24.4% |
26.2% |
26.3% |
||||||||
75% or more | 23.7% |
19.0% |
30.8% |
32.9% |
25.6% |
21.2% |
27.9% |
23.0% |
||||||||
Union presence | ||||||||||||||||
No union employees | 26.3% |
20.3% |
31.9% |
35.0% |
27.5% |
23.3% |
29.0% |
25.6% |
||||||||
Has union employees | 18.1% |
12.9% |
12.2% |
* | 22.3% |
18.6% |
18.0% |
13.7% |
18.4% |
|||||||
Unknown | 24.4% |
9.0% |
* | 55.5% |
37.2% |
36.6% |
23.5% |
38.2% |
24.1% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 30.6% |
22.8% |
34.9% |
40.0% |
33.4% |
28.9% |
32.5% |
30.3% |
||||||||
Less than 50% low wage | 23.4% |
19.3% |
29.2% |
32.5% |
25.7% |
20.8% |
27.0% |
22.7% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |
Table I.D.3(2005) Standard error for percent of total premiums contributed by employees enrolled in family coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2005 | ||||||||||||||||
Characteristics | Total |
Less than 10 employees |
10-24 employees |
25-99 employees |
100-999 employees |
1000 or more employees |
Less than 50 employees |
50 or more employees |
||||||||
United States | 0.35% |
0.88% |
1.35% |
0.95% |
0.88% |
0.50% |
0.70% |
0.47% |
||||||||
Industry group ** | ||||||||||||||||
Agric., fish., forest. | 4.89% |
10.13% |
6.90% |
* | 9.60% |
4.45% |
4.42% |
5.92% |
4.53% |
|||||||
Mining and manufacturing | 0.50% |
5.73% |
3.97% |
1.26% |
1.11% |
0.55% |
2.55% |
0.56% |
||||||||
Construction | 1.87% |
2.62% |
1.92% |
4.67% |
4.10% |
2.25% |
1.74% |
2.88% |
||||||||
Utilities and transp. | 1.25% |
5.66% |
8.31% |
3.71% |
2.84% |
1.06% |
3.72% |
1.18% |
||||||||
Wholesale trade | 1.25% |
1.63% |
3.51% |
4.48% |
1.63% |
1.44% |
1.72% |
1.48% |
||||||||
Fin. svs. and real estate | 0.48% |
2.90% |
3.99% |
2.44% |
1.71% |
0.44% |
2.41% |
0.56% |
||||||||
Retail trade | 0.99% |
5.10% |
2.68% |
2.81% |
3.10% |
1.44% |
2.00% |
1.24% |
||||||||
Professional services | 0.51% |
0.67% |
3.75% |
2.19% |
0.89% |
1.11% |
1.28% |
0.67% |
||||||||
Other services | 1.04% |
2.95% |
3.81% |
1.94% |
2.81% |
2.10% |
2.15% |
1.43% |
||||||||
Ownership | ||||||||||||||||
For profit, incorporated | 0.46% |
0.88% |
1.58% |
1.14% |
1.11% |
0.43% |
1.00% |
0.51% |
||||||||
For profit, unincorporated | 0.96% |
3.07% |
2.55% |
3.16% |
2.55% |
1.59% |
2.26% |
0.86% |
||||||||
Nonprofit | 1.13% |
2.57% |
3.45% |
3.50% |
1.49% |
1.83% |
1.99% |
1.29% |
||||||||
Age of firm | ||||||||||||||||
Less than 5 years | 3.59% |
2.56% |
3.52% |
4.50% |
6.34% |
* | 2.90% |
2.01% |
4.72% |
|||||||
5-9 years | 1.14% |
2.36% |
3.93% |
2.72% |
2.57% |
1.93% |
2.01% |
1.47% |
||||||||
10-19 years | 0.91% |
1.57% |
3.57% |
2.65% |
1.58% |
2.57% |
1.48% |
1.09% |
||||||||
20 or more years | 0.29% |
1.69% |
0.93% |
1.05% |
0.73% |
0.46% |
1.05% |
0.43% |
||||||||
Unknown | 0.69% |
. |
1.86% |
* | 8.22% |
2.99% |
0.75% |
13.60% |
0.69% |
|||||||
Multi/single status | ||||||||||||||||
2 or more locations | 0.54% |
5.63% |
* | 5.20% |
1.59% |
1.32% |
0.54% |
2.46% |
0.58% |
|||||||
1 location only | 0.62% |
0.95% |
1.22% |
1.07% |
1.42% |
2.17% |
0.72% |
0.95% |
||||||||
Percent full-time employees | ||||||||||||||||
Less than 25% | 2.66% |
6.60% |
6.22% |
* | 3.94% |
6.26% |
3.19% |
4.80% |
2.62% |
|||||||
25-49 % | 1.23% |
5.17% |
* | 3.41% |
5.10% |
4.10% |
1.30% |
2.83% |
1.55% |
|||||||
50-74 % | 1.21% |
3.61% |
5.19% |
4.34% |
2.21% |
1.52% |
1.97% |
1.36% |
||||||||
75% or more | 0.31% |
1.10% |
1.34% |
0.96% |
0.85% |
0.43% |
0.78% |
0.40% |
||||||||
Union presence | ||||||||||||||||
No union employees | 0.41% |
0.97% |
1.63% |
0.85% |
1.18% |
0.62% |
0.65% |
0.50% |
||||||||
Has union employees | 0.90% |
2.72% |
3.65% |
* | 4.39% |
2.54% |
1.04% |
2.79% |
0.99% |
|||||||
Unknown | 0.88% |
5.61% |
* | 11.25% |
6.80% |
4.73% |
0.85% |
7.60% |
0.83% |
|||||||
Percent low wage employees | ||||||||||||||||
50% or more low wage | 0.97% |
2.75% |
5.19% |
2.76% |
1.74% |
1.70% |
1.88% |
1.19% |
||||||||
Less than 50% low wage | 0.41% |
0.85% |
1.25% |
1.00% |
0.94% |
0.61% |
0.64% |
0.56% |
||||||||
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2005 Medical Expenditure Panel Survey-Insurance Component. | ||||||||||||||||
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||||||||||
* Figure does not meet standard of reliability or precision. | ||||||||||||||||
. Data suppressed due to high standard errors or no reported values in cell. | ||||||||||||||||
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix. |